Business Insurance

Your business is unique and you face your own specific risks and dangers, but we can help make sure you’re protected. Every business needs a business insurance policy that’s customized specifically for its needs. At InsuranceHub, we believe in creating a policy that’s built with your business in mind. We know that insurance can get complicated. So, one of our goals is to make the process as easy as possible.

We want to be more than just an insurance company to you. Whether you need a business owner’s policy, general liability, or property insurance, InsuranceHub is here to help. Each of these types of coverages does something different, but we’ll help you figure out which ones are right for you. You’ve worked really hard to build your business, so let us help you protect it.

Steps to File a Motor Truck Cargo Insurance Claim

December 6, 2024

When you’ve worked hard to secure a reliable trucking operation, discovering that your cargo is damaged or lost can feel like a punch to the gut. The stress of trying to recoup your losses through your motor truck cargo insurance can make matters worse if the process feels confusing or overwhelming. If this sounds familiar, you’re not alone, and there’s good news—it doesn’t have to be that way.

In this guide, we’ll walk through the steps to help you file a cargo claim with confidence, minimizing disruptions to your business and protecting your bottom line.

What Are the FMCSA Requirements for Hauling Cargo?

November 14, 2024

Managing cargo hauling involves more than just getting freight from point A to B. For many trucking companies, the weight of FMCSA compliance requirements can feel overwhelming. It’s a balancing act, and one misstep could mean fines, DOT violations, or worse, jeopardizing your business’s future. You’re here because you want to make sure your operation runs smoothly, safely, and within the bounds of the FMCSA’s guidelines. And trust me, you’re not alone in feeling this pressure.

Steps to Train Your Drivers for Hazmat Transport and Insurance Savings

November 7, 2024

If you’re responsible for transporting hazardous materials, you know the weight of that responsibility—both in safety and compliance. The regulations, the constant oversight, and the fear of something going wrong can feel like a lot. And for good reason: hazmat transport comes with significant risks that affect not only the driver but also the company and everyone else on the road. The consequences of inadequate training and safety measures can be costly, leading to accidents, regulatory fines, and even higher insurance premiums. But there’s a path to confidently navigating these challenges, creating a safer environment and keeping your insurance costs manageable.

Box Truck Insurance: What You Need to Know to Protect Your Business

October 24, 2024October 24, 2024

Box trucks are a vital asset for many businesses, playing an essential role in the supply chain. Whether delivering furniture, moving goods for a courier service, or transporting construction materials, box trucks are used daily to pick up cargo from warehouses and deliver it to designated locations.

However, just like any commercial vehicle, box trucks carry valuable cargo that requires comprehensive protection. Not only does the cargo need coverage, but the truck itself, the driver, and your business must be adequately insured to avoid financial hardship.

In this article, we’ll break down what box truck insurance is, the various coverage options available, and why it’s essential for anyone operating a box truck. Let’s get started.

The Difference Between Intrastate vs. Interstate Trucking

October 17, 2024October 17, 2024

If you own a trucking business, your vehicles travel a lot of ground. Some trips stay within one state’s borders, while others cross state lines or even international borders. In the trucking world, two terms often come up: intrastate and interstate trucking. But what exactly do they mean, and how do they impact your business? Understanding the differences is crucial for choosing the right trucking authority and ensuring compliance with the necessary regulations.

In this article, we’ll break down the distinctions between intrastate and interstate trucking, explain the requirements for each, and guide you on the next steps to keep your business running smoothly.

The Hidden Risks Without Non-Trucking Liability Insurance

October 10, 2024

Running a trucking business isn’t easy, and every decision made impacts not only your fleet but your financial stability too. If you’re a trucking business owner or a driver, you’ve probably taken all the necessary steps to protect your vehicles when they’re on the road. But what about when they’re off-duty? Non-trucking liability insurance may seem like just another expense, but it’s crucial for covering those unexpected moments when your trucks aren’t actively transporting goods. It’s about protecting your livelihood even when your truck is not on a job.

How Much Does a Semi Truck Cost? Factors That Affect the Cost

September 20, 2024September 20, 2024

Semi trucks, also known as tractor-trailers or big rigs, are the backbone of the transportation industry. They play a crucial role in moving goods across long distances, keeping supply chains running smoothly. If you’re considering investing in one, you might be asking, “How much does a semi truck cost?” The answer isn’t straightforward, as numerous factors influence the overall cost.

In this comprehensive guide, we’ll delve into the various price ranges of semi trucks, the factors that affect their overall cost, and offer valuable tips for purchasing one. We’ll also cover important considerations like insurance costs and towing expenses. Let’s get started!

Why Truckers Need an Occupational Accident Insurance Policy

September 12, 2024

Long hours, unpredictable weather, heavy loads, and endless miles—being a trucker comes with unique challenges that most jobs don’t have. You’re not just worried about traffic or deadlines; there’s a constant thought in the back of your mind: “What if something happens to me?” Accidents are a part of life on the road, and for truckers, they can mean much more than just a minor inconvenience. They’re a threat to your livelihood, your health, and your peace of mind. It’s time to protect yourself against the unexpected.

The Role of Errors and Omissions Insurance in Georgia Trucking

September 5, 2024

Running a trucking business in Georgia comes with a unique set of challenges. From navigating the ever-changing road conditions to ensuring the safety of cargo, there’s already a lot on your plate. And then, there’s the constant worry of something going wrong — maybe a miscommunication about a delivery route or an overlooked detail in a contract. Suddenly, you find yourself staring down the barrel of a costly claim or legal dispute, which could impact your business’s reputation and bottom line.

But you’re not alone. Many trucking businesses in Georgia are grappling with the same issues, wondering how they can safeguard themselves against the unexpected. This is where errors and omissions insurance comes into play, providing a safety net for those unforeseen moments that could otherwise be financially crippling.

GEICO Trucking Insurance: A New Option for Truckers with InsuranceHub

August 29, 2024

We’re thrilled to announce that InsuranceHub is one of the select agencies now offering GEICO trucking insurance, an exciting new option for owner-operators and small motor carriers. With GEICO joining our lineup, there’s a fresh opportunity to explore competitive rates that could save you thousands on your trucking insurance—especially in a market that’s been tough for so long.