A typical home insurance policy is designed with the following protection in mind:
Liability, Personal possessions, Additional living expenses, Physical structure of a home, Unexpected replacement costs
There are other coverage options available to you as well; and, to be honest, most are shocked to find out that added protection is more affordable than they imagined. Be sure to asking about applicable discounts from combining your policy with your car insurance policy. For example, consider combining these coverage options: jewelry insurance, umbrella insurance, pet liability, vacant home insurance, earthquake insurance, flood insurance, etc.
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