Everyone can agree that a good tip is beneficial. On the InsuranceHub blog, we’ve created several to assist you with the insurance quoting and purchasing experience. Sometimes when you don’t know where to start or what to do a good tip can point you in the right direction. We love getting some great tips about insurance, safety, and life in general. What we really enjoy doing is passing those tips along so that they can help other people. Life is complicated, but hopefully some of our “tips” will help to simplify things for you.
From pro tips, such as how to file an insurance claim, to tips on how to get the best and cheapest home insurance, InsuranceHub has great information for you. Our goal is to help make the insurance process as easy as possible on you.
If you’ve ever shopped around for insurance, you’ve likely been asked if you want to bundle your policies—in other words, combine your home or renters, auto, and life insurance policies with the same carrier. Although you have the option to shop around individually for each policy, it almost always makes sense to have the same carrier cover as many of your policies as possible.
In this article, we go over when it’s a good idea to bundle and when it’s not.
If you think your homeowners insurance policy covers all your valuables, you’re mistaken. Most policies exclude coverage for certain items or limit it. These limits are put in place to keep homeowners policies affordable.
These limits or exclusions typically apply to high end items that are stolen or damaged, such as jewelry, watches, art, purses, etc. For instance, most policies have a coverage amount of $1,000 or $1,500 for stolen jewelry. Therefore, if you have a piece of jewelry worth $2,000 stolen and your policy limit is $1,000, you’ll only receive that amount from your insurer to replace it.
Luckily for you, there’s an add-on that increases your coverage for valuable items. If you’re unsure if you need extra coverage for your valuables, here’s some tips to make an informed decision.
Do you own a property? If yes, then you must know that homeowners insurance is one expense you can’t avoid. The two important factors that decide the cost of home insurance rates are your home’s age and its location. However, the average insurance premium for homes is $1,192.
It may seem like a big expense, but keep in mind that you get the amount reimbursed if your property suffers any damages. That means having homeowners insurance is one way to protect your most valuable investment. Moreover, lenders or mortgage companies also require homeowners to buy homeowner insurance.
Regardless of the type of homeowners insurance you opt for, you need to ensure that you get the best policy for an affordable price. Here are a few tips to decrease your homeowners insurance rate.
Hard work is essential when it comes to establishing a small business. Though the decision to start your own is exciting, it can be risky. It requires you to put your career, personal finances, and time on the line to achieve your goals.
No matter how passionate you’re about becoming an entrepreneur, you shouldn’t ignore the risks that come along with it.
If you’ve never been in a boating accident, consider yourself lucky. Imagine the stress of a road accident, and combine it with the unfamiliarity and complexity of being on the water. Even if you’re lucky enough that no one gets hurt in the collision, you might still have to pay for expensive repairs. Whether you get hurt or end up damaging your boat, you should know your legal rights.
Here we’ve enlisted some basic things you must know to minimize the risks. We will also discuss how to navigate an insurance and negligence claim in these situations.
We are in the middle of the ideal season for road trips with friends and family. But unfortunately, this is also the time when road accidents occur at an alarmingly increasing rate. Millions of car crashes happen around this time of the year in the U.S alone. The damage one can suffer to their car is downright overwhelming. This is why people say it never hurts to be prepared for everything in advance, even a crash. Undoubtedly the first question one may ask is, will my insurance cover the damages to my car if I’m in an accident?
When was the last time you reviewed your homeowner’s insurance policy?
If you haven’t for quite a while, now would be a good time to do it and find out whether your house has decreased or increased in value. In fact, it is one way to prepare you for the due property taxes.
Although you may have kept the coverage in place, it may increase your homeowner’s costs if you have made any purchases or upgrades such as trampoline or an aboveground pool.
Of course, the purchases seem like good additions and make your home more relaxing and livable; however, they often lead to higher homeowner’s insurance cost. This is perhaps the reason why professionals emphasize on considering your insurance policy before adding these fun elements to your home.
If you’re interested in learning more about how home improvements may increase your homeowner’s insurance costs, keep on reading.
1. You must understand that insurance premiums are high. For many people starting their own trucking business, they make the decision to go into business for themselves because they hear from friends that trucking is profitable. … Read More
Most people consider Atlanta the main hub of the South because of its scenic and strategic location. The bustling city has rising numbers of workers and tourists, making it an attractive haven for many realtors and property investors to rent in Atlanta.
If you’re a property owner in the area, ensuring that your home quickly fills up or has occupants to prevent any interruption in rental income is essential. You can advertise or list your property yourself or hire a real estate agent to do the job.
Either way, knowing useful tips to put up your property for rent in Atlanta is important to succeed.
Here, we have listed some tips to help you prepare.
You did it — you finally paid off a credit card or made some serious strides with your finances. After this work has been accomplished, you may be awarded with a credit score increase. While this … Read More