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couple moving in together

Dec 1 2021

Home Insurance

Home Insurance Tips for a First-Time Homebuyer

If you’re a first-time homebuyer, selecting the most effective homeowners insurance policy can be challenging. You need to consider several factors depending on your location and the type of insurance you need. Experts believe that having ... Read More

Nov 30 2021

Business Insurance

Ways to Manage Your Small Business Insurance

There are several important decisions a startup needs to make to become successful. For starters, you’ll need to determine what insurance you need to protect your business, employees, and customers. Insurance can protect your small business ... Read More

Nov 23 2021

Auto Insurance

Preparing Your Vehicle and Home for the Winter

Whether you reside in the Midwest or Northeast, you must know the winter drill. In these regions, you’ll experience below freezing temperatures on a daily basis during the winter. These areas have around three to four ... Read More

Nov 19 2021

Auto Insurance

Will My Insurance Company Cover the Costs of a Rental Car?

Car insurance offers coverage in a variety of ways. Such as, if you get into an accident and cause damage to someone else’s car or property. Furthermore, if the other party is injured in the accident ... Read More

Nov 17 2021

Home Insurance

Insurance Tips for Turkey Day

There are many ways to celebrate Thanksgiving. But, nothing beats the celebration of Thanksgiving like a real oven-roasted turkey. This special day has always featured a home-roasted turkey, which goes at the center of the table ... Read More

Nov 10 2021

Home Insurance

Do I Need to Let My Insurer Know When I Make Home Improvements?

Making home improvements can add to the value of your home. Most people inform their friends and family when they’re renovating; however, your insurance provider should be the first one to know about it. It’s vital ... Read More

Nov 9 2021

Auto Insurance

8 Common Car Insurance Myths

Car insurance can be quite complex and often times difficult to understand. With all the information available to policyholders, it can be challenging to decipher the facts from myths. Knowing what’s covered under your auto policy ... Read More

Nov 4 2021

Home Insurance

The Best Homeowners Insurance for Seniors

With the right homeowners insurance, seniors can have peace of mind and focus on the things that are important. These can include spending time with family or enjoying retirement. But what’s the best home insurance for ... Read More

Nov 2 2021

Home Insurance

What Happens if My Home Insurance Lapses?

As a homeowner, your home insurance policy lapsing can mean bad news for your property. If your home faces damage during this period, your insurance company won’t compensate you. But how can a home insurance policy ... Read More

Oct 28 2021

Auto Insurance

What’s Comprehensive Coverage?

Comprehensive coverage covers vehicle damage by animals, theft, hail, and glass breakage. If you’re currently leasing or financing your vehicle, your lender will typically require this. It’s important to note that this coverage is optional once ... Read More

Oct 28 2021

Auto Insurance

What Happens if I Get Caught Driving without Insurance?

The Insurance Research Council conducted a survey this year where they found that almost one out of eight drivers don’t have car insurance. Joining this group of people would not be a wise choice and could ... Read More

Oct 19 2021

Insurance

Do I Need an Umbrella Policy?

An umbrella policy can provide extra coverage for things such as your car, home, and boat. Ultimately, if you were to be sued and your coverage amount was insufficient, then you would have to pay the ... Read More

Oct 19 2021

Home Insurance

What to Do After a Home Burglary

Burglaries can be a traumatizing experience for most people. In most cases, homeowners feel like they lost their sense of safety and they’re unsure what to do. It’s always best to have a game plan in ... Read More
valuable items

Oct 14 2021

Home Insurance

Tips for Protecting Valuable Items in Your Home

If you think your homeowners insurance policy covers all your valuables, you’re mistaken. Most policies exclude coverage for certain items or limit it. These limits are put in place to keep homeowners policies affordable. These limits or ... Read More
raking leaves

Oct 12 2021

Home Insurance

2021 Fall Home Maintenance Checklist

Fall’s an excellent time to do some home maintenance before the cold and snowy days arrive. After all, you’ll have a harder time making repairs during the colder months. This is especially true if you live ... Read More

