The FMCSA (Federal Motor Carrier Safety Administration) is tasked with keeping the roads safe, and they regulate motor carriers and commercial vehicles. Since they’re focused on upholding safety standards, they’re able to intervene if those standards aren’t being met. There are different ways that they can intervene, but one intervention method is a warning letter. If you’ve received an FMCSA warning letter, your first instinct might be to panic. But – what exactly are you supposed to do about it? What does it mean? We’ll explain what you need to know about that warning letter and other types of intervention.
Insurance
Whether you have just a few assets or own multiple homes, automobiles, and businesses, insurance coverage is vital. Protecting your assets, managing risks, and making sure you have the best coverage for the best price is part of our daily goal here at InsuranceHub. We enjoy getting to know each of our clients and helping them identify the insurance coverages that are right for them. We can’t see the future and we don’t know when disaster will strike, so it’s essential to be prepared for anything.
We understand that you need a policy that’s crafted to protect you from your specific risks, not just a one-size-fits-all plan. You’re one of a kind, so your insurance policy should be, too! Our goal is to not only make insurance easy but also to become a trusted advisor and partner to each and every client. We can help you pinpoint all of the risks that you face, and we can help you get the coverage you need to be protected from them.
11 practical tips for Halloween
Halloween is a lot of fun, and it’s a day that kids and adults alike love. Costumes, candy, spooky decorations – what’s not to love? While it’s easy to get swept up in all the Halloween antics, it’s also important to remember to be safe – and to keep the trick-or-treaters coming to your house safe! We’ve got a few tips for you to both prepare your house for the onslaught of small children and keep your own kids safe when they return from their adventures.
What happens if a friend borrows my car?
So, sometimes you might have a good friend who wants to borrow your car. Maybe they’ve got some errands they have to run, or maybe they need it because their car is in the shop or something. Anyways, you might worry a little – that’s your car, and someone else is driving. But you trust in your friend’s driving ability, so you allow them to borrow your car. They really need the favor and you’re okay with helping them. However, it does make you wonder…what happens with the car insurance situation if someone borrows your car? How does it work, and how will your friend be covered while they’re driving your car? We’ll explain.
8 tips to prevent truck theft
So, everyone wants to think that their truck is safe and sound. It’s a truck – who would steal a truck? Well, a lot of people. Truck theft is more common than one might want to think. But the thing is that you depend on your truck for your work, and it would be a real problem if someone stole it. There are a few steps that you can take to reduce the chance of your truck being stolen.
What are the trucking BASICs and why are they important?
When you work in trucking, you’re subject to many, many regulations. The goal of these regulations is to keep the roads safe for all drivers – CMV drivers and passenger cars alike. That’s the reason that the SMS (Safety Measurement System) exists. It’s a way for the FMCSA to keep track of a motor carrier’s safety record. How do they do this? They use data from different sources and organize it into seven different categories, called BASICs. We’ll go into more detail.
Meet Angie Cooper, one of our amazing Senior Account Managers!
We’re all one big family at InsuranceHub, and we’re so glad that we get to work together as a team. There are a lot of us in the office, and we’ve all proved in one way or another that all roads lead to insurance. Everyone has a different story and a different path. We caught up with one of our spectacular Senior Account Managers, Angie Cooper, to learn about her story – how she got her start in insurance, her time at InsuranceHub, what she loves about her job, and what a day in the life of Angie looks like.
How can homeowners lower their liability risk?
The word lawsuit is enough to strike fear into anyone’s heart. No homeowner wants to think about being sued, or about someone getting hurt on their property. But the reality is that these things happen, and they can happen all-too-easily. Homeowners who have pools, trampolines, or dogs can face higher liability risk. So, what’s a homeowner to do to lower their liability risk? We’ll go over a few helpful tips.
7 factors standard insurance carriers look for when insuring a property
If you’re a property manager, chances are you speak insurance like a second language. It’s something that you’re used to dealing with, so you know the coverages and you understand the risks you need to be protected from. But what might need some clarity is how insurance companies – particularly standard insurance carriers – determine whether they want to insure your building. Here are seven details that can help you stay in the standard insurance market.
InsuranceHub team members headed to MCIEF meeting in Orlando
At InsuranceHub, we believe in continuing education. Insurance is a constantly changing industry, and we like to stay up-to-date on the latest trends, technologies, and knowledge. There’s always something to learn about insurance, especially when it comes to transportation insurance. It’s a very specialized niche, and there’s always plenty to discover. That’s why we’ve got six team members – Lee LeBaigue, Ed Hemmer, Monica Lott, Chrisann Richards, Kristina Insley, and Robyn Roberts – headed to Orlando to attend the annual MCIEF (Motor Carrier Insurance Education Foundation) Conference! The MCIEF meeting is from Oct. 3 to Oct. 4, and our team is really looking forward to it.
Am I covered if someone drives into my house?
So, it might seem like a far-fetched scenario – what if someone drives into your house? (How could that even happen?) But it’s something that happens more than one might expect. People accidentally drive into houses all the time, and as you can imagine, a car can cause some pretty intense damage to a poor, unsuspecting house. So…what happens? Are you covered? We’ll explain what could happen in such circumstances.