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cars in a flood

Sep 16 2021

Auto Insurance

What to Do if Your Car Is in a Flood

If you live in or around the region that recently suffered from a hurricane, then chances are that you’re still reeling from the aftereffects. The high scale natural disaster destroyed the Gulf Coast before hitting the ... Read More

Sep 15 2021

Home Insurance

Can My Credit Score Affect My Homeowners Insurance Rate?

The companies that make a profit from your “history with money” will dig up your credit score one way or another. If your ratings in particular areas are good, you get plenty of benefits. However, if ... Read More

Sep 9 2021

Insurance

How Much Does Renters Insurance Cost?

You might not have considered renters insurance as a needed expense, but it does hold functional significance. It helps protect you financially if something happened to your personal belongings. That means the policy covers you if ... Read More

Sep 8 2021

Insurance

Whole Life Insurance FAQs

Whole life insurance refers to a permanent policy that provides a fixed death benefit to beneficiaries. It further guarantees a cash value savings component for the policyholder. If you’re considering this, read this in-depth guide to ... Read More

Sep 1 2021

Home Insurance

Will My Homeowners Insurance Cover Termite Damage?

Pesky bugs or insects can cause severe property damage. This may sound surprising, but termites cause $5 billion in property damage each year. This is according to the latest survey by the National Pest Management Association. ... Read More

Sep 1 2021

Auto Insurance

How Much Will It Cost to Insure My RV?

Nowadays, you can get insurance for just about anything. From automobiles to pets to homes, you can buy an insurance policy to protect valuables you believe are at high risk. And your RV is no exception. ... Read More

Aug 25 2021

Home Insurance

What to Do if Your Insurer Won’t Renew Your Homeowners Policy

Over the past few months there’s been an increase in homeowners policies not being renewed. This is because many insurance companies have steered clear of high risk areas. While many Californians struggle to find the right ... Read More

Aug 25 2021

Home Insurance

6 Tips to Lower Your Homeowners Insurance Rates

Do you own a property? If yes, then you must know that homeowners insurance is one expense you can’t avoid. The two important factors that decide the cost of home insurance rates are your home’s age ... Read More
Interstate vs intrastate trucking

Aug 19 2021

Business Insurance

The Difference Between Interstate and Intrastate Trucking

If you have a trucking business, your vehicles cover a lot of ground. Sometimes that ground is within the borders of one state, or sometimes that ground takes truckers through multiple states (or even countries). So ... Read More

Aug 18 2021

Auto Insurance

Does Insurance Cover Vandalism to My Car?

Car insurance is an essential coverage to have. In fact, it’s illegal to drive your car without having insurance in many states. Car insurance will cover the physical damage to a car or the medical bills ... Read More

Aug 17 2021

Insurance

Top 5 Common Insurance Mistakes

In today’s world, it’s impossible to go without insurance and live a stress-free life. Insurance is a safety net that keeps you from experiencing financial burden due to insurance claims. It can protect you from liability ... Read More

Aug 11 2021

Insurance

17% of Parents Have Purchased Life Insurance Since the Pandemic

The pandemic has caused several new challenges for parents. This explains why many families in 2020 invested in stocks for financial preparedness. In fact, more than 17 percent of parents bought life insurance coverage for their ... Read More

Aug 10 2021

Business Insurance

The Types of Insurance You Need for Your Small Business

Hard work is essential when it comes to establishing a small business. Though the decision to start your own is exciting, it can be risky. It requires you to put your career, personal finances, and time ... Read More

Aug 5 2021

Auto Insurance

Does the Type of Car I Drive Affect My Auto Insurance Premium?

