Transportation

If your business is a part of the transportation industry, you know how hard it can be to get the right insurance to protect you. There are plenty of risks that you face every day on the road. When you send out your trucks you need to know that they’re protected with the right insurance coverage. Here at InsuranceHub, we specialize in transportation insurance. We’ll help you manage your risks and customize an insurance plan that fulfills all of your company’s needs.

We’ve dedicated a section of our blog to transportation-related articles to help you protect everything you’ve worked so hard to build. Feel free to click through and read at your leisure. We enjoy passing along insurance information and safety tips that will help transportation companies just like yours be prepared. Armed with knowledge and a great insurance plan, you’ll be able to hit the road with confidence.

Reefer Safety Tips

May 26, 2022

Reefer trucks are essential for delivering temperature-sensitive products safely, and refrigerated products no longer include only food. Properly maintaining a reefer unit is the key to delivering an undamaged product, whether it’s perishable food, sensitive electronic equipment, or medical supplies.

Carrying refrigerated cargo can be especially dangerous because if the trailer’s temperature gets too high or dips too low, entire loads could be ruined, or worse, could make people sick. Bacteria can grow on perishable items if the temperature gets above 45° F.

The point is, following safety protocols are extremely important when it comes to your reefer. These units are very complex; therefore, you need to know how to properly operate a refrigerated truck. Let’s discuss the ins and outs of reefer safety.

A Guide to Tanker Truck Insurance

May 20, 2022

There are plenty of dangers and hazards involved with operating a tanker truck. If you run a company and want to protect it, getting tanker truck insurance is a must. That being said, this type of insurance doesn’t come cheap. Therefore, many truckers dread searching for quality insurance.

So, if you run a tanker truck business or operate one then here are some helpful tips for selecting the best insurance. Let’s get started.

What Does Tow Truck Insurance Cost?

May 13, 2022

As we all know, insuring a commercial vehicle is by no means cheap. Therefore, by working with a company that specializes in insurance for towing businesses, you can get the best rates. Not only that, but you can get expert advice on how you can better manage risk and keep your insurance costs down.

In this article, we’ll expand on the cost of tow truck insurance and share with you the various factors that can affect your rates. Let’s get started.

Pros and Cons of Being a Flatbed Truck Driver

May 10, 2022

Being a flatbed truck driver has its advantages and disadvantages. In this role, you’ll be responsible for hauling all sorts of goods that standard trucks can’t. This can include forklifts, equipment, mobile homes, machinery, and so on. Since these items tend to be oversized and exposed on the trailer of the truck, there’s more risk involved. However, many agree the benefits make the job well worth it.

In this article, we’ll discuss the pros and cons of being a flatbed truck driver. Let’s get started.

What Does Semi Truck Insurance Cost?

May 10, 2022May 5, 2022

It’s impossible to give a definitive answer to the question, “how much is semi truck insurance?” The reason for this is commercial truck insurance costs vary widely and depend on several different factors. As I’m sure you’re aware, all trucking businesses have their own unique risks.

On average, it may cost $3,000 to $5,000 per year if you lease onto a motor carrier. However, if you operate under your own authority it may cost you around $9,000 to $12,000 per year. Unfortunately, if you’re a new authority you could be paying close to $16,000 per year.

As of recently, truck insurance has been steadily increasing due to a high number of accidents, claims, and DOT violations. In this article, we’ll discuss the average cost of semi truck insurance, as well as ways you can save.

Challenges with Refrigerated Trucks

April 29, 2022

Refrigerated trucks play a crucial role in transporting perishable items across the country. Without them, we’d have bare shelves in our grocery stores!

Furthermore, keeping the goods at their designated temperature throughout the transportation process is nothing short of challenging. Drivers must be able to identify problems that could lead to the spoilage of their goods.

The scary part is temperature changes can occur very rapidly during transit. Continuing on the subject, there are certainly many challenges that exist in the reefer industry. Let’s discuss.

Reefer Truck Insurance: What to Know

May 10, 2022April 28, 2022

The primary purpose of a truck insurance policy is to protect your business against a wide variety of threats. The same goes for refrigerated trucks. Reefer trucks facilitate in transporting perishable items that have to remain at a specific temperature to avoid spoilage.

A primary example here would be dairy and meat products, which tend to go bad within as little as two hours if they reach room temperature. Reefer trucks are of great use to local catering companies, meatpacking plants, and retail food warehouses.

Most importantly, reefer trucks are a large investment for trucking companies. This can be a highly profitable business; however, drivers require extensive knowledge and training regarding the safe transportation of perishable goods. One breakdown can mean you lose your whole load.

So, the best way to protect yourself is by purchasing reefer truck insurance. This truck type is often more expensive to insure than others due to the risks associated with transporting perishable items. You may even find that some insurance companies don’t want to insure you.

We understand how stressful it can be to find insurance for your reefer truck; however, we’re here to help. In this article, we’ll discuss the different coverages available for your refrigerated truck. Let’s begin.

A Guide to Car Hauler Insurance Coverage

April 22, 2022

In 2019 alone, the car hauling industry generated more than $12 billion. This is a significant jump from the year 2014. As you could predict, the car hauling business has become quite desirable in the eyes of many. However, if you want to reap the benefits of this industry, you need to purchase insurance coverage first.

So, to run your business successfully, you must learn all there is to know about car hauler insurance coverage.

Car Hauler Insurance Cost: What to Know

April 20, 2022

Car haulers are used for transporting vehicles for auto body shops, car dealerships, repossession companies, and more. These trucks are essential in the transportation industry and without them, we wouldn’t be able to leave our house!

As you can imagine, starting a car hauler business can be very profitable and worthwhile. However, you need to also keep in mind the amount of risk involved. For instance, car haulers are very expensive trucks and they haul vehicles worth tens of thousands of dollars. If you were to get into an accident you could be looking at some very costly repairs and damages.

Therefore, to avoid all the headaches, you need to make sure your car hauler is insured. With the help of insurance, you can protect your assets and rest assured knowing you’re taken care of in the event of an unwanted incident.

So, in this article, we’ll discuss the cost of car hauler insurance and the various factors that can affect your rates. Let’s begin.

Finding Loads for Your Hot Shot Trucking Business

April 15, 2022

You need profitable loads to survive in the hot shot trucking industry. In fact, there would be no trucking industry without loads. We understand how stressful it can be to secure a profitable and quality load on a regular basis. The good news is that there are several ways to discover new loads for your hot shot business.

In this article, we’ll share four different ways to secure a hot shot load. Let’s begin.