cost of dump truck insurance

What Affects the Cost of Dump Truck Insurance?

If you have a dump truck business, you know you need to have the right insurance. Your trucks and your business are your livelihood, so you need to make sure that they’re protected. However, getting insurance for dump trucks sounds expensive. We’re going to explain what affects the cost of dump truck insurance for your business and give a few tips for lowering the cost of it.

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shopping for life insurance

Save Thousands by Purchasing Life Insurance While You’re Young

Life insurance provides financial security to family members in case the policyholder passes away. It can help your spouse, parent, or anyone that you add as a beneficiary. Life insurance companies offer lower premiums when you’re young and healthy. However, the premium amount increases with age.

This means that you can save thousands of dollars by taking out a life insurance policy while you’re young. It’s important to note, these premiums increase every year you get older, so you need to keep an eye on them. The longer you wait to get a life insurance policy, the more you’ll end up paying.

We are going to discuss how buying a life insurance policy at a young age can be an excellent idea.

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bundling home and auto

To Bundle, or Not to Bundle Your Insurance

If you’ve ever shopped around for insurance, you’ve likely been asked if you want to bundle your policies—in other words, combine your home or renters, auto, and life insurance policies with the same carrier. Although you have the option to shop around individually for each policy, it almost always makes sense to have the same carrier cover as many of your policies as possible.

In this article, we go over when it’s a good idea to bundle and when it’s not.

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How Much Does Renters Insurance Cost?

You might not have considered renters insurance as a needed expense, but it does hold functional significance.

It helps protect you financially if something happened to your personal belongings. That means the policy covers you if your items are stolen or damaged from an accident that occurs on the property. Keep in mind that your landlord will only cover damages to the building while paying for other damages is your responsibility.

This is where the role of renters insurance comes into play. However, if you’re wondering whether your renters insurance is an affordable expense, we have you covered there. This article includes details on how much renters insurance costs and what factors into it.

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Whole Life Insurance FAQs

Whole life insurance refers to a permanent policy that provides a fixed death benefit to beneficiaries. It further guarantees a cash value savings component for the policyholder.

If you’re considering this, read this in-depth guide to learn more about the benefits you would receive.

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Interstate vs intrastate trucking

The Difference Between Intrastate vs. Interstate Trucking

If you have a trucking business, your vehicles cover a lot of ground. Sometimes that ground is within the borders of one state, or sometimes that ground takes truckers through multiple states (or even countries). So – with that in mind, there are a couple of words that are often tossed around in the trucking world: intrastate vs. interstate. What’s the difference? Aside from the definition, what differentiates an intrastate business from an interstate business? We’ll explain the differences between intrastate vs. interstate in trucking.

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Top 5 Common Insurance Mistakes

In today’s world, it’s impossible to go without insurance and live a stress-free life. Insurance is a safety net that keeps you from experiencing financial burden due to insurance claims. It can protect you from liability suits, natural disasters, or any unforeseen circumstances. However, it can be complicated and there are some common insurance mistakes that a lot of people make.

Unfortunately, a majority of these people don’t find out they’ve made a mistake until it’s too late. You don’t want to be stuck paying too much for insurance or not having the proper coverage.

Here’s a list of the top 5 insurance mistakes people are making.

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17% of Parents Have Purchased Life Insurance Since the Pandemic

The pandemic has caused several new challenges for parents. This explains why many families in 2020 invested in stocks for financial preparedness.

In fact, more than 17 percent of parents bought life insurance coverage for their spouse and families, according to a recent survey by Policy genius. The primary reason is that life insurance can guarantee that beneficiaries such as spouses, parents, and most importantly, children will remain financially secure in the event that something happens to you.

If you’re worried about the cost, know that it’s affordable and provides much-needed financial security to your family. Continue reading to find out why purchasing life insurance is worth it and how you can get an affordable policy.

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Things to Know If Involved in a Boating Accident

If you’ve never been in a boating accident, consider yourself lucky. Imagine the stress of a road accident, and combine it with the unfamiliarity and complexity of being on the water. Even if you’re lucky enough that no one gets hurt in the collision, you might still have to pay for expensive repairs. Whether you get hurt or end up damaging your boat, you should know your legal rights.

Here we’ve enlisted some basic things you must know to minimize the risks. We will also discuss how to navigate an insurance and negligence claim in these situations.

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