Category: Business Insurance

Your business is unique and you face your own specific risks and dangers, but we can help make sure you’re protected from all of the risks you face ever day. Every business needs a business insurance policy that’s customized specifically for its needs. At InsuranceHub, we believe in creating a policy that’s built with your business in mind. We know that insurance can get complicated, so one of our goals is to make the process of getting business insurance as easy on you as possible.

We want to be more than just an insurance company to you – we want to become a trusted advisor and partner to your business. Whether you need a business owner’s policy (BOP), general liability, property insurance, D&O, or a multitude of other coverages, InsuranceHub is here to help. Each of these types of coverage does something different, but we’ll help you figure out which ones are right for you. You’ve worked really hard to build your business, so let us help you protect it.

25 Jun
2020

Why workplace morale is important for towing businesses

by Katelyn Betts | with 0 Comment | in Business Insurance, Insurance, Transportation

Towing is not easy. It’s long hours, hard work, and unpredictable adventures. And if you’re the leader of a towing business, you’re kind of in charge of making sure that everyone is happy working as a part of your team. That means that you need to be conscious of workplace morale and take steps to give it a bit of a lift if it needs it. (Workplace morale being the overall perspective your employees have towards their job as they work for your tow truck company – positive, negative, etc.) Basically, it’s what kind of spirits everyone is in. Here are a few tips to help you with morale at your business.

04 Jun
2020

How to succeed at CSA as a trucking business

by Katelyn Betts | with 0 Comment | in Business Insurance, Insurance, Transportation

As a trucking business, you know the FMCSA is a big deal. They run a lot of different programs related to safety, and one of those is the CSA, or Compliance, Safety, Accountability. You might be wondering how you can do well at the CSA. Trucking businesses are subject to a lot of inspections and such, so it’s important to know how to do well with the CSA. Here are a few tips.

15 May
2020

8 tips to help your employees during the pandemic

by Katelyn Betts | with 0 Comment | in Business Insurance, Insurance

The coronavirus pandemic has created a lot of worry and stress, and as the leader of the business, your employees look to you. It’s important to keep morale up during the pandemic. Your workers are probably all very worried, and the strain of not knowing how long the situation will last can really weigh on people. That’s why caring for your workers during the pandemic needs to be a priority. Here are a few tips.

07 May
2020

When does the Safety Measurement System stop intervention?

by Katelyn Betts | with 0 Comment | in Business Insurance, Insurance, Transportation

As a motor carrier, you’re probably familiar with the FMCSA, and by extension, you know about the Safety Measurement System (SMS). You know that the FMCSA oversees motor carriers and safety. They intervene with carriers when their safety record gets below a certain standard. But as a motor carrier, you might wonder when the SMS stops identifying a carrier for intervention. We’ll explain what the SMS is, how it gets its data, and when they stop intervention.

16 Apr
2020

Losing rental income due to coronavirus?

by Lauren Lieb | in Business Insurance, Insurance

As we find ourselves in the middle of the coronavirus pandemic, a lot of questions are coming up in the insurance world with regards to whether insurance policies can provide any relief to landlords for the tenant’s inability to pay. It’s unfortunately quite sobering to think of how many people have lost their jobs due to the current coronavirus pandemic. To date, unemployment claims in the United States are nearing 17 million, so it’s best to be prepared for an increasingly likely scenario in which your tenant cannot pay their rent. Would insurance cover this loss of rental income, and if so, what coverage would be needed? For landlords, it’s important to understand what is and is not covered – and why.

13 Apr
2020

How InsuranceHub can help your trucking business during COVID-19

by Katelyn Betts | with 0 Comment | in Business Insurance, Insurance, Transportation

We’re living through a very stressful and worrying time as the COVID-19 pandemic continues. The state of the country has been affecting many small businesses, trucking and towing businesses included. Here at InsuranceHub, we’ve been monitoring the coronavirus situation closely and working to find solutions that can alleviate the financial strain for our transportation insurance customers. We know that this is an extremely stressful time, and we want to help. Here are a few questions we’ll consider to see if we can be of assistance.

09 Apr
2020

What is the Federal Motor Carrier Safety Administration (FMCSA)?

by Katelyn Betts | with 0 Comment | in Business Insurance, Insurance, Transportation

Truckers and motor carriers are subject to a lot of regulations and a lot of rules. The FMCSA is the government entity that motor carriers have to know about, as it’s responsible for overseeing safety for commercial motor vehicles. So, FMCSA is a big deal in the trucking world, but why? It’s helpful to know exactly what the FMCSA does and the role it plays in the grand scheme of trucking. Here’s how that works.

26 Mar
2020

Why do I need workers’ comp for my business?

by Katelyn Betts | with 0 Comment | in Business Insurance, Insurance

If you have a small business, you might wonder about workers’ compensation insurance. It’s one of the coverages that comes up a lot when business insurance becomes the topic of conversation. What’s the big deal about workers’ comp insurance? Why do you as a small business need workers’ compensation insurance? We’re going to explain what workers’ comp does and explain why it’s so important for small businesses to have it.

20 Mar
2020

Trucking and the COVID-19 outbreak

by Katelyn Betts | with 0 Comment | in Insurance, Transportation

The outbreak of coronavirus (COVID-19) has plunged the country into a time of uncertainty, fear, and anxiety. As stores, school districts, restaurants, and other businesses close in an effort to slow the spread of the illness, people around the world are staying inside and doing their best to engage in “social distancing.”

19 Mar
2020

What is the Driver Fitness BASIC?

by Katelyn Betts | with 0 Comment | in Business Insurance, Insurance, Transportation

There are a lot of regulations that truckers have to follow, and the FMCSA has a Safety Measurement System (SMS) that includes seven BASICs. The BASICs address different safety areas for trucking businesses. One of those categories concerns the fitness of drivers to operate commercial vehicles. It’s called, quite appropriately, the Driver Fitness BASIC. We’ll explain what this BASIC is, how it’s measured, and how motor carriers can improve in this safety category.