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is a pick up truck a commercial vehicle

Mar 23 2023

Transportation

Is a Pick Up Truck Considered a Commercial Vehicle?

There are several variables to consider when determining whether a pick up truck is a commercial vehicle or not. In this blog post, we’ll look at what constitutes a commercial vehicle, the distinctions between commercial and ... Read More
best commercial truck tires

Mar 10 2023

Transportation

Why Investing in the Best Commercial Truck Tires Is Essential for Your Business

Commercial trucks are essential for moving goods throughout the country. Therefore, they require specific tires that can endure the weight of the vehicles and goods being hauled across long distances. Investing in high-quality commercial truck tires ... Read More
cost of dump truck insurance

Mar 6 2023

Business Insurance

What Affects the Cost of Dump Truck Insurance?

If you run a dump truck business, you’re aware that you need to have adequate insurance in place. Your business is your livelihood, so you must ensure that you’re properly protected. However, getting your dump trucks ... Read More
commercial truck insurance florida

Mar 2 2023

Insurance

Commercial Truck Insurance in Florida: Factors that Drive Up Premiums

With thousands of commercial vehicles delivering goods throughout the state every day, Florida has one of the largest transportation sectors in the country. Commercial truck insurance is an important component of this industry since it protects ... Read More
deadhead trucking

Feb 23 2023

Transportation

Deadhead Trucking: How to Minimize Empty Trailer Miles

Deadhead trucking is the action of operating a commercial truck with an empty trailer. This occurs when the driver is either returning to their origin or en route to a new location to pick up their ... Read More
commercial truck insurance questions

Feb 15 2023

Transportation

The Top Questions Asked about Commercial Truck Insurance

As a truck driver or owner-operator, you must have the proper commercial truck insurance coverage in place. However, navigating the truck insurance realm can be rather difficult, especially if you’re new to the industry. To assist ... Read More
garbage truck driver

Feb 9 2023

Transportation

The Ultimate Guide to Becoming a Garbage Truck Driver

Operating a garbage truck is a challenging and unique job that necessitates a specific set of skills. For instance, you need to meet the physical requirements outlined by the DOT and possess a thorough understanding of ... Read More
hotshot trucking business plan

Feb 2 2023

Insurance

The Ultimate Guide to Making a Hotshot Trucking Business Plan

Hotshot trucking is a rapidly growing industry that provides a one-of-a-kind opportunity for individuals who wish to start their own business. Hotshot trucking involves hauling smaller loads and delivering them fast, usually within a day or ... Read More
commercial truck insurance Texas

Jan 26 2023

Insurance

Choosing the Right Commercial Truck Insurance Policy in Texas

Having the appropriate insurance coverage in place is critical when operating a commercial truck in Texas. Insurance is not only a legal obligation, but it also provides financial protection in the event of damage or an ... Read More
truck driver accident

Jan 20 2023

Insurance Tips

Navigating the Aftermath of a Truck Driver Accident

Being a truck driver is a high-pressure job, and having to navigate an accident is among the most challenging aspects of it. As a diligent commercial driver, you must be prepared for the unexpected and know ... Read More
out of service

Jan 13 2023

Transportation

Top 10 Vehicle and Driver Out of Service Orders in 2022

The FMCSA is responsible for conducting inspections of commercial motor vehicles and drivers to ensure that they remain compliant with regulations set forth by the federal government. If an inspection results in a serious violation, the ... Read More
hot shot business

Jan 5 2023

Transportation

The Complete Guide to Starting a Hot Shot Business

Are you a truck driver looking to start your own hot shot business? In the transportation industry, having a hot shot company can be an incredibly rewarding experience if done correctly. It can also give you ... Read More
semi truck breakdown

Dec 29 2022

Transportation

A Comprehensive Guide to Maintaining Your Semi Truck and Handling Breakdowns

As a truck driver, you rely on your vehicle to get the job done. Proper truck maintenance is crucial for ensuring your truck operates smoothly and safely, and it can also help extend the lifespan of ... Read More
short haul trucking

Dec 21 2022

Insurance

Understanding Short Haul Trucking

Short haul trucking presents several advantages for experienced drivers. For instance, there’s the ability to plan around tight deadlines, stay close to home, and reduced operating costs. But you’re probably asking yourself, what is short haul ... Read More
dot compliance services

Dec 15 2022

Transportation

The Benefits of Utilizing DOT Compliance Services

If you’re a trucking business owner, you know how important it is to stay compliant with the regulations set forth by the DOT. Failure to do so can result in costly fines and legal issues, which ... Read More
do trailers need insurance

Dec 9 2022

Transportation

Do You Need Insurance for Trailers?

