Your business is unique and you face your own specific risks and dangers, but we can help make sure you’re protected from all of the risks you face ever day. Every business needs a business insurance policy that’s customized specifically for its needs. At InsuranceHub, we believe in creating a policy that’s built with your business in mind. We know that insurance can get complicated, so one of our goals is to make the process of getting business insurance as easy on you as possible.
We want to be more than just an insurance company to you – we want to become a trusted advisor and partner to your business. Whether you need a business owner’s policy (BOP), general liability, property insurance, D&O, or a multitude of other coverages, InsuranceHub is here to help. Each of these types of coverage does something different, but we’ll help you figure out which ones are right for you. You’ve worked really hard to build your business, so let us help you protect it.
As the owner of a towing company, you know that tow truck insurance is a must. You face a lot of risks, so you’re on a quest to get tow truck insurance to protect your business. Now the biggest question you have is…how much does tow truck insurance cost? You just want a quick answer, a ballpark.
But here’s the thing:
There isn’t really a “quick answer” to that question.
Tow truck driving is not necessarily the safest job out there. The road is a dangerous place. It’s not necessarily fun to think about, but you need to be prepared for what to do if you’re in a car crash. Your actions right after the wreck can make a big difference if it comes to a lawsuit. Besides, knowing what to do and being prepared can help you stay calm and handle the situation.
When you work in a service industry, such as towing, it’s crucial that you establish a strong reputation. That reputation can go a long way towards generating more business for your towing company. By giving your clients a great towing experience, you can develop a good reputation and help your business thrive. Now, that might seem kind of impossible – most people don’t wake up in the morning saying, “Gee, I’d love to have to get my car towed today.” But with the following ten tips, you can give your clients the best possible towing experience.
The world of insurance has a lot of jargon and fancy words. It can be hard to decipher “insurance-speak” sometimes. Let’s say you’re a contractor on the phone with a potential client. Everything’s great until they ask for proof of insurance. You’ve got lots of business insurance, so you don’t anticipate a problem. You politely ask what the client would like to see as “proof.” As it turns out, they want a certificate of liability insurance.
But what exactly is a certificate of insurance? What does it do?
We’ll go over what a certificate of insurance is and how to get one.
For small businesses, especially service-related businesses like towing operations, online reviews are worth their weight in gold. People look to reviews to make purchasing decisions and trust the word of online reviewers – for better or for worse. So, for you as a tower, it’s important to get great reviews. While it may seem silly and arbitrary to chase the approval of the worldwide web, it can make a big difference to your company by drumming up business and helping you develop a good reputation. So, we’ve got a few tips to help you score awesome reviews online.
When it comes to big events – a wedding, a festival, a business event like a fundraiser – there are a lot of things to juggle. The invitations, the food, the entertainment, the guests, the decorations…the list goes on. While it’s not necessarily fun to consider the possibility of a catastrophe befalling your event, it’s important to consider the power of Murphy’s Law – anything that can go wrong will go wrong. We’re not trying to spread doom and gloom…but it’s important to be prepared. And that’s why they invented special event insurance. What’s that, you ask? Don’t worry – we’re going to go over what you need to know about special event insurance.
Your employees are your business’s greatest strength. They’re the ones who make the magic happen, right? So, as an employer and business owner, you would be devastated if one of your workers got hurt on the job. It’s your legal responsibility to provide a safe workplace, which is a pretty serious job. Sure, workers’ comp insurance is great, but why not head off an accident before it happens?
Fortunately, we’ve got some tips to help you step up workplace safety at your business. Check out the following ten points.
There are many different types of tow truck insurance out there, and they can get a little confusing. One type of insurance that you need to know about as the owner of a towing or wrecker business is auto liability insurance. Now, you might have a few questions. What is auto liability insurance? Why does your tow truck business need it? How much does auto liability insurance cost?
Well, don’t worry – we’ll answer all of those questions.
When you run a business that offers services or advice to clients, one of your greatest fears might be giving the wrong advice or your help not being very helpful (or even harmful.) We’re all human, and we all make mistakes. But what if your business makes a mistake that costs your client money? Who’s going to pay for it? Your client could hold you responsible, and what’s more, they might sue. And lawsuits are expensive. So, what’s a business owner to do to protect themselves?
Well, we’ve got some good news: there’s a type of insurance for that. It’s called errors and omissions insurance (also called E&O.) We’ll explain what E&O insurance is, who needs it, and how it works.
When you run a business, every day can be an adventure. Which can be exciting…but also stressful. At any rate, your business probably relies on lots of machines and equipment (and, you know, electricity) to keep running. But what would happen if one of those important machines – maybe a piece of equipment like a refrigerator or your air conditioning unit – went kaput and broke? It would probably be the stuff of nightmares.
But not to fear – we have the solution.
Equipment breakdown insurance can help your business survive a mechanical failure. We’ll explain what it is and what it covers – and we’ll even throw in some fun facts on the way.
