Have you ever been kept awake at night because you’re worried about something happening to your home? The possibilities are endless – fire, burglary, flooding, lightning. Your home is, well, your home. If something were to happen to your house, it would be devastating. It’s no wonder you have a hard time sleeping if you’re dwelling on the things that could go wrong.
But the good news is that homeowners insurance will be there for you. With a great home insurance policy, you can sleep well knowing that your home and belongings are covered if you’re hit with a catastrophe. A homeowners policy covers and protects you from a multitude of disasters, so even though you can’t predict the future, you know you’ll be protected from whatever life can throw at you.
We know that your home and your family are unique, so you need a personalized insurance policy to fit your needs. InsuranceHub would be happy to help with that. We can help you identify your risks and make sure you’re covered. We want to keep you and your family protected from anything that could come your way.
Summer’s officially here. And with summer comes bugs. Big bugs, little bugs, all sorts of bugs, all of which are most likely not welcome in your home. If you’re facing an insect invasion and are at your wit’s end with squishing your new friends, you might be thinking about using a pesticide. But pesticides are designed to kill things, so they can be dangerous if not used properly. To keep your home safe from poisons, keep the following tips in mind.
There are a variety of reasons that you and your family might be forced to evacuate your home and head to a safe area. Wildfires, floods, hurricanes, and transportation accidents might leave your family with no option but to skedaddle. It might be your choice if your feel unsafe due to an impending natural disaster, or you might be required to leave by local officials.
You might not have lots of time to get out and go, so it’s crucial that you be prepared for the possibility of an evacuation, especially if you live on the coast or in another area that has a high risk of natural disaster. You need to have a plan so that you know exactly what to do and you can move out quickly and safely. We’ve got some preparation tips that will help make your emergency evacuation as smooth as possible.
Summer can get brutal. The sweltering heat from our friend the sun makes it extremely important to be conscious of our water consumption. The heat causes water to evaporate, and fast. There are a few things you can do that will help you reduce your water use. Conserving water isn’t just good for the environment—it’s good for your wallet! By following these super easy tips, you can do your part to help save the planet.
Swimming is a staple of summertime. Hanging out around the pool is a fantastic way to stay cool when the temperature starts climbing. If you have a pool in your backyard, you need to be aware of the risks that come along with it. As the homeowner, you’re responsible for the safety of the swimmers. Even though the shining blue water might look completely harmless, there are a lot of dangers that are associated with swimming pools, and you need to know how to manage them.
We’ve come up with some pool safety advice to help you keep everyone safe as they’re having their summer fun.
When you were growing up, your parents may have hounded you about putting on sunscreen. At the time, sunscreen might have seemed like an annoying, greasy nuisance, but now that you’re grown up with kids of your own you understand the importance of sun safety. Sunburns and overexposure to the sun could cause skin cancer, which is the most common type of cancer in the United States. And make no mistake—skin cancer is serious stuff. It can be fatal. The CDC says that ultraviolet (UV) rays from the sun can damage your skin in as little as 15 minutes.
With summer rapidly approaching, it’s crucial that your family makes sun safety a priority. Running around outside, swimming, playing sports, and working outside leave you vulnerable to those invisible (but very scary) UV rays, which, as we said, can cause some serious damage to your skin. To help you keep everyone sun-safe this summer, we’ll go over some tips for sun protection.
Trees are beautiful. Tall. Majestic. Green. And also very, very heavy. Which is why if a tree falls in the direction of your house it’s terrifying. Trees have the power to cause some pretty serious damage to your home—they’re not picky about which way they fall if a sudden storm or wind gust pops up. They’ll take your house down with them.
This is exactly why home insurance was invented—for situations involving toppling trees. Well, that and some other reasons. Anyways, the good news is that your homeowner’s insurance will cover damage done to your house by your formerly very pretty tree. Storms and lightning strikes are covered in most plans, so you’re good. You can file a claim and get your house fixed up good as new.
However, things are usually a bit more complicated than that. It’s one thing if it’s your tree and your house—that’s straightforward. But sometimes it doesn’t work out that way, so we’ve put together some information about some of the thornier situations you might encounter.
Your four-legged friends are members of your family. Your cat or dog is your buddy, your companion. They’ve snuggled their way into your heart, and the thought of something happening to them during a disaster is devastating. Your pet relies on you to take care of them and to provide for them, and this is even truer during a disaster.
To help you keep your pets safe, we’ve put together some tips to follow if you ever have to weather a natural disaster or another emergency with your pet.
No one wants to think about what would happen if a disaster were to hit their home, but being prepared is everything. To help your family get through a disaster, there are a few things you need to do, including preparing an evacuation plan and packing up a disaster kit. If you’re wondering where to start when preparing your disaster kit, we’ve got some things for you to keep in mind as you assemble it.
Recently we talked about why home inventories are vital when it comes to home insurance. Creating a home inventory helps you ensure that you have enough coverage for your home, and it makes filing a claim for fire or burglary much easier. Making a list of all of the belongings in each room of your house might sound tedious, but we’ve got a suggestion for a more tech-friendly way of conducting your home inventory.
If you’re familiar with GoogleDrive, you know that it’s an online file storage system that you can access from any internet-connected device. Anything you create or type into a Google document (simply called a GoogleDoc) within Drive is saved, and it’s a way to avoid keeping your all-important and all-inclusive inventory in your home where it could be destroyed.
Have you ever been completely baffled when it comes to home insurance? Does it make your brain hurt a little? Do you kind of cringe inside when you think about it? Don’t worry. You’re not alone. It gets complicated, and that makes a lot of us want to shove it out of our minds so we don’t have to deal with it.
But we’re here to help decode the strange language that is homeowners insurance. By the end of reading this article you’ll be fluent. We’ve sectioned this guide into four basic categories to help you with getting not only the best, but also the cheapest homeowners insurance in your state.
We’ve broken this article into four sections that each tackle a home insurance mystery.
