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Interstate vs intrastate trucking

Aug 8 2022

Business Insurance

The Difference Between Intrastate vs. Interstate Trucking

If you have a trucking business, your vehicles cover a lot of ground. Sometimes that ground is within the borders of one state, or sometimes that ground takes truckers through multiple states (or even countries). So ... Read More
dry van

Aug 4 2022

Transportation

What’s a Dry Van Used For?

A dry van, also known as a semi truck, is one of the most common modes for transporting freight across the country. These trucks have a large enclosed trailer meant to carry dry, non-perishable goods. Trucking ... Read More
Straight Trucks and Semi Trucks

Jul 28 2022

Transportation

Key Differences between Straight Trucks and Semi Trucks

Are you looking to start your own hauling business or fleet? If so, you may be wondering which truck type is perfect for you. Every truck has its advantages and disadvantages, and it’s up to you ... Read More
how much does it cost to tow a car

Jul 25 2022

Auto Insurance

How Much Does It Cost to Tow a Car if I Call a Tow Truck Company?

Calling a tow truck is probably not something you planned to do, and it may not be something you’re particularly happy to do. Your first question might be how much it will cost to repair your ... Read More
Reducing Workers Compensation Costs

Jul 22 2022

Business Insurance

Reducing Workers Compensation Costs at Your Trucking Business

Is your transportation business burdened by rising workers compensation costs? If so, you’re not alone. Others in the industry have attempted to reduce insurance costs and spending by controlling internal activities, but we have a different ... Read More
Commercial Auto Insurance Rates

Jul 14 2022

Transportation

4 Major Factors That Influence Commercial Auto Insurance Rates

Commercial auto insurance has a wide range of exposures, and several industry changes, as well as the severity and frequency of claims, have had a major impact on insurance carriers. In fact, many are struggling to ... Read More
Operation Safe Driver Week

Jul 8 2022

Transportation

What to Know About Operation Safe Driver Week

Operation Safe Driver Week is almost here, and it’s coming in “fast”. See the emphasis on “fast”? The focus of this year’s Operation Safe Driver Week is speeding and risky driving behaviors. While the theme for ... Read More
distracted driving

Jun 30 2022

Transportation

Ways to Stop Distracted Driving

Distracted driving has always been a safety concern in some form or another. However, the widespread increase in cellphone use over the past decade has put an increased focus on the hazard of distracted drivers. It ... Read More
retain commercial drivers

Jun 22 2022

Transportation

How to Attract and Retain Commercial Drivers

Commercial fleets need to maintain a workforce of loyal, qualified drivers to succeed. But recently, increased demand for freight volume has highlighted an ongoing driver shortage that’s left many motor carriers operating under capacity. To attract ... Read More
occupational accident coverage

Jun 15 2022

Transportation

Occupational Accident Coverage Can Protect Your Trucking Company

Trucking is a dangerous industry, with a high occurrence of injury and death due to the long hours and inclement conditions truck drivers must endure. You know that it is important to protect your employee drivers ... Read More
tips for new truck drivers

Jun 8 2022

Transportation

Tips for New Truck Drivers

Truck drivers play a crucial role in our supply chain. So, if you’re looking to get started in the trucking industry then you’re in the right place. It’s not an easy task and a lot of ... Read More
hot shot trucking

Jun 2 2022

Transportation

A Guide to Hot Shot Trucking

Shippers and brokers have loads that need to be transported from one location to another. Therefore, they depend on hot shot trucking companies to get the job done. These professionals are trained to haul critical and ... Read More
reefer safety

May 26 2022

Transportation

Reefer Safety Tips

Reefer trucks are essential for delivering temperature-sensitive products safely, and refrigerated products no longer include only food. Properly maintaining a reefer unit is the key to delivering an undamaged product, whether it’s perishable food, sensitive electronic ... Read More
Tanker Truck Insurance

May 20 2022

Transportation

A Guide to Tanker Truck Insurance

There are plenty of dangers and hazards involved with operating a tanker truck. If you run a company and want to protect it, getting tanker truck insurance is a must. That being said, this type of ... Read More
Pickup Truck Insurance

May 18 2022

Auto Insurance

Do I Need Pickup Truck Insurance?

