InsuranceHub Blog

A Guide to Tanker Truck Insurance

There are plenty of dangers and hazards involved with operating a tanker truck. If you run a company and want to protect it, getting tanker truck insurance is a must. That being said, this type of ... Read More

May 18 2022

Do I Need Pickup Truck Insurance?

If you’re using your pickup for business use then you’ll need pickup truck insurance. This coverage is vastly different than just a regular auto insurance policy. If you’re new to the business and wondering whether or not ... Read More

May 13 2022

What Does Tow Truck Insurance Cost?

As we all know, insuring a commercial vehicle is by no means cheap. Therefore, by working with a company that specializes in insurance for towing businesses, you can get the best rates. Not only that, but ... Read More

May 10 2022

Pros and Cons of Being a Flatbed Truck Driver

Being a flatbed truck driver has its advantages and disadvantages. In this role, you’ll be responsible for hauling all sorts of goods that standard trucks can’t. This can include forklifts, equipment, mobile homes, machinery, and so ... Read More

May 5 2022

What Does Semi Truck Insurance Cost?

It’s impossible to give a definitive answer to the question, “how much is semi truck insurance?” The reason for this is commercial truck insurance costs vary widely and depend on several different factors. As I’m sure ... Read More

Apr 29 2022

Challenges with Refrigerated Trucks

Refrigerated trucks play a crucial role in transporting perishable items across the country. Without them, we’d have bare shelves in our grocery stores! Furthermore, keeping the goods at their designated temperature throughout the transportation process is ... Read More

Apr 28 2022

Reefer Truck Insurance: What to Know

The primary purpose of a truck insurance policy is to protect your business against a wide variety of threats. The same goes for refrigerated trucks. Reefer trucks facilitate in transporting perishable items that have to remain ... Read More

Apr 22 2022

A Guide to Car Hauler Insurance Coverage

In 2019 alone, the car hauling industry generated more than $12 billion. This is a significant jump from the year 2014. As you could predict, the car hauling business has become quite desirable in the eyes ... Read More

Apr 20 2022

Car Hauler Insurance Cost: What to Know

Car haulers are used for transporting vehicles for auto body shops, car dealerships, repossession companies, and more. These trucks are essential in the transportation industry and without them, we wouldn’t be able to leave our house! ... Read More

Apr 15 2022

Finding Loads for Your Hot Shot Trucking Business

You need profitable loads to survive in the hot shot trucking industry. In fact, there would be no trucking industry without loads. We understand how stressful it can be to secure a profitable and quality load ... Read More

Apr 12 2022

What Does Hot Shot Insurance Cost?

Typically, the annual cost for hot shot insurance ranges between $7,000 and $12,000. The average cost per year is $10,284 for the businesses that are new and have one truck and trailer. Note that multiple factors ... Read More

nighttime driving tips for truck drivers

Apr 7 2022

Nighttime Driving Tips for Truck Drivers

The danger of driving at night is worse for trucks, which have longer stopping distances than a passenger car. Darkness makes it more difficult to see hazards, and the empty roads and lack of light can ... Read More

Apr 4 2022

What Affects the Cost of Dump Truck Insurance?

If you have a dump truck business, you know you need to have the right insurance. Your trucks and your business are your livelihood, so you need to make sure that they’re protected. However, getting insurance ... Read More

Mar 31 2022

The Top DOT Clearinghouse Violation

Back in January 2020, the FMCSA launched an online database where information regarding drivers’ drug and alcohol testing is stored. This is referred to as the DOT Clearinghouse and carriers must run queries on new hires ... Read More

Mar 25 2022

New Entrant Safety Audit: What to Know

Trucking companies have to follow many rules and regulations to ensure everyone on the road stays safe. Therefore, a new trucking company will need to go through a major safety audit within its first 12 months. ... Read More

Mar 23 2022

How to Improve Your CSA Score

CSA stands for compliance, safety, and accountability. It’s a program put in place by the government to ensure fleets are participating in safe practices. Your score determines whether or not you’ll get a visit from the ... Read More

