There are lots of potential risks that people who work with tow trucks face every day. Risks, or exposures, are why people get insurance in the first place—so that they’re protected from whatever life might throw at them.
As someone who works in the tow truck industry, it’s important that you understand what you’re up against. There are several types of risks that your business faces every day, so we’ve outlined the kinds of exposures that you need to be aware of when thinking about getting your insurance coverage. The exposures and risks depend on what kind of business you have (mainly whether you’re strictly towing or you have a body shop), but these are the main ones to think about.