22 Jun
2017

How to implement a workplace injury and illness prevention program

by Katelyn Betts | with 0 Comment | in Business Insurance

Accidents happen, but it’s generally in everyone’s best interest if people don’t get hurt. And as an employer, you’re the watchdog/fearless leader of workplace safety. It’s your job to be on the alert for potential hazards that could cause your flock harm, so you need to make your workplace as safe as possible. One way to do that is to start an injury and illness prevention program to make sure that safety is upheld throughout your business.

And guess what? We’ve got some tips for you to get your program up and running.

20 Jun
2017

11 tips to use pesticide safely (and win the battle against bugs)

by Katelyn Betts | with 0 Comment | in Home Insurance, Tips

Summer’s officially here. And with summer comes bugs. Big bugs, little bugs, all sorts of bugs, all of which are most likely not welcome in your home. If you’re facing an insect invasion and are at your wit’s end with squishing your new friends, you might be thinking about using a pesticide. But pesticides are designed to kill things, so they can be dangerous if not used properly. To keep your home safe from poisons, keep the following tips in mind.

15 Jun
2017

Are there any gaps in your small buisiness insurance plan?

by Katelyn Betts | with 0 Comment | in Business Insurance

When you’re a small business owner, your blood, sweat, and tears go into building up your business’s name and reputation in your community. We don’t like to dwell on the negatives and the what-ifs that distract us from the now. But the reality is that if you don’t take measures to protect your business from the future you could find yourself in the devastating position of having to shut your business down. It only takes one disaster, one stroke of bad luck, to spell doom for a small business. That’s why there are so many different types of small business insurance – to protect your business from its specific and unique risks.

Your business faces many different perils every day, and there are corresponding small business insurance coverages to protect you from them. Here are ten of the most common perils and insurance coverages that you might want to consider for your business. As you read through the different types of coverage that are out there, think about your business and whether or not there are any gaps in the coverage you currently have.

13 Jun
2017

What to do if you have to evacuate your home in an emergency

by Katelyn Betts | with 0 Comment | in Home Insurance, Tips

There are a variety of reasons that you and your family might be forced to evacuate your home and head to a safe area. Wildfires, floods, hurricanes, and transportation accidents might leave your family with no option but to skedaddle. It might be your choice if your feel unsafe due to an impending natural disaster, or you might be required to leave by local officials.

You might not have lots of time to get out and go, so it’s crucial that you be prepared for the possibility of an evacuation, especially if you live on the coast or in another area that has a high risk of natural disaster. You need to have a plan so that you know exactly what to do and you can move out quickly and safely. We’ve got some preparation tips that will help make your emergency evacuation as smooth as possible.

08 Jun
2017

Technical difficulties: Does your business need cyber liability insurance?

by Katelyn Betts | with 0 Comment | in Business Insurance

Sometimes it feels impossible to get through the day without technology. We’ve come to be extremely reliant on our computers and phones—after all, they do make things easier and faster…when they want to cooperate. Persnickety tricks and malfunctions notwithstanding, technology is great for your business. But your computers are also a huge vulnerability. They’re an Achilles’ heel. That’s why cyber liability insurance is so crucial for your business.

Your computers are wide open to a hack that could jeopardize your customers’ personal information, even though we don’t want to think they are. Protecting your business against things that you can see is second nature, but cyber threats are pretty invisible, so it’s easy for them to escape our notice. Plus let’s be real—computers are complicated, so we might not even know we have a weak spot till it’s too late. A hack can strike like lightning—swift and devastating. Fortunately, they invented cyber liability insurance to protect your business against those invisible threats, and here’s what cyber insurance can do for you.

06 Jun
2017

Summer’s here: 8 tips to conserve water and help the environment

by Katelyn Betts | with 0 Comment | in Home Insurance, Tips

Summer can get brutal. The sweltering heat from our friend the sun makes it extremely important to be conscious of our water consumption. The heat causes water to evaporate, and fast. There are a few things you can do that will help you reduce your water use. Conserving water isn’t just good for the environment—it’s good for your wallet! By following these super easy tips, you can do your part to help save the planet.

01 Jun
2017

Hello, Inspector: How to ace your restaurant’s health inspection

by Katelyn Betts | with 0 Comment | in Business Insurance, Insurance

If you think about it, people place a lot of trust in your restaurant and your employees when they eat at your establishment. They trust that you’ve done your due diligence when it comes to preparing their meal and that you’ve taken steps to ensure cleanliness. They’re trusting you to not make them get sick. Or, you know, spit in their food.

That’s why health inspectors check out restaurants to make sure that they’re following proper guidelines for food safety. Inspectors will oftentimes drop by with little or no notice during a busy meal rush to conduct a health inspection—they want to see how your facility runs during a typical day. They want an honest look at things.

The idea of being inspected might be stressful for everyone who works at your restaurant, but we’ve put together a few tips to help you do your best on your health inspection.

30 May
2017

10 things to include in your insurance policy (Summertime policy checkup)

by Katelyn Betts | with 0 Comment | in Insurance

Ah, summer’s here! It’s time for some well-deserved rest and relaxation. You might be thinking about going on a summer vacation with your family, or maybe you’re planning on having a stay-cation at home. Either way, summer is a good time to give your insurance policy a check-up. When was the last time you really looked at your policy? Is everything up-to-date? Do you have all of the coverage you need? Do any changes need to be made to your policy?

If the answers to any of these questions are “errr…,” you might want to consider taking a look at your policy. When it comes to “insurance speak” and policies, it might be hard to know where to start. There’s a lot of policy to cover. But not to worry – we’re not throwing you to the wolves! We’ve got a few things about your policy that you can check on to make sure that it’s in good health.

25 May
2017

Why are my tow truck insurance rates going up so much?

by Katelyn Betts | with 0 Comment | in Business Insurance, Transportation

If you work in the tow truck industry, you’ve probably noticed a few changes when it comes to insurance – namely, the cost of your premium rocketing upwards. As if tow truck insurance wasn’t pricey enough, it’s only gotten worse. The jump in rates has been enough to make more than a few tow truck companies close their doors.

But why is this happening, and why now? Why does it seem like your insurance company is charging you a crazy rate when just last year things were reasonable? There are several reasons for the chaos that is the tow truck insurance industry, and we’ll try to make sense of the changes that have been affecting towing companies around the nation.

23 May
2017

10 pool safety tips to make sure your pool is ready for summer fun

by Katelyn Betts | with 0 Comment | in Home Insurance, Tips

Swimming is a staple of summertime. Hanging out around the pool is a fantastic way to stay cool when the temperature starts climbing. If you have a pool in your backyard, you need to be aware of the risks that come along with it. As the homeowner, you’re responsible for the safety of the swimmers. Even though the shining blue water might look completely harmless, there are a lot of dangers that are associated with swimming pools, and you need to know how to manage them.

We’ve come up with some pool safety advice to help you keep everyone safe as they’re having their summer fun.

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