Mar 18 2022

Homeowners Insurance Policy Questions & Answers

The best time to learn about what’s included in a basic homeowners insurance policy is before you have a claim. We’ve gathered the answers to the most common “Am I covered if…” questions about your homeowners ... Read More

Mar 17 2022

How to Prevent Rear-End Truck Crashes

According to the FMCSA, there are around 400,000 truck crashes each year. Of those 400,000, 18% of them are rear-end collisions. This is because commercial vehicles are harder to maneuver than passenger vehicles. Essentially, more time ... Read More

Mar 11 2022

Home Theft Prevention Tips

No home is immune to the risk of theft. Whether you’re looking to protect your home while you are on an extended vacation or simply away at work for the day, it’s important to take precautions ... Read More

Mar 10 2022

Flatbed Truck Safety Tips

Being a flatbed truck driver can be risky since the cargo is exposed and typically oversized. Each load is different, but all truckers share a common goal: to get the shipment to its desired location safely. ... Read More

Mar 2 2022

Truck Insurance Renewal – What to Expect

Renewing your truck insurance can be very overwhelming and perhaps frustrating. However, you’ll have to deal with renewals once a year if you’re a trucker or run your own fleet. Many in the trucking industry have ... Read More

Feb 25 2022

Understanding the 80% Rule for Home Insurance

When it comes to your home, making sure you’re adequately insured is of the utmost importance. Despite this, many homeowners are unaware of the “80% rule” for home insurance and, as a result, find themselves underinsured ... Read More

Feb 23 2022

What’s Box Truck Insurance?

Box trucks are widely used by many businesses and play an essential role in the supply chain. This is how it works, a box truck picks up cargo from a warehouse and delivers it to the ... Read More

Feb 16 2022

Winter Weather Driving Tips

Severe winter weather conditions are a serious concern for most drivers. This is because the weather conditions usually worsen in the winter due to ice and snow. As a result, there’s an increased number of accidents ... Read More

Feb 9 2022

9 Ways to Save on Your Home Insurance

Home insurance costs homeowners around $1,200 a year on average. If we’re being honest, you may be paying more than you need to. Luckily, there are a few ways you can save on your home insurance. ... Read More

Feb 2 2022

Top Threats to Small Businesses

There are over 31.7 million small businesses in the US, and this number is increasing drastically. As you know, there are many benefits to owning your own business, but that doesn’t mean there are no risks ... Read More

Jan 27 2022

Preparing Your Home for Vacation

Vacations should be stress-free and easy-going. However, enjoying trips to the fullest is a bit difficult if you constantly worry about your property back home. It’s quite understandable if you’re worried about the security of your ... Read More

Jan 20 2022

Save Money by Installing a Smart Home Security System

Having a smart home security system is a great way to avoid burglaries, theft, and unwanted intruders. Due to the advancements in technology, security systems have become more connected. For example, most systems now include smart ... Read More

save money on your electric bill in the winter

Jan 18 2022

How to Save Money on Your Electric Bill This Winter

During the winter you’ll typically be paying more for your electric bill, especially if you live in a colder region. This is because people stay inside more in the winter compared to other months. Therefore, you’ll ... Read More

Jan 13 2022

RV Driving Tips

Driving an RV is completely different than driving a car. Whether you’re a new driver or experienced, operating a motorhome can be intimidating. Since they’re much larger than your standard vehicle, it will take some time ... Read More

Jan 11 2022

Insurance Tips for Newlyweds

Marriage is a huge milestone and it brings significant changes in every aspect of your life. Therefore, it’s the right time to sit down and discuss crucial financial aspects, such as your insurance needs. Once you ... Read More

Jan 7 2022

Ways to Reduce the Risks of a Home Based Business

Running a home-based business can be a great way to generate income; however, there are always unforeseen risks involved. For example, you could experience a power outage due to weather conditions, impacting your production and distribution. ... Read More

