Have you ever been kept awake at night because you’re worried about something happening to your home? The possibilities are endless – fire, burglary, flooding, lightning. Your home is, well, your home. If something were to happen to your house, it would be devastating. It’s no wonder you have a hard time sleeping if you’re dwelling on the things that could go wrong.
But the good news is that homeowners insurance will be there for you. With a great home insurance policy, you can sleep well knowing that your home and belongings are covered if you’re hit with a catastrophe. A homeowners policy covers and protects you from a multitude of disasters, so even though you can’t predict the future, you know you’ll be protected from whatever life can throw at you.
We know that your home and your family are unique, so you need a personalized insurance policy to fit your needs. InsuranceHub would be happy to help with that. We can help you identify your risks and make sure you’re covered. We want to keep you and your family protected from anything that could come your way.
If you ever find yourself in the position of having to file a home insurance claim, you might be feeling a little stressed out. Whether it’s a fire, water damage, a fallen tree that damaged your roof, or a burglary, filing that home insurance claim might have you pulling your hair out a little. It might seem like a very intimidating thing. Maybe downright scary. But we’ve got some pro tips to help you through the process of filing that home insurance claim.
Your home insurance is more than dollar signs disappearing from your bank account in the form of premium. It’s kind of like a superhero that can swoop in to help you in a variety of situations. Along with providing coverage for your house and your belongings, it can also help you out by covering “other structures.” What is other structures coverage, exactly? We’ll explain what’s covered, how much coverage you have, and explain how it works.
Your home insurance covers a lot of different things – and it does a lot of cool tricks. It protects the structure of your home. It covers your personal belongings. It even covers your liability if a guest gets hurt. But will it cover your hotel bill if you face a loss that requires you to leave your home and stay somewhere else? There’s this other section that your policy should have that’s called additional living expenses (or loss of use coverage), and it can cover a hotel stay. What is additional expenses coverage? We’ll explain.
Halloween is almost here, and it’s a very exciting day for kids who are anticipating putting on a spooky costume and consuming a copious amount of sugar. Trick-or-treating is great and it can be a lot of fun. But it also means that a lot of tiny humans are walking around on the streets. It’s super important to drive extra safe on Halloween. Check out the following tips for driving on Halloween.
As far as hurricane season goes, we’re not out of the woods yet. (Hurricane season in the Atlantic goes from June to the end of November.) If you’re trying to get home insurance ahead of a major hurricane, you may encounter a problem: no one’s selling it in your area. There’s a reason that you can’t get home insurance before a hurricane: binding restrictions (a.k.a. moratoriums.)
Well, that doesn’t sound good. But what is that, exactly? We’ll explain.
Yes, it might be early in the fall season, but it’s never too early to start getting your home ready for winter. Cold weather, snow, and ice can be really hard on your house. It’s important to be proactive about taking care of your home before the winter weather gets too brutal. We’ve got an ultimate checklist of 30 fall home maintenance tasks.
Many homeowners are affected by flooding every year, and a lot of people only find out after the fact that flooding is not covered by home insurance. (By flooding we mean a rapid accumulation of water on the ground that invades your home.) Maybe you’re thinking about getting flood insurance, but you’ve got a few questions. How do you get flood insurance? How much does flood insurance cost? When should you get flood insurance? How much flood insurance can you get? We’ll explain the answers!
Well, you’ve got this insurance policy to protect your home – and your bank account – in case a disaster happens. The thing is, there are a lot of different terms and vocab words in there that are confusing. Some of them are even attached to numbers – yikes. We’re going to explain three different insurance numbers you need to know about when dealing with your home insurance.
So, you have this shiny, fancy home insurance policy to protect your home. It’s got lots of words in it. While you know that your home insurance is like an invisible financial safety net, you might be wondering what home insurance does. What tricks does it do? What special features does it have? What’s the quality of the camera? Just kidding. Bottom line: what does home insurance do? We’re going to explain what perils are covered by home insurance.
No one really wants to file an insurance claim. It’s just up there on the list of Not-Fun-Things-to-Do, right along with going to the dentist and paying bills. While sometimes Mother Nature strikes with unwarranted ferocity, there are a few things you can do to prevent damage to your home and protect yourself from home insurance claims. We’ll explain six common home insurance claims and how to avoid them.
