The primary purpose of a truck insurance policy is to protect your business against a wide variety of threats. The same goes for refrigerated trucks. Reefer trucks facilitate in transporting perishable items that have to remain at a specific temperature to avoid spoilage.
A primary example here would be dairy and meat products, which tend to go bad within as little as two hours if they reach room temperature. Reefer trucks are of great use to local catering companies, meatpacking plants, and retail food warehouses.
Most importantly, reefer trucks are a large investment for trucking companies. This can be a highly profitable business; however, drivers require extensive knowledge and training regarding the safe transportation of perishable goods. One breakdown can mean you lose your whole load.
So, the best way to protect yourself is by purchasing reefer truck insurance. This truck type is often more expensive to insure than others due to the risks associated with transporting perishable items. You may even find that some insurance companies don’t want to insure you.
We understand how stressful it can be to find insurance for your reefer truck; however, we’re here to help. In this article, we’ll discuss the different coverages available for your refrigerated truck. Let’s begin.