Trailers for commercial vehicles are subject to wear and tear and potential damage or loss. This is why it’s important for the owners of these trailers to have insurance to protect their investment and minimize potential ... Read More
semi truck insurance cost

Dec 1 2022

Transportation

What Does Semi Truck Insurance Cost?

It’s impossible to give a definitive answer to the question, “how much is semi truck insurance?” The reason for this is commercial truck insurance costs vary widely and depend on several different factors. As I’m sure ... Read More
winter driving tips for truckers

Dec 1 2022

Transportation

Winter Weather Driving Tips for Truckers

The winter season is here! Furthermore, you will undoubtedly run into various winter weather conditions while operating a commercial vehicle. Almost all truck drivers will concur that driving a large vehicle during the wintertime is exceedingly ... Read More
truck driver school

Nov 23 2022

Transportation

Tips to Survive Truck Driver School

If you want to become a professional truck driver, the best course of action is to enroll in a truck driving school. To start your trucking career off on the right foot, don’t rush through this ... Read More
cab report

Nov 17 2022

Insurance

Reasons a CAB Report Affects Truck Insurance Costs

Your CAB report is a collection of information with a score depending on the number of red flag offenses you have accrued, to put it simply. Your truck insurance premiums are directly influenced by this data. ... Read More
how much does it cost to tow a car

Nov 15 2022

Auto Insurance

How Much Does It Cost to Tow a Car if I Call a Tow Truck Company?

Click Here To Get a Tow Now  When you find yourself in need of a tow, which isn’t something you hope you don’t need on a recurring basis, it’s often difficult to understand what the average ... Read More
cdl cost

Nov 10 2022

Transportation

What’s the Cost of a CDL?

Truck drivers are in high demand, which presents a major opportunity. Finding high-paying work with a fantastic business is now simpler than ever for individuals who possess a CDL. For instance, Walmart recently disclosed an increase ... Read More
truck mirrors

Nov 2 2022

Transportation

Truck Mirrors: An Essential Driving Tool

The most important rule to remember when learning to drive is to always check your blind spots. However, since commercial vehicles are larger in size, it becomes more difficult to achieve this. As a result, understanding ... Read More
trucking insurance agent

Oct 28 2022

Insurance

Ask Your Trucking Insurance Agent These Questions

A little bit of research can go a long way when it comes to purchasing commercial truck insurance. It’s critical to ask relevant questions to make certain that you’re adequately covered in the event of a mishap. Because each ... Read More
roadside assistance for truck drivers

Oct 20 2022

Transportation

The Importance of Roadside Assistance Coverage for Truck Drivers

Being stranded in the middle of nowhere ranks among the scariest situations a transportation professional could experience. An engine burnout or a flat tire for a truck driver not only delays their delivery but also puts ... Read More
transportation industry

Oct 12 2022

Transportation

Top 5 Transportation Industry Risks

According to a new report on the transportation sector, the industry is expected to expand by 3.4 percent over the next 5 years. Individuals working in the trucking sector put forth a significant amount of effort ... Read More
construction industry

Oct 4 2022

Transportation

Top 5 Technology Developments in the Construction Industry

When the world shut down and went virtual in 2020, there were a lot of creative people that had to come up with alternate ways of doing business. The construction industry was hit particularly hard and ... Read More
Truck Driver Turnover

Sep 28 2022

Transportation

How to Combat Truck Driver Turnover

Truck driver turnover is common in the transportation industry. This is an issue for many motor carriers; more than 80% of fleets report high turnover rates. Because all these drivers are choosing to leave, these companies ... Read More
cargo insurance rates

Sep 22 2022

Insurance

How To Save on Cargo Insurance Rates

Cargo insurance protects the goods you transport, so if you suffer a loss such as theft, fire, crash, or collision that damages your shipment, you’ll be protected. Additionally, it’ll cover the expense of removing debris from ... Read More
bobtail insurance

Sep 13 2022

Insurance

What’s the Difference between Non-Trucking Liability and Bobtail Insurance?

