Straight Truck Insurance

Need straight truck insurance for your company? Let our agents help.

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Straight Truck Insurance

Getting insurance for your straight truck may feel like an impossible task. Here at InsuranceHub Leavitt Agency, we understand the various risks that exist in the trucking industry and how hard it can be to get cheap truck insurance. For over 35 years we have offered affordable straight truck insurance for several types of trucks and can provide you with protection whether you're a for-hire trucker or a private carrier.

What’s considered a straight truck?

Typically, straight trucks are used for transporting appliances, furniture, boxes, and other large items. Straight trucks are enclosed and come in various sizes. Normally, they range from 13 to 25 feet long.

Some other names for a straight truck are a cube truck, box van, box truck, rolling toaster, and cube van.

There are several types of businesses that rely on straight trucks for hauling their goods, such as:

  • Moving companies

  • Retail stores

  • Couriers

  • Household goods movers

Do you need a CDL to drive a straight truck?

In the US, you don’t need a CDL to rent a box truck, if its gross combination weight rating is 26,001 pounds or less.

What type of insurance do straight trucks need?

All trucking businesses are unique; therefore, they all require certain insurance coverages specific to their needs. Not only do you have to worry about your straight truck, but you’re also hauling expensive appliances, equipment, or even people’s personal belongings. That’s why you need to make sure you have the proper coverage in case an incident were to occur. You wouldn’t want to be left footing the bill for any damages done to your goods or straight truck!

By speaking with one of our trained insurance professionals, you can receive a customized truck insurance policy that fits your needs.

Here are the coverages you need for your straight truck:

Auto Liability

Non-Trucking Liability

Collision & Comprehesive Coverage

Cargo Insurance

How much does straight truck insurance cost?

There are several factors that influence the cost of straight truck insurance. Such as, an insurance company will need all the details regarding your business so they can get you an accurate quote.


Some factors that affect the cost of straight truck insurance are:
minimum insurance coverages for a small business insurancehub
  • Your drivers
  • The year, make, and model of all your trucks
  • How many trucks you have
  • Any speeding tickets or DUIs
  • Accidents and claims
  • The type of business you have
  • Your hauling radius
  • What goods you haul
  • Your location