Certain factors will determine the costs of your auto insurance premium. The factors you can control include how much coverage you buy, the state you live in, and most importantly, the type of car you have. ... Read More

Aug 4 2021

Insurance

Things to Know If Involved in a Boating Accident

If you’ve never been in a boating accident, consider yourself lucky. Imagine the stress of a road accident, and combine it with the unfamiliarity and complexity of being on the water. Even if you’re lucky enough ... Read More
computer fire

Aug 3 2021

Home Insurance

How to Prevent Your Desktop or Laptop Fire From Burning Down Your House

Who would think that a laptop could catch fire? The statistics are pretty surprising. In 2007-2011, there were an estimated 730 reported U.S. home structure fires involving office equipment per year, resulting in: 11 civilian deaths ... Read More

Aug 2 2021

Business Insurance

Does My Tow Truck Business Need Garage Keepers Insurance?

If you run a towing business, you face an abundance of risk everyday. Since every tow truck business is different, they all need a unique insurance plan that’s customized for their specific needs. One type of ... Read More
It's important to protect your shop with retail store insurance.

Aug 2 2021

Business Insurance

What Insurance Do I Need for a Retail Store?

Your creative prowess has finally bloomed into a full-blown business venture with a store location to match! While this is definitely an exciting new chapter in your life, there are many other responsibilities associated with your ... Read More

Aug 2 2021

Home Insurance

What Does a Typical Homeowners Insurance Policy Cover?

Your home is probably one of the largest investments you’ll make in your life. Homeownership comes with many benefits, not to mention the pride of owning your own house. However, there are some more complicated aspects ... Read More
tow truck hauling a car

Jul 30 2021

Business Insurance

How to Start Your Own Tow Truck Business

You’ve made up your mind – you want to start a tow truck business. Congratulations! There’s definitely freedom in being your own boss and knowing that you built something is very satisfying. Now, towing is not ... Read More
restaurant safety training

Jul 30 2021

Business Insurance

20 famous quotes to improve your restaurant’s customer service

Restaurant insurance can help cover you from various things like damage, liability, and worker’s comp , but it can’t protect you from bad customer service complaints. According to recent studies, 80% of all restaurants will close ... Read More

Jul 29 2021

Insurance

Should I Get Life Insurance for My Child?

You’ve surely heard of life insurance coverage for adults. But have you also heard of life insurance for children? Unfortunately, children are just as susceptible to medical emergencies and fatal accidents. In this case, a life ... Read More
Consider your car insurance this National Insurance Awareness Day.

Jul 29 2021

Auto Insurance

What Do I Do if I Can’t Get Car Insurance?

Getting auto insurance is perhaps easier said than done. You might be trying to get car insurance but you keep running into speed bumps along the way. So, after all the dead ends, this is the ... Read More
Call your insurance company to tell them about the car accident.

Jul 28 2021

Auto Insurance

Will My Insurance Cover the Damages to My Car if I’m in an Accident?

We are in the middle of the ideal season for road trips with friends and family. But unfortunately, this is also the time when road accidents occur at an alarmingly increasing rate. Millions of car crashes ... Read More
call your insurance agent to see if you can get insurance discounts

Jul 26 2021

Home Insurance

15 Common Homeowner’s Insurance Discounts to Ask Your Agent About

Being a homeowner can be hard work. There’s a lot to think about – what color to paint the walls, how to arrange the furniture in the family room, what kind of light fixtures to put ... Read More

Jul 23 2021

Business Insurance

What Affects the Cost of Dump Truck Insurance?

If you have a dump truck business, you know you need to have the right insurance. Your trucks and your business are your livelihood, so you need to make sure that they’re protected. However, getting insurance ... Read More
Things tow truck drivers want their clients to know.

Jul 23 2021

Auto Insurance

How much does it cost to tow a car if I call a tow truck company?

Calling a tow truck is probably not something you planned to do, and it may not be something you’re particularly happy to to do. Your first question might be how much it will cost to repair ... Read More
hurricane damage

Jul 20 2021

Home Insurance

Hurricane Season Is Here, Make Sure Your Property Is Protected

When hurricane season comes around every year, you’re bound to hear some intense local stories of flash flooding and thunderstorms. Therefore, now is the right time to make sure your home is protected from hurricanes. While ... Read More

Jul 20 2021

Home Insurance

The Rise in Construction Material Costs Can Impact Your Insurance Claims

The increasing prices of construction materials have become a threat to many policyholders. Even though soaring prices are well-documented, it is essential to watch out for the trend and its possible implications. As per the Associated Builders ... Read More
Generally home insurance covers falling trees.

