Winter is almost here, and that means there could be a lot of snow, ice, sleet, and so on. So, with the coldest season of the year just around the corner, you might be wondering about your house. What if something happens to your home in the frigid winter months? You would probably want to get your home fixed as quickly as possible. So, you might turn to your home insurance. But what sort of losses are covered by home insurance? We’ll explore a couple different ways that home insurance could protect you this winter.

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If there’s something going on with your home, you need to have someone fix it. That person might be a contractor who knows how to do home repairs or improvements. You want to make sure you hire the right person to do the job – after all, it is your home they’re going to be fixing. How can you be sure you’re hiring a reputable contractor? Sure, you’ve got gut instinct, but is there anything you should look out for? We’ve got some red flags you might want to watch out for when hiring contractors.

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The word lawsuit is enough to strike fear into anyone’s heart. No homeowner wants to think about being sued, or about someone getting hurt on their property. But the reality is that these things happen, and they can happen all-too-easily. Homeowners who have pools, trampolines, or dogs can face higher liability risk. So, what’s a homeowner to do to lower their liability risk? We’ll go over a few helpful tips.

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So, having people come over to visit is a lot of fun. Family and friends are oftentimes welcome guests, and it can be nice to spend time with people you care about and relax a bit. Whether you just planned a dinner with some family friends or you’ve got guests staying for a week, having company can be exciting. But what would happen if your guest accidentally caused damage to your home? We’ll go over how the situation could play out – and how home insurance could help.

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Storms can be very scary – the force and wrath of Mother Nature is not to be trifled with. If you have to weather a storm, you might be wondering how you can put your home back to rights. How can home insurance help with storm damage? We’re going to go over some of the ways that your insurance can help you out when it comes to getting your home back to normal.

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When to insurance, it can feel like an agent is speaking a second language when they’re talking to you about policies and quotes and whatnot. There’s a lot of jargon that you need to deal with, and there are a lot of big words that maybe no one ever took the time to explain. It’s important that you know what these words mean. We’ve put together a list of twelve common home insurance words that you should know about.

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There are a variety of ways that someone may hit your mailbox. There could have been a group of kids that toppled it over for fun or a driver that wasn’t paying the best attention to the road. Either way, the remains are lying in a heap on your lawn. But is it big enough of a deal for your home insurance to cover damages to your mailbox?  Let’s find out.

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As hard as it is to admit during home renovations: You can’t do it all. So, at some point, you may need to hire a contractor to do what you can’t. However, what if the person you hire gets hurt while working on your home? Are their medical bills your responsibility or the responsibility of the company that you hired them through? The answer, as with most things, is that it depends. Let’s take a look.

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Your home insurance does a lot of cool things. It protects you from different losses, and it serves as a financial safety net. While there are a lot of great things that home insurance does, there are some coverages that you may want to add to your policy as endorsements. (Don’t worry – we’ll explain what an endorsement is in a second.) But what are these home insurance endorsements that you should know about so you can consider whether you should add them to your policy? We’ll go over four.

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