There’s a lot that goes into running a business, and sometimes errands and such might require your employees to go mobile and drive. If your employees ever have to drive their own personal cars for business use, you could be opening up your business to risk. Sure, your employees are good drivers and you don’t feel the need to grab a crash helmet knowing they share the roads with you.
Computers are great, and chances are they play a fairly big role in helping you manage and run your business. While technology, in theory, makes life easier, it also opens up a bunch of new potential problems and threats. Data breaches and hacks can be catastrophic – we’ve all heard the horror stories. For businesses, a cyber attack can mean an interruption of business, lost revenue, and even litigation.
It’s not a pretty picture.
And while it’s tempting to believe that cybercriminals are only after big businesses that have huge profits, that’s not exactly reality. Cybercriminals are after small and medium businesses, too. That’s why it’s important to think about cyber liability insurance for your business. Cyber policies are tailored to your specific business, and they can protect you in a variety of ways. We’ll go over six ways that cyber insurance protects your business.
If you’ve served liquor at your restaurant, catering company, or company party, you may have at least one liquor liability horror story. Where there’s alcohol, there’s bound to be someone who parties a little too hard. And when a drunk person gets out of hand, they could end up hurting themselves and others. This could cause big liability issues for your business.
If you have liquor liability insurance for your business, these bodily injuries and property damage can be taken care of. However, as important as it is to have coverage for liquor liability incidents, it’s just as important to know how to prevent these mishaps in the first place. Here are 7 tips on how to reduce your chance of liquor liability before anything serious happens.
A Condo-owners Association (or COA) is responsible for a lot. It’s in charge of maintaining the shared common areas of the condominium, such as walkways, swimming pools, parking areas, the grounds, and recreational areas – among their other responsibilities and duties. However, all of these responsibilities open the Condo-owners Association (or the board members in charge of the COA) to a certain level of risk. And that’s where COA insurance can help you – it can protect you from those risks. We’ll explain some of the common risks COAs face and how COA insurance protects you.
You may be a little hesitant to buy liquor liability insurance if you own anything else but a bar. However, this type of insurance can make or break any business that serves alcohol. It’s no secret that people can get a little rowdy when they’re intoxicated, and when you’re the business that served them that alcohol, you can be found liable for your patrons’ behavior. So, how can liquor liability insurance help protect your business when someone lets a little too loose? What is liquor liability insurance anyway? And why do you need it? Let’s take a look.
If you have an auto repair shop or a garage, the days are always packed. With cars that need to be fixed or serviced and returned to their owners, paperwork to handle, and premises to maintain, it’s hectic. One aspect of having a shop that you might be scratching your head about is auto body shop insurance. What coverages do you need? Auto shops aren’t without their risks, after all, and when life throws a curveball you have to be ready to hit it back. We’re going to go over five auto body shop insurance coverages you can consider.
It’s always good to stay up-to-date on the latest online scams and tricks. One that’s been going around lately is called the Fake President Fraud. It’s quite nefarious because it relies on something called social engineering to trick/con employees into sending money – your business’s money – to a scammer.
We’re going to give you the scoop on this treacherous plot by explaining what it is, why it works, how you can defend against it, and an insurance solution that can help you safeguard against it.
It’s that time of year again for tow trucks to break out their winter weather gear. The roads are getting a little icier, a little dicier, and a lot more accident prone. So, it’s important when you’re coming to the rescue of a stranded or crashed vehicle that your tow truck is prepared for the special kinds of hazards you can face in winter weather. Check out our winter tow truck gear guide to keep your tow trucks and drivers safe in colder weather.
It’s no secret that towing isn’t exactly the easiest industry to get into. It takes a lot of hard work and dedication to launch a successful tow truck business and keep it growing and thriving – there’s a lot that goes into running a successful towing business. We caught up with two towing veterans to ask for their advice on running a towing business – Bob Lantis of First Call Towing (based in Alabama) and Charles Hopper of Hoppers Tow and Recovery, LLC (based in Mississippi.) Check out what they had to say about running a towing business.
Here at InsuranceHub, we’re always looking to make insurance easy for our clients. When we’re helping people get quotes, we put our all into making the process go as smoothly as possible by striving to deliver a head-ache free insurance experience.
But we also want to make insurance easy for our current commercial insurance clients, and one way that we do that is with our Client Portal. If you’re a current client and you haven’t gotten the chance to check it out yet, we encourage you to do so. And if you’re not our client yet, we invite you to find out how our Client Portal can make your life easier if you decide to work with our team!