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Truck Driver Turnover

Sep 28 2022

Transportation

How to Combat Truck Driver Turnover

Truck driver turnover is common in the transportation industry. This is an issue for many motor carriers; more than 80% of fleets report high turnover rates. Because all these drivers are choosing to leave, these companies ... Read More
cargo insurance rates

Sep 22 2022

Insurance

How To Save on Cargo Insurance Rates

Cargo insurance protects the goods you transport, so if you suffer a loss such as theft, fire, crash, or collision that damages your shipment, you’ll be protected. Additionally, it’ll cover the expense of removing debris from ... Read More
bobtail insurance

Sep 13 2022

Insurance

What’s the Difference between Non-Trucking Liability and Bobtail Insurance?

Regardless of whether you’re an owner-operator or independent contractor, it’s critical to have adequate truck insurance. Despite the safety measures and training requirements you’ve put in place, operating a commercial motor vehicle is considered a high-risk ... Read More
Long Distance Trucking

Sep 8 2022

Transportation

Tips for Long Distance Trucking

Truckers who deliver freight over long distances have a lot of responsibility on their shoulders. They experience several challenges on the road besides just traffic and bad weather, many spend countless hours on the road leading ... Read More
Safety Programs

Sep 1 2022

Insurance

How Safety Programs Can Lower Truck Insurance Costs

With help from safety programs, you can save your company money, improve productivity, and increase employee morale on the road.
flatbed drivers

Aug 25 2022

Transportation

Loading Safety Tips for Flatbed Drivers

All drivers should be properly trained to handle each kind of vehicle they drive; however, flatbed truck drivers have special safety concerns because of the open nature of the vehicle. Because flatbed trucks tend to carry ... Read More
hot shot insurance

Aug 19 2022

Insurance

A Guide to Hot Shot Insurance Coverage

A hot shot truck is used to transport items that are too large to fit in a conventional semi truck. Animals, farming equipment, construction materials, and automobiles are examples of such items. Traditionally, this freight is transported ... Read More
Truck Insurance Filings

Aug 12 2022

Insurance

What to Know about Truck Insurance Filings

If you’re in the transportation business then you need to adhere to federal and state insurance requirements. The Surface Transportation Board and the Federal Motor Carrier Safety Administration are federal agencies that regulate and oversee interstate ... Read More
Interstate vs intrastate trucking

Aug 8 2022

Business Insurance

The Difference Between Intrastate vs. Interstate Trucking

If you have a trucking business, your vehicles cover a lot of ground. Sometimes that ground is within the borders of one state, or sometimes that ground takes truckers through multiple states (or even countries). So ... Read More
dry van

Aug 4 2022

Transportation

What’s a Dry Van Used For?

A dry van, also known as a semi truck, is one of the most common modes for transporting freight across the country. These trucks have a large enclosed trailer meant to carry dry, non-perishable goods. Trucking ... Read More
Straight Trucks and Semi Trucks

Jul 28 2022

Transportation

Key Differences between Straight Trucks and Semi Trucks

Are you looking to start your own hauling business or fleet? If so, you may be wondering which truck type is perfect for you. Every truck has its advantages and disadvantages, and it’s up to you ... Read More
how much does it cost to tow a car

Jul 25 2022

Auto Insurance

How Much Does It Cost to Tow a Car if I Call a Tow Truck Company?

