InsuranceHub Blog

Read more content from our team of insurance experts

  • All
  • Auto Insurance
  • Business Insurance
  • Home Insurance
  • Insurance
  • Insurance Tips
  • Transportation

Oct 19 2021

Insurance

Do I Need an Umbrella Policy?

An umbrella policy can provide extra coverage for things such as your car, home, and boat. Ultimately, if you were to be sued and your coverage amount was insufficient, then you would have to pay the ... Read More

Oct 19 2021

Home Insurance

What to Do After a Home Burglary

Burglaries can be a traumatizing experience for most people. In most cases, homeowners feel like they lost their sense of safety and they’re unsure what to do. It’s always best to have a game plan in ... Read More
valuable items

Oct 14 2021

Home Insurance

Tips for Protecting Valuable Items in Your Home

If you think your homeowners insurance policy covers all your valuables, you’re mistaken. Most policies exclude coverage for certain items or limit it. These limits are put in place to keep homeowners policies affordable. These limits or ... Read More
raking leaves

Oct 12 2021

Home Insurance

2021 Fall Home Maintenance Checklist

Fall’s an excellent time to do some home maintenance before the cold and snowy days arrive. After all, you’ll have a harder time making repairs during the colder months. This is especially true if you live ... Read More

Oct 7 2021

Home Insurance

5 Homeowners Insurance Discounts You Probably Aren’t Aware Of

Home insurance prices have steadily increased  across the country over the years. In just the past decade alone home insurance premiums have risen 47 percent. According to ValuePenguin, the average yearly premium is around $1,500. In ... Read More
teen driver with her mom

Oct 6 2021

Auto Insurance

The Most Expensive Cities to Insure Teen Drivers

Did you know that insuring a teen driver, in most cases, will increase your auto insurance premium? In some US cities, adding a young driver to an auto insurance plan hikes the premium significantly. As per the ... Read More
home warranty vs home insurance

Sep 30 2021

Home Insurance

Home Insurance vs. Home Warranty

Home warranty and home insurance are terms many people use interchangeably. However, both have very different meanings from one another. A home warranty offers coverage for the repair and replacement of major appliances and systems in ... Read More
mold damage

Sep 30 2021

Home Insurance

Does Homeowners Insurance Cover Mold Damage?

Dealing with mold can be quite a headache for any homeowner. The damage it can cause can be quite extensive and can cost hundreds of thousands of dollars in repairs. Not to mention, it can be ... Read More
hurricane damage

Sep 23 2021

Home Insurance

Was Your Home Damaged From Hurricane Ida?

Hurricane Ida has proven to be one of the most disastrous hurricanes in the past few years. The Consumer Federation of America pointed out that the National Flood Insurance Program and private insurers will pay for ... Read More
business insurance

Sep 21 2021

Business Insurance

What Affects the Cost of Business Insurance?

Two businesses rarely have the same type of insurance coverage, and this can be due to a variety of factors. In some cases, it can be the type of business, and in others, it can just ... Read More
cars in a flood

Sep 16 2021

Auto Insurance

What to Do if Your Car Is in a Flood

If you live in or around the region that recently suffered from a hurricane, then chances are that you’re still reeling from the aftereffects. The high scale natural disaster destroyed the Gulf Coast before hitting the ... Read More

Sep 15 2021

Home Insurance

Can My Credit Score Affect My Homeowners Insurance Rate?

The companies that make a profit from your “history with money” will dig up your credit score one way or another. If your ratings in particular areas are good, you get plenty of benefits. However, if ... Read More

Sep 9 2021

Insurance

How Much Does Renters Insurance Cost?

You might not have considered renters insurance as a needed expense, but it does hold functional significance. It helps protect you financially if something happened to your personal belongings. That means the policy covers you if ... Read More

Sep 8 2021

Insurance

Whole Life Insurance FAQs

Whole life insurance refers to a permanent policy that provides a fixed death benefit to beneficiaries. It further guarantees a cash value savings component for the policyholder. If you’re considering this, read this in-depth guide to ... Read More

Sep 1 2021

Home Insurance

Will My Homeowners Insurance Cover Termite Damage?

