Have you ever been kept awake at night because you’re worried about something happening to your home? The possibilities are endless – fire, burglary, flooding, lightning. Your home is, well, your home. If something were to happen to your house, it would be devastating. It’s no wonder you have a hard time sleeping if you’re dwelling on the things that could go wrong.
But the good news is that homeowners insurance will be there for you. With a great home insurance policy, you can sleep well knowing that your home and belongings are covered if you’re hit with a catastrophe. A homeowners policy covers and protects you from a multitude of disasters, so even though you can’t predict the future, you know you’ll be protected from whatever life can throw at you.
We know that your home and your family are unique, so you need a personalized insurance policy to fit your needs. InsuranceHub would be happy to help with that. We can help you identify your risks and make sure you’re covered. We want to keep you and your family protected from anything that could come your way.
No one really wants to file an insurance claim. It’s just up there on the list of Not-Fun-Things-to-Do, right along with going to the dentist and paying bills. While sometimes Mother Nature strikes with unwarranted ferocity, there are a few things you can do to prevent damage to your home and protect yourself from home insurance claims. We’ll explain six common home insurance claims and how to avoid them.
Whether you’re thinking about adding to your family by bringing a puppy or kitten into your home or if you’ve already got a cat or dog, it’s essential that you make sure your home is pet-proof. Cats and dogs are very innovative, and while their antics can result in gut-clutching laughter, their curiosity and sneakiness can get the better of them. Making your home safe for your pet can help you avoid a disaster in which your fluffy friend gets into something they shouldn’t. Your pet is part of your family, and they’re counting on you to look after them. Check out the pet safety tips below.
Home insurance can feel very complicated, and there are many home insurance myths you should be wary of. Many of the rumors that persist about home insurance can be harmful to you financially, and it’s important to have all the facts when you insure your home. We’re in the mood to bust a myth, so check out the following home insurance myths – and discover the truth.
Your home insurance does a lot of cool things. Yeah, it might seem like it’s just kind of there most of the time, but it’s protecting you from the possibility of financial loss. You might have some questions about what your home insurance covers – including whether home insurance covers personal belongings. We’ll explain how home insurance covers your possessions, how much personal belongings coverage you need, and the difference between replacement cost value and actual cash value coverage.
Home insurance might not be your favorite thing to think about, especially if you get a scary letter saying that your policy has been nonrenewed or canceled. Wait – can they even do that? Just drop your home insurance policy and leave you with no coverage? Well, the answer is yes, in certain circumstances. But first of all, we have to explain the difference between your policy being nonrenewed and your policy being canceled – they’re two different things, and the distinction makes a difference when you’re trying to get home insurance after losing your coverage. We’ll explain what nonrenewal is, what cancellation is, and why home insurance companies cancel insurance.
July 28th is a very important day in the insurance world – and it’s one that we encourage you to observe! It’s National Insurance Awareness Day. Okay, okay, we get that insurance might not be the most exciting thing in the entire world. You might wonder why you should care about a day devoted to insurance of all things. While the Fourth of July might be a tad bit more exciting, that doesn’t mean National Insurance Awareness Day should be overlooked.
Life doesn’t always go as planned. And that’s why they invented insurance. Your home insurance policy will protect you from a financial loss if something happens to your home and it will cover your legal liability for many situations. But there are certain things that home insurance simply doesn’t account for. Check out the following insurance policies that you might not have – but that you might need.
Trampolines can provide hours of entertainment. Kids love them and could probably bounce all day if you let them. For some reason, jumping up and down never gets old. But trampolines aren’t necessarily the safest activity for kids. In fact, the risk of injury (strains, sprains, broken bones, fractures, and head injuries) is so great that the American Academy of Pediatrics advises against allowing youngsters to bounce on trampolines. But if you have a trampoline or you’re going to get one, there are a few trampoline safety tips you should follow to reduce the risk of someone getting hurt.
There’s something about trampolines that is irresistible to kids. And it makes sense – what kid wouldn’t want to touch the sky while bouncing merrily on a spring-loaded surface? But before you give in to the kids’ puppy-dog eyes and begging, you also have to consider your home insurance and how your insurance company will react to a new trampoline.
Unlike kids, home insurance companies typically aren’t crazy about trampolines. There’s a good reason for this: bouncing, while fun, is not without risk – of the broken bone and concussion variety. The chances that someone, perhaps an innocent, unsupervised neighborhood kid, could stumble upon your trampoline and promptly proceed to crash are too high.
So, we’ll go over what you need to do where your home insurance is concerned if your kids really, really want that new trampoline.
With summer here, your thoughts might be focused on vacation, time off work, and fun in the sun. But there’s something else that we should all put some effort into – preventing storm damage from summer thunderstorms. Strong winds and heavy rains can wreak havoc on your house, but you can outsmart Mother Nature with the following tips.
