You might be thinking about doing some renovations to your home, or maybe your home needs some repairs. At any rate, you’ll need to hire a contractor. It can be stressful trying to find the right person to do the job and work on your house. Your home is your place, your, well, house! You want someone you can trust to work on your house, of course. Here are a few considerations if you need to choose a contractor, no matter how big or small the project might be.
Insurance
Whether you have just a few assets or own multiple homes, automobiles, and businesses, insurance coverage is vital. Protecting your assets, managing risks, and making sure you have the best coverage for the best price is part of our daily goal here at InsuranceHub. We enjoy getting to know each of our clients and helping them identify the insurance coverages that are right for them. We can’t see the future and we don’t know when disaster will strike, so it’s essential to be prepared for anything.
We understand that you need a policy that’s crafted to protect you from your specific risks, not just a one-size-fits-all plan. You’re one of a kind, so your insurance policy should be, too! Our goal is to not only make insurance easy but also to become a trusted advisor and partner to each and every client. We can help you pinpoint all of the risks that you face, and we can help you get the coverage you need to be protected from them.
How to improve in the Vehicle Maintenance BASIC
The trucking world comes with a lot of regulations, especially when it comes to maintaining the truck itself. You and your drivers need to make sure you’re taking care of your vehicles and following all relevant federal regulations. There is even an FMCSA BASIC Category (Behavioral Analysis and Safety Improvement Category) called Vehicle Maintenance. We’re going to go over what the Vehicle Maintenance BASIC is and how you can improve in this category.
10 tips for holiday safety
The holidays are supposed to be filled with fun and joy and cheer, but there are plenty of dangers that come along with them. Though the holidays can be an overwhelming flurry of activity, don’t forget some basic things you can do to keep your family safe this winter holiday season. Here are a few quick reminders.
Your DOT Number matters
Truck businesses with clean loss records might wonder why their insurance costs so much. Maybe there aren’t any speeding tickets accidents on your record, but you’re still seeing rates that are higher than what they could be. Your DOT Number might be the reason why. Your business’s DOT Number keeps track of violations you have received, which can hurt your insurance situation. Your DOT Number has a big effect on your insurance rates.
Attending the Slow Down, Move Over rally in Alabama
At the invitation of Wes Passmore, operator of Classic Towing and Recovery, I attended the Slow Down, Move Over rally in Hueytown, Alabama. The rally was held to bring awareness to the dangers of being a tow operator on the side of the road in traffic. Though there are state laws requiring drivers to slow down and move over for emergency vehicles, plenty of drivers don’t. That results in tow operators getting injured and even killed while they’re working on the side of the road.
Women in trucking: How can you hire more women truck drivers?
The trucking industry has been facing a truck driver shortage, and some have proposed that hiring more women could be part of the solution to the problem. But despite the fact that there’s definitely room for more women in trucking, it can be difficult to persuade more women to become truck drivers. We’ll go over some of the obstacles that prevent women from entering the industry, and we’ll also go over some tips for truck companies to keep in mind if they want to hire more women.
Get your home ready for winter
If you’re a homeowner, you probably dread anything happening to your house. (Houses are expensive!) The problem is that winter and its sometimes extremely cold weather can be hard on your house. It’s important to take steps to protect your house from the elements – snow, ice, sleet, and freezing temperatures are no joke! Anyways, there are a few things you can do to protect your home from winter.
New venture doesn’t mean new driver
I have been writing transportation insurance for quite a while and one of the things that I hear most from my customers is, “Why is the premium so high when I am not a new driver?” Great question. There isn’t a clear answer though. You will find that the world of trucking insurance can feel cruel toward you and your business, whether you are starting out or have had a trucking business in the past and are now returning. Sometimes life happens and we must move with it. Tough decisions need to be made.
What happens if my belongings are stolen out of my car?
If you walk out to your car to find a smashed window, you’re probably understandably frustrated. Why would someone do this? And to add insult to injury, the thief stole some belongings out of the vehicle. You don’t have high hopes of seeing your property again. So, your question now is how are you going to replace those possessions? Will car insurance cover the cost of the stolen item? Let’s take a look at this unfortunate scenario.
What air conditioning contractors need to know about risk
Air conditioning contractors handle many different kinds of work. You might install or repair AC units, or maybe you do duct work and vent work. You might work with air filtration and ventilation, or perhaps you also work with heating units. Maybe you do all of the above! At any rate, you’ve got your fair share of risk that you need to be protected from. The first step of combatting and mitigating risk is understanding where that risk comes from, so we’re going to go over where you should be on the lookout from risk.