Ah, summer is here. The temperatures are soaring, the rain is pounding, and the sun is blazing. It’s important that you take the time to maintain your home this summer and to prepare it for the extreme heat that you could be facing. Check out our ultimate checklist of summer home maintenance tips to help you give your home some TLC.
Your credit score is way more than just a number. It makes a difference to a lot of things that you might not expect it to…and one of those things is your home insurance rates. Sometimes it can be hard to find home insurance if you have a bad score, and sometimes it means you’re looking at a higher rate. If you’re worried that your credit score is making it difficult to find affordable home insurance, we’ll explain why your credit score matters to your home insurance and how you can get reasonably priced home insurance with less-than-ideal credit.
It’s every homeowner’s worst nightmare: the basement is underwater. Something has gone horribly, horribly wrong, and now you have a swimming pool inside your house. Well, you always wanted a swimming pool, but this isn’t quite what you had in mind. Anyways, now you have a question: what types of water damage are covered by home insurance?
Let’s find out what kind of water damage your home insurance protects you from.
Hey, that’s weird…why’s it raining inside? Unless this is some sort of elaborate practical joke, you’re pretty sure that there shouldn’t be a puddle in the middle of the living room floor. Or water dripping onto your head. Anyways, there’s water where it shouldn’t be and you think a roof leak is to blame. Now the burning question (or soggy question) is does home insurance cover roof leak claims? And how can you tell if your roof is actually leaking? (Not all leaks are caused by a roof problem.) Well, we’ve got the answer to those questions, coming right up.
Most of the time you’re probably not too fixated on the roof over your head. It does its job – it keeps the water out and protects you from the cold, the heat, and storms. Perhaps you don’t give too much thought to it. But here’s the thing – your insurance company does. They’re actually very concerned with roofs.
So, therein lies the question (well, questions):
How does your roof affect your home insurance rates? Can your roof help you get a discount on your premium? And what kind of coverage should you get for it?
Well, guess what? We’re going to answer those questions.
Identity theft is no joke. Just ask any of the 143 million people affected in the Equifax breach. Hackers were able to swipe the names, addresses, birthdates, Social Security numbers, drivers’ license numbers, and credit card info of millions of people. The massive breach has raised awareness of identity theft nationwide and has many Americans looking for ways to protect themselves from identity thieves.
Well, we’ve got a suggestion for how to prevent people from using your credit information for their own gain – and leaving you in the middle of a big mess. It’s called a credit report freeze. We’ll go over what a credit freeze is and how to freeze your credit report.
As a homeowner, you’ve got a lot of responsibility on your plate – even when you’re not actually occupying your home. Home insurance policies often don’t allow for a homeowner to leave their house unattended for an extended period of time. Now, there’s a difference between an unoccupied home and a vacant home, but the bottom line is that you may need to get special coverage if you’re leaving your house empty. We’ll go over why your normal homeowner’s insurance may not cover your empty house and how you can make sure your investment is covered.
Being a homeowner can be hard work. There’s a lot to think about – what color to paint the walls, how to arrange the furniture in the family room, what kind of light fixtures to put in the hallways…and then, of course, there’s home insurance. If you’re going through the process of buying home insurance, you might be holding your breath and bracing yourself for the cost.
But we’ve got good news: you can save money on your home insurance.
There are these magical things called discounts that can knock the price of your homeowners insurance down. We’re going to explain about 15 home insurance discounts to ask about.
Home insurance is there to protect your home from losses. It’s also there to give you some peace of mind – there’s enough stress in life without worrying about how you’d pay for damage to your house if disaster struck. However, it’s really important that you understand what your home insurance policy covers. Home insurance policies have exclusions, or losses that are not covered – meaning that if that particular loss hit your home, the insurance company wouldn’t pay for it. We’ll go over ten common home insurance exclusions and explain how you can cover gaps in your insurance.
You’ve probably seen some insurance commercials that talk about bundling your home insurance and auto insurance. Maybe you’re wondering what’s so great about bundled insurance policies. Can bundling your home and auto insurance really help you save money on your home insurance? Bundling comes with numerous advantages, but there are also some things you have to consider when asking yourself if you should bundle your home and auto insurance. We’ll explain what you need to know.