Calling a tow truck is probably not something you planned to do, and it may not be something you’re particularly happy to do. Your first question might be how much it will cost to repair your ... Read More
Reducing Workers Compensation Costs

Jul 22 2022

Business Insurance

Reducing Workers Compensation Costs at Your Trucking Business

Is your transportation business burdened by rising workers compensation costs? If so, you’re not alone. Others in the industry have attempted to reduce insurance costs and spending by controlling internal activities, but we have a different ... Read More
Commercial Auto Insurance Rates

Jul 14 2022

Transportation

4 Major Factors That Influence Commercial Auto Insurance Rates

Commercial auto insurance has a wide range of exposures, and several industry changes, as well as the severity and frequency of claims, have had a major impact on insurance carriers. In fact, many are struggling to ... Read More
Operation Safe Driver Week

Jul 8 2022

Transportation

What to Know About Operation Safe Driver Week

Operation Safe Driver Week is almost here, and it’s coming in “fast”. See the emphasis on “fast”? The focus of this year’s Operation Safe Driver Week is speeding and risky driving behaviors. While the theme for ... Read More
distracted driving

Jun 30 2022

Transportation

Ways to Stop Distracted Driving

Distracted driving has always been a safety concern in some form or another. However, the widespread increase in cellphone use over the past decade has put an increased focus on the hazard of distracted drivers. It ... Read More
retain commercial drivers

Jun 22 2022

Transportation

How to Attract and Retain Commercial Drivers

Commercial fleets need to maintain a workforce of loyal, qualified drivers to succeed. But recently, increased demand for freight volume has highlighted an ongoing driver shortage that’s left many motor carriers operating under capacity. To attract ... Read More
occupational accident coverage

Jun 15 2022

Transportation

Occupational Accident Coverage Can Protect Your Trucking Company

Trucking is a dangerous industry, with a high occurrence of injury and death due to the long hours and inclement conditions truck drivers must endure. You know that it is important to protect your employee drivers ... Read More
tips for new truck drivers

Jun 8 2022

Transportation

Tips for New Truck Drivers

Truck drivers play a crucial role in our supply chain. So, if you’re looking to get started in the trucking industry then you’re in the right place. It’s not an easy task and a lot of ... Read More
hot shot trucking

Jun 2 2022

Transportation

A Guide to Hot Shot Trucking

Shippers and brokers have loads that need to be transported from one location to another. Therefore, they depend on hot shot trucking companies to get the job done. These professionals are trained to haul critical and ... Read More
reefer safety

May 26 2022

Transportation

Reefer Safety Tips

Reefer trucks are essential for delivering temperature-sensitive products safely, and refrigerated products no longer include only food. Properly maintaining a reefer unit is the key to delivering an undamaged product, whether it’s perishable food, sensitive electronic ... Read More
Tanker Truck Insurance

May 20 2022

Transportation

A Guide to Tanker Truck Insurance

There are plenty of dangers and hazards involved with operating a tanker truck. If you run a company and want to protect it, getting tanker truck insurance is a must. That being said, this type of ... Read More
Pickup Truck Insurance

May 18 2022

Auto Insurance

Do I Need Pickup Truck Insurance?

If you’re using your pickup for business use then you’ll need pickup truck insurance. This coverage is vastly different than just a regular auto insurance policy. If you’re new to the business and wondering whether or not ... Read More
Tow Truck Insurance Cost

May 13 2022

Transportation

What Does Tow Truck Insurance Cost?

As we all know, insuring a commercial vehicle is by no means cheap. If you’re wondering how much does a tow truck cost, refer to Tow Truck Insurance Rates for more information. Therefore, by working with ... Read More
flatbed truck driver

May 10 2022

Transportation

Pros and Cons of Being a Flatbed Truck Driver

Being a flatbed truck driver has its advantages and disadvantages. In this role, you’ll be responsible for hauling all sorts of goods that standard trucks can’t. This can include forklifts, equipment, mobile homes, machinery, and so ... Read More
semi truck insurance cost

May 5 2022

Transportation

What Does Semi Truck Insurance Cost?