Jul 15 2021

Home Insurance

With Hurricane Season Starting, Now Is the Time to Take Down Your Dead Trees

Now that hurricane season here, it is time to take down those dead trees surrounding your home. Waiting to address this issue may cause you a lot of money in property damages due to strong winds ... Read More
smart gadgets

Jul 15 2021

Home Insurance

Smart Gadgets You Need for Your Home

Modern-day homeowners prefer to maintain a state-of-the-art household with the latest smart gadgets and appliances. Thanks to the Internet of Things (IoT), you can now connect your appliances and gadgets with your smartphone for remote access. ... Read More
It's important to have the right insurance for your rental home.

Jul 8 2021

Insurance

If You’re a Property Investor, You Need These Types of Insurance

Many property investors often ask what types of insurance they need to safeguard their properties. If you’re a property investor who wishes to protect themselves from the many risks involved in renting, then keep reading.
rental properties

Jul 8 2021

Insurance

Why You Need Rental Property Insurance if You’re a Landlord

Protecting yourself financially must be your first priority if you’re a property owner or a landlord. We say this because incidents causing financial loss to you or your property are very common. According to a survey, ... Read More

Jul 3 2021

Home Insurance

Does My Home Insurance Cover If Someone Hits My Mailbox?

There are a variety of ways that someone may hit your mailbox. There could have been a group of kids that toppled it over for fun or a driver that wasn’t paying the best attention to ... Read More
If the water damage was caused by something gradual and ongoing, it will most likely not be covered.

Jul 1 2021

Home Insurance

Does Your Home Insurance Cover Water Damage?

Regardless of the cause of the water damage in your home, it can cost you a significant amount of money. Though there can be numerous reasons of water damage, pipe burst, severe weather, and floods are ... Read More
trampoline safety

Jul 1 2021

Home Insurance

Getting a Pool or Trampoline May Lead to Higher Homeowner’s Insurance Costs

When was the last time you reviewed your homeowner’s insurance policy? If you haven’t for quite a while, now would be a good time to do it and find out whether your house has decreased or ... Read More
truck driver

Jun 24 2021

Insurance Tips

7 Things All Trucking Businesses Need to Know

1. You must understand that insurance premiums are high. For many people starting their own trucking business, they make the decision to go into business for themselves because they hear from friends that trucking is profitable. ... Read More
hail storm

Jun 22 2021

Home Insurance

Is My House Protected from Hail?

Living in areas that frequently experience hurricanes, tornadoes, and storms increases the odds of property damage. While standard insurance policy offers coverage for hail, you need “windstorm insurance” if your area is prone to frequent hail ... Read More
house for rent

Jun 22 2021

Home Insurance

How to Put Your Property up for Rent in Atlanta

Most people consider Atlanta the main hub of the South because of its scenic and strategic location. The bustling city has rising numbers of workers and tourists, making it an attractive haven for many realtors and ... Read More

Apr 26 2021

Home Insurance

Is your home really safe with insurance?

Is your homeowners' policy covering everything you need it to? Maybe, maybe not. Now's the time to check on these five areas.

Apr 19 2021

Business Insurance

Planning the First Corporate Event after COVID-19? Special Event Insurance Protects Your Business and Your Guests

Make sure everybody has an awesome time at the company picnic this year when you add Special Event Insurance to your budget.
commercial auto insurance

Apr 11 2021

Business Insurance

Switch to Commercial Auto Insurance for Your Home Business

Is your personal car serving double duty as a delivery vehicle or messenger service? Learn when it is time to add a commercial auto policy to your business insurance portfolio.
A home security system could help you save money on home insurance.

