Your home insurance does a lot of cool things. Yeah, it might seem like it’s just kind of there most of the time, but it’s protecting you from the possibility of financial loss. You might have some questions about what your home insurance covers – including whether home insurance covers personal belongings. We’ll explain how home insurance covers your possessions, how much personal belongings coverage you need, and the difference between replacement cost value and actual cash value coverage.
Insurance
Whether you have just a few assets or own multiple homes, automobiles, and businesses, insurance coverage is vital. Protecting your assets, managing risks, and making sure you have the best coverage for the best price is part of our daily goal here at InsuranceHub. We enjoy getting to know each of our clients and helping them identify the insurance coverages that are right for them. We can’t see the future and we don’t know when disaster will strike, so it’s essential to be prepared for anything.
We understand that you need a policy that’s crafted to protect you from your specific risks, not just a one-size-fits-all plan. You’re one of a kind, so your insurance policy should be, too! Our goal is to not only make insurance easy but also to become a trusted advisor and partner to each and every client. We can help you pinpoint all of the risks that you face, and we can help you get the coverage you need to be protected from them.
Jennifer Richmond’s positivity challenge encourages smiles and happiness
Here at InsuranceHub, we’re always blown away by the incredible people who make up our team. Today, we want to shine some spotlight on Jennifer Richmond, who works in our Employer Benefits Department. She’s on a mission to make the world a better place by channeling positivity and making people smile. She’s created a positivity challenge.
Don’t make these 8 mistakes when buying tow truck insurance
There’s a lot to consider when you get tow truck insurance, and it can get a little overwhelming. When you’re getting insurance in a high-risk industry like towing, it’s crucial that you get the right coverage to protect your business, your drivers, and your trucks. Check out the following common tow truck insurance mistakes so you know what to look out for when you’re buying tow truck insurance.
Can my home insurance company cancel my policy?
Home insurance might not be your favorite thing to think about, especially if you get a scary letter saying that your policy has been nonrenewed or canceled. Wait – can they even do that? Just drop your home insurance policy and leave you with no coverage? Well, the answer is yes, in certain circumstances. But first of all, we have to explain the difference between your policy being nonrenewed and your policy being canceled – they’re two different things, and the distinction makes a difference when you’re trying to get home insurance after losing your coverage. We’ll explain what nonrenewal is, what cancellation is, and why home insurance companies cancel insurance.
July 28th is National Insurance Awareness Day
July 28th is a very important day in the insurance world – and it’s one that we encourage you to observe! It’s National Insurance Awareness Day. Okay, okay, we get that insurance might not be the most exciting thing in the entire world. You might wonder why you should care about a day devoted to insurance of all things. While the Fourth of July might be a tad bit more exciting, that doesn’t mean National Insurance Awareness Day should be overlooked.
7 tips to create a culture of safety at your tow truck business
Working on the side of the road as a tow truck operator can be dangerous and, at times, frightening. Many of the risks you and your drivers face aren’t under your direct control – for example, you can’t stop someone else from texting behind the wheel, and you can’t make it stop raining. But you can do your best to create a culture of safety at your business in an effort to keep your drivers out of harm’s way.
What’s a culture of safety, you may ask?
It means that safety is a fundamental part of what your business is. Safety is so deeply ingrained in your tow truck business that it influences how your employees act and go about their jobs.
So, how can you create a culture of safety?
Let’s take a look at these seven tips for creating a culture of safety.
What is force-placed home insurance?
Getting a mortgage and being a homeowner can get complicated. There are a lot of details (and a lot of paperwork) that go into buying a home…and one of those things is home insurance. See, if you have a mortgage, you may be required to carry certain levels of insurance for your house (call it a caveat.) If you don’t get the necessary coverage, you might get stuck with force-placed home insurance. What’s force-placed home insurance? We’ll explain.
What happens if my car insurance lapses?
Things happen. Sometimes we accidentally forget to pay the car insurance bill. We might have a tough month financially and just not be able to cover the bill. Whatever the reason is, the car insurance bill didn’t get paid and your auto insurance has lapsed. The question you’ve got now is what do I do if my car insurance lapses? What could happen? We’ll explain what you need to do and what the potential consequences could be.
How much does repo insurance for a towing business cost?
If you have a tow truck business that does repo you know that your line of work comes with lots of risks – there are the incidental risks of driving and towing, of course, but there are also risks specific to repo that you’re exposed to every time you go on a job. And that’s why it’s so important to get the right tow truck insurance for your repo business. But how much does repo insurance cost? We’ll explain what wrongful repo insurance is and how much insurance for a repo business costs.
Ed Hemmer to head InsuranceHub’s new transportation department
The InsuranceHub family has got some great news! Our very own Ed Hemmer will be stepping up to lead our brand-new transportation department, and he will be acting as Associate Vice President of Transportation. We are all so excited and happy for Ed, and we want to take this chance to both say “Congratulations!” and explain a bit about what the new department is going to look like.