Oct 7 2021

Home Insurance

5 Homeowners Insurance Discounts You Probably Aren’t Aware Of

Home insurance prices have steadily increased  across the country over the years. In just the past decade alone home insurance premiums have risen 47 percent. According to ValuePenguin, the average yearly premium is around $1,500. In ... Read More
teen driver with her mom

Oct 6 2021

Auto Insurance

The Most Expensive Cities to Insure Teen Drivers

Did you know that insuring a teen driver, in most cases, will increase your auto insurance premium? In some US cities, adding a young driver to an auto insurance plan hikes the premium significantly. As per the ... Read More
home warranty vs home insurance

Sep 30 2021

Home Insurance

Home Insurance vs. Home Warranty

Home warranty and home insurance are terms many people use interchangeably. However, both have very different meanings from one another. A home warranty offers coverage for the repair and replacement of major appliances and systems in ... Read More
mold damage

Sep 30 2021

Home Insurance

Does Homeowners Insurance Cover Mold Damage?

Dealing with mold can be quite a headache for any homeowner. The damage it can cause can be quite extensive and can cost hundreds of thousands of dollars in repairs. Not to mention, it can be ... Read More
hurricane damage

Sep 23 2021

Home Insurance

Was Your Home Damaged From Hurricane Ida?

Hurricane Ida has proven to be one of the most disastrous hurricanes in the past few years. The Consumer Federation of America pointed out that the National Flood Insurance Program and private insurers will pay for ... Read More
business insurance

Sep 21 2021

Business Insurance

What Affects the Cost of Business Insurance?

Two businesses rarely have the same type of insurance coverage, and this can be due to a variety of factors. In some cases, it can be the type of business, and in others, it can just ... Read More
cars in a flood

Sep 16 2021

Auto Insurance

What to Do if Your Car Is in a Flood

If you live in or around the region that recently suffered from a hurricane, then chances are that you’re still reeling from the aftereffects. The high scale natural disaster destroyed the Gulf Coast before hitting the ... Read More

Sep 15 2021

Home Insurance

Can My Credit Score Affect My Homeowners Insurance Rate?

The companies that make a profit from your “history with money” will dig up your credit score one way or another. If your ratings in particular areas are good, you get plenty of benefits. However, if ... Read More

Sep 9 2021

Insurance

How Much Does Renters Insurance Cost?

You might not have considered renters insurance as a needed expense, but it does hold functional significance. It helps protect you financially if something happened to your personal belongings. That means the policy covers you if ... Read More

Sep 8 2021

Insurance

Whole Life Insurance FAQs

Whole life insurance refers to a permanent policy that provides a fixed death benefit to beneficiaries. It further guarantees a cash value savings component for the policyholder. If you’re considering this, read this in-depth guide to ... Read More

Sep 1 2021

Home Insurance

Will My Homeowners Insurance Cover Termite Damage?

Pesky bugs or insects can cause severe property damage. This may sound surprising, but termites cause $5 billion in property damage each year. This is according to the latest survey by the National Pest Management Association. ... Read More

Sep 1 2021

Auto Insurance

How Much Will It Cost to Insure My RV?

Nowadays, you can get insurance for just about anything. From automobiles to pets to homes, you can buy an insurance policy to protect valuables you believe are at high risk. And your RV is no exception. ... Read More

Aug 25 2021

Home Insurance

What to Do if Your Insurer Won’t Renew Your Homeowners Policy

Over the past few months there’s been an increase in homeowners policies not being renewed. This is because many insurance companies have steered clear of high risk areas. While many Californians struggle to find the right ... Read More

Aug 25 2021

Home Insurance

6 Tips to Lower Your Homeowners Insurance Rates

Do you own a property? If yes, then you must know that homeowners insurance is one expense you can’t avoid. The two important factors that decide the cost of home insurance rates are your home’s age ... Read More
Interstate vs intrastate trucking

Aug 19 2021

Business Insurance

The Difference Between Intrastate vs. Interstate Trucking

If you have a trucking business, your vehicles cover a lot of ground. Sometimes that ground is within the borders of one state, or sometimes that ground takes truckers through multiple states (or even countries). So ... Read More

Aug 18 2021

Auto Insurance

Does Insurance Cover Vandalism to My Car?

