If you’re a motor carrier, you probably work with owner-operators. They’re an essential part of the trucking world. (You could even say that they’re a cog in the machine that keeps the transportation industry running smoothly.) But though they make the world go round, owner-operators can be an issue for you as a motor carrier if they start affecting your insurance rates. The questions are why they can negatively impact your rates and what you should consider when you partner with owner-operators.
Insurance
Whether you have just a few assets or own multiple homes, automobiles, and businesses, insurance coverage is vital. Protecting your assets, managing risks, and making sure you have the best coverage for the best price is part of our daily goal here at InsuranceHub. We enjoy getting to know each of our clients and helping them identify the insurance coverages that are right for them. We can’t see the future and we don’t know when disaster will strike, so it’s essential to be prepared for anything.
We understand that you need a policy that’s crafted to protect you from your specific risks, not just a one-size-fits-all plan. You’re one of a kind, so your insurance policy should be, too! Our goal is to not only make insurance easy but also to become a trusted advisor and partner to each and every client. We can help you pinpoint all of the risks that you face, and we can help you get the coverage you need to be protected from them.
What is the Unsafe Driving BASIC?
When it comes to driving a commercial motor vehicle, it’s important to operate the vehicle in the safest manner possible. Drivers need to be very careful as they drive, as the FMCSA takes safety seriously. There are seven categories called the BASICs (Behavioral Analysis and Safety Improvement Category). One of those BASICs is called the Unsafe Driving BASIC, and it’s definitely a very important one. We’ll explain what this BASIC covers and how you can improve.
How to get contractor insurance
Whether you’re a 1099 worker or you own your own contracting company, you know that there are tons of risks to worry about in your industry. There are also tons of regulations and expectations from your customers that you have to follow. One way you can put regulators and customers at ease is with the right insurance. But navigating contractors’ insurance can be tough and time-consuming, especially with such a busy schedule. So, here are some tips on how to get the best contractor insurance for your business.
How to choose a contractor
You might be thinking about doing some renovations to your home, or maybe your home needs some repairs. At any rate, you’ll need to hire a contractor. It can be stressful trying to find the right person to do the job and work on your house. Your home is your place, your, well, house! You want someone you can trust to work on your house, of course. Here are a few considerations if you need to choose a contractor, no matter how big or small the project might be.
How to improve in the Vehicle Maintenance BASIC
The trucking world comes with a lot of regulations, especially when it comes to maintaining the truck itself. You and your drivers need to make sure you’re taking care of your vehicles and following all relevant federal regulations. There is even an FMCSA BASIC Category (Behavioral Analysis and Safety Improvement Category) called Vehicle Maintenance. We’re going to go over what the Vehicle Maintenance BASIC is and how you can improve in this category.
10 tips for holiday safety
The holidays are supposed to be filled with fun and joy and cheer, but there are plenty of dangers that come along with them. Though the holidays can be an overwhelming flurry of activity, don’t forget some basic things you can do to keep your family safe this winter holiday season. Here are a few quick reminders.
Your DOT Number matters
Truck businesses with clean loss records might wonder why their insurance costs so much. Maybe there aren’t any speeding tickets accidents on your record, but you’re still seeing rates that are higher than what they could be. Your DOT Number might be the reason why. Your business’s DOT Number keeps track of violations you have received, which can hurt your insurance situation. Your DOT Number has a big effect on your insurance rates.
Attending the Slow Down, Move Over rally in Alabama
At the invitation of Wes Passmore, operator of Classic Towing and Recovery, I attended the Slow Down, Move Over rally in Hueytown, Alabama. The rally was held to bring awareness to the dangers of being a tow operator on the side of the road in traffic. Though there are state laws requiring drivers to slow down and move over for emergency vehicles, plenty of drivers don’t. That results in tow operators getting injured and even killed while they’re working on the side of the road.
Women in trucking: How can you hire more women truck drivers?
The trucking industry has been facing a truck driver shortage, and some have proposed that hiring more women could be part of the solution to the problem. But despite the fact that there’s definitely room for more women in trucking, it can be difficult to persuade more women to become truck drivers. We’ll go over some of the obstacles that prevent women from entering the industry, and we’ll also go over some tips for truck companies to keep in mind if they want to hire more women.
Get your home ready for winter
If you’re a homeowner, you probably dread anything happening to your house. (Houses are expensive!) The problem is that winter and its sometimes extremely cold weather can be hard on your house. It’s important to take steps to protect your house from the elements – snow, ice, sleet, and freezing temperatures are no joke! Anyways, there are a few things you can do to protect your home from winter.