If you’re using your pickup for business use then you’ll need pickup truck insurance. This coverage is vastly different than just a regular auto insurance policy. If you’re new to the business and wondering whether or not ... Read More
Tow Truck Insurance Cost

May 13 2022

Transportation

What Does Tow Truck Insurance Cost?

As we all know, insuring a commercial vehicle is by no means cheap. Therefore, by working with a company that specializes in insurance for towing businesses, you can get the best rates. Not only that, but ... Read More
flatbed truck driver

May 10 2022

Transportation

Pros and Cons of Being a Flatbed Truck Driver

Being a flatbed truck driver has its advantages and disadvantages. In this role, you’ll be responsible for hauling all sorts of goods that standard trucks can’t. This can include forklifts, equipment, mobile homes, machinery, and so ... Read More
semi truck insurance cost

May 5 2022

Transportation

What Does Semi Truck Insurance Cost?

It’s impossible to give a definitive answer to the question, “how much is semi truck insurance?” The reason for this is commercial truck insurance costs vary widely and depend on several different factors. As I’m sure ... Read More
challenges with refrigerated trucks

Apr 29 2022

Transportation

Challenges with Refrigerated Trucks

Refrigerated trucks play a crucial role in transporting perishable items across the country. Without them, we’d have bare shelves in our grocery stores! Furthermore, keeping the goods at their designated temperature throughout the transportation process is ... Read More
reefer truck insurance

Apr 28 2022

Transportation

Reefer Truck Insurance: What to Know

The primary purpose of a truck insurance policy is to protect your business against a wide variety of threats. The same goes for refrigerated trucks. Reefer trucks facilitate in transporting perishable items that have to remain ... Read More
car hauler insurance coverage

Apr 22 2022

Transportation

A Guide to Car Hauler Insurance Coverage

In 2019 alone, the car hauling industry generated more than $12 billion. This is a significant jump from the year 2014. As you could predict, the car hauling business has become quite desirable in the eyes ... Read More
car hauler insurance cost

Apr 20 2022

Transportation

Car Hauler Insurance Cost: What to Know

Car haulers are used for transporting vehicles for auto body shops, car dealerships, repossession companies, and more. These trucks are essential in the transportation industry and without them, we wouldn’t be able to leave our house! ... Read More
loads for your hot shot

Apr 15 2022

Transportation

Finding Loads for Your Hot Shot Trucking Business

You need profitable loads to survive in the hot shot trucking industry. In fact, there would be no trucking industry without loads. We understand how stressful it can be to secure a profitable and quality load ... Read More

Apr 12 2022

Transportation

What Does Hot Shot Insurance Cost?

Typically, the annual cost for hot shot insurance ranges between $7,000 and $12,000. The average cost per year is $10,284 for the businesses that are new and have one truck and trailer. Note that multiple factors ... Read More
nighttime driving tips for truck drivers

Apr 7 2022

Transportation

Nighttime Driving Tips for Truck Drivers

The danger of driving at night is worse for trucks, which have longer stopping distances than a passenger car. Darkness makes it more difficult to see hazards, and the empty roads and lack of light can ... Read More
cost of dump truck insurance

Apr 4 2022

Business Insurance

What Affects the Cost of Dump Truck Insurance?

If you have a dump truck business, you know you need to have the right insurance. Your trucks and your business are your livelihood, so you need to make sure that they’re protected. However, getting insurance ... Read More
dot clearinghouse violation

Mar 31 2022

Transportation

The Top DOT Clearinghouse Violation

Back in January 2020, the FMCSA launched an online database where information regarding drivers’ drug and alcohol testing is stored. This is referred to as the DOT Clearinghouse and carriers must run queries on new hires ... Read More
new entrant safety audit

Mar 25 2022

Transportation

New Entrant Safety Audit: What to Know

Trucking companies have to follow many rules and regulations to ensure everyone on the road stays safe. Therefore, a new trucking company will need to go through a major safety audit within its first 12 months. ... Read More
csa score

Mar 23 2022

Transportation

How to Improve Your CSA Score

CSA stands for compliance, safety, and accountability. It’s a program put in place by the government to ensure fleets are participating in safe practices. Your score determines whether or not you’ll get a visit from the ... Read More
homeowners insurance policy questions

