Business interruption insurance can help your business if you have to close temporarily.

What is business interruption insurance (and does my business need it?)

Most business owners would probably agree that a major worry is having to close the doors temporarily due to a fire or another loss. Experiencing a business interruption throws everything into chaos. Of course, you have property insurance to help you get back on your feet and cover the expenses of repairs or rebuilding.

But here’s the kicker:

Property insurance will most likely not cover moving to a temporary location if you have to close for a short time. What’s more, property insurance also probably won’t reimburse you for the income you lost while you were closed.

However, there’s good news:

Business interruption insurance (or business income insurance) can help your business weather a loss that forces you to close your doors, such as a fire, vandalism, natural disasters, and equipment damage. While it’s often forgotten and neglected, business interruption is a very valuable type of coverage.

Let’s see what it’s all about.

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Bundling your home and auto insurance can help you save money.

What you need to know about bundling your home and auto insurance

You’ve probably seen some insurance commercials that talk about bundling your home insurance and auto insurance. Maybe you’re wondering what’s so great about bundled insurance policies. Can bundling your home and auto insurance really help you save money on your home insurance? Bundling comes with numerous advantages, but there are also some things you have to consider when asking yourself if you should bundle your home and auto insurance. We’ll explain what you need to know.

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Crime coverage can help protect your business against employee theft.

How crime coverage can protect your business from employee theft

While it’s important to trust your employees and foster positive relations with the people you work with, it’s also important to be aware of the risk of fraud and protect your business against employee theft. There are steps you can take around your premises to prevent employee fraud, but another way to protect your business from this very common occurrence is to consider crime coverage for your business. We’ll explain how crime insurance can help your business if you ever experience employee theft.

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Physical damage coverage is important when it comes to protecting your towing business.

What is physical damage coverage and does my tow truck business need it?

Sometimes we run into bad luck. Running a tow truck business, you know that anything can happen – you face a lot of risks, and sometimes those risks catch up with you. Tow truck insurance exists to help your business out of tight spots and protect your towing operation, but there are a lot of coverages out there that you ought to consider before being satisfied that your business is protected from anything the road can throw at you (or any trees that could fall on your tow trucks – we’ll explain in a second.) One of those coverages is physical damage coverage. We’ll explain what physical damage coverage is and how it can protect your business.

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Missing a home insurance payment could put you at risk of having your coverage canceled.

What will happen if I miss a home insurance payment?

Home insurance payments perhaps aren’t your favorite things. The deadlines are usually doable and you get that check in the mail (or pay online) with plenty of time. But sometimes things happen and you miss a payment. Maybe an emergency came up and you couldn’t get the bill paid. Perhaps it’s been a tough month financially and you just can’t make that payment. Or you may have simply forgotten – it happens. Whatever the reason may be, the home insurance bill didn’t get paid. And now you’re wondering what happens if you miss a home insurance payment. We’ll explain.

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call your insurance agent to see if you can get insurance discounts

Life changes that mean you need to talk to your insurance agent

Nothing in life is certain. Sometimes we experience major life changes, and when life events happen you might need to re-evaluate your insurance situation and needs. It’s important to make sure that you have the coverage you need to be protected from all the risks you face every day. You definitely don’t want to end up underinsured, whether it’s with your home insurance or your auto insurance. So, we’ll go over some life situations that could mean you need to give your agent a call.

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Physical damage coverage (collision coverage and comprehensive coverage) helps you protect your car.

Auto insurance: What are collision coverage and comprehensive coverage?

If you’ve ever had to get auto insurance, you might have noticed that there are an awful lot of coverages out there for cars. At first, you may have thought, it’s a car – how complicated can it be to insure? Then you quickly realized that those were famous last words. There are quite a few choices you have to make when it comes to insuring your vehicle. A couple of the coverages you may have noticed are collision coverage and comprehensive coverage. We’ll explain what those are and how they can protect you.

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Your deductible can affect your tow truck insurance premiums.

Does my deductible affect my tow truck insurance rates?

If you sometimes feel like your head is spinning when you’re confronted with all of the insurance-related terms you have to know for your tow truck business, don’t worry – you’re not alone. With all the different types of tow truck insurance out there, not to mention all the fancy insurance words, it can get overwhelming. One of those buzzwords you might have been wondering about is deductible. Maybe you’ve been wondering what exactly a deductible is and why people make a big deal about it. We’ll give the definition of deductible and go over what it means. Even better, we’ll explain how it can affect your tow truck insurance rates.

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You can save money on your auto insurance with these tips.

7 easy tips for how to save money on car insurance

The time has come – time to make your auto insurance payment. If you cringe every time you need to pay your auto insurance bill, you’re probably looking for ways to save money on auto insurance – and we don’t blame you! Car insurance has gotten very expensive. Of course, it’s essential to have proper auto insurance when you hit the road, but that doesn’t mean you should have to break the bank to get it. We have some tips on how to save money on car insurance.

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InsuranceHub is pleased to welcome our new teammates from Insley Insurance.

Welcome to Team InsuranceHub, Insley Insurance!

We’ve got an announcement to make: InsuranceHub is pleased to welcome Insley Insurance to our team. Insley will now be part of the InsuranceHub family, and we want to extend warm greetings and a hearty “welcome aboard!” to our new teammates.

Pictured left to right: Yvonne, Robyn, Alicia, Kristina, and Ashley

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