Pesky bugs or insects can cause severe property damage. This may sound surprising, but termites cause $5 billion in property damage each year. This is according to the latest survey by the National Pest Management Association. ... Read More

Sep 1 2021

Auto Insurance

How Much Will It Cost to Insure My RV?

Nowadays, you can get insurance for just about anything. From automobiles to pets to homes, you can buy an insurance policy to protect valuables you believe are at high risk. And your RV is no exception. ... Read More

Aug 25 2021

Home Insurance

What to Do if Your Insurer Won’t Renew Your Homeowners Policy

Over the past few months there’s been an increase in homeowners policies not being renewed. This is because many insurance companies have steered clear of high risk areas. While many Californians struggle to find the right ... Read More

Aug 25 2021

Home Insurance

6 Tips to Lower Your Homeowners Insurance Rates

Do you own a property? If yes, then you must know that homeowners insurance is one expense you can’t avoid. The two important factors that decide the cost of home insurance rates are your home’s age ... Read More
Interstate vs intrastate trucking

Aug 19 2021

Business Insurance

The Difference Between Intrastate vs. Interstate Trucking

If you have a trucking business, your vehicles cover a lot of ground. Sometimes that ground is within the borders of one state, or sometimes that ground takes truckers through multiple states (or even countries). So ... Read More

Aug 18 2021

Auto Insurance

Does Insurance Cover Vandalism to My Car?

Car insurance is an essential coverage to have. In fact, it’s illegal to drive your car without having insurance in many states. Car insurance will cover the physical damage to a car or the medical bills ... Read More

Aug 17 2021

Insurance

Top 5 Common Insurance Mistakes

In today’s world, it’s impossible to go without insurance and live a stress-free life. Insurance is a safety net that keeps you from experiencing financial burden due to insurance claims. It can protect you from liability ... Read More

Aug 11 2021

Insurance

17% of Parents Have Purchased Life Insurance Since the Pandemic

The pandemic has caused several new challenges for parents. This explains why many families in 2020 invested in stocks for financial preparedness. In fact, more than 17 percent of parents bought life insurance coverage for their ... Read More

Aug 10 2021

Business Insurance

The Types of Insurance You Need for Your Small Business

Hard work is essential when it comes to establishing a small business. Though the decision to start your own is exciting, it can be risky. It requires you to put your career, personal finances, and time ... Read More

Aug 5 2021

Auto Insurance

Does the Type of Car I Drive Affect My Auto Insurance Premium?

Certain factors will determine the costs of your auto insurance premium. The factors you can control include how much coverage you buy, the state you live in, and most importantly, the type of car you have. ... Read More

Aug 4 2021

Insurance

Things to Know If Involved in a Boating Accident

If you’ve never been in a boating accident, consider yourself lucky. Imagine the stress of a road accident, and combine it with the unfamiliarity and complexity of being on the water. Even if you’re lucky enough ... Read More
computer fire

Aug 3 2021

Home Insurance

How to Prevent Your Desktop or Laptop Fire From Burning Down Your House

Who would think that a laptop could catch fire? The statistics are pretty surprising. In 2007-2011, there were an estimated 730 reported U.S. home structure fires involving office equipment per year, resulting in: 11 civilian deaths ... Read More

Aug 2 2021

Business Insurance

Does My Tow Truck Business Need Garage Keepers Insurance?

If you run a towing business, you face an abundance of risk everyday. Since every tow truck business is different, they all need a unique insurance plan that’s customized for their specific needs. One type of ... Read More
It's important to protect your shop with retail store insurance.

Aug 2 2021

Business Insurance

What Insurance Do I Need for a Retail Store?

Your creative prowess has finally bloomed into a full-blown business venture with a store location to match! While this is definitely an exciting new chapter in your life, there are many other responsibilities associated with your ... Read More

Aug 2 2021

Home Insurance

What Does a Typical Homeowners Insurance Policy Cover?