Mar 18 2022

Home Insurance

Homeowners Insurance Policy Questions & Answers

The best time to learn about what’s included in a basic homeowners insurance policy is before you have a claim. We’ve gathered the answers to the most common “Am I covered if…” questions about your homeowners ... Read More
rear-end truck crashes

Mar 17 2022

Transportation

How to Prevent Rear-End Truck Crashes

According to the FMCSA, there are around 400,000 truck crashes each year. Of those 400,000, 18% of them are rear-end collisions. This is because commercial vehicles are harder to maneuver than passenger vehicles. Essentially, more time ... Read More
home theft prevention

Mar 11 2022

Home Insurance

Home Theft Prevention Tips

No home is immune to the risk of theft. Whether you’re looking to protect your home while you are on an extended vacation or simply away at work for the day, it’s important to take precautions ... Read More
flatbed truck safety

Mar 10 2022

Transportation

Flatbed Truck Safety Tips

Being a flatbed truck driver can be risky since the cargo is exposed and typically oversized. Each load is different, but all truckers share a common goal: to get the shipment to its desired location safely. ... Read More
truck insurance renewal

Mar 2 2022

Transportation

Truck Insurance Renewal – What to Expect

Renewing your truck insurance can be very overwhelming and perhaps frustrating. However, you’ll have to deal with renewals once a year if you’re a trucker or run your own fleet. Many in the trucking industry have ... Read More

Feb 25 2022

Home Insurance

Understanding the 80% Rule for Home Insurance

When it comes to your home, making sure you’re adequately insured is of the utmost importance. Despite this, many homeowners are unaware of the “80% rule” for home insurance and, as a result, find themselves underinsured ... Read More
box truck insurance

Feb 23 2022

Transportation

What’s Box Truck Insurance?

Box trucks are widely used by many businesses and play an essential role in the supply chain. This is how it works, they pick up cargo from a warehouse and deliver it to the designated delivery ... Read More
winter weather driving

Feb 16 2022

Auto Insurance

Winter Weather Driving Tips

Severe winter weather conditions are a serious concern for most drivers. This is because the weather conditions usually worsen in the winter due to ice and snow. As a result, there’s an increased number of accidents ... Read More
save on home insurance

Feb 9 2022

Home Insurance

9 Ways to Save on Your Home Insurance

Home insurance costs homeowners around $1,200 a year on average. If we’re being honest, you may be paying more than you need to. Luckily, there are a few ways you can save on your home insurance. ... Read More
small business

Feb 2 2022

Business Insurance

Top Threats to Small Businesses

There are over 31.7 million small businesses in the US, and this number is increasing drastically. As you know, there are many benefits to owning your own business, but that doesn’t mean there are no risks ... Read More
preparing your home for vacation

Jan 27 2022

Home Insurance

Preparing Your Home for Vacation

Vacations should be stress-free and easy-going. However, enjoying trips to the fullest is a bit difficult if you constantly worry about your property back home. It’s quite understandable if you’re worried about the security of your ... Read More
home security system

Jan 20 2022

Home Insurance

Save Money by Installing a Smart Home Security System

Having a smart home security system is a great way to avoid burglaries, theft, and unwanted intruders. Due to the advancements in technology, security systems have become more connected. For example, most systems now include smart ... Read More
save money on your electric bill in the winter

Jan 18 2022

Home Insurance

How to Save Money on Your Electric Bill This Winter

During the winter you’ll typically be paying more for your electric bill, especially if you live in a colder region. This is because people stay inside more in the winter compared to other months. Therefore, you’ll ... Read More

Jan 13 2022

Auto Insurance

RV Driving Tips

Driving an RV is completely different than driving a car. Whether you’re a new driver or experienced, operating a motorhome can be intimidating. Since they’re much larger than your standard vehicle, it will take some time ... Read More
engaged couple

Jan 11 2022

Auto Insurance

Insurance Tips for Newlyweds

Marriage is a huge milestone and it brings significant changes in every aspect of your life. Therefore, it’s the right time to sit down and discuss crucial financial aspects, such as your insurance needs. Once you ... Read More
home based busines

