reefer safety

Reefer Safety Tips

Reefer trucks are essential for delivering temperature-sensitive products safely, and refrigerated products no longer include only food. Properly maintaining a reefer unit is the key to delivering an undamaged product, whether it’s perishable food, sensitive electronic equipment, or medical supplies.

Carrying refrigerated cargo can be especially dangerous because if the trailer’s temperature gets too high or dips too low, entire loads could be ruined, or worse, could make people sick. Bacteria can grow on perishable items if the temperature gets above 45° F.

The point is, following safety protocols are extremely important when it comes to your reefer. These units are very complex; therefore, you need to know how to properly operate a refrigerated truck. Let’s discuss the ins and outs of reefer safety.

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Tanker Truck Insurance

A Guide to Tanker Truck Insurance

There are plenty of dangers and hazards involved with operating a tanker truck. If you run a company and want to protect it, getting tanker truck insurance is a must. That being said, this type of insurance doesn’t come cheap. Therefore, many truckers dread searching for quality insurance.

So, if you run a tanker truck business or operate one then here are some helpful tips for selecting the best insurance. Let’s get started.

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semi truck insurance cost

What Does Semi Truck Insurance Cost?

It’s impossible to give a definitive answer to the question, “how much is semi truck insurance?” The reason for this is commercial truck insurance costs vary widely and depend on several different factors. As I’m sure you’re aware, all trucking businesses have their own unique risks.

On average, it may cost $3,000 to $5,000 per year if you lease onto a motor carrier. However, if you operate under your own authority it may cost you around $9,000 to $12,000 per year. Unfortunately, if you’re a new authority you could be paying close to $16,000 per year.

As of recently, truck insurance has been steadily increasing due to a high number of accidents, claims, and DOT violations. In this article, we’ll discuss the average cost of semi truck insurance, as well as ways you can save.

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reefer truck insurance

Reefer Truck Insurance: What to Know

The primary purpose of a truck insurance policy is to protect your business against a wide variety of threats. The same goes for refrigerated trucks. Reefer trucks facilitate in transporting perishable items that have to remain at a specific temperature to avoid spoilage.

A primary example here would be dairy and meat products, which tend to go bad within as little as two hours if they reach room temperature. Reefer trucks are of great use to local catering companies, meatpacking plants, and retail food warehouses.

Most importantly, reefer trucks are a large investment for trucking companies. This can be a highly profitable business; however, drivers require extensive knowledge and training regarding the safe transportation of perishable goods. One breakdown can mean you lose your whole load.

So, the best way to protect yourself is by purchasing reefer truck insurance. This truck type is often more expensive to insure than others due to the risks associated with transporting perishable items. You may even find that some insurance companies don’t want to insure you.

We understand how stressful it can be to find insurance for your reefer truck; however, we’re here to help. In this article, we’ll discuss the different coverages available for your refrigerated truck. Let’s begin.

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car hauler insurance coverage

A Guide to Car Hauler Insurance Coverage

In 2019 alone, the car hauling industry generated more than $12 billion. This is a significant jump from the year 2014. As you could predict, the car hauling business has become quite desirable in the eyes of many. However, if you want to reap the benefits of this industry, you need to purchase insurance coverage first.

So, to run your business successfully, you must learn all there is to know about car hauler insurance coverage.

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car hauler insurance cost

Car Hauler Insurance Cost: What to Know

Car haulers are used for transporting vehicles for auto body shops, car dealerships, repossession companies, and more. These trucks are essential in the transportation industry and without them, we wouldn’t be able to leave our house!

As you can imagine, starting a car hauler business can be very profitable and worthwhile. However, you need to also keep in mind the amount of risk involved. For instance, car haulers are very expensive trucks and they haul vehicles worth tens of thousands of dollars. If you were to get into an accident you could be looking at some very costly repairs and damages.

Therefore, to avoid all the headaches, you need to make sure your car hauler is insured. With the help of insurance, you can protect your assets and rest assured knowing you’re taken care of in the event of an unwanted incident.

So, in this article, we’ll discuss the cost of car hauler insurance and the various factors that can affect your rates. Let’s begin.

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What Does Hot Shot Insurance Cost?

Typically, the annual cost for hot shot insurance ranges between $7,000 and $12,000. The average cost per year is $10,284 for the businesses that are new and have one truck and trailer.

Note that multiple factors can impact your hot shot truck insurance rates. That means the cost will vary from person to person depending on their unique situation. Also, the insurance company you go with can affect your rates as well. Therefore, it’s best to shop around for multiple quotes.

In general, the following factors affect the cost of your hot shot insurance:

  • The value of your trailers and trucks
  • How long you’ve been in business
  • What you haul
  • Your limits and deductibles
  • The types of coverage you need
  • Your hauling radius
  • The experience and age of your drivers 

One of the best ways to reduce the cost of your hot shot insurance is to seek help from a reputable insurance agency. With the help of an agent, they can shop around for you and find you the best deals.

In this article, we’ll discuss the cost of hot shot insurance, ways to save, and what coverages you’ll need. Let’s begin.

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cost of dump truck insurance

What Affects the Cost of Dump Truck Insurance?

If you have a dump truck business, you know you need to have the right insurance. Your trucks and your business are your livelihood, so you need to make sure that they’re protected. However, getting insurance for dump trucks sounds expensive. We’re going to explain what affects the cost of dump truck insurance for your business and give a few tips for lowering the cost of it.

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rear-end truck crashes

How to Prevent Rear-End Truck Crashes

According to the FMCSA, there are around 400,000 truck crashes each year. Of those 400,000, 18% of them are rear-end collisions.

This is because commercial vehicles are harder to maneuver than passenger vehicles. Essentially, more time and effort are required for a truck to come to a complete stop. This is an important factor that contributes to many rear-end truck crashes.

While you can’t control what other drivers do on the road, you’re responsible for the safe transport of your goods. To help mitigate the risks out there on the road, here are four ways to prevent rear-end collisions in your truck.

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truck insurance renewal

Truck Insurance Renewal – What to Expect

Renewing your truck insurance can be very overwhelming and perhaps frustrating. However, you’ll have to deal with renewals once a year if you’re a trucker or run your own fleet. Many in the trucking industry have negative feelings towards renewals due to hefty insurance bills and premiums. Due to the rising costs, the renewal process is very important and you must weigh all your options.

In this article, we’ll discuss the renewal process and what you can expect.

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