It’s no question that hackers nowadays have gotten exceedingly clever – almost unfairly so. There’s a type of online scam called phishing that everyone should know about – and no, it doesn’t have anything to do with fish. The name is disappointingly misleading. Anyways, phishing is when a hacker or scammer impersonates a trusted institution, like a bank, to trick targets into giving away personal information. But there’s a whole other level of phishing. And that’s called spear phishing (again, not quite sure where they got the name.) Spear phishing is even more nefarious than regular phishing because it’s harder to detect. We’ll go over what spear phishing is and how to avoid it.
Nowadays, many businesses would feel powerless without their computers. We depend on our technology to help us run our lives, and businesses are no exception. Technology is great, but it’s also a weak spot for businesses because computers can be targeted by hackers. The reality is that even though our machines seem nice and secure, locked away in our office building or store, they’re actually very susceptible to attack. In the hands of a hacker, computers are like putty. And, to be honest, so are humans. We’re not as smart as we like to think we are sometimes. And that’s why it’s so important to go over a few types of online scam that could hurt your business, which is exactly what we’re going to do in this article.
No employer wants to see an employee get hurt on the job. You don’t want to see your employees in pain, and workplace injuries often have long-lasting effects on any business. But accidents are inevitable, and eventually you may find yourself dealing with a workplace injury or illness. And if you do, there are six things you absolutely have to do. Keep in mind that time is of the essence when workplace accidents are involved, so don’t delay.
Seeing your employees move on from your company is bittersweet. You’re happy that they found an opportunity and that they’re making a forward move in their careers, but…why’d they have to leave? What are you going to do now that you have a vacant position? It’s back to the drawing board of hiring, and that means advertising the job, interviewing, onboarding, and training. Yikes. On top of that, the employees who leave know how things work. They’re efficient, and their experience is invaluable.
It’s important that you’re able to keep your employees at your company. In order to make your company the awesomest place ever to work, it’s important that you take steps to keep people at your business – and here are some tips to do just that.
The world sometimes seems like it’s driven by money. If you have a business that handles lots of cash on a regular basis, for instance, a restaurant or retail store, you understand. But as great as money is, having cash on-hand creates risks for any business. Cash registers and cash drawers instantly make your business a target for theft and hold-ups. As a business owner, you want your employees to be safe. You don’t want them to get hurt because of the money they handle. We’ve got some tips that will help you establish policies for safe cash handling at your business and lower the risk of something bad happening.
Hiring can be an ordeal. First, you have to figure out what exactly you need. Then you have to come up with the job description and application. Then there’s interviewing all of the eager applicants who want to wow you. Then there’s the selection process, and on-boarding, and training…Eeesh. The last thing you need to come from all of that hard work is someone bringing a lawsuit against your business for discrimination. Hiring is one of the most eggshell-walking times for employers because of the risk of unintentional discrimination that could result in hefty lawsuits. We’ve put together some tips for you to make sure that you’re going by the book when you’re hiring so you can avoid employment practices risks.
Question: What’s inland marine insurance?
Follow-up question: Does it have anything to do with boats, by chance?
Welcome to the world of confusing insurance terminology! Inland marine insurance is a way for businesses to fill gaps that might be in their coverage. Coverage gaps are not good for businesses – you wouldn’t carry an umbrella with holes in it into a rainstorm, would you? Nope. Probably not. But some aspects of your business might not be covered elsewhere in your insurance plan. And that’s where inland marine can help.
You want your employees to feel welcome, safe, and happy when they come to work. You want the sight of your workplace to make them smile, and you want them to have camaraderie with their coworkers. In an ideal world everyone would get along perfectly and there would never be any drama within your team. But that’s not always the case. If you thought that bullying stops at the playground, think again. It can happen and does happen all-too-often in the workplace.
While harassment and bullying at the workplace can have many different forms, it’s usually considered to be an instance in which someone is using power or intimidation to hurt someone else. Sometimes the behavior is not intentional, but often it is. And that’s why you need to take a stand against it.
Bullying at the workplace can have serious negative effects on the target’s mental, emotional, and even physical health. It can lead to feelings of low self-worth, depression, anxiety, and even headaches in the person being bullied. For you as an employer, the cost of bullying can come in the form of lawsuits if the behavior goes ignored, but there are other effects that are far-reaching and can seriously hurt your business. Let’s take a look at some of them and then talk about how you can prevent bullying in your workplace.
As a business owner, you know that you need to make sure you’re protected from all potential risks. Your building is covered, your employees are covered, your liability is covered. But what about the things that don’t strictly belong to you? If your business stores, cleans, repairs, services, or otherwise holds on to your clients’ property, you’re instantly put at risk. If you do computer repairs, for example, chances are that your client wouldn’t be too happy if your sprinklers went berserk and fried their laptop, would they?
To protect your business from the risk that comes along with keeping your clients’ possessions in your care, custody, and control (basically a fancy way of saying they’re trusting you to keep their belongings safe) you might want to consider bailee insurance.
Some claims are just too big for normal insurance. As a business owner, you probably don’t want to think worst-case-scenario about a huge disaster or lawsuit befalling your business. It’s easier to shut those things out of our minds. But the truth is that it might happen. Big losses, though they might have a low probability of happening, do happen. And when they do they can be absolutely devastating.
That’s why there’s excess liability coverage. You might know it better by its nickname, umbrella insurance. What does umbrella insurance do, exactly? And why do you need it for your business? We’ll explain what umbrella insurance can do for your business and why you might want to consider it.