It’s impossible to give a definitive answer to the question, “how much is semi truck insurance?” The reason for this is commercial truck insurance costs vary widely and depend on several different factors. As I’m sure ... Read More
challenges with refrigerated trucks

Apr 29 2022

Transportation

Challenges with Refrigerated Trucks

Refrigerated trucks play a crucial role in transporting perishable items across the country. Without them, we’d have bare shelves in our grocery stores! Furthermore, keeping the goods at their designated temperature throughout the transportation process is ... Read More
reefer truck insurance

Apr 28 2022

Transportation

Reefer Truck Insurance: What to Know

The primary purpose of a truck insurance policy is to protect your business against a wide variety of threats. The same goes for refrigerated trucks. Reefer trucks facilitate in transporting perishable items that have to remain ... Read More
car hauler insurance coverage

Apr 22 2022

Transportation

A Guide to Car Hauler Insurance Coverage

In 2019 alone, the car hauling industry generated more than $12 billion. This is a significant jump from the year 2014. As you could predict, the car hauling business has become quite desirable in the eyes ... Read More
car hauler insurance cost

Apr 20 2022

Transportation

Car Hauler Insurance Cost: What to Know

Car haulers are used for transporting vehicles for auto body shops, car dealerships, repossession companies, and more. These trucks are essential in the transportation industry and without them, we wouldn’t be able to leave our house! ... Read More
loads for your hot shot

Apr 15 2022

Transportation

Finding Loads for Your Hot Shot Trucking Business

You need profitable loads to survive in the hot shot trucking industry. In fact, there would be no trucking industry without loads. We understand how stressful it can be to secure a profitable and quality load ... Read More

Apr 12 2022

Transportation

What Does Hot Shot Insurance Cost?

Typically, the annual cost for hot shot insurance ranges between $7,000 and $12,000. The average cost per year is $10,284 for the businesses that are new and have one truck and trailer. Note that multiple factors ... Read More
nighttime driving tips for truck drivers

Apr 7 2022

Transportation

Nighttime Driving Tips for Truck Drivers

The danger of driving at night is worse for trucks, which have longer stopping distances than a passenger car. Darkness makes it more difficult to see hazards, and the empty roads and lack of light can ... Read More
cost of dump truck insurance

Apr 4 2022

Business Insurance

What Affects the Cost of Dump Truck Insurance?

If you have a dump truck business, you know you need to have the right insurance. Your trucks and your business are your livelihood, so you need to make sure that they’re protected. However, getting insurance ... Read More
dot clearinghouse violation

Mar 31 2022

Transportation

The Top DOT Clearinghouse Violation

Back in January 2020, the FMCSA launched an online database where information regarding drivers’ drug and alcohol testing is stored. This is referred to as the DOT Clearinghouse and carriers must run queries on new hires ... Read More
new entrant safety audit

Mar 25 2022

Transportation

New Entrant Safety Audit: What to Know

Trucking companies have to follow many rules and regulations to ensure everyone on the road stays safe. Therefore, a new trucking company will need to go through a major safety audit within its first 12 months. ... Read More
csa score

Mar 23 2022

Transportation

How to Improve Your CSA Score

CSA stands for compliance, safety, and accountability. It’s a program put in place by the government to ensure fleets are participating in safe practices. Your score determines whether or not you’ll get a visit from the ... Read More
homeowners insurance policy questions

Mar 18 2022

Home Insurance

Homeowners Insurance Policy Questions & Answers

The best time to learn about what’s included in a basic homeowners insurance policy is before you have a claim. We’ve gathered the answers to the most common “Am I covered if…” questions about your homeowners ... Read More
rear-end truck crashes

Mar 17 2022

Transportation

How to Prevent Rear-End Truck Crashes

According to the FMCSA, there are around 400,000 truck crashes each year. Of those 400,000, 18% of them are rear-end collisions. This is because commercial vehicles are harder to maneuver than passenger vehicles. Essentially, more time ... Read More
home theft prevention

Mar 11 2022

Home Insurance

Home Theft Prevention Tips

No home is immune to the risk of theft. Whether you’re looking to protect your home while you are on an extended vacation or simply away at work for the day, it’s important to take precautions ... Read More
flatbed truck safety

