If you have a parking lot, you’ve got a fair amount of risk. While no one wants to consider the worst-case scenario or think about how a disaster could befall them, it’s important to understand the risks you face as the owner or operator of a parking lot or garage so that you can get the insurance coverage you need to protect yourself from risk. We’re going to go over four different coverages you can consider for your parking garage and explain how each can protect you.
Insurance
Whether you have just a few assets or own multiple homes, automobiles, and businesses, insurance coverage is vital. Protecting your assets, managing risks, and making sure you have the best coverage for the best price is part of our daily goal here at InsuranceHub. We enjoy getting to know each of our clients and helping them identify the insurance coverages that are right for them. We can’t see the future and we don’t know when disaster will strike, so it’s essential to be prepared for anything.
We understand that you need a policy that’s crafted to protect you from your specific risks, not just a one-size-fits-all plan. You’re one of a kind, so your insurance policy should be, too! Our goal is to not only make insurance easy but also to become a trusted advisor and partner to each and every client. We can help you pinpoint all of the risks that you face, and we can help you get the coverage you need to be protected from them.
4 insurance coverages to consider as an apartment complex owner
If you own an apartment complex, you might be worried that the insurance side of things could get complicated. You face a lot of risks as a landlord, both liability-wise and property-wise (apartment buildings aren’t cheap, after all!) It’s crucial to get the apartment complex insurance you need to protect yourself from the risks you face. There are many apartment complex insurance coverages you can consider, and we’re going to go over four of the main types of insurance you can consider for your apartment building.
How to get home insurance if you have bad credit
Your credit score is way more than just a number. It can make a difference to a lot of things that you might not expect it to…and one of those things is your home insurance rates. Sometimes it can be hard to find home insurance if you have a bad score, and sometimes it means you’re looking at a higher rate. If you’re worried that your credit score is making it difficult to find affordable home insurance, we’ll explain why your credit score matters to your home insurance and how you can get reasonably priced home insurance with less-than-ideal credit.
6 ways to reduce the risks your HOA faces
If you’re on the board of your neighborhood’s HOA, you probably offer your members certain amenities. Maybe you have a swimming pool, tennis courts, a basketball court, a gym or rec center, a playground, or a clubhouse. These amenities are great – they attract homeowners to your neighborhood. Since the cost is shared between the members of the HOA, it allows homeowners to enjoy these perks for a lower price than if they had to go elsewhere. It’s convenient, too, and it contributes to a community feeling since people can come together and hang out around the tennis courts, pool, and so on.
What is gap insurance and do I need it for my new car?
Buying a new car is exciting. It’s easy to spend hours daydreaming about make, model, and accessories. And of course, there’s that new car smell. But there’s an important catch when you buy a new vehicle – the value depreciates the second you leave the dealer’s lot. It’s an unfortunate reality that all car owners have to face. But it’s a reality that can be managed with a type of car insurance called gap insurance.
Wondering what that is? Great – we’re going to explain what gap insurance is and whether or not you actually need it.
What is a certificate of insurance?
The world of insurance has a lot of jargon and fancy words. It can be hard to decipher “insurance-speak” sometimes. Let’s say you’re a contractor on the phone with a potential client. Everything’s great until they ask for proof of insurance. You’ve got lots of business insurance, so you don’t anticipate a problem. You politely ask what the client would like to see as “proof.” As it turns out, they want a certificate of liability insurance.
But what exactly is a certificate of insurance? What does it do?
We’ll go over what a certificate of insurance is and how to get one.
6 things you need to know about insurance when you’re buying a car
The long-awaited day has arrived: you’re finally going to get a car. You’re ready to hit the road in your new wheels. But then you remember something that slipped through the cracks in the flurry of test drives, online research, and decisions about paint color, make, and model: you’re going to need car insurance for your new ride. Thing is, you have your heart set on going to the dealership and getting the car ASAP. But the thought of the insurance is still weighing on you.
Well, we’ve got six things you need to know about insurance when you’re buying a car so you’ll be ready to drive away from the dealership with the coverage you need.
Do I need special event insurance?
When it comes to big events – a wedding, a festival, a business event like a fundraiser – there are a lot of things to juggle. The invitations, the food, the entertainment, the guests, the decorations…the list goes on. While it’s not necessarily fun to consider the possibility of a catastrophe befalling your event, it’s important to consider the power of Murphy’s Law – anything that can go wrong will go wrong. We’re not trying to spread doom and gloom…but it’s important to be prepared. And that’s why they invented special event insurance. What’s that, you ask? Don’t worry – we’re going to go over what you need to know about special event insurance.
What kinds of water damage are covered by home insurance?
It’s every homeowner’s worst nightmare: the basement is underwater. Something has gone horribly, horribly wrong, and now you have a swimming pool inside your house. Well, you always wanted a swimming pool, but this isn’t quite what you had in mind. Anyways, now you have a question: what types of water damage are covered by home insurance?
Let’s find out what kind of water damage your home insurance protects you from.
How to improve workplace safety at your business
Your employees are your business’s greatest strength. They’re the ones who make the magic happen, right? So, as an employer and business owner, you would be devastated if one of your workers got hurt on the job. It’s your legal responsibility to provide a safe workplace, which is a pretty serious job. Sure, workers’ comp insurance is great, but why not head off an accident before it happens?
Fortunately, we’ve got some tips to help you step up workplace safety at your business. Check out the following ten points.