Last year, Georgia became the sixteenth state to pass a hands-free driving law, meaning that driver cannot be holding a cell-phone or another electronic device while operating a vehicle. South Carolina is in the process of following suit with a distracted driving bill of its own.
Insurance
Whether you have just a few assets or own multiple homes, automobiles, and businesses, insurance coverage is vital. Protecting your assets, managing risks, and making sure you have the best coverage for the best price is part of our daily goal here at InsuranceHub. We enjoy getting to know each of our clients and helping them identify the insurance coverages that are right for them. We can’t see the future and we don’t know when disaster will strike, so it’s essential to be prepared for anything.
We understand that you need a policy that’s crafted to protect you from your specific risks, not just a one-size-fits-all plan. You’re one of a kind, so your insurance policy should be, too! Our goal is to not only make insurance easy but also to become a trusted advisor and partner to each and every client. We can help you pinpoint all of the risks that you face, and we can help you get the coverage you need to be protected from them.
What is motor truck cargo insurance?
If you’re a trucker, you face a lot of risks. Some of them are pretty apparent – getting into an accident, facing severe weather, something going wrong with the truck itself. But one risk that might not be so clear is the loss of your cargo. For-hire truckers don’t own the cargo they’re hauling, and that means that their standard liability policies may not cover the load they’re transporting if something happens to it en route to its destination. Cargo can be very valuable, and you might be responsible for very high losses if your cargo is damaged. (Not to mention that your relationship with your clients could be damaged.) That’s where cargo insurance can come to the rescue. We’ll explain how cargo insurance works.
7 must-have skills for tow truck dispatchers
You might be a one-man operation or you might have multiple drivers working for your tow truck business. But either way, you need someone to coordinate the towing jobs. Someone has to get the trucks where they need to go, right? And that’s why you need a top-notch dispatcher (or a top-notch team of dispatchers) to help you keep your tow truck business running smoothly. Here are 7 skills that are essential for dispatchers.
Answering 5 home insurance FAQs
Getting home insurance isn’t always an easy task. It can feel overwhelming and stressful, especially when you end up having more and more questions as you go through the process of trying to get your house covered. If it’s any consolation, you’re not alone – lots of people have lots of questions about home insurance. We’re going to tackle five home insurance FAQs to help demystify the often confusing thing that is home insurance.
6 factors to look for when choosing a safe car
When you’re shopping for a new car, you’ll probably want all of the new bells and whistles that you can find. A lot of the time, this will include the latest and greatest safety features – things like side and rear airbags, rearview cameras, and even auto-braking features with proximity sensors. But how do you choose a safe car that fits you? And how can it save you money on your car insurance? Learn more about these 6 factors to look for when choosing a safe car.
5 sources of D&O liability for businesses
Businesses and organizations face many risks, some of them relating to the directors and officers who run things. There are numerous employment-related risks that the directors and officers face, and if they get accused of some sort of negligence or wrongdoing the resulting costs for the business (and the individuals themselves) can be very high. We’re going to explore five different potential sources of director’s and officers liability – and we’ll talk about getting the D&O liability insurance you need to protect your business.
7 tips for choosing a home security system
So, you’ve made the decision to get a home security system (or at the very least you’re considering it.) You want to protect your family and your home, and a burglar alarm seems like a good way to start. But now that you’ve made that decision, the next step is actually choosing a company to install the security system and monitor it. And where exactly do you start with that? We’ve got some tips for choosing a company to install your home security system.
14 car insurance discounts to consider
Whether you’ve just bought a new car or you’re looking to change up your auto insurance plan, it can be tough to know exactly how to keep your rates down. There are actually tons of discounts for car insurance policies that either no one knows about or that no one asks about. That changes today! Here are 14 car insurance discounts you want to be sure to ask your agent about.
What is employee dishonesty insurance?
You may always want to assume the best in people, but sometimes employees can be a little bit less than honest. Maybe a few dollars disappear from your cash register, maybe some merchandise finds itself missing, or maybe the expense report that you left up to an employee is more than a little off each month. In any case, employee dishonesty insurance can be a great asset to your business, whether you’re in a particularly risky industry or you’re a small business that wants to prevent sticky fingers. Here’s how.
What is personal umbrella insurance?
When you’re protecting your financial well-being and your assets, it’s important that you have enough liability insurance. Liability insurance is a crucial defense against lawsuits and claims that you’ve caused property damage or bodily injury. Home insurance and auto insurance both provide extremely valuable liability protection, but what if you face a claim that goes above the limits of coverage on your homeowners or auto insurance policy? That’s where umbrella insurance can help you. We’ll explain what personal umbrella insurance is.