Your home is probably one of the largest investments you’ll make in your life. Homeownership comes with many benefits, not to mention the pride of owning your own house. However, there are some more complicated aspects ... Read More
tow truck hauling a car

Jul 30 2021

Business Insurance

How to Start Your Own Tow Truck Business

You’ve made up your mind – you want to start a tow truck business. Congratulations! There’s definitely freedom in being your own boss and knowing that you built something is very satisfying. Now, towing is not ... Read More
restaurant safety training

Jul 30 2021

Business Insurance

20 famous quotes to improve your restaurant’s customer service

Restaurant insurance can help cover you from various things like damage, liability, and worker’s comp , but it can’t protect you from bad customer service complaints. According to recent studies, 80% of all restaurants will close ... Read More

Jul 29 2021

Insurance

Should I Get Life Insurance for My Child?

You’ve surely heard of life insurance coverage for adults. But have you also heard of life insurance for children? Unfortunately, children are just as susceptible to medical emergencies and fatal accidents. In this case, a life ... Read More
Consider your car insurance this National Insurance Awareness Day.

Jul 29 2021

Auto Insurance

What Do I Do if I Can’t Get Car Insurance?

Getting auto insurance is perhaps easier said than done. You might be trying to get car insurance but you keep running into speed bumps along the way. So, after all the dead ends, this is the ... Read More
Call your insurance company to tell them about the car accident.

Jul 28 2021

Auto Insurance

Will My Insurance Cover the Damages to My Car if I’m in an Accident?

We are in the middle of the ideal season for road trips with friends and family. But unfortunately, this is also the time when road accidents occur at an alarmingly increasing rate. Millions of car crashes ... Read More
call your insurance agent to see if you can get insurance discounts

Jul 26 2021

Home Insurance

15 Common Homeowner’s Insurance Discounts to Ask Your Agent About

Being a homeowner can be hard work. There’s a lot to think about – what color to paint the walls, how to arrange the furniture in the family room, what kind of light fixtures to put ... Read More

Jul 23 2021

Business Insurance

What Affects the Cost of Dump Truck Insurance?

If you have a dump truck business, you know you need to have the right insurance. Your trucks and your business are your livelihood, so you need to make sure that they’re protected. However, getting insurance ... Read More
how much does it cost to tow a car

Jul 23 2021

Auto Insurance

How Much Does It Cost to Tow a Car if I Call a Tow Truck Company?

Calling a tow truck is probably not something you planned to do, and it may not be something you’re particularly happy to to do. Your first question might be how much it will cost to repair ... Read More
hurricane damage

Jul 20 2021

Home Insurance

Hurricane Season Is Here, Make Sure Your Property Is Protected

When hurricane season comes around every year, you’re bound to hear some intense local stories of flash flooding and thunderstorms. Therefore, now is the right time to make sure your home is protected from hurricanes. While ... Read More

Jul 20 2021

Home Insurance

The Rise in Construction Material Costs Can Impact Your Insurance Claims

The increasing prices of construction materials have become a threat to many policyholders. Even though soaring prices are well-documented, it is essential to watch out for the trend and its possible implications. As per the Associated Builders ... Read More
Generally home insurance covers falling trees.

Jul 15 2021

Home Insurance

With Hurricane Season Starting, Now Is the Time to Take Down Your Dead Trees

Now that hurricane season here, it is time to take down those dead trees surrounding your home. Waiting to address this issue may cause you a lot of money in property damages due to strong winds ... Read More
smart gadgets

Jul 15 2021

Home Insurance

Smart Gadgets You Need for Your Home

Modern-day homeowners prefer to maintain a state-of-the-art household with the latest smart gadgets and appliances. Thanks to the Internet of Things (IoT), you can now connect your appliances and gadgets with your smartphone for remote access. ... Read More
It's important to have the right insurance for your rental home.