Car insurance is an essential coverage to have. In fact, it’s illegal to drive your car without having insurance in many states. Car insurance will cover the physical damage to a car or the medical bills ... Read More

Aug 17 2021

Insurance

Top 5 Common Insurance Mistakes

In today’s world, it’s impossible to go without insurance and live a stress-free life. Insurance is a safety net that keeps you from experiencing financial burden due to insurance claims. It can protect you from liability ... Read More

Aug 11 2021

Insurance

17% of Parents Have Purchased Life Insurance Since the Pandemic

The pandemic has caused several new challenges for parents. This explains why many families in 2020 invested in stocks for financial preparedness. In fact, more than 17 percent of parents bought life insurance coverage for their ... Read More

Aug 10 2021

Business Insurance

The Types of Insurance You Need for Your Small Business

Hard work is essential when it comes to establishing a small business. Though the decision to start your own is exciting, it can be risky. It requires you to put your career, personal finances, and time ... Read More

Aug 5 2021

Auto Insurance

Does the Type of Car I Drive Affect My Auto Insurance Premium?

Certain factors will determine the costs of your auto insurance premium. The factors you can control include how much coverage you buy, the state you live in, and most importantly, the type of car you have. ... Read More

Aug 4 2021

Insurance

Things to Know If Involved in a Boating Accident

If you’ve never been in a boating accident, consider yourself lucky. Imagine the stress of a road accident, and combine it with the unfamiliarity and complexity of being on the water. Even if you’re lucky enough ... Read More
computer fire

Aug 3 2021

Home Insurance

How to Prevent Your Desktop or Laptop Fire From Burning Down Your House

Who would think that a laptop could catch fire? The statistics are pretty surprising. In 2007-2011, there were an estimated 730 reported U.S. home structure fires involving office equipment per year, resulting in: 11 civilian deaths ... Read More

Aug 2 2021

Business Insurance

Does My Tow Truck Business Need Garage Keepers Insurance?

If you run a towing business, you face an abundance of risk everyday. Since every tow truck business is different, they all need a unique insurance plan that’s customized for their specific needs. One type of ... Read More
It's important to protect your shop with retail store insurance.

Aug 2 2021

Business Insurance

What Insurance Do I Need for a Retail Store?

Your creative prowess has finally bloomed into a full-blown business venture with a store location to match! While this is definitely an exciting new chapter in your life, there are many other responsibilities associated with your ... Read More

Aug 2 2021

Home Insurance

What Does a Typical Homeowners Insurance Policy Cover?

Your home is probably one of the largest investments you’ll make in your life. Homeownership comes with many benefits, not to mention the pride of owning your own house. However, there are some more complicated aspects ... Read More
tow truck hauling a car

Jul 30 2021

Business Insurance

How to Start Your Own Tow Truck Business

You’ve made up your mind – you want to start a tow truck business. Congratulations! There’s definitely freedom in being your own boss and knowing that you built something is very satisfying. Now, towing is not ... Read More
restaurant safety training

Jul 30 2021

Business Insurance

20 famous quotes to improve your restaurant’s customer service

Restaurant insurance can help cover you from various things like damage, liability, and worker’s comp , but it can’t protect you from bad customer service complaints. According to recent studies, 80% of all restaurants will close ... Read More

Jul 29 2021

Insurance

Should I Get Life Insurance for My Child?

You’ve surely heard of life insurance coverage for adults. But have you also heard of life insurance for children? Unfortunately, children are just as susceptible to medical emergencies and fatal accidents. In this case, a life ... Read More
Consider your car insurance this National Insurance Awareness Day.

Jul 29 2021

Auto Insurance

What Do I Do if I Can’t Get Car Insurance?

Getting auto insurance is perhaps easier said than done. You might be trying to get car insurance but you keep running into speed bumps along the way. So, after all the dead ends, this is the ... Read More
Call your insurance company to tell them about the car accident.

