Daycare Insurance

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Is Your Daycare Covered for All the Risks That Go Along With Caring for Children?

For over 30 years, the agents here at InsuranceHub have worked hard to protect daycares just like yours. From student accident liability coverage to transportation coverage, we can help you find the protection you need.

Not All Daycare Insurance Policies Are Created Equal

Fortunately, at InsuranceHub, we believe in making sure all the bases are covered – which keeps you covered and helps you stay successful at what you do!

You protect the kids in your care, but who's protecting you?

As a daycare owner, you understand the responsibility that you’ve been given. You’re responsible for protecting children. At InsuranceHub, we want to be responsible for protecting you. There are a lot of different types of coverage and a lot of different options when it comes to insuring a daycare or childcare facility. We’d like to help you evaluate what your risks are and help you to get the right coverage to make sure that you’re protected from them.

A comprehensive liability policy for day care insurance can include:

Accidental Medical Insurance

This can cover medical bills as a result of an accident, regardless of fault.

Alienation of Affection

This can protect your day care you against claims that may state your business has been: “stealing the affection and control” of a child.

Child Abuse

This may cover claims made against you, residents of your household, or your day care employees.

Contractual Liability

This can protect your obligations as they pertain to any written agreements.

Defense Coverage

In the event you are sued, this coverage can cover your legal and defense costs

Field Trips / Off Premised Activities

This can provide coverage when you are away from your day care with the children – no matter where you go, Atlanta, Savannah or even the corner market!

Incidental Malpractice

This can offer liability protection should you or a staff member accidentally give medication to the wrong child.

Personal Injury

This can protect your day care and its employees against libel, slander, false arrest, wrongful eviction and malicious prosecution.

Products Liability

This protection can include anything to do with preparing or serving food in your day care.

Non-Owned Auto Liability

This coverage can provide protection from claims resulting from children who may be injured in an automobile accident caused by someone using their car on your behalf.

Transportation Coverage

This can offer protection from lawsuits resulting from children injured in an automobile operated by you or one of your employees.