Jan 7 2022

Business Insurance

Ways to Reduce the Risks of a Home Based Business

Running a home-based business can be a great way to generate income; however, there are always unforeseen risks involved. For example, you could experience a power outage due to weather conditions, impacting your production and distribution. ... Read More

Jan 5 2022

Auto Insurance

Life Events That Can Affect Your Insurance

Life is unpredictable but having a good insurance plan provides financial stability against unwanted events. However, there are a few life events that may impact your insurance needs. These events may increase or lower your insurance ... Read More
car stuck in mud

Dec 30 2021

Auto Insurance

What to Do if Your Car Gets Stuck in the Mud

Having to get your car out of mud can be incredibly challenging. Certain tips and tricks can make the process a little easier. In some instances, you may be located on a trail or off the ... Read More
a woman cleaning the counter tops

Dec 20 2021

Home Insurance

9 Ways to Maintain a Tidy Home

Keeping a home clean and hygienic doesn’t have to be difficult or overwhelming. You can have a nice, spotless home if you follow some basic cleaning tips. Here’s a quick breakdown for you.

Dec 16 2021

Auto Insurance

How to Keep Your Car Insurance Rates Low

The cost of car insurance keeps changing based on various factors, including your age, location, gender, etc. However, car insurance rates changed a lot in 2021. Rising demand for vehicles and an increasing number of accidents ... Read More
shopping for life insurance

Dec 14 2021

Insurance

Save Thousands by Purchasing Life Insurance While You’re Young

Life insurance provides financial security to family members in case the policyholder passes away. It can help your spouse, parent, or anyone that you add as a beneficiary. Life insurance companies offer lower premiums when you’re ... Read More
lightning damage insurance equipment

Lightning and your electronic equipment

Sep 15, 2016

We don’t have to tell you how dangerous a lightning storm can be. Downright scary! Lightning strikes can cause home fires. Another potential lightning threat is blowing up all of your electronic equipment. Just suppose your … Read More

flammable products

Do you have a fire bomb hiding in your closet?

Sep 13, 2016

You might be surprised how many flammable products you keep in your home and garage. The following can ignite or explode if stored improperly: fuels like kerosene, oil, and gas solvents like benzene cleaning agents thinners … Read More

pool home insurance

Is A Pool Covered By My Homeowners Policy?

Sep 8, 2016

Let’s face it, swimming pools are fun. The idea of kicking back and relaxing while you float around your pool is inviting, isn’t it? Some of our best memories of growing up revolve around being in our … Read More

Using clothes dryer

Using your clothes dryer without burning down your house

Sep 6, 2016

Having a washer and dryer in your home is definitely a modern convenience. It’s certainly better than beating laundry on a rock down by the river, isn’t it? While doing laundry at home can be a blessing, … Read More

fireworks safety tips

Fireworks safety tips

Sep 1, 2016

Fireworks look fun, don’t they? But are fireworks safe? Yellow, green, red explosions in the sky captivate the minds and hearts of millions each holiday weekend. As fun as they are to watch, fireworks can pose a … Read More

tornadoes

Tornadoes: Natures Violent Twisting Storms

Aug 25, 2016

When you think about tornadoes, what visual image pops up in your mind? Perhaps you think back to the Wizard of Oz where the tornado picks up Dorothy’s house and tosses it into the land of … Read More

GFCI outlet

Will A GFCI outlet save your life?

Aug 23, 2016

Did you know that a GFCI outlet can save your life? Q: What happens when you mix electricity and water? A: Nerve and tissue damage, burns, gangrene, and death. Is it really that serious? Yes it … Read More

lightning damage

Should I make a lightning damage insurance claim?

Aug 18, 2016

Imagine a lightning bolt strikes within a few hundred feet of your home and sends an electrical surge of up to 1 billion volts through your electrical system. What do you think would happen? FZZZZZZZT!

water heater annual checkup

Will your water heater pass this annual check up?