Jul 28 2021

Auto Insurance

Will My Insurance Cover the Damages to My Car if I’m in an Accident?

We are in the middle of the ideal season for road trips with friends and family. But unfortunately, this is also the time when road accidents occur at an alarmingly increasing rate. Millions of car crashes ... Read More
call your insurance agent to see if you can get insurance discounts

Jul 26 2021

Home Insurance

15 Common Homeowner’s Insurance Discounts to Ask Your Agent About

Being a homeowner can be hard work. There’s a lot to think about – what color to paint the walls, how to arrange the furniture in the family room, what kind of light fixtures to put ... Read More

Jul 23 2021

Business Insurance

What Affects the Cost of Dump Truck Insurance?

If you have a dump truck business, you know you need to have the right insurance. Your trucks and your business are your livelihood, so you need to make sure that they’re protected. However, getting insurance ... Read More
how much does it cost to tow a car

Jul 23 2021

Auto Insurance

How Much Does It Cost to Tow a Car if I Call a Tow Truck Company?

Calling a tow truck is probably not something you planned to do, and it may not be something you’re particularly happy to to do. Your first question might be how much it will cost to repair ... Read More
hurricane damage

Jul 20 2021

Home Insurance

Hurricane Season Is Here, Make Sure Your Property Is Protected

When hurricane season comes around every year, you’re bound to hear some intense local stories of flash flooding and thunderstorms. Therefore, now is the right time to make sure your home is protected from hurricanes. While ... Read More

Jul 20 2021

Home Insurance

The Rise in Construction Material Costs Can Impact Your Insurance Claims

The increasing prices of construction materials have become a threat to many policyholders. Even though soaring prices are well-documented, it is essential to watch out for the trend and its possible implications. As per the Associated Builders ... Read More
couple moving in together

Home Insurance Tips for a First-Time Homebuyer

Dec 1, 2021

If you’re a first-time homebuyer, selecting the most effective homeowners insurance policy can be challenging. You need to consider several factors depending on your location and the type of insurance you need. Experts believe that having … Read More

Ways to Manage Your Small Business Insurance

Nov 30, 2021

There are several important decisions a startup needs to make to become successful. For starters, you’ll need to determine what insurance you need to protect your business, employees, and customers. Insurance can protect your small business … Read More

Preparing Your Vehicle and Home for the Winter

Nov 23, 2021

Whether you reside in the Midwest or Northeast, you must know the winter drill. In these regions, you’ll experience below freezing temperatures on a daily basis during the winter. These areas have around three to four … Read More

Will My Insurance Company Cover the Costs of a Rental Car?

Nov 19, 2021

Car insurance offers coverage in a variety of ways. Such as, if you get into an accident and cause damage to someone else’s car or property. Furthermore, if the other party is injured in the accident … Read More

Insurance Tips for Turkey Day

Nov 17, 2021

There are many ways to celebrate Thanksgiving. But, nothing beats the celebration of Thanksgiving like a real oven-roasted turkey. This special day has always featured a home-roasted turkey, which goes at the center of the table … Read More

Do I Need to Let My Insurer Know When I Make Home Improvements?

Nov 10, 2021

Making home improvements can add to the value of your home. Most people inform their friends and family when they’re renovating; however, your insurance provider should be the first one to know about it. It’s vital … Read More

8 Common Car Insurance Myths

Nov 9, 2021

Car insurance can be quite complex and often times difficult to understand. With all the information available to policyholders, it can be challenging to decipher the facts from myths. Knowing what’s covered under your auto policy … Read More

The Best Homeowners Insurance for Seniors

Nov 4, 2021

With the right homeowners insurance, seniors can have peace of mind and focus on the things that are important. These can include spending time with family or enjoying retirement. But what’s the best home insurance for … Read More

What Happens if My Home Insurance Lapses?

Nov 2, 2021

As a homeowner, your home insurance policy lapsing can mean bad news for your property. If your home faces damage during this period, your insurance company won’t compensate you. But how can a home insurance policy … Read More

What’s Comprehensive Coverage?

