Auto body shops aren’t without their risks, and that includes risks that directly involve your employees. They’re the ones who are working with the cars and spending a lot of time in the shop itself. And that’s why workers’ comp is one of the insurance coverages that auto body shops need to consider. But why is workers’ comp really necessary? Why do you as the owner if the auto shop need to go on the hunt for workers’ comp? We’ll explain four reasons that auto body shops and workers’ comp go hand in hand.
Insurance
Whether you have just a few assets or own multiple homes, automobiles, and businesses, insurance coverage is vital. Protecting your assets, managing risks, and making sure you have the best coverage for the best price is part of our daily goal here at InsuranceHub. We enjoy getting to know each of our clients and helping them identify the insurance coverages that are right for them. We can’t see the future and we don’t know when disaster will strike, so it’s essential to be prepared for anything.
We understand that you need a policy that’s crafted to protect you from your specific risks, not just a one-size-fits-all plan. You’re one of a kind, so your insurance policy should be, too! Our goal is to not only make insurance easy but also to become a trusted advisor and partner to each and every client. We can help you pinpoint all of the risks that you face, and we can help you get the coverage you need to be protected from them.
Why do I need car insurance?
So, you know that you need to get auto insurance before you hit the road. You know you can’t drive without it, but the thing is that it’s pricey. Why do you even have to get car insurance? What’s the point of the lengthy list of coverages you can choose from? Why is it important to put some serious thought into insuring your car as opposed to just choosing the cheapest, bare-bones coverage you can find? These are all valid questions, and we’re going to answer them. Knowing why you need car insurance might make it easier to cough up the money for your bill.
What to know if you’re moving and you have to leave your home vacant
So, you’re moving and you’re trying to sell your house. In fact, you have a new place that you’ve already bought, and you’re going to pack up and hire some moving company trucks. But what about your current house? You’ll have to leave it vacant while you’re still trying to sell it. But…how does your home insurance work in this situation? You’re not living in the house and all of your stuff is going to be gone. Of course, that house is still valuable, and it’s still an investment. You still need it to be protected from loss. But will your home insurance still cover the house that you’ve moved out of? We’ll explain.
An insurance look: Tank truck carrying cooking oil crashes, hangs off bridge
For truck drivers, whose job it is to, well, drive, the road can turn into an extremely dangerous place. Truck crashes happen, and there are a lot of hazards out there – from bad weather and slick roads to other drivers to traffic. Today we’ll take a look at a tank truck wreck that occurred in Arlington, Texas by giving an overview of what happened, presenting some questions we have from an insurance perspective, and going through some of the coverages that could help this trucking business recover.
What to know about your home insurance if you’re moving to Mars
It might seem a little silly to worry about home insurance on Mars now, but we’re startlingly close to settling the Red Planet. Organizations like Space X are starting to make concrete plans on just how to make our space-colonizing dreams come true. While housing on Mars sounds amazing to some, it won’t exactly be cheap. So, rebuilding your home or space dome or celestial biome every time there’s a galactic disaster may make some space explorers second-guess relocating…if they don’t have the right coverage. But what is the proper insurance coverage for a home on Mars? Here are some of our ideas.
How do I insure an Airbnb?
A lot of people who travel are looking for alternatives to hotels, which is how Airbnb took off into a thriving business. It might seem like a quick and easy way to make some money, especially if you’ve got a place in an ideal area where people are going to want to stay. However, that begs the question – how do you insure an Airbnb? Getting insurance for an Airbnb might seem complicated, but we’re going to go over the basics.
9 tips for driving in the rain
Driving in the rain can be one of the scarier and more dangerous events for a driver. Most traffic laws and habits are developed when weather conditions are ideal, dry, and sunny. So, how can you stay safe even when the sun refuses to shine? Take a look.
How to get big rig insurance for your truck business
If you have semi-trucks, you’re aware of the many risks you face out there on the road. Highways can be a bit of an adventure, especially when you’re driving an 18-wheeler that’s loaded up with cargo – and isn’t the most maneuverable vehicle. No matter how safe a driver you are and no matter how careful you are, accidents happen (as do other Murphy’s Law-type incidents.) Which is exactly why semi-truck insurance exists – to protect your business when things go wrong. But how do you get big rig insurance? We’ll explain.
How to prevent wind damage to your home
So, we’ve all heard the expression “batten the hatches.” (If not, that’s okay.) Basically, it means to tighten and seal all the doors and windows and hunker down because a storm’s coming and it’s a fierce one. Wind damage is a major threat to a house – Mother Nature doesn’t play around, especially when summer rolls in and those storms sweep on through. It’s important to protect your house from the “water” part of storm damage, but you can’t forget about wind. Here are nine tips to protect your home from wind damage.
How much insurance would you need in The Avengers universe?
Okay, so we’re getting pretty pumped about the premiere of the new Avengers movie, Endgame. The last Avengers movie, Infinity Wars, left off at such a cliff-hanger that we’ve been tapping our feet in impatience ever since. Anyways, we greatly enjoy the superhero antics (and squabbling) in the movies, but we noticed that there’s a lot of destruction that goes on – collateral damage if you will. We can’t help but wonder what would happen if we lived in the Avengers universe with the gaggle of superheroes – and supervillains – running around. More specifically, we’re wondering how much insurance the average person should carry if they shared a city with these guys. In case you forgot, New York City gets pretty trashed.