Aug 16, 2016

Your water heater is one of those appliances that you don’t think about until you have no hot water or you have a 60-gallon flood in your basement! Like all appliances, your hot water heater needs … Read More

carbon monoxide test

Carbon Monoxide Test

Aug 11, 2016

Do you make these common carbon monoxide poisoning mistakes? Who’s ready to take a quick carbon monoxide test? Here’s your 2-question carbon monoxide test: True or false? You can SEE carbon monoxide. T/ F You can SMELL … Read More

air conditioner fires

Air conditioner fires & how to prevent them (updated)

Aug 9, 2016

*Updated on July 18, 2017. When it’s hot and muggy outside, we become truly thankful for air conditioner systems! It’s hard to imagine what life was like before they invented AC. When it’s 98 degrees in … Read More

how is your home insurance premium calculated

How is a home insurance premium calculated?

Aug 5, 2016

Everyone wants cheaper insurance for their home that provides the best coverage. How does an insurance company calculate your homeowner’s insurance rates? What makes one house more expensive to insure than another? The answer may surprise you. Here are some of … Read More

protect home from hurricane

How to protect your home from hurricanes

Aug 2, 2016

Did you know that hurricane season officially runs from June 1 through November 30 each year with the busiest time between mid-August and mid-September? What does that mean for you? It’s time to batten down the hatches! While Georgia has not had a … Read More

dangerous dog list

What is the dangerous dog list?

Jul 28, 2016

Our best advice for pet lovers is to call your insurance agent before buying your next dog. Why? Are you sitting down? Your insurance company might drop you if you select the wrong breed. Seriously. It’s the truth. This raises … Read More

renters insurance

What is renters insurance and what does it cover?

Jul 26, 2016

Renters insurance for apartment and home renters is the equivalent of  what home insurance is for a home owner. As you might already know, there are several forms of home insurance. Renters insurance is considered HO4 Contents Broad Form Insurance. The … Read More

college campus homeowners insurance

Will my homeowners policy cover my college students belongings?

Jul 21, 2016

It seems like just yesterday that your child started grade school and here they are now headed off to college university. You have always been there for your child. You have done your best to teach them the … Read More

Does my homeowners insurance cover flooding

Does My Homeowners Insurance Cover Flooding?

Jul 19, 2016

Does my home insurance policy cover floods? Tens of thousands that suffered catastrophic consequences from Hurricane Sandy, Andrew, Katrina, and more recently Harvey learned the hard way that the answer is no. Many are surprised to learn … Read More

Safety tips for grills & barbecues

Jul 14, 2016

Just imagine the smell of hamburgers and hot dogs on the grill this summer. Mmmmm….. Smell that? Nothing beats a good old fashioned cook out! Unfortunately, each year about 5,700 grill fires take place on patios and back yards just … Read More

apartment security system

Atlanta apartment security systems tips

Jul 12, 2016

If you are looking for a security system for your apartment or rented home, then listen closely. You already now the importance of having a monitored burglar alarm. Thieves will literally pass by your place to find an easier apartment … Read More

atlanta cleaning services tips

Top Atlanta cleaning services give cleaning tips for Georgia apartment renters & home owners

Jul 8, 2016

If you are a Georgia apartment renter or home owner looking for an Atlanta cleaning service or maid, then this article is definitely for you! You work hard. You play hard. You deserve help keeping your apartment neat & clean. Here at … Read More

what is insurance claim how to file

What is an insurance claim and how do I file one?

Jul 5, 2016

What is an insurance claim? We discussed in a recent article that no one expects disasters, emergencies or catastrophes. However, if the time comes that your home or possessions are damaged, destroyed, or stolen, it’s comforting to know … Read More

roof inspection

Roof inspections save you money

Jun 30, 2016

Did you know that roof inspections help you save on your homeowners insurance? As we have discussed on insurancehub.com before, preventive maintenance is the key to protecting the investment of your house. Your roof can be compared … Read More

lightning storm

Protect your home from lightning damage and fires

Jun 28, 2016

Is there anything you can do to prevent lightning storm fires? Think back to when you were a kid. What did you do when you heard thunder and saw lightning fill up the sky? Hide under the covers? Run to your … Read More

