I have been writing transportation insurance for quite a while and one of the things that I hear most from my customers is, “Why is the premium so high when I am not a new driver?” Great question. There isn’t a clear answer though. You will find that the world of trucking insurance can feel cruel toward you and your business, whether you are starting out or have had a trucking business in the past and are now returning. Sometimes life happens and we must move with it. Tough decisions need to be made.