Oct 28, 2021

Comprehensive coverage covers vehicle damage by animals, theft, hail, and glass breakage. If you’re currently leasing or financing your vehicle, your lender will typically require this. It’s important to note that this coverage is optional once … Read More

What Happens if I Get Caught Driving without Insurance?

Oct 28, 2021

The Insurance Research Council conducted a survey this year where they found that almost one out of eight drivers don’t have car insurance. Joining this group of people would not be a wise choice and could … Read More

Do I Need an Umbrella Policy?

Oct 19, 2021

An umbrella policy can provide extra coverage for things such as your car, home, and boat. Ultimately, if you were to be sued and your coverage amount was insufficient, then you would have to pay the … Read More

What to Do After a Home Burglary

Oct 19, 2021

Burglaries can be a traumatizing experience for most people. In most cases, homeowners feel like they lost their sense of safety and they’re unsure what to do. It’s always best to have a game plan in … Read More

valuable items

Tips for Protecting Valuable Items in Your Home

Oct 14, 2021

If you think your homeowners insurance policy covers all your valuables, you’re mistaken. Most policies exclude coverage for certain items or limit it. These limits are put in place to keep homeowners policies affordable. These limits or … Read More

raking leaves

2021 Fall Home Maintenance Checklist

Oct 12, 2021

Fall’s an excellent time to do some home maintenance before the cold and snowy days arrive. After all, you’ll have a harder time making repairs during the colder months. This is especially true if you live … Read More

5 Homeowners Insurance Discounts You Probably Aren’t Aware Of

Oct 7, 2021

Home insurance prices have steadily increased  across the country over the years. In just the past decade alone home insurance premiums have risen 47 percent. According to ValuePenguin, the average yearly premium is around $1,500. In … Read More

teen driver with her mom

The Most Expensive Cities to Insure Teen Drivers

Oct 6, 2021

Did you know that insuring a teen driver, in most cases, will increase your auto insurance premium? In some US cities, adding a young driver to an auto insurance plan hikes the premium significantly. As per the … Read More

home warranty vs home insurance

Home Insurance vs. Home Warranty

Sep 30, 2021

Home warranty and home insurance are terms many people use interchangeably. However, both have very different meanings from one another. A home warranty offers coverage for the repair and replacement of major appliances and systems in … Read More

mold damage

Does Homeowners Insurance Cover Mold Damage?

Sep 30, 2021

Dealing with mold can be quite a headache for any homeowner. The damage it can cause can be quite extensive and can cost hundreds of thousands of dollars in repairs. Not to mention, it can be … Read More

hurricane damage

Was Your Home Damaged From Hurricane Ida?

Sep 23, 2021

Hurricane Ida has proven to be one of the most disastrous hurricanes in the past few years. The Consumer Federation of America pointed out that the National Flood Insurance Program and private insurers will pay for … Read More

business insurance

What Affects the Cost of Business Insurance?

Sep 21, 2021

Two businesses rarely have the same type of insurance coverage, and this can be due to a variety of factors. In some cases, it can be the type of business, and in others, it can just … Read More

cars in a flood

What to Do if Your Car Is in a Flood

Sep 16, 2021

If you live in or around the region that recently suffered from a hurricane, then chances are that you’re still reeling from the aftereffects. The high scale natural disaster destroyed the Gulf Coast before hitting the … Read More

Can My Credit Score Affect My Homeowners Insurance Rate?

Sep 15, 2021

The companies that make a profit from your “history with money” will dig up your credit score one way or another. If your ratings in particular areas are good, you get plenty of benefits. However, if … Read More

How Much Does Renters Insurance Cost?

Sep 9, 2021

You might not have considered renters insurance as a needed expense, but it does hold functional significance. It helps protect you financially if something happened to your personal belongings. That means the policy covers you if … Read More

Whole Life Insurance FAQs

Sep 8, 2021

Whole life insurance refers to a permanent policy that provides a fixed death benefit to beneficiaries. It further guarantees a cash value savings component for the policyholder. If you’re considering this, read this in-depth guide to … Read More

Will My Homeowners Insurance Cover Termite Damage?