Apr 3 2021

Home Insurance

Top 5 Security Upgrades Recommended by Home Insurance Professionals

How do you make your home less appealing to burglars? Learn what the insurance professionals recommend to lower crime rates by adding security upgrades to your home.
at fault insurance coverage car wreck

Mar 22 2021

Auto Insurance

Assigning Blame: Car Insurance Coverage if the Accident is Your Fault

Nobody is perfect. That is certainly the case when it comes to driving on the open road. If you are involved in a motor vehicle accident, the first thing you need to do is call 911. ... Read More
home insurance quotes

Mar 15 2021

Home Insurance

Home Insurance: Is it Required by Law?

A home is one of the most valuable purchases that you are ever going to make. In addition to being a location where you are going to make a bunch of memories, it is also a ... Read More
value increase for home, get new insurance quotes

Mar 7 2021

Home Insurance

Home Insurance: What if Your Home Goes Up in Value?

Your home is one of the most valuable investments you will ever make. Of course, you are going to make a lot of great memories in your home. At the same time, you probably expect the ... Read More
Buying the Right Amount of Insurance for High-Value Homes

Feb 24 2021

Home Insurance

Buying the Right Amount of Insurance for High-Value Homes

Homeowners of all kinds struggle to find the right balance of insurance protection for their needs. Owners have high-value homes have unique insurance needs that must be met as part of an effective risk-management strategy. These tips will help.
Tax Benefits of Registering an Exotic Car in Montana

Feb 17 2021

Auto Insurance

Tax Benefits of Registering an Exotic Car in Montana

Exotic cars are unique, high-value vehicles that few people own. To save money on sales tax, many exotic car owners register them in Montana. These vehicles also require a customized insurance policy.
Transportation Company Insurance - So Much More than Trucking Insurance

Feb 10 2021

Transportation

Transportation Company Insurance – So Much More than Trucking Insurance

Transportation companies need more than trucking insurance. It takes a robust risk management plan to deliver effective tranporation company insurance for businesses in today's competitive trucking world.
Homeowners Insurance Does Not Protect Your Home-Based Business

Feb 3 2021

Business Insurance

Homeowners Insurance Does Not Protect Your Home-Based Business

Have you recently started operating a business from home? Don't forget to protect your assets by setting up a home-based business insurance.

How to setup an emergency disaster response and recovery plan

May 24, 2016

When it comes to disasters, 50% of small businesses are making the mistake of not having an emergency disaster response and recovery plan. Is your business guilty of making this mistake?  Did you know that each year thousands … Read More

social media mistakes

6 common social media mistakes to avoid when going on summer vacation

May 17, 2016

Ahhhhh… Vacation. Just saying the word “vacation” helps you to relax and to smile. However, here’s what you need to ask yourself and your family before your vacation: Is it a good idea to post on … Read More

Protect Your Jewelry From Thieves

May 10, 2016

Whether it’s an engagement ring, a wedding ring or a family heirloom, your jewelry is something that is personally important to you. It is more than just a ring or a bracelet. These important, and often valuable, … Read More

How to prevent slipping and tripping lawsuits

May 5, 2016

What can you do to avoid lawsuits from clients or employees tripping or slipping on site? Just as you take the time to do preventive maintenance on your car or home, it is imperative to perform … Read More

Prevent house fires from your wood stove with these safety tips

May 3, 2016

Are you using these proven safety tips with your wood stove to prevent house fires? Nothing is warmer and cozier than sitting in front of a wood burning stove or fire place. If you never had a … Read More

How To Avoid Employment Practices Lawsuits

Apr 28, 2016

Thousands of small business owners just like you open themselves up to lawsuits because of unlawful employment practices and hiring policies. Plain liability insurance may not be enough, which is why they make employment practices liability insurance.

