call your insurance agent to see if you can get insurance discounts

15 Common Homeowner’s Insurance Discounts to Ask Your Agent About

Being a homeowner can be hard work. There’s a lot to think about – what color to paint the walls, how to arrange the furniture in the family room, what kind of light fixtures to put in the hallways…and then, of course, there’s home insurance. If you’re going through the process of buying home insurance, you might be holding your breath and bracing yourself for the cost.

But we’ve got good news: you can save money on your home insurance.

There are these magical things called discounts that can knock the price of your homeowner’s insurance down. We’re going to explain about 15 home insurance discounts to ask about.

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What Affects the Cost of Dump Truck Insurance?

If you have a dump truck business, you know you need to have the right insurance. Your trucks and your business are your livelihood, so you need to make sure that they’re protected. However, getting insurance for dump trucks sounds expensive. We’re going to explain what affects the cost of dump truck insurance for your business and give a few tips for lowering the cost of it.

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Interstate vs intrastate trucking

The difference between interstate commerce and intrastate commerce

If you have a trucking business, your vehicles cover a lot of ground. Sometimes that ground is within the borders of one state, or sometimes that ground takes truckers through multiple states (or even countries). So – with that in mind, there are a couple of words that are often tossed around in the trucking world: intrastate and interstate. What’s the difference? Aside from the definition, what differentiates an intrastate business from an interstate business? We’ll explain the implications of intrastate vs. interstate in trucking.

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Things tow truck drivers want their clients to know.

How much does it cost to tow a car if I call a tow truck company?

Calling a tow truck is probably not something you planned to do, and it may not be something you’re particularly happy to to do. Your first question might be how much it will cost to repair your car – it’s making a very ominous clicking sound. The second might be “How much does a tow cost?” Every towing operation is different and it might be difficult to pin down an exact price prior to the tow. You might be envisioning triple dollar signs.

If your car insurance policy includes roadside assistance, getting a tow can be completely FREE! That’s why, as a general practice, our experts always recommend roadside assistance when creating our auto insurance quotes. We know that including this type of coverage in your policy can ultimately save you time and money in a sticky situation. However, if you haven’t shopped with us yet, here’s an idea on the average cost of a tow, the cost per mile, and why towing is priced the way it is.

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The Rise in Construction Material Costs Can Impact Your Insurance Claims

The increasing prices of construction materials have become a threat to many policyholders. Even though soaring prices are well-documented, it is essential to watch out for the trend and its possible implications.

As per the Associated Builders and Contractors analysis, the latest costs of materials has increased by 73 percent since 2020. This change in costs has increased the price of single-family houses by $36,000. In fact, the recent reports indicate that these prices have hit $1,500 per thousand for the first time in the housing market’s history.

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rental properties

Why You Need Rental Property Insurance if You’re a Landlord

Protecting yourself financially must be your first priority if you’re a property owner or a landlord. We say this because incidents causing financial loss to you or your property are very common. According to a survey, about one in twenty homes with insurance has a claim every year. In fact, the Insurance Information Institute found that the average damage claim added up to $13,687 during the last four years. This financial loss can be even bigger if you own multi-family buildings.

Let us delve into the details to understand why you need rental property insurance

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Employees taking time off

Why it’s important for your employees to take time off

Let’s face it: your employees are human beings, not robots. They need time to rest and relax, which means that they need a break from time to time. Maybe you offer time off to your employees, but they don’t seem to want to take it. As a boss or a manager, maybe you’re completely fine with your employees taking some time off for a vacation (or stay-cation due to COVID), but does your team know that? Here are a few of the benefits of employees taking time off and a few ways you can encourage your employees to do so. 

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Thanksgiving 2020

Considerations for traveling during Thanksgiving 2020

Thanksgiving, of course, is a time that most people want to spend with friends and family. Maybe you have a tradition of gathering at someone’s house with your extended family. However, a lot of people travel for Thanksgiving in order to spend the holiday with loved ones. Since COVID-19 is still such a threat, you might be wondering if you want to travel at all, or whether you’d prefer to stay home and have a small dinner just with your household. We’ll go over some considerations for Thanksgiving 2020 during COVID. 

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Halloween 2020

5 considerations for Halloween 2020

With COVID-19 still a major threat and cause for concern, you might be wondering about Halloween this year. The CDC presents several examples of alternative Halloween activities so you don’t have to partake in traditional trick-or-treating, but there are other considerations to keep in mind for Halloween 2020. Here are a few things that you need to know about celebrating and having fun on the day of candy, costumes, and ghouls. 

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