The whole point of an insurance claim is to have help restoring things back to normal. But what if you feel like your insurance company isn’t helping you enough? Many people let things slide and just pay the extra costs to repair or replace their things after a disaster. However, they may not know that you can dispute the amount that your carrier is willing to give you. It doesn’t amount to just arguing, though. You’ll need to work with your carrier and your agent so that they can get you the claims payout you need. Here’s the proper way to dispute your insurance appraisal.
You’ve filed a claim, you’ve gone through the assessment process, and finally an insurance company has written you a check for the damages. During this process, though, you may have wondered if you really have to use the insurance money for its intended purpose – the repairs. Is it legal to just pocket the money, use it for something else, and walk away? As with most things insurance, it depends. Here’s why.
If you’re a driver, you’re responsible for a vehicle that goes very fast. And you’re operating that vehicle around other cars that also go very fast. So, that calls for auto insurance, right? But car insurance comes with a very hefty document called a policy. If you’re eyeing that thing with a little bit of trepidation, that’s understandable. But there are a lot of reasons to read through your car insurance policy.
If you walk out to your car to find a smashed window, you’re probably understandably frustrated. Why would someone do this? And to add insult to injury, the thief stole some belongings out of the vehicle. You don’t have high hopes of seeing your property again. So, your question now is how are you going to replace those possessions? Will car insurance cover the cost of the stolen item? Let’s take a look at this unfortunate scenario.
Tow truck drivers have a tough time – not just because of the dangers of assisting others, but because of the lack of widespread knowledge about their trade. Therefore, we took to Reddit to ask the towing community what they want customers to know. We’ve gathered 10 of the most important tips that tow truck drivers want customers to know for their tow to go speedily, safely, and smoothly.
If you’ve got a driver’s license, you might just have a car to go with it. It’s kind of a peanut butter and jelly situation. But if you have a car, there’s something else you’ll need. It’s something that can protect your car and you financially in the event of an accident. You know, it’s a thing that you pay for, it comes with a policy…You guessed it, it’s car insurance. Take this chance to test your car insurance know-how with these auto insurance FAQs.
So, sometimes you might have a good friend who wants to borrow your car. Maybe they’ve got some errands they have to run, or maybe they need it because their car is in the shop or something. Anyways, you might worry a little – that’s your car, and someone else is driving. But you trust in your friend’s driving ability, so you allow them to borrow your car. They really need the favor and you’re okay with helping them. However, it does make you wonder…what happens with the car insurance situation if someone borrows your car? How does it work, and how will your friend be covered while they’re driving your car? We’ll explain.
Getting behind the wheel of a car is one of the riskiest things we do on a regular basis. Though we’re used to driving and riding in cars and hopefully don’t feel afraid to do these things, there’s danger when it comes to vehicles. For example, objects near the side of the road – i.e. telephone poles. Would you be covered if you accidentally hit a telephone pole? We’ll explain – the answer is, quite predictably, it depends on what coverage you carry.
Thunk. Even if the jolt and the sudden lurch forward wasn’t enough to alert you to the fact that you’ve been rear-ended, the unmistakable sound would. You take a deep breath to steady your nerves, taking inventory. You feel okay. You put your hazards on and move to the side of the road, pulling over to a safe place. You expect the other driver to slow and stop behind you, but instead, they take off. You stare in disbelief as the other car speeds away. What? For real? Through your understandable frustration, you’ve got this question – does car insurance cover a hit and run? We’ll explain.
Coming out of a restaurant or a store to a dented or scuffed car can be a terrible feeling. You expect a certain amount of safety for your car when you park in public spaces. Did you park incorrectly, did the person not see the damage to your car? Or did they just drive away without a care? In any case, someone has to pay for the damages. Here’s how to tell if it will be you or an auto insurance company that pays up if someone hits your car in a parking lot.