Mar 10 2022

Transportation

Flatbed Truck Safety Tips

Being a flatbed truck driver can be risky since the cargo is exposed and typically oversized. Each load is different, but all truckers share a common goal: to get the shipment to its desired location safely. ... Read More
truck insurance renewal

Mar 2 2022

Transportation

Truck Insurance Renewal – What to Expect

Renewing your truck insurance can be very overwhelming and perhaps frustrating. However, you’ll have to deal with renewals once a year if you’re a trucker or run your own fleet. Many in the trucking industry have ... Read More

Feb 25 2022

Home Insurance

Understanding the 80% Rule for Home Insurance

When it comes to your home, making sure you’re adequately insured is of the utmost importance. Despite this, many homeowners are unaware of the “80% rule” for home insurance and, as a result, find themselves underinsured ... Read More
box truck insurance

Feb 23 2022

Transportation

What’s Box Truck Insurance?

Box trucks are widely used by many businesses and play an essential role in the supply chain. This is how it works, they pick up cargo from a warehouse and deliver it to the designated delivery ... Read More
winter weather driving

Feb 16 2022

Auto Insurance

Winter Weather Driving Tips

Severe winter weather conditions are a serious concern for most drivers. This is because the weather conditions usually worsen in the winter due to ice and snow. As a result, there’s an increased number of accidents ... Read More
save on home insurance

Feb 9 2022

Home Insurance

9 Ways to Save on Your Home Insurance

Home insurance costs homeowners around $1,200 a year on average. If we’re being honest, you may be paying more than you need to. Luckily, there are a few ways you can save on your home insurance. ... Read More
small business

Feb 2 2022

Business Insurance

Top Threats to Small Businesses

There are over 31.7 million small businesses in the US, and this number is increasing drastically. As you know, there are many benefits to owning your own business, but that doesn’t mean there are no risks ... Read More
preparing your home for vacation

Jan 27 2022

Home Insurance

Preparing Your Home for Vacation

Vacations should be stress-free and easy-going. However, enjoying trips to the fullest is a bit difficult if you constantly worry about your property back home. It’s quite understandable if you’re worried about the security of your ... Read More
home security system

Jan 20 2022

Home Insurance

Save Money by Installing a Smart Home Security System

Having a smart home security system is a great way to avoid burglaries, theft, and unwanted intruders. Due to the advancements in technology, security systems have become more connected. For example, most systems now include smart ... Read More
save money on your electric bill in the winter

Jan 18 2022

Home Insurance

How to Save Money on Your Electric Bill This Winter

During the winter you’ll typically be paying more for your electric bill, especially if you live in a colder region. This is because people stay inside more in the winter compared to other months. Therefore, you’ll ... Read More

Protect Your Jewelry From Thieves

May 10, 2016

Whether it’s an engagement ring, a wedding ring or a family heirloom, your jewelry is something that is personally important to you. It is more than just a ring or a bracelet. These important, and often valuable, … Read More

How to prevent slipping and tripping lawsuits

May 5, 2016

What can you do to avoid lawsuits from clients or employees tripping or slipping on site? Just as you take the time to do preventive maintenance on your car or home, it is imperative to perform … Read More

Prevent house fires from your wood stove with these safety tips

May 3, 2016

Are you using these proven safety tips with your wood stove to prevent house fires? Nothing is warmer and cozier than sitting in front of a wood burning stove or fire place. If you never had a … Read More

How To Avoid Employment Practices Lawsuits

Apr 28, 2016

Thousands of small business owners just like you open themselves up to lawsuits because of unlawful employment practices and hiring policies. Plain liability insurance may not be enough, which is why they make employment practices liability insurance.