Regardless of whether you’re an owner-operator or independent contractor, it’s critical to have adequate truck insurance. Despite the safety measures and training requirements you’ve put in place, operating a commercial motor vehicle is considered a high-risk ... Read More
Long Distance Trucking

Sep 8 2022

Transportation

Tips for Long Distance Trucking

Truckers who deliver freight over long distances have a lot of responsibility on their shoulders. They experience several challenges on the road besides just traffic and bad weather, many spend countless hours on the road leading ... Read More
Safety Programs

Sep 1 2022

Insurance

How Safety Programs Can Lower Truck Insurance Costs

With help from safety programs, you can save your company money, improve productivity, and increase employee morale on the road.
flatbed drivers

Aug 25 2022

Transportation

Loading Safety Tips for Flatbed Drivers

All drivers should be properly trained to handle each kind of vehicle they drive; however, flatbed truck drivers have special safety concerns because of the open nature of the vehicle. Because flatbed trucks tend to carry ... Read More
hot shot insurance

Aug 19 2022

Insurance

A Guide to Hot Shot Insurance Coverage

A hot shot truck is used to transport items that are too large to fit in a conventional semi truck. Animals, farming equipment, construction materials, and automobiles are examples of such items. Traditionally, this freight is transported ... Read More
Truck Insurance Filings

Aug 12 2022

Insurance

What to Know about Truck Insurance Filings

If you’re in the transportation business then you need to adhere to federal and state insurance requirements. The Surface Transportation Board and the Federal Motor Carrier Safety Administration are federal agencies that regulate and oversee interstate ... Read More
Interstate vs intrastate trucking

Aug 8 2022

Business Insurance

The Difference Between Intrastate vs. Interstate Trucking

If you have a trucking business, your vehicles cover a lot of ground. Sometimes that ground is within the borders of one state, or sometimes that ground takes truckers through multiple states (or even countries). So ... Read More
dry van

Aug 4 2022

Transportation

What’s a Dry Van Used For?

A dry van, also known as a semi truck, is one of the most common modes for transporting freight across the country. These trucks have a large enclosed trailer meant to carry dry, non-perishable goods. Trucking ... Read More
Straight Trucks and Semi Trucks

Jul 28 2022

Transportation

Key Differences between Straight Trucks and Semi Trucks

Are you looking to start your own hauling business or fleet? If so, you may be wondering which truck type is perfect for you. Every truck has its advantages and disadvantages, and it’s up to you ... Read More
Reducing Workers Compensation Costs

Jul 22 2022

Business Insurance

Reducing Workers Compensation Costs at Your Trucking Business

Is your transportation business burdened by rising workers compensation costs? If so, you’re not alone. Others in the industry have attempted to reduce insurance costs and spending by controlling internal activities, but we have a different ... Read More
Commercial Auto Insurance Rates

Jul 14 2022

Transportation

4 Major Factors That Influence Commercial Auto Insurance Rates

Commercial auto insurance has a wide range of exposures, and several industry changes, as well as the severity and frequency of claims, have had a major impact on insurance carriers. In fact, many are struggling to ... Read More
Operation Safe Driver Week

Jul 8 2022

Transportation

What to Know About Operation Safe Driver Week

Operation Safe Driver Week is almost here, and it’s coming in “fast”. See the emphasis on “fast”? The focus of this year’s Operation Safe Driver Week is speeding and risky driving behaviors. While the theme for ... Read More
distracted driving

Jun 30 2022

Transportation

Ways to Stop Distracted Driving

Distracted driving has always been a safety concern in some form or another. However, the widespread increase in cellphone use over the past decade has put an increased focus on the hazard of distracted drivers. It ... Read More
retain commercial drivers

Jun 22 2022

Transportation

How to Attract and Retain Commercial Drivers

Commercial fleets need to maintain a workforce of loyal, qualified drivers to succeed. But recently, increased demand for freight volume has highlighted an ongoing driver shortage that’s left many motor carriers operating under capacity. To attract ... Read More
occupational accident coverage

Jun 15 2022

Transportation

Occupational Accident Coverage Can Protect Your Trucking Company

Trucking is a dangerous industry, with a high occurrence of injury and death due to the long hours and inclement conditions truck drivers must endure. You know that it is important to protect your employee drivers ... Read More
tips for new truck drivers