Jan 5 2022

Life Events That Can Affect Your Insurance

Life is unpredictable but having a good insurance plan provides financial stability against unwanted events. However, there are a few life events that may impact your insurance needs. These events may increase or lower your insurance ... Read More

Dec 30 2021

What to Do if Your Car Gets Stuck in the Mud

Having to get your car out of mud can be incredibly challenging. Certain tips and tricks can make the process a little easier. In some instances, you may be located on a trail or off the ... Read More

Dec 20 2021

9 Ways to Maintain a Tidy Home

Keeping a home clean and hygienic doesn’t have to be difficult or overwhelming. You can have a nice, spotless home if you follow some basic cleaning tips. Here’s a quick breakdown for you.

Dec 16 2021

How to Keep Your Car Insurance Rates Low

The cost of car insurance keeps changing based on various factors, including your age, location, gender, etc. However, car insurance rates changed a lot in 2021. Rising demand for vehicles and an increasing number of accidents ... Read More

Dec 14 2021

Insurance

Save Thousands by Purchasing Life Insurance While You’re Young

Life insurance provides financial security to family members in case the policyholder passes away. It can help your spouse, parent, or anyone that you add as a beneficiary. Life insurance companies offer lower premiums when you’re ... Read More

Dec 8 2021

Common Auto Insurance Policy Questions

9 Common Auto Insurance Questions If a friend drives my car, is he or she covered by my policy? Since most insurance coverage is connected directly to the car, if someone else borrows your car occasionally, ... Read More

Dec 7 2021

Insurance

To Bundle, or Not to Bundle Your Insurance

If you’ve ever shopped around for insurance, you’ve likely been asked if you want to bundle your policies—in other words, combine your home or renters, auto, and life insurance policies with the same carrier. Although you ... Read More

Dec 1 2021

Home Insurance Tips for a First-Time Homebuyer

If you’re a first-time homebuyer, selecting the most effective homeowners insurance policy can be challenging. You need to consider several factors depending on your location and the type of insurance you need. Experts believe that having ... Read More

Nov 30 2021

Ways to Manage Your Small Business Insurance

There are several important decisions a startup needs to make to become successful. For starters, you’ll need to determine what insurance you need to protect your business, employees, and customers. Insurance can protect your small business ... Read More

Nov 23 2021

Preparing Your Vehicle and Home for the Winter

Whether you reside in the Midwest or Northeast, you must know the winter drill. In these regions, you’ll experience below freezing temperatures on a daily basis during the winter. These areas have around three to four ... Read More

Nov 19 2021

Will My Insurance Company Cover the Costs of a Rental Car?

Car insurance offers coverage in a variety of ways. Such as, if you get into an accident and cause damage to someone else’s car or property. Furthermore, if the other party is injured in the accident ... Read More

Nov 17 2021

Insurance Tips for Turkey Day

There are many ways to celebrate Thanksgiving. But, nothing beats the celebration of Thanksgiving like a real oven-roasted turkey. This special day has always featured a home-roasted turkey, which goes at the center of the table ... Read More

Nov 10 2021

Do I Need to Let My Insurer Know When I Make Home Improvements?

Making home improvements can add to the value of your home. Most people inform their friends and family when they’re renovating; however, your insurance provider should be the first one to know about it. It’s vital ... Read More

Nov 9 2021

8 Common Car Insurance Myths

Car insurance can be quite complex and often times difficult to understand. With all the information available to policyholders, it can be challenging to decipher the facts from myths. Knowing what’s covered under your auto policy ... Read More

Nov 4 2021

The Best Homeowners Insurance for Seniors

With the right homeowners insurance, seniors can have peace of mind and focus on the things that are important. These can include spending time with family or enjoying retirement. But what’s the best home insurance for ... Read More

Nov 2 2021

What Happens if My Home Insurance Lapses?

As a homeowner, your home insurance policy lapsing can mean bad news for your property. If your home faces damage during this period, your insurance company won’t compensate you. But how can a home insurance policy ... Read More

Oct 28 2021