When it comes to big events – a wedding, a festival, a business event like a fundraiser – there are a lot of things to juggle. The invitations, the food, the entertainment, the guests, the decorations…the list goes on. While it’s not necessarily fun to consider the possibility of a catastrophe befalling your event, it’s important to consider the power of Murphy’s Law – anything that can go wrong will go wrong. We’re not trying to spread doom and gloom…but it’s important to be prepared. And that’s why they invented special event insurance. What’s that, you ask? Don’t worry – we’re going to go over what you need to know about special event insurance.
Insurance
Whether you have just a few assets or own multiple homes, automobiles, and businesses, insurance coverage is vital. Protecting your assets, managing risks, and making sure you have the best coverage for the best price is part of our daily goal here at InsuranceHub. We enjoy getting to know each of our clients and helping them identify the insurance coverages that are right for them. We can’t see the future and we don’t know when disaster will strike, so it’s essential to be prepared for anything.
We understand that you need a policy that’s crafted to protect you from your specific risks, not just a one-size-fits-all plan. You’re one of a kind, so your insurance policy should be, too! Our goal is to not only make insurance easy but also to become a trusted advisor and partner to each and every client. We can help you pinpoint all of the risks that you face, and we can help you get the coverage you need to be protected from them.
What kinds of water damage are covered by home insurance?
It’s every homeowner’s worst nightmare: the basement is underwater. Something has gone horribly, horribly wrong, and now you have a swimming pool inside your house. Well, you always wanted a swimming pool, but this isn’t quite what you had in mind. Anyways, now you have a question: what types of water damage are covered by home insurance?
Let’s find out what kind of water damage your home insurance protects you from.
How to improve workplace safety at your business
Your employees are your business’s greatest strength. They’re the ones who make the magic happen, right? So, as an employer and business owner, you would be devastated if one of your workers got hurt on the job. It’s your legal responsibility to provide a safe workplace, which is a pretty serious job. Sure, workers’ comp insurance is great, but why not head off an accident before it happens?
Fortunately, we’ve got some tips to help you step up workplace safety at your business. Check out the following ten points.
Does car insurance for women really cost less than car insurance for men?
There are many car insurance myths that are full of bologna, but there is one that actually holds a little bit of truth (well, depending on the circumstances.) Have you ever heard that there’s a difference between the rates women pay for car insurance and the rates men pay for car insurance? Maybe you’ve wondered if that’s actually accurate. Maybe you’ve doubted that such a thing could be.
But here’s the truth of the matter:
Car insurance for women is often less expensive than car insurance for men.
There is a good amount of reasoning behind it – it’s not an arbitrary trend (because nothing in insurance is arbitrary.) And note that we say often. It’s not a rule that’s true for everyone everywhere. We’ll explain why car insurance for women might cost less than car insurance for men, and we’ll explain how you can get lower car insurance rates regardless of your gender.
Why does my tow truck business need auto liability insurance?
There are many different types of tow truck insurance out there, and they can get a little confusing. One type of insurance that you need to know about as the owner of a towing or wrecker business is auto liability insurance. Now, you might have a few questions. What is auto liability insurance? Why does your tow truck business need it? How much does auto liability insurance cost?
Well, don’t worry – we’ll answer all of those questions.
Does home insurance cover a roof leak and roof replacement?
Hey, that’s weird…why’s it raining inside? Unless this is some sort of elaborate practical joke, you’re pretty sure that there shouldn’t be a puddle in the middle of the living room floor. Or water dripping onto your head. Anyways, there’s water where it shouldn’t be and you think a roof leak is to blame. Now the burning question (or soggy question) is does home insurance cover a new roof? And how can you tell if your roof is actually leaking? (Not all leaks are caused by a roof problem.) Well, we’ve got the answer to those questions, coming right up.
Does my business need errors and omissions insurance?
When you run a business that offers services or advice to clients, one of your greatest fears might be giving the wrong advice or your help not being very helpful (or even harmful.) We’re all human, and we all make mistakes. But what if your business makes a mistake that costs your client money? Who’s going to pay for it? Your client could hold you responsible, and what’s more, they might sue. And lawsuits are expensive. So, what’s a business owner to do to protect themselves?
Well, we’ve got some good news: there’s a type of insurance for that. It’s called errors and omissions insurance (also called E&O.) We’ll explain what E&O insurance is, who needs it, and how it works.
How does your roof affect your home insurance rates?
Most of the time you’re probably not too fixated on the roof over your head. It does its job – it keeps the water out and protects you from the cold, the heat, and storms. Perhaps you don’t give too much thought to it. But here’s the thing – your insurance company does. They’re actually very concerned with roofs.
So, therein lies the question (well, questions):
How does your roof affect your home insurance rates? Can your roof help you get a discount on your premium?
Well, guess what? We’re going to answer those questions.
How (and why) to put a freeze on your credit report
Identity theft is no joke. We’ve got a suggestion for how to prevent people from using your credit information for their own gain – and leaving you in the middle of a big mess. It’s called a credit report freeze. We’ll go over what a credit freeze is and how to freeze your credit report.
What determines the cost of business insurance for my company?
Business insurance can get expensive. If you own a business (or you’re thinking about starting a business) you’re probably wondering how much business insurance costs. However, that question is not easily answered because every business is unique. They all require different types and amounts of insurance, so the cost of business insurance varies.
We would be happy to quote your business to get you an accurate idea of what your premium will be, but in the meantime, we’ve come up with a list of ten things that affect the cost of business insurance.