Your business is unique and you face your own specific risks and dangers, but we can help make sure you’re protected from all of the risks you face ever day. Every business needs a business insurance policy that’s customized specifically for its needs. At InsuranceHub, we believe in creating a policy that’s built with your business in mind. We know that insurance can get complicated, so one of our goals is to make the process of getting business insurance as easy on you as possible.
We want to be more than just an insurance company to you – we want to become a trusted advisor and partner to your business. Whether you need a business owner’s policy (BOP), general liability, property insurance, D&O, or a multitude of other coverages, InsuranceHub is here to help. Each of these types of coverage does something different, but we’ll help you figure out which ones are right for you. You’ve worked really hard to build your business, so let us help you protect it.
When you work in trucking, you’re subject to many, many regulations. The goal of these regulations is to keep the roads safe for all drivers – CMV drivers and passenger cars alike. That’s the reason that the SMS (Safety Measurement System) exists. It’s a way for the FMCSA to keep track of a motor carrier’s safety record. How do they do this? They use data from different sources and organize it into seven different categories, called BASICs. We’ll go into more detail.
We’re all one big family at InsuranceHub, and we’re so glad that we get to work together as a team. There are a lot of us in the office, and we’ve all proved in one way or another that all roads lead to insurance. Everyone has a different story and a different path. We caught up with one of our spectacular Senior Account Managers, Angie Cooper, to learn about her story – how she got her start in insurance, her time at InsuranceHub, what she loves about her job, and what a day in the life of Angie looks like.
If you’re a property manager, chances are you speak insurance like a second language. It’s something that you’re used to dealing with, so you know the coverages and you understand the risks you need to be protected from. But what might need some clarity is how insurance companies – particularly standard insurance carriers – determine whether they want to insure your building. Here are seven details that can help you stay in the standard insurance market.
At InsuranceHub, we believe in continuing education. Insurance is a constantly changing industry, and we like to stay up-to-date on the latest trends, technologies, and knowledge. There’s always something to learn about insurance, especially when it comes to transportation insurance. It’s a very specialized niche, and there’s always plenty to discover. That’s why we’ve got six team members – Lee LeBaigue, Ed Hemmer, Monica Lott, Chrisann Richards, Kristina Insley, and Robyn Roberts – headed to Orlando to attend the annual MCIEF (Motor Carrier Insurance Education Foundation) Conference! The MCIEF meeting is from Oct. 3 to Oct. 4, and our team is really looking forward to it.
When it comes to trucking, there’s a lot of “paperwork” (rather, forms and such) to take care of. One big thing that you need to take care of is your USDOT Number. It might seem a little overwhelming to deal with your USDOT Number, so we’re going to break things down for you.
The main questions we’ll cover are:
If you’re the owner of a business, you’ve got plenty to deal with on a day-to-day basis. Running a business is hard work. One thing that you might not particularly relish dealing with is insurance. There can be a lot to juggle and there can be a jumble of insurance policies. But there is a way to make the jumble slightly easier to deal with – bundling your commercial insurance policies by getting them from the same insurance company. There are a few advantages to doing this, and we’ll go over a few reasons why you may want to bundle your business insurance if this is the right move for your particular company.
Property owners and property managers are often veterans when dealing with insurance, so chances are you are familiar with the coverages you need. It comes with the territory. You understand the risks you face, and you know how insurance can protect you. But there is more to it than just having the correct coverage. You must also ask yourself if you have the right coverage for your situation, and if you are setting yourself up to be in the best possible insurance situation – especially if you are insuring an “older” building. (By insurance terms, “older” typically means that the property was built more than 20 years ago.) Here are a few ways you can improve your insurance situation as a property manager or owner if you’re insuring an older apartment building.
Tow truck and transportation insurance rates are a major concern for drivers and business owners. The goal is to get good coverage at a good rate. But to do that, you have to understand what affects your towing or truck insurance rates. One thing that is a big part of the rates you’ll be able to get is your business’s loss run. So it’s something to pay attention to.
Trucking businesses are subject to many government regulations. It can be tough to keep everything straight and decipher the law-speak of these regulations. One important thing about transportation that you should know about is operating authorities. Who needs an operating authority? How do you get operating authority? And, well, what exactly is it? We’ll answer these questions.
If you’re a trucker, you rely on your vehicles. With many, many miles to log on the road, you could find yourself in a real situation if something happened to your truck. For example, what if you’re in an accident? What if your truck is caught in a fire? There are a lot of different things that could go wrong. So – knowing how reliant you are on your truck, your question is this: does transportation insurance cover my truck? We’ll explain.