Tips for fire extinguisher safety

Apr 26, 2016

Which fire extinguisher should I get? One of the best ways to protect your home from fire is to simply have a fire extinguisher on hand. This fact raises a few questions: What are the common fire extinguisher types … Read More

Controlling Liability Risks In Your Business

Apr 21, 2016

Liability insurance isn’t enough to protect your business. You must limit your business risks. What would you do if someone slipped, fell, and sued your company? Nobody wants to think about this situation, but lawsuits happen.  It comes down to this: … Read More

Should I Get An Apartment Security System?

Apr 19, 2016

We have discussed the importance of protecting your home with a security system & the cost benefits of a monitored alarm system. But what if you live in an apartment complex?  Do you feel that it is important … Read More

Helpful Tips On How To Protect Your Home From Burglary

Apr 14, 2016

Burglars look for easy homes to break into. How does your home stack up? Did you know that in 2013: 1,559,284 people were arrested for property crimes? Victims of burglary offenses suffered an estimated $4.5 billion in property losses? … Read More

A Security System Could Help Save On Your Homeowners Insurance

Apr 12, 2016

Could a home security system or burglar alarm system help you save on your homeowners? The answer is yes and in a moment we will show you how you can start saving immediately. But first, just suppose you … Read More

4 Kinds Of Theft That Your Business Faces

Apr 8, 2016

Unfortunately, businesses face all different kinds of theft. How vulnerable are you? First, we will identify the 4 main types of theft affecting business today. Then, we will give a few suggestions on how to minimize your risk.

7 Tips To Reduce Employee Theft

Apr 5, 2016

Business owners want to think that their employees are honest and loyal They want to believe that their employees would never steal from them. But, that’s unfortunately not the case for many business owners.

18 Tips To Reduce Commercial Motor Vehicle Risks

Apr 1, 2016

Business car insurance can be expensive, which is why we are sharing these 18 tips to reduce your risk and liability as a business owner. It is important to do everything you reasonably can to hire safe … Read More

How Key Disability Insurance Can Save Your Business

Mar 29, 2016

Suppose your top producer had a terrible accident this very afternoon. Your best employee is hospitalized with broken bones all over their body. Their doctor demands 6 months bed rest and physical therapy. And, that is a best case scenario. … Read More

Understanding Information Technology & Why You Need To Manage Your Risks

Mar 25, 2016

How would you define information technology (IT)? One simple definition is that IT is the application of computers and telecommunications equipment to store, retrieve, transmit and manipulate data. Lets go even simpler. You can say it is a synonym for … Read More

Property Insurance Losses Not Covered In A Basic BOP

Mar 22, 2016

You already recognize the power of a good business property insurance policy. In our previous blog post concerning this topic, we discussed what losses were covered. In this post, we discuss causes of loss that aren’t normally covered. What isn’t covered … Read More

What Is Property Insurance & What Does It Cover?

Mar 18, 2016

Just suppose your business property was hit by: Lightning Fire Hurricane A Burglar An Embezzler What would you do? Hopefully, these things will never happen to your company, but an astute business owner however protects himself/herself and their company from … Read More

Key employee insurance can help your business if an important employee passed away.

Key Employee Insurance: What if an important employee died tonight?

Mar 15, 2016

What is key employee life insurance? Just suppose your CEO died tonight. Think about what would happen if your number 1 sales person passed away tomorrow. What would you do? First, think of the emotional pain. Second, think of the … Read More

6 Ways To Keep Business Premiums Down

Mar 11, 2016

If you looking for ways to lower your commercial insurance rates, then you are not alone. Nowadays, it seems like every business owner is trying to find ways to reduce costs and cut expenses. So, the $99,000 question … Read More

60% Of All Home Businesses Are In Danger

Mar 8, 2016

Will you make this common mistaken that 60% of all home business owners are making? Do you run a home business? Are you thinking of starting one? Read closely so you do not fall into the trap that 6 out … Read More

Check out the following tips for buying business insurance.

