Whether you have just a few assets or own multiple homes, automobiles, and businesses, insurance coverage is vital. Protecting your assets, managing risks, and making sure you have the best coverage for the best price is part of our daily goal here at InsuranceHub. We enjoy getting to know each of our clients and helping them identify the insurance coverages that are right for them. We can’t see the future and we don’t know when disaster will strike, so it’s essential to be prepared for anything.
We understand that you need a policy that’s crafted to protect you from your specific risks, not just a one-size-fits-all plan. You’re one of a kind, so your insurance policy should be, too! Our goal is to not only make insurance easy but also to become a trusted advisor and partner to each and every client. We can help you pinpoint all of the risks that you face, and we can help you get the coverage you need to be protected from them.
An umbrella policy can provide extra coverage for things such as your car, home, and boat. Ultimately, if you were to be sued and your coverage amount was insufficient, then you would have to pay the rest out of pocket. This is when umbrella insurance kicks in and covers the remaining costs.
In this article we will talk about the benefits and cost of umbrella insurance, and whether or not you need it.
You might not have considered renters insurance as a needed expense, but it does hold functional significance.
It helps protect you financially if something happened to your personal belongings. That means the policy covers you if your items are stolen or damaged from an accident that occurs on the property. Keep in mind that your landlord will only cover damages to the building while paying for other damages is your responsibility.
This is where the role of renters insurance comes into play. However, if you’re wondering whether your renters insurance is an affordable expense, we have you covered there. This article includes details on how much renters insurance costs and what factors into it.
Whole life insurance refers to a permanent policy that provides a fixed death benefit to beneficiaries. It further guarantees a cash value savings component for the policyholder.
If you’re considering this, read this in-depth guide to learn more about the benefits you would receive.
If you have a trucking business, your vehicles cover a lot of ground. Sometimes that ground is within the borders of one state, or sometimes that ground takes truckers through multiple states (or even countries). So – with that in mind, there are a couple of words that are often tossed around in the trucking world: intrastate vs. interstate. What’s the difference? Aside from the definition, what differentiates an intrastate business from an interstate business? We’ll explain the differences between intrastate vs. interstate in trucking.
In today’s world, it’s impossible to go without insurance and live a stress-free life. Insurance is a safety net that keeps you from experiencing financial burden due to insurance claims. It can protect you from liability suits, natural disasters, or any unforeseen circumstances. However, it can be complicated and there are some common insurance mistakes that a lot of people make.
Unfortunately, a majority of these people don’t find out they’ve made a mistake until it’s too late. You don’t want to be stuck paying too much for insurance or not having the proper coverage.
Here’s a list of the top 5 insurance mistakes people are making.
The pandemic has caused several new challenges for parents. This explains why many families in 2020 invested in stocks for financial preparedness.
In fact, more than 17 percent of parents bought life insurance coverage for their spouse and families, according to a recent survey by Policy genius. The primary reason is that life insurance can guarantee that beneficiaries such as spouses, parents, and most importantly, children will remain financially secure in the event that something happens to you.
If you’re worried about the cost, know that it’s affordable and provides much-needed financial security to your family. Continue reading to find out why purchasing life insurance is worth it and how you can get an affordable policy.
If you’ve never been in a boating accident, consider yourself lucky. Imagine the stress of a road accident, and combine it with the unfamiliarity and complexity of being on the water. Even if you’re lucky enough that no one gets hurt in the collision, you might still have to pay for expensive repairs. Whether you get hurt or end up damaging your boat, you should know your legal rights.
Here we’ve enlisted some basic things you must know to minimize the risks. We will also discuss how to navigate an insurance and negligence claim in these situations.
Your creative prowess has finally bloomed into a full-blown business venture with a store location to match! While this is definitely an exciting new chapter in your life, there are many other responsibilities associated with your retail location besides a standard business license…like retail store insurance.
Your hard work, merchandise, employees, and every new customer must be protected by the proper retail insurance policies. However, with all the commercial insurance coverages available, it can be overwhelming to determine what type of coverage is best for your unique business. We’re here to help you crack the code on retail store insurance – what it covers, what it doesn’t, and how much you might need to support your business.
Your home is probably one of the largest investments you’ll make in your life. Homeownership comes with many benefits, not to mention the pride of owning your own house. However, there are some more complicated aspects of being a homeowner. One of those things is buying home insurance. You might be wondering what exactly homeowners insurance covers and how it protects your home. We’ll go over five different areas that home insurance covers and explain how it protects your home.
You’ve made up your mind – you want to start a tow truck business. Congratulations! There’s definitely freedom in being your own boss and knowing that you built something is very satisfying. Now, towing is not for the faint-of-heart. It’s hard work, and the work is rain-or-shine, day or night. But you get the satisfaction of knowing that you’ve done an honest day’s work and really helped people. So, all that being said – we’ve got some tips on how to start a tow truck business.