Jun 8 2022

Transportation

Tips for New Truck Drivers

Truck drivers play a crucial role in our supply chain. So, if you’re looking to get started in the trucking industry then you’re in the right place. It’s not an easy task and a lot of ... Read More
hot shot trucking

Jun 2 2022

Transportation

A Guide to Hot Shot Trucking

Shippers and brokers have loads that need to be transported from one location to another. Therefore, they depend on hot shot trucking companies to get the job done. These professionals are trained to haul critical and ... Read More
reefer safety

May 26 2022

Transportation

Reefer Safety Tips

Reefer trucks are essential for delivering temperature-sensitive products safely, and refrigerated products no longer include only food. Properly maintaining a reefer unit is the key to delivering an undamaged product, whether it’s perishable food, sensitive electronic ... Read More
Tanker Truck Insurance

May 20 2022

Transportation

A Guide to Tanker Truck Insurance

There are plenty of dangers and hazards involved with operating a tanker truck. If you run a company and want to protect it, getting tanker truck insurance is a must. That being said, this type of ... Read More
Pickup Truck Insurance

May 18 2022

Auto Insurance

Do I Need Pickup Truck Insurance?

If you’re using your pickup for business use then you’ll need pickup truck insurance. This coverage is vastly different than just a regular auto insurance policy. If you’re new to the business and wondering whether or not ... Read More
Tow Truck Insurance Cost

May 13 2022

Transportation

What Does Tow Truck Insurance Cost?

As we all know, insuring a commercial vehicle is by no means cheap. If you’re wondering how much does a tow truck cost, refer to Tow Truck Insurance Rates for more information. Therefore, by working with ... Read More
is a pick up truck a commercial vehicle

Is a Pick Up Truck Considered a Commercial Vehicle?

Mar 23, 2023

There are several variables to consider when determining whether a pick up truck is a commercial vehicle or not. In this blog post, we’ll look at what constitutes a commercial vehicle, the distinctions between commercial and … Read More

best commercial truck tires

Why Investing in the Best Commercial Truck Tires Is Essential for Your Business

Mar 10, 2023

Commercial trucks are essential for moving goods throughout the country. Therefore, they require specific tires that can endure the weight of the vehicles and goods being hauled across long distances. Investing in high-quality commercial truck tires … Read More

cost of dump truck insurance

What Affects the Cost of Dump Truck Insurance?

Mar 6, 2023

If you run a dump truck business, you’re aware that you need to have adequate insurance in place. Your business is your livelihood, so you must ensure that you’re properly protected. However, getting your dump trucks … Read More

commercial truck insurance florida

Commercial Truck Insurance in Florida: Factors that Drive Up Premiums

Mar 2, 2023

With thousands of commercial vehicles delivering goods throughout the state every day, Florida has one of the largest transportation sectors in the country. Commercial truck insurance is an important component of this industry since it protects … Read More

deadhead trucking

Deadhead Trucking: How to Minimize Empty Trailer Miles

Feb 23, 2023

Deadhead trucking is the action of operating a commercial truck with an empty trailer. This occurs when the driver is either returning to their origin or en route to a new location to pick up their … Read More

commercial truck insurance questions

The Top Questions Asked about Commercial Truck Insurance

Feb 15, 2023

As a truck driver or owner-operator, you must have the proper commercial truck insurance coverage in place. However, navigating the truck insurance realm can be rather difficult, especially if you’re new to the industry. To assist … Read More

garbage truck driver

The Ultimate Guide to Becoming a Garbage Truck Driver

Feb 9, 2023

Operating a garbage truck is a challenging and unique job that necessitates a specific set of skills. For instance, you need to meet the physical requirements outlined by the DOT and possess a thorough understanding of … Read More

hotshot trucking business plan

The Ultimate Guide to Making a Hotshot Trucking Business Plan

Feb 2, 2023

Hotshot trucking is a rapidly growing industry that provides a one-of-a-kind opportunity for individuals who wish to start their own business. Hotshot trucking involves hauling smaller loads and delivering them fast, usually within a day or … Read More

commercial truck insurance Texas

Choosing the Right Commercial Truck Insurance Policy in Texas

Jan 26, 2023

Having the appropriate insurance coverage in place is critical when operating a commercial truck in Texas. Insurance is not only a legal obligation, but it also provides financial protection in the event of damage or an … Read More