Five Tips for Buying Business Insurance

Mar 4, 2016

So, you are shopping for small business insurance? Well, kudos to you for seeing the importance of protecting your business! Each year, there are thousands of small business owners just like you that not only lose their business, but also … Read More

Get An Annual Business Insurance Checkup

Mar 1, 2016

What is an annual business checkup and why you should be getting one? Please don’t mistake buying business insurance as a one time event. Instead, it should be an annual event just like going to the doctor. Really. … Read More

How To Choose An Insurance Agent For Your Business

Feb 26, 2016

Are all insurance agents alike? Could just any old agent help you protect your business? How can you find the right broker to work with? We will try to answer these questions in this article. To get started, here’s … Read More

There are different ways to insure a home-based business.

3 Ways To Insure Your Home-Based Business

Feb 23, 2016

You’re here, so thankfully you see the importance of insuring your home-based business. Unfortunately, 6 out of 10 home business owners don’t get this. A standard home insurance policy simply isn’t enough!

Make Sure Your Coverage Matches Your Business Size

Feb 19, 2016

How To Match Your Insurance To Your Business If you have a home-based business, a small business or a worldwide business, read closely about how to select the right coverage for your company. Choosing the right type and … Read More

What is a Business Owners Policy?

Feb 16, 2016

What is a business owners policy and how can it help you save money on your small business insurance? If you are a small business owner shopping for commercial insurance, then read closely. Did you ever go to a restaurant … Read More

Are you using these space heater safety tips?

Feb 11, 2016

Prevent House Fires using these space heater safety tips As winter draws near you might want to take out your little space heater to take the chill out of the morning air. Well, STOP. Don’t do anything … Read More

Electrical Safety Tips To Protect Your Family And Home

Feb 8, 2016

Do you know and respect these electrical safety tips? Here is the scoop on electrical fires. Did you know that the National Fire Protection Association reports that electrical cords and temporary wiring are responsible for more than 21,000 … Read More

Safety tips to prevent kitchen cooking fires

Feb 4, 2016

Will you use these cooking safety tips to prevent kitchen fires? Nothing beats a good old fashioned home cooked meal. Perhaps you still have good memories of mom teaching you to cook when you were a … Read More

preventing-mold-home

How To Prevent Mold in Your Home

Jan 28, 2016

Mold can be very damaging to a home and to your family’s health. It can develop over a long period of time behind walls and under carpeting without providing any indication of its presence. During that … Read More

underinsuring-home

Are You Underinsuring Your Home?

Jan 13, 2016

If you’re like most Americans, your home is your largest investment. You put a lot of money into purchasing it, paying off the mortgage, and keeping it running. But you also put a great deal of … Read More

roof-tips-maintenance

5 Roof Maintenance Tips to Reduce Wear and Tear

Jan 6, 2016

The roof of your home not only protects your family and belongings, but it also helps secure the structural integrity of the property. With that in mind, your home insurance company is very much focused on … Read More

home insurance deductible insruancehub blog

Home Insurance Deductible: How Much Is Too Much?

Dec 28, 2015

Home insurance deductibles give you some freedom in selecting the amount you’ll pay on your insurance plan. Deductibles are what you’ll pay first before your insurance kicks in when you file a claim. For example, if … Read More

national-safe-toys-gifts

National Safe Toys & Gifts Month

Dec 16, 2015

National Safe Toys and Gifts Month reflects an effort to draw attention to some of the most common hazards encountered when giving away items to children and adults. If you are not careful, then a gift … Read More

10 Tips for Enjoying the Geminid Meteor Shower

Dec 9, 2015

The Geminid meteor show puts on an amazing show every year in December. It is going to be most visible this year from Dec. 13 in the evening to Dec. 14 just before dawn. Here are … Read More

keep-toasty-winter-soup

Keep Toasty With A Great Winter Soup

Dec 2, 2015

Something that can take the chill off in winter is a good bowl of rich soup. Winter soups are distinctive because they tend to be hearty, warm and full of flavor. They are unlike lighter summer … Read More