Tips for fire extinguisher safety

Apr 26, 2016

Which fire extinguisher should I get? One of the best ways to protect your home from fire is to simply have a fire extinguisher on hand. This fact raises a few questions: What are the common fire extinguisher types … Read More

Controlling Liability Risks In Your Business

Apr 21, 2016

Liability insurance isn’t enough to protect your business. You must limit your business risks. What would you do if someone slipped, fell, and sued your company? Nobody wants to think about this situation, but lawsuits happen.  It comes down to this: … Read More

Should I Get An Apartment Security System?

Apr 19, 2016

We have discussed the importance of protecting your home with a security system & the cost benefits of a monitored alarm system. But what if you live in an apartment complex?  Do you feel that it is important … Read More

Helpful Tips On How To Protect Your Home From Burglary

Apr 14, 2016

Burglars look for easy homes to break into. How does your home stack up? Did you know that in 2013: 1,559,284 people were arrested for property crimes? Victims of burglary offenses suffered an estimated $4.5 billion in property losses? … Read More

A Security System Could Help Save On Your Homeowners Insurance

Apr 12, 2016

Could a home security system or burglar alarm system help you save on your homeowners? The answer is yes and in a moment we will show you how you can start saving immediately. But first, just suppose you … Read More

4 Kinds Of Theft That Your Business Faces

Apr 8, 2016

Unfortunately, businesses face all different kinds of theft. How vulnerable are you? First, we will identify the 4 main types of theft affecting business today. Then, we will give a few suggestions on how to minimize your risk.

7 Tips To Reduce Employee Theft

Apr 5, 2016

Business owners want to think that their employees are honest and loyal They want to believe that their employees would never steal from them. But, that’s unfortunately not the case for many business owners.

18 Tips To Reduce Commercial Motor Vehicle Risks

Apr 1, 2016

Business car insurance can be expensive, which is why we are sharing these 18 tips to reduce your risk and liability as a business owner. It is important to do everything you reasonably can to hire safe … Read More

How Key Disability Insurance Can Save Your Business

Mar 29, 2016

Suppose your top producer had a terrible accident this very afternoon. Your best employee is hospitalized with broken bones all over their body. Their doctor demands 6 months bed rest and physical therapy. And, that is a best case scenario. … Read More

Understanding Information Technology & Why You Need To Manage Your Risks

Mar 25, 2016

How would you define information technology (IT)? One simple definition is that IT is the application of computers and telecommunications equipment to store, retrieve, transmit and manipulate data. Lets go even simpler. You can say it is a synonym for … Read More

Property Insurance Losses Not Covered In A Basic BOP

Mar 22, 2016

You already recognize the power of a good business property insurance policy. In our previous blog post concerning this topic, we discussed what losses were covered. In this post, we discuss causes of loss that aren’t normally covered. What isn’t covered … Read More

What Is Property Insurance & What Does It Cover?

Mar 18, 2016

Just suppose your business property was hit by: Lightning Fire Hurricane A Burglar An Embezzler What would you do? Hopefully, these things will never happen to your company, but an astute business owner however protects himself/herself and their company from … Read More

Key employee insurance can help your business if an important employee passed away.

Key Employee Insurance: What if an important employee died tonight?

Mar 15, 2016

What is key employee life insurance? Just suppose your CEO died tonight. Think about what would happen if your number 1 sales person passed away tomorrow. What would you do? First, think of the emotional pain. Second, think of the … Read More

6 Ways To Keep Business Premiums Down

Mar 11, 2016

If you looking for ways to lower your commercial insurance rates, then you are not alone. Nowadays, it seems like every business owner is trying to find ways to reduce costs and cut expenses. So, the $99,000 question … Read More

60% Of All Home Businesses Are In Danger

Mar 8, 2016

Will you make this common mistaken that 60% of all home business owners are making? Do you run a home business? Are you thinking of starting one? Read closely so you do not fall into the trap that 6 out … Read More

Check out the following tips for buying business insurance.