truck driver accident

Navigating the Aftermath of a Truck Driver Accident

Jan 20, 2023

Being a truck driver is a high-pressure job, and having to navigate an accident is among the most challenging aspects of it. As a diligent commercial driver, you must be prepared for the unexpected and know … Read More

out of service

Top 10 Vehicle and Driver Out of Service Orders in 2022

Jan 13, 2023

The FMCSA is responsible for conducting inspections of commercial motor vehicles and drivers to ensure that they remain compliant with regulations set forth by the federal government. If an inspection results in a serious violation, the … Read More

hot shot business

The Complete Guide to Starting a Hot Shot Business

Jan 5, 2023

Are you a truck driver looking to start your own hot shot business? In the transportation industry, having a hot shot company can be an incredibly rewarding experience if done correctly. It can also give you … Read More

semi truck breakdown

A Comprehensive Guide to Maintaining Your Semi Truck and Handling Breakdowns

Dec 29, 2022

As a truck driver, you rely on your vehicle to get the job done. Proper truck maintenance is crucial for ensuring your truck operates smoothly and safely, and it can also help extend the lifespan of … Read More

short haul trucking

Understanding Short Haul Trucking

Dec 21, 2022

Short haul trucking presents several advantages for experienced drivers. For instance, there’s the ability to plan around tight deadlines, stay close to home, and reduced operating costs. But you’re probably asking yourself, what is short haul … Read More

dot compliance services

The Benefits of Utilizing DOT Compliance Services

Dec 15, 2022

If you’re a trucking business owner, you know how important it is to stay compliant with the regulations set forth by the DOT. Failure to do so can result in costly fines and legal issues, which … Read More

do trailers need insurance

Do You Need Insurance for Trailers?

Dec 9, 2022

Trailers for commercial vehicles are subject to wear and tear and potential damage or loss. This is why it’s important for the owners of these trailers to have insurance to protect their investment and minimize potential … Read More

semi truck insurance cost

What Does Semi Truck Insurance Cost?

Dec 1, 2022

It’s impossible to give a definitive answer to the question, “how much is semi truck insurance?” The reason for this is commercial truck insurance costs vary widely and depend on several different factors. As I’m sure … Read More

winter driving tips for truckers

Winter Weather Driving Tips for Truckers

Dec 1, 2022

The winter season is here! Furthermore, you will undoubtedly run into various winter weather conditions while operating a commercial vehicle. Almost all truck drivers will concur that driving a large vehicle during the wintertime is exceedingly … Read More

truck driver school

Tips to Survive Truck Driver School

Nov 23, 2022

If you want to become a professional truck driver, the best course of action is to enroll in a truck driving school. To start your trucking career off on the right foot, don’t rush through this … Read More

cab report

Reasons a CAB Report Affects Truck Insurance Costs

Nov 17, 2022

Your CAB report is a collection of information with a score depending on the number of red flag offenses you have accrued, to put it simply. Your truck insurance premiums are directly influenced by this data. … Read More

how much does it cost to tow a car

How Much Does It Cost to Tow a Car if I Call a Tow Truck Company?

Nov 15, 2022

Click Here To Get a Tow Now  When you find yourself in need of a tow, which isn’t something you hope you don’t need on a recurring basis, it’s often difficult to understand what the average … Read More

cdl cost

What’s the Cost of a CDL?

Nov 10, 2022

Truck drivers are in high demand, which presents a major opportunity. Finding high-paying work with a fantastic business is now simpler than ever for individuals who possess a CDL. For instance, Walmart recently disclosed an increase … Read More

truck mirrors

Truck Mirrors: An Essential Driving Tool

Nov 2, 2022

The most important rule to remember when learning to drive is to always check your blind spots. However, since commercial vehicles are larger in size, it becomes more difficult to achieve this. As a result, understanding … Read More

trucking insurance agent

Ask Your Trucking Insurance Agent These Questions

Oct 28, 2022

A little bit of research can go a long way when it comes to purchasing commercial truck insurance. It’s critical to ask relevant questions to make certain that you’re adequately covered in the event of a mishap. Because each … Read More

