Pickup Truck Insurance

Do I Need Pickup Truck Insurance?

If you’re using your pickup for business use then you’ll need pickup truck insurance. This coverage is vastly different than just a regular auto insurance policy. If you’re new to the business and wondering whether or not you should get it then you’re in the right place.

In this article, we’ll discuss the various coverages included in a pickup truck insurance policy. Also, we have some tips for shopping for quotes. Let’s get started.

Read More

winter weather driving

Winter Weather Driving Tips

Severe winter weather conditions are a serious concern for most drivers. This is because the weather conditions usually worsen in the winter due to ice and snow. As a result, there’s an increased number of accidents during the winter months.

Overall visibility and vehicle control can be reduced in the winter because of snow and ice coverage. Additionally, there are increased mechanical failures in vehicles due to the extreme cold in some regions. All of this makes driving in the winter much riskier.

However, there are some winter weather driving tips that can help you avoid these problems and have a safe driving experience this winter. Therefore, we’re going to discuss these tips in this article.

Read More

Life Events That Can Affect Your Insurance

Life is unpredictable but having a good insurance plan provides financial stability against unwanted events. However, there are a few life events that may impact your insurance needs. These events may increase or lower your insurance policy premiums, affect your coverage, give you access to discounts, and much more.

It’s important to be aware of these changes; therefore, we’re going to go over how certain life events can affect your insurance.

Read More

car stuck in mud

What to Do if Your Car Gets Stuck in the Mud

Having to get your car out of mud can be incredibly challenging. Certain tips and tricks can make the process a little easier. In some instances, you may be located on a trail or off the beaten path and a tow truck won’t be able to help you.  In this piece, we will discuss effective techniques that may help you if you ever find yourself in this situation.

Read More

How to Keep Your Car Insurance Rates Low

The cost of car insurance keeps changing based on various factors, including your age, location, gender, etc. However, car insurance rates changed a lot in 2021. Rising demand for vehicles and an increasing number of accidents are a few of the reasons why insurance companies are increasing their premiums.

However, following some of our tips can help keep your car insurance rates low. Here are some smart tips and tricks to lower your car insurance rates.

Read More

Preparing Your Vehicle and Home for the Winter

Whether you reside in the Midwest or Northeast, you must know the winter drill. In these regions, you’ll experience below freezing temperatures on a daily basis during the winter. These areas have around three to four months of snowfall, unexpected storms, and below freezing temperatures. Beyond discomfort and inconvenience, the snowstorms and blizzards may cause some irreparable damage.

This is where timely winter preparedness comes into play. Protecting your home and car is important during the winter months. Remember that a frozen pipe can cause water damage in your home. Likewise, your vehicle needs the same attention as your home to face the worst of the winter.

Even if you don’t live in the Midwest or Northeast, you can still experience days below freezing and perhaps snowfall. Therefore, the necessary precautions should be taken to avoid any damages to your home or vehicle.

Here we break down a few practical tips to help you prepare your home and cars for the winter.

Read More

Will My Insurance Company Cover the Costs of a Rental Car?

Car insurance offers coverage in a variety of ways. Such as, if you get into an accident and cause damage to someone else’s car or property. Furthermore, if the other party is injured in the accident it will cover their medical expenses. You can even get coverage for incidents such as a tree branch falling on your car or vandalism.

However, this all depends on the type of coverage you get. Insurers offer a multitude of protection, but it depends on how much coverage you want and how much you’re willing to pay.

If you get into an accident or your vehicle has to go into the shop, you may be wondering how you’re going to get around for the next couple weeks. You’re probably wondering whose going to pay for it as well.

In this article, we discuss when insurance companies reimburse you for rental car costs and when they don’t.

Read More

8 Common Car Insurance Myths

Car insurance can be quite complex and often times difficult to understand. With all the information available to policyholders, it can be challenging to decipher the facts from myths. Knowing what’s covered under your auto policy and the factors that determine your premium is crucial. What’s more, not understanding your coverage may lead you to believe you’re covered when that may not be the case.

To help clear up any misinformation surrounding your auto insurance policy and put your mind at ease, provided below are 8 common car insurance myths debunked.

Read More

What’s Comprehensive Coverage?

Comprehensive coverage covers vehicle damage by animals, theft, hail, and glass breakage. If you’re currently leasing or financing your vehicle, your lender will typically require this. It’s important to note that this coverage is optional once your vehicle is paid off. The insurance company will replace or repair your vehicle if you have this coverage and it’s damaged by an animal or force of nature.

By understanding comprehensive coverage, you can decide whether you should add this feature to your plan or not.

Read More