Manufacturing Insurance

Protect your manufacturing business

manufacturing insurance quotes

Manufacturers can be sued for defective products that harm people - protect yourself from liability.

What would you do if you were subject to a liability suit for more than your current insurance covered?

Thankfully, here at InsuranceHub, we help:

  • Electronic manufacturers
  • Appliance manufacturers
  • Car manufacturers
  • Parts manufacturers & more
Recent manufacturer lawsuits in the news:
  • Defective cars and car parts that cause crashes, injuries, or death.

  • Children's product recalls.

  • Pharmaceutical side effects.

  • Patent-infringement lawsuits.

  • Frivolous lawsuits against pencil manufacturers for causing students' educational crises.

Get a manufacturing insurance quote

We offer a complimentary insurance consultation and will take the time to understand your business, clients, and specific industry-related liabilities and challenges. Contact us today at (877) 341-5728 to schedule your free, no strings attached, manufacturing insurance consultation today.

Are you protected from all of the risks that your machine shop faces?

insurance risk consultation insurancehub

We understand the liabilities that manufacturers like yourself face. Working with mechanical machinery that assembles parts presents its own set of liabilities to protect your employees from. Harsh chemicals used in the manufacturing process require proper storage and disposal according to the EPA. You face the liability that comes from product recalls due to design flaws, improper usage by the end user, and human mistakes and error.

Types of exposure that product manufacturers need to protection from:

Property exposure

Factories, offices, plants, warehouses, and storage yards that house raw materials and finished products present the risk of fire and smoke damage. There's also the risk that comes along with chemical suppression systems. Then, of course, there's the risk of theft.

Inland marine exposure

As long as you have computers, valuable records, accounts receivable, and products coming in and out of your factories, you have potential exposure to fire, theft, spillage, contamination, and collision.

Environmental impairment exposures

The end byproduct of the manufacturing process is often pollution of air, ground, and water. Work along with the EPA to ensure you are working within state and federal guidelines.

Workers compensation exposures

Factories present many opportunities for injuries like burns, slips, trips, and falls. Chemicals can cause eye irritation and burns. Back injuries can result from improper lifting techniques. Teach economical processes to avoid repetitive stress injuries.

Equipment breakdown exposures

What if your production equipment and machinery break down? This will cause you to lose production time and revenue. Plus, you might miss client deadlines.

Premises liability exposure

Chemicals are used daily in the production process. A fire could cause toxic fumes that could injure or kill your employees.

Products liability exposures

End users could be hurt by defective parts and products. Small parts can be swallowed by toddlers. Chemicals used in glues, epoxies, and adhesives could be toxic. People have been injured because of improper storage, packaging, or labeling. Manufacturers' directions can be difficult to understand and can lead to improper assembly or installation.

Automobile exposures

Check all drivers' DMV records before training them to drive. Make sure that all drivers have proper CDL and HAZMAT licensing. Provide preventive maintenance for all vehicles and keep detailed records of your maintenance program.

Minimum recommended manufacturing insurance coverage:
minimum insurance coverages for a small business insurancehub

Other product manufacturers insurance coverages to consider:

Get started today

It's easy as a few taps.

We'll explain your business insurance options, offer our advice, and get you on your way to the commercial protection you need.