Jul 8 2021

Insurance

If You’re a Property Investor, You Need These Types of Insurance

Many property investors often ask what types of insurance they need to safeguard their properties. If you’re a property investor who wishes to protect themselves from the many risks involved in renting, then keep reading.
rental properties

Jul 8 2021

Insurance

Why You Need Rental Property Insurance if You’re a Landlord

Protecting yourself financially must be your first priority if you’re a property owner or a landlord. We say this because incidents causing financial loss to you or your property are very common. According to a survey, ... Read More

Jul 3 2021

Home Insurance

Does My Home Insurance Cover If Someone Hits My Mailbox?

There are a variety of ways that someone may hit your mailbox. There could have been a group of kids that toppled it over for fun or a driver that wasn’t paying the best attention to ... Read More
If the water damage was caused by something gradual and ongoing, it will most likely not be covered.

Jul 1 2021

Home Insurance

Does Your Home Insurance Cover Water Damage?

Regardless of the cause of the water damage in your home, it can cost you a significant amount of money. Though there can be numerous reasons of water damage, pipe burst, severe weather, and floods are ... Read More
trampoline safety

Jul 1 2021

Home Insurance

Getting a Pool or Trampoline May Lead to Higher Homeowner’s Insurance Costs

When was the last time you reviewed your homeowner’s insurance policy? If you haven’t for quite a while, now would be a good time to do it and find out whether your house has decreased or ... Read More
truck driver

Jun 24 2021

Insurance Tips

7 Things All Trucking Businesses Need to Know

1. You must understand that insurance premiums are high. For many people starting their own trucking business, they make the decision to go into business for themselves because they hear from friends that trucking is profitable. ... Read More
hail storm

Jun 22 2021

Home Insurance

Is My House Protected from Hail?

Living in areas that frequently experience hurricanes, tornadoes, and storms increases the odds of property damage. While standard insurance policy offers coverage for hail, you need “windstorm insurance” if your area is prone to frequent hail ... Read More
house for rent

Jun 22 2021

Home Insurance

How to Put Your Property up for Rent in Atlanta

Most people consider Atlanta the main hub of the South because of its scenic and strategic location. The bustling city has rising numbers of workers and tourists, making it an attractive haven for many realtors and ... Read More

Apr 26 2021

Home Insurance

Is your home really safe with insurance?

Is your homeowners' policy covering everything you need it to? Maybe, maybe not. Now's the time to check on these five areas.
preventing-mold-home

How To Prevent Mold in Your Home

Jan 28, 2016

Mold can be very damaging to a home and to your family’s health. It can develop over a long period of time behind walls and under carpeting without providing any indication of its presence. During that … Read More

underinsuring-home

Are You Underinsuring Your Home?

Jan 13, 2016

If you’re like most Americans, your home is your largest investment. You put a lot of money into purchasing it, paying off the mortgage, and keeping it running. But you also put a great deal of … Read More

roof-tips-maintenance

5 Roof Maintenance Tips to Reduce Wear and Tear

Jan 6, 2016

The roof of your home not only protects your family and belongings, but it also helps secure the structural integrity of the property. With that in mind, your home insurance company is very much focused on … Read More

home insurance deductible insruancehub blog

Home Insurance Deductible: How Much Is Too Much?

Dec 28, 2015

Home insurance deductibles give you some freedom in selecting the amount you’ll pay on your insurance plan. Deductibles are what you’ll pay first before your insurance kicks in when you file a claim. For example, if … Read More

national-safe-toys-gifts

National Safe Toys & Gifts Month

Dec 16, 2015

National Safe Toys and Gifts Month reflects an effort to draw attention to some of the most common hazards encountered when giving away items to children and adults. If you are not careful, then a gift … Read More

10 Tips for Enjoying the Geminid Meteor Shower

Dec 9, 2015

The Geminid meteor show puts on an amazing show every year in December. It is going to be most visible this year from Dec. 13 in the evening to Dec. 14 just before dawn. Here are … Read More

keep-toasty-winter-soup

Keep Toasty With A Great Winter Soup

Dec 2, 2015

Something that can take the chill off in winter is a good bowl of rich soup. Winter soups are distinctive because they tend to be hearty, warm and full of flavor. They are unlike lighter summer … Read More