Preventive maintenance is the key to lower home insurance rates

Jun 23, 2016

Ignoring these preventive maintenance tips is the same as just sitting back & watching your homeowners insurance skyrocket! Just as you need to eat healthy, take supplements and exercise regularly to maintain your health, their are certain things we all need … Read More

roofing contractor hail damage repairs

How to choose a roofing contractor for hail damage repairs

Jun 21, 2016

Don’t make these common mistakes when choosing a roofing company to repair your hail damaged roof Hail storms cause everyone to stick the car in the garage and grab the kids to run inside. Let’s face it, just one short hail … Read More

child proof home

How to child proof your home

Jun 16, 2016

Are your children at risk? If you are a parent and have children, then read closely to what we are about to discuss. Your children are precious to you and they mean everything.

Protecting your home from water damage

Jun 14, 2016

For the past 22 years, I’ve run Steamatic, a company that specializes in “insurance loss,” which is the clean up, rebuilding & remediation that happens after water damage, sewer back up, fires and mold. During that … Read More

monitored home fire alarm system

How to turn your security system into a home fire alarm system

Jun 9, 2016

Want to learn a trick to turn your burglar alarm into a fire alarm system? Before we tell you, you might be wondering why you would need a fire alarm system in your home. Here are a few fire … Read More

Will you fail the small business disaster preparation test?

Jun 2, 2016

As a business owner, you can’t always count on good luck. Or simply making a claim on your commercial property insurance coverage. Instead, you must manage your risk now. Recently, we talked about the importance of having … Read More

child fire safety

5 reasons to teach children not to play with fire

May 31, 2016

Fire has captured the imagination of men since the beginning of civilization. Combine that with the curiosity of a child and you have a deadly combination. How deadly? Between the years 2007 and 2011, an average of 7,100 home … Read More

How to setup an emergency disaster response and recovery plan

May 24, 2016

When it comes to disasters, 50% of small businesses are making the mistake of not having an emergency disaster response and recovery plan. Is your business guilty of making this mistake?  Did you know that each year thousands … Read More

social media mistakes

6 common social media mistakes to avoid when going on summer vacation

May 17, 2016

Ahhhhh… Vacation. Just saying the word “vacation” helps you to relax and to smile. However, here’s what you need to ask yourself and your family before your vacation: Is it a good idea to post on … Read More

Protect Your Jewelry From Thieves

May 10, 2016

Whether it’s an engagement ring, a wedding ring or a family heirloom, your jewelry is something that is personally important to you. It is more than just a ring or a bracelet. These important, and often valuable, … Read More

How to prevent slipping and tripping lawsuits

May 5, 2016

What can you do to avoid lawsuits from clients or employees tripping or slipping on site? Just as you take the time to do preventive maintenance on your car or home, it is imperative to perform … Read More

Prevent house fires from your wood stove with these safety tips

May 3, 2016

Are you using these proven safety tips with your wood stove to prevent house fires? Nothing is warmer and cozier than sitting in front of a wood burning stove or fire place. If you never had a … Read More

How To Avoid Employment Practices Lawsuits

Apr 28, 2016

Thousands of small business owners just like you open themselves up to lawsuits because of unlawful employment practices and hiring policies. Plain liability insurance may not be enough, which is why they make employment practices liability insurance.

Tips for fire extinguisher safety

Apr 26, 2016

Which fire extinguisher should I get? One of the best ways to protect your home from fire is to simply have a fire extinguisher on hand. This fact raises a few questions: What are the common fire extinguisher types … Read More

Controlling Liability Risks In Your Business

Apr 21, 2016

Liability insurance isn’t enough to protect your business. You must limit your business risks. What would you do if someone slipped, fell, and sued your company? Nobody wants to think about this situation, but lawsuits happen.  It comes down to this: … Read More

Should I Get An Apartment Security System?

Apr 19, 2016

We have discussed the importance of protecting your home with a security system & the cost benefits of a monitored alarm system. But what if you live in an apartment complex?  Do you feel that it is important … Read More

Helpful Tips On How To Protect Your Home From Burglary

Apr 14, 2016

Burglars look for easy homes to break into. How does your home stack up? Did you know that in 2013: 1,559,284 people were arrested for property crimes? Victims of burglary offenses suffered an estimated $4.5 billion in property losses? … Read More