Category: Home Insurance

Have you ever been kept awake at night because you’re worried about something happening to your home? The possibilities are endless – fire, burglary, flooding, lightning. Your home is, well, your home. If something were to happen to your house, it would be devastating. It’s no wonder you have a hard time sleeping if you’re dwelling on the things that could go wrong.

But the good news is that homeowners insurance will be there for you. With a great home insurance policy, you can sleep well knowing that your home and belongings are covered if you’re hit with a catastrophe. A homeowners policy covers and protects you from a multitude of disasters, so even though you can’t predict the future, you know you’ll be protected from whatever life can throw at you.

We know that your home and your family are unique, so you need a personalized insurance policy to fit your needs. InsuranceHub would be happy to help with that. We can help you identify your risks and make sure you’re covered. We want to keep you and your family protected from anything that could come your way.

20 May
2019

How do you insure a rental house that you rent out annually?

by Katelyn Betts | with 0 Comment | in Home Insurance, Insurance

You might have a second home that you’re renting out on an annual basis. If you own a second house, why not? You can make some money by getting tenants to live in the home. But that brings up an interesting insurance quandary – how do you insure a second home that you don’t live in, but that you rent out on an annual basis? It’s not like you’re insuring your primary residence because, well, you’re not living there. A tenant is. We’ll explain how to insure a second home that you’re renting out on an annual basis.

13 May
2019

What to know if you’re moving and you have to leave your home vacant

by Katelyn Betts | with 0 Comment | in Home Insurance, Insurance

So, you’re moving and you’re trying to sell your house. In fact, you have a new place that you’ve already bought, and you’re going to pack up and move. But what about your current house? You’ll have to leave it vacant while you’re still trying to sell it. But…how does your home insurance work in this situation? You’re not living in the house and all of your stuff is going to be gone. Of course, that house is still valuable, and it’s still an investment. You still need it to be protected from loss. But will your home insurance still cover the house that you’ve moved out of? We’ll explain.

08 May
2019

What to know about your home insurance if you’re moving to Mars

by Dee Barnett | with 0 Comment | in Home Insurance, Insurance

It might seem a little silly to worry about home insurance on Mars now, but we’re startlingly close to settling the Red Planet. Organizations like Space X are starting to make concrete plans on just how to make our space-colonizing dreams come true. While housing on Mars sounds amazing to some, it won’t exactly be cheap. So, rebuilding your home or space dome or celestial biome every time there’s a galactic disaster may make some space explorers second-guess relocating…if they don’t have the right coverage. But what is the proper insurance coverage for a home on Mars? Here are some of our ideas.

06 May
2019

How do I insure an Airbnb?

by Katelyn Betts | with 0 Comment | in Home Insurance, Insurance

A lot of people who travel are looking for alternatives to hotels, which is how Airbnb took off into a thriving business. It might seem like a quick and easy way to make some money, especially if you’ve got a place in an ideal area where people are going to want to stay. However, that begs the question – how do you insure an Airbnb? Getting insurance for an Airbnb might seem complicated, but we’re going to go over the basics.

29 Apr
2019

How to prevent wind damage to your home

by Katelyn Betts | with 0 Comment | in Home Insurance, Insurance

So, we’ve all heard the expression “batten the hatches.” (If not, that’s okay.) Basically, it means to tighten and seal all the doors and windows and hunker down because a storm’s coming and it’s a fierce one. Wind damage is a major threat to a house – Mother Nature doesn’t play around, especially when summer rolls in and those storms sweep on through. It’s important to protect your house from the “water” part of storm damage, but you can’t forget about wind. Here are nine tips to protect your home from wind damage.

26 Apr
2019

How much insurance would you need in The Avengers universe?

by Katelyn Betts | with 0 Comment | in Auto Insurance, Home Insurance, Insurance

Okay, so we’re getting pretty pumped about the premiere of the new Avengers movie, Endgame. The last Avengers movie, Infinity Wars, left off at such a cliff-hanger that we’ve been tapping our feet in impatience ever since. Anyways, we greatly enjoy the superhero antics (and squabbling) in the movies, but we noticed that there’s a lot of destruction that goes on – collateral damage if you will. We can’t help but wonder what would happen if we lived in the Avengers universe with the gaggle of superheroes – and supervillains – running around. More specifically, we’re wondering how much insurance the average person should carry if they shared a city with these guys. In case you forgot, New York City gets pretty trashed.

22 Apr
2019

Get your home insurance ready for Atlantic hurricane season

by Katelyn Betts | with 0 Comment | in Home Insurance, Insurance

Okay, we get that it might seem a little early to be talking about hurricane season. There’s nothing to worry about quite yet, is there? There’s still time before the big storms hit, right? Well, sure, but the thing is that it’s important to give yourself time to get your insurance situation sorted out. Here are five things to know about hurricane season and home insurance – we’ll explain why it’s never too early to prep your insurance for hurricane season.

15 Apr
2019

Does home insurance cover asteroids, meteorites, and falling satellites?

by Katelyn Betts | with 0 Comment | in Home Insurance, Insurance

So, here’s a great hypothetical for you: what happens if a meteorite hits your house? What about an asteroid? Or what about a satellite that makes the life-changing decision that its true fate is no longer to be in space but to crash-land down to earth? Because, you know, stuff that’s meant to be in space (asteroids, meteorites, and satellites, for example) don’t always stay in space. Sometimes they decide to, you know, relocate to earth. On top of your house. Because clearly, that’s a great place for it to be. Anyways – back to the question at hand: does home insurance cover a meteorite, asteroid, or satellite if it crashes through your roof? Let’s explore that.

08 Apr
2019

7 questions to ask when you get home insurance

by Katelyn Betts | with 0 Comment | in Home Insurance, Insurance

When you get home insurance, it’s important to ask the right questions. But what are the right questions to ask? How can you know what questions to ask if no one ever told you? They don’t exactly teach Insurance 101 in school. To help you figure out what you should be asking the insurance agent helping you with your policy, we’ve come up with a list of seven questions.

01 Apr
2019

7 reasons to read your home insurance policy all the way through

by Katelyn Betts | with 0 Comment | in Home Insurance, Insurance

Okay, okay, we get it: insurance might not be your favorite thing in the world to think about. And it’s probably not your favorite thing to read about either. In other words, when you got your (very lengthy) home insurance policy, you kind of squinted at it and then stuffed it in a drawer somewhere.

We get it. That thing is intense.