roadside assistance for truck drivers

The Importance of Roadside Assistance Coverage for Truck Drivers

Oct 20, 2022

Being stranded in the middle of nowhere ranks among the scariest situations a transportation professional could experience. An engine burnout or a flat tire for a truck driver not only delays their delivery but also puts … Read More

transportation industry

Top 5 Transportation Industry Risks

Oct 12, 2022

According to a new report on the transportation sector, the industry is expected to expand by 3.4 percent over the next 5 years. Individuals working in the trucking sector put forth a significant amount of effort … Read More

construction industry

Top 5 Technology Developments in the Construction Industry

Oct 4, 2022

When the world shut down and went virtual in 2020, there were a lot of creative people that had to come up with alternate ways of doing business. The construction industry was hit particularly hard and … Read More

Truck Driver Turnover

How to Combat Truck Driver Turnover

Sep 28, 2022

Truck driver turnover is common in the transportation industry. This is an issue for many motor carriers; more than 80% of fleets report high turnover rates. Because all these drivers are choosing to leave, these companies … Read More

cargo insurance rates

How To Save on Cargo Insurance Rates

Sep 22, 2022

Cargo insurance protects the goods you transport, so if you suffer a loss such as theft, fire, crash, or collision that damages your shipment, you’ll be protected. Additionally, it’ll cover the expense of removing debris from … Read More

bobtail insurance

What’s the Difference between Non-Trucking Liability and Bobtail Insurance?

Sep 13, 2022

Regardless of whether you’re an owner-operator or independent contractor, it’s critical to have adequate truck insurance. Despite the safety measures and training requirements you’ve put in place, operating a commercial motor vehicle is considered a high-risk … Read More

Long Distance Trucking

Tips for Long Distance Trucking

Sep 8, 2022

Truckers who deliver freight over long distances have a lot of responsibility on their shoulders. They experience several challenges on the road besides just traffic and bad weather, many spend countless hours on the road leading … Read More

Safety Programs

How Safety Programs Can Lower Truck Insurance Costs

Sep 1, 2022

With help from safety programs, you can save your company money, improve productivity, and increase employee morale on the road.

flatbed drivers

Loading Safety Tips for Flatbed Drivers

Aug 25, 2022

All drivers should be properly trained to handle each kind of vehicle they drive; however, flatbed truck drivers have special safety concerns because of the open nature of the vehicle. Because flatbed trucks tend to carry … Read More

hot shot insurance

A Guide to Hot Shot Insurance Coverage

Aug 19, 2022

A hot shot truck is used to transport items that are too large to fit in a conventional semi truck. Animals, farming equipment, construction materials, and automobiles are examples of such items. Traditionally, this freight is transported … Read More

Truck Insurance Filings

What to Know about Truck Insurance Filings

Aug 12, 2022

If you’re in the transportation business then you need to adhere to federal and state insurance requirements. The Surface Transportation Board and the Federal Motor Carrier Safety Administration are federal agencies that regulate and oversee interstate … Read More

Interstate vs intrastate trucking

The Difference Between Intrastate vs. Interstate Trucking

Aug 8, 2022

If you have a trucking business, your vehicles cover a lot of ground. Sometimes that ground is within the borders of one state, or sometimes that ground takes truckers through multiple states (or even countries). So … Read More

dry van

What’s a Dry Van Used For?

Aug 4, 2022

A dry van, also known as a semi truck, is one of the most common modes for transporting freight across the country. These trucks have a large enclosed trailer meant to carry dry, non-perishable goods. Trucking … Read More

Straight Trucks and Semi Trucks

Key Differences between Straight Trucks and Semi Trucks

Jul 28, 2022

Are you looking to start your own hauling business or fleet? If so, you may be wondering which truck type is perfect for you. Every truck has its advantages and disadvantages, and it’s up to you … Read More

Reducing Workers Compensation Costs

Reducing Workers Compensation Costs at Your Trucking Business

Jul 22, 2022

Is your transportation business burdened by rising workers compensation costs? If so, you’re not alone. Others in the industry have attempted to reduce insurance costs and spending by controlling internal activities, but we have a different … Read More

Commercial Auto Insurance Rates

4 Major Factors That Influence Commercial Auto Insurance Rates

Jul 14, 2022

Commercial auto insurance has a wide range of exposures, and several industry changes, as well as the severity and frequency of claims, have had a major impact on insurance carriers. In fact, many are struggling to … Read More