Home Insurance

Have you ever been kept awake at night because you’re worried about something happening to your home? The possibilities are endless – fire, burglary, flooding, lightning. Your home is, well, your home. If something were to happen to your house, it would be devastating. It’s no wonder you have a hard time sleeping if you’re dwelling on the things that could go wrong.

But the good news is that homeowner’s insurance will be there for you. With a great home insurance policy, you can sleep well knowing that your home and belongings are covered if you’re hit with a catastrophe. A homeowner’s policy covers and protects you from a multitude of disasters, so even though you can’t predict the future, you know you’ll be protected from whatever life can throw at you.

We know that your home and your family are unique, so you need a personalized insurance policy to fit your needs. InsuranceHub would be happy to help with that. We can help you identify your risks and make sure you’re covered. We want to keep you and your family protected from anything that could come your way.

What to Look for When Shopping for Home Insurance

June 30, 2025 by InsuranceHub

Your home is one of your most valuable investments, both financially and emotionally. It’s where your life happens, where your family grows, where you rest, and where you keep the things that matter most. Protecting that … Read More

What No One Tells You to Do Before You Buy Your First Home

May 21, 2025May 21, 2025 by Baily Sandage

Buying your first home should be exciting—finally choosing paint colors, imagining your furniture in each room, and planting roots. But let’s be honest—it can also feel like stepping into a maze you didn’t even know existed. Between mortgage paperwork, inspections, and unexpected costs, it’s easy to feel like you’re missing something… because most first-time buyers are.

The truth is, many people buy a home thinking they’ve covered all their bases—only to discover a list of “wish-I-knew-before” moments that cost them time, money, and peace of mind. And here’s the thing: it doesn’t have to be that way.

Down Payment vs. Closing Costs: What Homebuyers Need to Know

May 14, 2025May 14, 2025 by Natalie Postma

Why buying a home is more than just “having some money saved.”

So you’ve decided to buy a house—congrats! 🏡
You’ve been saving like crazy, skipping lattes, selling random stuff on Facebook Marketplace, and maybe even putting off that beach trip. But now someone hits you with:
“You’ll need a down payment and closing costs.”
Wait… what now?

Don’t worry—at Johns Creek Mortgage, we’re all about breaking things down into normal-human language.

Is Travelers the Best Choice for Your Home Insurance? Let’s Break It Down

April 4, 2025April 4, 2025 by Baily Sandage

Let’s be real: picking the right homeowners insurance can feel overwhelming. You’re not just buying a piece of paper—you’re buying peace of mind. Whether it’s protecting your family home, a summer retreat, or a high-value property, the fear of overpaying or missing out on the right coverage keeps a lot of folks up at night. Maybe you’ve wondered if Travelers homeowners insurance is the right choice but felt stuck, unsure if you’re getting the best deal or if it even covers what you truly need.

What Makes a Home “High-Value” for Insurance?

February 6, 2025 by Baily Sandage

Owning a luxury home is a source of pride, but it also comes with unique challenges. Standard homeowners insurance simply doesn’t provide the level of protection needed for high-value homes, leaving many homeowners underinsured. If you’ve ever wondered whether your home qualifies as high-value or why specialized insurance is crucial, you’re not alone. Many homeowners face the frustration of policies that don’t fully cover their property’s true worth.

Do I Have to Use Insurance Money for Repairs?

November 22, 2024November 22, 2024 by Baily Sandage

You’ve filed a claim, gone through the assessment process, and finally, your insurance company has issued a check for the damages. But now you might be wondering—do you really have to use that money for its intended purpose, the repairs? Or is it okay to pocket the cash and use it for something else? As with most things in insurance, the answer depends. Let’s break it down.

Homeowners Insurance Policy Questions & Answers

January 12, 2023March 18, 2022 by Baily Sandage

The best time to learn about what’s included in a basic homeowners insurance policy is before you have a claim. We’ve gathered the answers to the most common “Am I covered if…” questions about your homeowners insurance policy to help you minimize any coverage surprises.

Home Theft Prevention Tips

December 12, 2022March 11, 2022 by Baily Sandage

No home is immune to the risk of theft. Whether you’re looking to protect your home while you are on an extended vacation or simply away at work for the day, it’s important to take precautions to help deter criminals from targeting your property. Be sure to utilize these home theft prevention tips to keep your property secure and help mitigate the likelihood of burglary while you are away.

Understanding the 80% Rule for Home Insurance

June 20, 2022February 25, 2022 by Baily Sandage

When it comes to your home, making sure you’re adequately insured is of the utmost importance. Despite this, many homeowners are unaware of the “80% rule” for home insurance and, as a result, find themselves underinsured when trying to replace their personal property after a loss. Understanding the 80% rule—and following it—can help you protect yourself and your home.

9 Ways to Save on Your Home Insurance

June 20, 2022February 9, 2022 by Baily Sandage

Home insurance costs homeowners around $1,200 a year on average. If we’re being honest, you may be paying more than you need to. Luckily, there are a few ways you can save on your home insurance. Follow these 9 steps to ensure you’re getting a quality policy for a reasonable rate.