As a business owner, you might not relish the prospect of dealing with business insurance. One coverage that you probably hear a lot about is general liability. Why do you need general liability insurance? Why is it such a big deal? We’re going to go over six reasons why your business may need general liability insurance.
There are a lot of regulations out there that truckers need to adhere to. Recently, the FMCSA’s Clearinghouse took effect, which means that there are new requirements truck drivers – owner-operators included – need to know about. Things get a little complicated for owner-operators because they’re both employer and driver. That’s why we’ve put together some need-to-know information about Clearinghouse for owner-operators.
If you run a daycare, it might feel like your days are filled with barely organized chaos. Kids are a lot of work! Not only that, but your business (even though you might not think of your daycare as a “business”) is open to a lot of risks. Now, you probably want to focus on the kids and your daycare. You probably don’t want to be dwelling on the what-ifs. So that’s why there’s daycare insurance. How do you get insurance for a daycare? We’ll explain.
You’ve filed a claim, you’ve gone through the assessment process, and finally an insurance company has written you a check for the damages. During this process, though, you may have wondered if you really have to use the insurance money for its intended purpose – the repairs. Is it legal to just pocket the money, use it for something else, and walk away? As with most things insurance, it depends. Here’s why.
Foundation issues are every homeowner’s worst nightmare. If the very base of your dream home crumbles, the whole thing can come crashing down around you. However, because of its supportive nature and difficult repair location, fixing the foundation of your home can be quite expensive. Home insurance is built to help you take care of certain damages concerning your home’s structure, but can it take on this hefty repair request? Let’s take a look.
Trucking is not the easiest industry to get into. It’s not just starting up the business itself. It’s the insurance. Truck insurance can be a challenge. There are a lot of coverages you have to think about, of course, but it’s also the cost. Truck insurance is expensive, especially for new ventures. This is why it’s important for business owners of new ventures to understand some of the things that affect their truck insurance rates. It’s all part of navigating a cost-effective way to start a business.
Motor carriers are subject to a lot of regulations, something that anyone who’s spent in the trucking world knows all too well. The FMCSA regulates commercial motor vehicles, and motor carriers have to comply with relevant laws and regulations. A lot of questions can come out of these regulations, and one question motor carriers might be is what safety ratings from on-site investigations are and what they mean. We’ll explain.
Being a landscaper can mean days full of surprises and risks. Between the various sizes of equipment and wide scopes of work, you know that there’s more to keeping a green space prim and proper than just handling some shears. You’ll also need to keep your professional materials properly protected. Yet, it can be tough to know where to start your landscaper insurance search. So, here’s a quick guide to getting the right insurance for your landscaping business.
If you’re a driver, you’re responsible for a vehicle that goes very fast. And you’re operating that vehicle around other cars that also go very fast. So, that calls for auto insurance, right? But car insurance comes with a very hefty document called a policy. If you’re eyeing that thing with a little bit of trepidation, that’s understandable. But there are a lot of reasons to read through your car insurance policy.
The FMCSA’s goal is to make the roads safer – they regulate the trucking industry with safety as a top priority. Trucks are subject to many different laws, regulations, and requirements. Inspections can be stressful, but they are inevitable. Trucking safety is important, and that includes the proper handling of hazardous materials. That’s why there’s an entire BASIC (Behavior Analysis and Safety Improvement Category) about it, and it’s called, unsurprisingly, the Hazardous Materials Compliance BASIC. We’ll go over what you need to know about this particular BASIC.