Five Tips for Buying Business Insurance

Mar 4, 2016

So, you are shopping for small business insurance? Well, kudos to you for seeing the importance of protecting your business! Each year, there are thousands of small business owners just like you that not only lose their business, but also … Read More

Get An Annual Business Insurance Checkup

Mar 1, 2016

What is an annual business checkup and why you should be getting one? Please don’t mistake buying business insurance as a one time event. Instead, it should be an annual event just like going to the doctor. Really. … Read More

How To Choose An Insurance Agent For Your Business

Feb 26, 2016

Are all insurance agents alike? Could just any old agent help you protect your business? How can you find the right broker to work with? We will try to answer these questions in this article. To get started, here’s … Read More

There are different ways to insure a home-based business.

3 Ways To Insure Your Home-Based Business

Feb 23, 2016

You’re here, so thankfully you see the importance of insuring your home-based business. Unfortunately, 6 out of 10 home business owners don’t get this. A standard home insurance policy simply isn’t enough!

Make Sure Your Coverage Matches Your Business Size

Feb 19, 2016

How To Match Your Insurance To Your Business If you have a home-based business, a small business or a worldwide business, read closely about how to select the right coverage for your company. Choosing the right type and … Read More

What is a Business Owners Policy?

Feb 16, 2016

What is a business owners policy and how can it help you save money on your small business insurance? If you are a small business owner shopping for commercial insurance, then read closely. Did you ever go to a restaurant … Read More

Are you using these space heater safety tips?

Feb 11, 2016

Prevent House Fires using these space heater safety tips As winter draws near you might want to take out your little space heater to take the chill out of the morning air. Well, STOP. Don’t do anything … Read More

Electrical Safety Tips To Protect Your Family And Home

Feb 8, 2016

Do you know and respect these electrical safety tips? Here is the scoop on electrical fires. Did you know that the National Fire Protection Association reports that electrical cords and temporary wiring are responsible for more than 21,000 … Read More

Safety tips to prevent kitchen cooking fires

Feb 4, 2016

Will you use these cooking safety tips to prevent kitchen fires? Nothing beats a good old fashioned home cooked meal. Perhaps you still have good memories of mom teaching you to cook when you were a … Read More

preventing-mold-home

How To Prevent Mold in Your Home

Jan 28, 2016

Mold can be very damaging to a home and to your family’s health. It can develop over a long period of time behind walls and under carpeting without providing any indication of its presence. During that … Read More

underinsuring-home

Are You Underinsuring Your Home?

Jan 13, 2016

If you’re like most Americans, your home is your largest investment. You put a lot of money into purchasing it, paying off the mortgage, and keeping it running. But you also put a great deal of … Read More

roof-tips-maintenance

5 Roof Maintenance Tips to Reduce Wear and Tear

Jan 6, 2016

The roof of your home not only protects your family and belongings, but it also helps secure the structural integrity of the property. With that in mind, your home insurance company is very much focused on … Read More

home insurance deductible insruancehub blog

Home Insurance Deductible: How Much Is Too Much?

Dec 28, 2015

Home insurance deductibles give you some freedom in selecting the amount you’ll pay on your insurance plan. Deductibles are what you’ll pay first before your insurance kicks in when you file a claim. For example, if … Read More

national-safe-toys-gifts

National Safe Toys & Gifts Month

Dec 16, 2015

National Safe Toys and Gifts Month reflects an effort to draw attention to some of the most common hazards encountered when giving away items to children and adults. If you are not careful, then a gift … Read More

10 Tips for Enjoying the Geminid Meteor Shower

Dec 9, 2015

The Geminid meteor show puts on an amazing show every year in December. It is going to be most visible this year from Dec. 13 in the evening to Dec. 14 just before dawn. Here are … Read More

keep-toasty-winter-soup

Keep Toasty With A Great Winter Soup

Dec 2, 2015

Something that can take the chill off in winter is a good bowl of rich soup. Winter soups are distinctive because they tend to be hearty, warm and full of flavor. They are unlike lighter summer … Read More