Moving Truck Insurance

Need moving truck insurance for your company? Let our trucking industry professionals help.

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Moving Truck Insurance

Do you own a moving truck company? If so, I’m sure you’re aware of all the obvious risks. Such as, one of your drivers gets into an accident or the customer’s belongings get damaged under your care.

In this case, you need moving truck insurance to protect your business and drivers. We understand that finding insurance may seem overwhelming and daunting. But that’s where we come into the picture.

Here at InsuranceHub Leavitt Agency, we have a team of trained professionals who specialize in trucking. With our wide variety of carrier options, we’re able to shop around for you.

What’s considered a moving truck?

A moving truck is a cab with an enclosed trailer. These trucks are used by moving companies to haul homeowners’ belongings from their current location to their new home.

Homeowners can either hire movers to do the hauling or rent the truck and do it themselves.

Do you need a CDL to drive a moving truck?

You won’t need a CDL to operate a moving truck. All you’ll need is a valid driver’s license if you want to drive one or rent one.

What type of insurance do moving trucks need?

As stated above, there are several risks involved with running a moving truck business. You wouldn’t want to be left uninsured and footing the bill if an unwanted incident occurs.

Here are some of the standard coverages you’ll typically need for your moving trucks:

Auto Liability

Truckers General Liability

Collision & Comprehensive Coverage

Cargo Insurance

How much does moving truck insurance cost?

There are various factors that insurance companies take into consideration when developing your quote. First things first, the insurer will need to know the ins and outs of your business to assess your risk. The riskier you are to insure, the higher your rates will be.

An agent will gather and evaluate the following information to determine your quote:
minimum insurance coverages for a small business insurancehub
  • The year, make, and model of your moving trucks
  • Location
  • Your hauling radius
  • The number of employees you have


  • Whether your trucks are newer or used
  • Your employees’ ages and driving records
  • How long you’ve been in business