Sep 1, 2021

Pesky bugs or insects can cause severe property damage. This may sound surprising, but termites cause $5 billion in property damage each year. This is according to the latest survey by the National Pest Management Association. … Read More

How Much Will It Cost to Insure My RV?

Sep 1, 2021

Nowadays, you can get insurance for just about anything. From automobiles to pets to homes, you can buy an insurance policy to protect valuables you believe are at high risk. And your RV is no exception. … Read More

What to Do if Your Insurer Won’t Renew Your Homeowners Policy

Aug 25, 2021

Over the past few months there’s been an increase in homeowners policies not being renewed. This is because many insurance companies have steered clear of high risk areas. While many Californians struggle to find the right … Read More

6 Tips to Lower Your Homeowners Insurance Rates

Aug 25, 2021

Do you own a property? If yes, then you must know that homeowners insurance is one expense you can’t avoid. The two important factors that decide the cost of home insurance rates are your home’s age … Read More

Interstate vs intrastate trucking

The Difference Between Intrastate vs. Interstate Trucking

Aug 19, 2021

If you have a trucking business, your vehicles cover a lot of ground. Sometimes that ground is within the borders of one state, or sometimes that ground takes truckers through multiple states (or even countries). So … Read More

Does Insurance Cover Vandalism to My Car?

Aug 18, 2021

Car insurance is an essential coverage to have. In fact, it’s illegal to drive your car without having insurance in many states. Car insurance will cover the physical damage to a car or the medical bills … Read More

Top 5 Common Insurance Mistakes

Aug 17, 2021

In today’s world, it’s impossible to go without insurance and live a stress-free life. Insurance is a safety net that keeps you from experiencing financial burden due to insurance claims. It can protect you from liability … Read More

17% of Parents Have Purchased Life Insurance Since the Pandemic

Aug 11, 2021

The pandemic has caused several new challenges for parents. This explains why many families in 2020 invested in stocks for financial preparedness. In fact, more than 17 percent of parents bought life insurance coverage for their … Read More

The Types of Insurance You Need for Your Small Business

Aug 10, 2021

Hard work is essential when it comes to establishing a small business. Though the decision to start your own is exciting, it can be risky. It requires you to put your career, personal finances, and time … Read More

Does the Type of Car I Drive Affect My Auto Insurance Premium?

Aug 5, 2021

Certain factors will determine the costs of your auto insurance premium. The factors you can control include how much coverage you buy, the state you live in, and most importantly, the type of car you have. … Read More

Things to Know If Involved in a Boating Accident

Aug 4, 2021

If you’ve never been in a boating accident, consider yourself lucky. Imagine the stress of a road accident, and combine it with the unfamiliarity and complexity of being on the water. Even if you’re lucky enough … Read More

computer fire

How to Prevent Your Desktop or Laptop Fire From Burning Down Your House

Aug 3, 2021

Who would think that a laptop could catch fire? The statistics are pretty surprising. In 2007-2011, there were an estimated 730 reported U.S. home structure fires involving office equipment per year, resulting in: 11 civilian deaths … Read More

Does My Tow Truck Business Need Garage Keepers Insurance?

Aug 2, 2021

If you run a towing business, you face an abundance of risk everyday. Since every tow truck business is different, they all need a unique insurance plan that’s customized for their specific needs. One type of … Read More

It's important to protect your shop with retail store insurance.

What Insurance Do I Need for a Retail Store?

Aug 2, 2021

Your creative prowess has finally bloomed into a full-blown business venture with a store location to match! While this is definitely an exciting new chapter in your life, there are many other responsibilities associated with your … Read More

What Does a Typical Homeowners Insurance Policy Cover?

Aug 2, 2021

Your home is probably one of the largest investments you’ll make in your life. Homeownership comes with many benefits, not to mention the pride of owning your own house. However, there are some more complicated aspects … Read More