Business Insurance

Your business is unique and you face your own specific risks and dangers, but we can help make sure you’re protected. Every business needs a business insurance policy that’s customized specifically for its needs. At InsuranceHub, we believe in creating a policy that’s built with your business in mind. We know that insurance can get complicated. So, one of our goals is to make the process as easy as possible.

We want to be more than just an insurance company to you. Whether you need a business owner’s policy, general liability, or property insurance, InsuranceHub is here to help. Each of these types of coverages does something different, but we’ll help you figure out which ones are right for you. You’ve worked really hard to build your business, so let us help you protect it.

The Ultimate Guide to Making a Hotshot Trucking Business Plan

February 2, 2023

Hotshot trucking is a rapidly growing industry that provides a one-of-a-kind opportunity for individuals who wish to start their own business. Hotshot trucking involves hauling smaller loads and delivering them fast, usually within a day or two. These services are in high demand, particularly in the oil and gas industry, where quick deliveries are needed. If you’re considering starting your own hotshot trucking company, you’ll need to develop a good business plan to succeed.

We’ll go through the steps you need to follow to create a successful hotshot trucking business and ways to reach your entrepreneurial goals in this blog. Let’s get started!

Choosing the Right Commercial Truck Insurance Policy in Texas

January 26, 2023

Having the appropriate insurance coverage in place is critical when operating a commercial truck in Texas. Insurance is not only a legal obligation, but it also provides financial protection in the event of damage or an accident.

Selecting the right commercial truck insurance policy, on the other hand, can be a daunting task. However, with some research and knowledge of your options, you can discover a policy that meets your needs and requirements.

In this post, we’ll discuss how to choose the best commercial truck insurance policy in Texas. Let’s get started!

Navigating the Aftermath of a Truck Driver Accident

January 20, 2023

Being a truck driver is a high-pressure job, and having to navigate an accident is among the most challenging aspects of it. As a diligent commercial driver, you must be prepared for the unexpected and know how to mitigate the negative impact of an accident.

In this article, we will go over the process of contacting your insurance company and filing a claim. In addition, we’ll provide some helpful tips for being proactive and minimizing the risk of accidents in the future. Let’s get started!

Top 10 Vehicle and Driver Out of Service Orders in 2022

January 13, 2023January 13, 2023

The FMCSA is responsible for conducting inspections of commercial motor vehicles and drivers to ensure that they remain compliant with regulations set forth by the federal government. If an inspection results in a serious violation, the driver will be issued an out of service order and must correct the problem before they may legally operate again.

As you can imagine, the FMCSA keeps a close eye on the most common vehicle and driver violations. With this information, fleet owners can take proactive measures to ensure that their drivers comply.

Here are the 10 most common out of service orders issued for vehicle and driver violations during 2022.

The Complete Guide to Starting a Hot Shot Business

January 6, 2023January 5, 2023

Are you a truck driver looking to start your own hot shot business? In the transportation industry, having a hot shot company can be an incredibly rewarding experience if done correctly. It can also give you immense flexibility and freedom as an entrepreneur.

But starting a hot shot business isn’t simple – it involves extensive research, thorough knowledge of commercial regulations, and up-to-date technology. That’s why we’ve put together this comprehensive guide that covers everything from getting financing, to registering your business with local authorities, to marketing yourself online – let us help get you on track with building your own hot shot business!

A Comprehensive Guide to Maintaining Your Semi Truck and Handling Breakdowns

January 4, 2023December 29, 2022

As a truck driver, you rely on your vehicle to get the job done. Proper truck maintenance is crucial for ensuring your truck operates smoothly and safely, and it can also help extend the lifespan of your vehicle. Not to mention that a well-maintained semi truck is less likely to be involved in an accident or breakdown.

In this guide, we’ll delve into the importance of proper truck maintenance, as well as provide a step-by-step guide on what to do in the event of a malfunction. Let’s get started.

Understanding Short Haul Trucking

January 4, 2023December 21, 2022

Short haul trucking presents several advantages for experienced drivers. For instance, there’s the ability to plan around tight deadlines, stay close to home, and reduced operating costs. But you’re probably asking yourself, what is short haul trucking exactly?

In this blog post, we’ll discuss the ins and outs of short haul trucking, how it differs from long haul trips and the importance of being insured. Let’s begin!

The Benefits of Utilizing DOT Compliance Services

January 4, 2023December 15, 2022

If you’re a trucking business owner, you know how important it is to stay compliant with the regulations set forth by the DOT. Failure to do so can result in costly fines and legal issues, which can seriously impact the success of your business. One effective way to ensure compliance and avoid these issues is by using DOT compliance services.

These services provide expert guidance and support to help you navigate the complex and ever-changing world of DOT regulations, ensuring that your business stays on track and avoids any potential violations (see how much a severity weighting is).

In this article, we’ll take a closer look at the benefits of using DOT compliance services and how they can help your trucking business thrive.

Do You Need Insurance for Trailers?

December 9, 2022December 9, 2022

Trailers for commercial vehicles are subject to wear and tear and potential damage or loss. This is why it’s important for the owners of these trailers to have insurance to protect their investment and minimize potential financial losses.

We’ll address whether you need insurance for your commercial trailer in this piece and discuss its significance if you do.

What Does Semi Truck Insurance Cost?

December 2, 2022December 1, 2022

It’s impossible to give a definitive answer to the question, “how much is semi truck insurance?” The reason for this is commercial truck insurance costs vary widely and depend on several different factors. As I’m sure you’re aware, all trucking businesses have their own unique risks.

On average, it may cost $3,000 to $5,000 per year if you lease onto a motor carrier. However, if you operate under your own authority it may cost you around $9,000 to $12,000 per year. Unfortunately, if you’re a new authority you could be paying close to $16,000 per year.

As of recently, truck insurance has been steadily increasing due to a high number of accidents, claims, and DOT violations. In this article, we’ll discuss the average cost of semi truck insurance, as well as ways you can save.