When you work in trucking, you’re subject to many, many regulations. The goal of these regulations is to keep the roads safe for all drivers – CMV drivers and passenger cars alike. That’s the reason that the SMS (Safety Measurement System) exists. It’s a way for the FMCSA to keep track of a motor carrier’s safety record. How do they do this? They use data from different sources and organize it into seven different categories, called BASICs. We’ll go into more detail.
We’re all one big family at InsuranceHub, and we’re so glad that we get to work together as a team. There are a lot of us in the office, and we’ve all proved in one way or another that all roads lead to insurance. Everyone has a different story and a different path. We caught up with one of our spectacular Senior Account Managers, Angie Cooper, to learn about her story – how she got her start in insurance, her time at InsuranceHub, what she loves about her job, and what a day in the life of Angie looks like.
The word lawsuit is enough to strike fear into anyone’s heart. No homeowner wants to think about being sued, or about someone getting hurt on their property. But the reality is that these things happen, and they can happen all-too-easily. Homeowners who have pools, trampolines, or dogs can face higher liability risk. So, what’s a homeowner to do to lower their liability risk? We’ll go over a few helpful tips.
If you’re a property manager, chances are you speak insurance like a second language. It’s something that you’re used to dealing with, so you know the coverages and you understand the risks you need to be protected from. But what might need some clarity is how insurance companies – particularly standard insurance carriers – determine whether they want to insure your building. Here are seven details that can help you stay in the standard insurance market.
At InsuranceHub, we believe in continuing education. Insurance is a constantly changing industry, and we like to stay up-to-date on the latest trends, technologies, and knowledge. There’s always something to learn about insurance, especially when it comes to transportation insurance. It’s a very specialized niche, and there’s always plenty to discover. That’s why we’ve got six team members – Lee LeBaigue, Ed Hemmer, Monica Lott, Chrisann Richards, Kristina Insley, and Robyn Roberts – headed to Orlando to attend the annual MCIEF (Motor Carrier Insurance Education Foundation) Conference! The MCIEF meeting is from Oct. 3 to Oct. 4, and our team is really looking forward to it.
So, it might seem like a far-fetched scenario – what if someone drives into your house? (How could that even happen?) But it’s something that happens more than one might expect. People accidentally drive into houses all the time, and as you can imagine, a car can cause some pretty intense damage to a poor, unsuspecting house. So…what happens? Are you covered? We’ll explain what could happen in such circumstances.
When it comes to trucking, there’s a lot of “paperwork” (rather, forms and such) to take care of. One big thing that you need to take care of is your USDOT Number. It might seem a little overwhelming to deal with your USDOT Number, so we’re going to break things down for you.
The main questions we’ll cover are:
- What’s a DOT Number?
- Who needs a USDOT Number?
- How do I get a DOT Number?
If you’re the owner of a business, you’ve got plenty to deal with on a day-to-day basis. Running a business is hard work. One thing that you might not particularly relish dealing with is insurance. There can be a lot to juggle and there can be a jumble of insurance policies. But there is a way to make the jumble slightly easier to deal with – bundling your commercial insurance policies by getting them from the same insurance company. There are a few advantages to doing this, and we’ll go over a few reasons why you may want to bundle your business insurance if this is the right move for your particular company.
So, having people come over to visit is a lot of fun. Family and friends are oftentimes welcome guests, and it can be nice to spend time with people you care about and relax a bit. Whether you just planned a dinner with some family friends or you’ve got guests staying for a week, having company can be exciting. But what would happen if your guest accidentally caused damage to your home? We’ll go over how the situation could play out – and how home insurance could help.
Property owners and property managers are often veterans when dealing with insurance, so chances are you are familiar with the coverages you need. It comes with the territory. You understand the risks you face, and you know how insurance can protect you. But there is more to it than just having the correct coverage. You must also ask yourself if you have the right coverage for your situation, and if you are setting yourself up to be in the best possible insurance situation – especially if you are insuring an “older” building. (By insurance terms, “older” typically means that the property was built more than 20 years ago.) Here are a few ways you can improve your insurance situation as a property manager or owner if you’re insuring an older apartment building.