Your business is unique and you face your own specific risks and dangers, but we can help make sure you’re protected from all of the risks you face ever day. Every business needs a business insurance policy that’s customized specifically for its needs. At InsuranceHub, we believe in creating a policy that’s built with your business in mind. We know that insurance can get complicated, so one of our goals is to make the process of getting business insurance as easy on you as possible.
We want to be more than just an insurance company to you – we want to become a trusted advisor and partner to your business. Whether you need a business owner’s policy (BOP), general liability, property insurance, D&O, or a multitude of other coverages, InsuranceHub is here to help. Each of these types of coverage does something different, but we’ll help you figure out which ones are right for you. You’ve worked really hard to build your business, so let us help you protect it.
Truckers and motor carriers are subject to a lot of regulations and a lot of rules. The FMCSA is the government entity that motor carriers have to know about, as it’s responsible for overseeing safety for commercial motor vehicles. So, FMCSA is a big deal in the trucking world, but why? It’s helpful to know exactly what the FMCSA does and the role it plays in the grand scheme of trucking. Here’s how that works.
If you have a small business, you might wonder about workers’ compensation insurance. It’s one of the coverages that comes up a lot when business insurance becomes the topic of conversation. What’s the big deal about workers’ comp insurance? Why do you as a small business need workers’ compensation insurance? We’re going to explain what workers’ comp does and explain why it’s so important for small businesses to have it.
The outbreak of coronavirus (COVID-19) has plunged the country into a time of uncertainty, fear, and anxiety. As stores, school districts, restaurants, and other businesses close in an effort to slow the spread of the illness, people around the world are staying inside and doing their best to engage in “social distancing.”
There are a lot of regulations that truckers have to follow, and the FMCSA has a Safety Measurement System (SMS) that includes seven BASICs. The BASICs address different safety areas for trucking businesses. One of those categories concerns the fitness of drivers to operate commercial vehicles. It’s called, quite appropriately, the Driver Fitness BASIC. We’ll explain what this BASIC is, how it’s measured, and how motor carriers can improve in this safety category.
There has been a lot in the news about the coronavirus (COVID-19). You’ve probably heard many different stats, stories, and warnings about it. Since the coronavirus has been affecting multiple countries worldwide, small businesses may be concerned about what would happen if their supply or inventory was cut off. Small businesses may also be concerned about other effects of the coronavirus – for example, if COVID-19 hit their area and they had to close. It’s a little complicated. We’ll explain what you as a small business should know.
Clearinghouse is still big news in the trucking world. There are a lot of parts to it and aspects about it that anyone who employs CDL or CLP drivers needs to understand. One of these things is Clearinghouse queries. Trucking employers are going to have to query the Clearinghouse about their drivers, but what exactly does that mean? We’ll explain what queries are and go over what you need to know about querying the Clearinghouse.
With trucking insurance, your DOT Number can make or break you. There are a lot of factors that go into insurance rates, but your DOT score can play a major part. Out-of-service orders and issues in SAFER listings can cause trouble for trucking businesses. Here are a few considerations so that you can ensure that your DOT Number isn’t working against you.
Trucking involves a lot of inspections from the DOT. That is just a fact. The DOT is going to conduct inspections on your vehicles, and those inspections are going to drive your DOT scores. This can have bigger effects than might be immediately apparent. It all comes back to your truck insurance rates.
As a business owner, you might not relish the prospect of dealing with business insurance. One coverage that you probably hear a lot about is general liability. Why do you need general liability insurance? Why is it such a big deal? We’re going to go over six reasons why your business may need general liability insurance.
There are a lot of regulations out there that truckers need to adhere to. Recently, the FMCSA’s Clearinghouse took effect, which means that there are new requirements truck drivers – owner-operators included – need to know about. Things get a little complicated for owner-operators because they’re both employer and driver. That’s why we’ve put together some need-to-know information about Clearinghouse for owner-operators.
