Halloween is almost here, and it’s a very exciting day for kids who are anticipating putting on a spooky costume and consuming a copious amount of sugar. Trick-or-treating is great and it can be a lot of fun. But it also means that a lot of tiny humans are walking around on the streets. It’s super important to drive extra safe on Halloween. Check out the following tips for driving on Halloween.
It’s kind of the worst nightmare of many drivers: a deer darting out into the road right in front of the car too suddenly and too close for you to stop (why they do it no one really knows.) Of course, you don’t want to hit the poor thing. But you don’t want to swerve either. Well, you’ve got a question concerning our hypothetical: am I covered by car insurance if I hit a deer? We’re going to explain.
If you’re in a car accident, there are probably a lot of questions going through your head about your insurance. Your car might be pretty badly damaged (although hopefully you, the other drivers, and any passengers are all okay.) You’re probably wondering if your insurance will cover you. Then you’re probably wondering if your car is totaled or not. And if it is…what if you still owe money on your loan? We’ll explain what happens.
Technology is everywhere, and it’s even entered into the world of auto insurance. You might have seen a few commercials from car insurance companies that showcase some new device that can supposedly help you save you money on car insurance. What exactly are those things? It’s called usage-based insurance (UBI) and it has to do with telematics (which is basically data about how you drive.) We’ll explain usage-based car insurance, and we’ll go over how it could help you save money on your car insurance.
Okay, we understand that thinking about your car insurance rates is probably not very pleasant. In fact, it could be stressful. While insurance isn’t most people’s idea of “fun,” it’s important to understand the fundamentals. When it comes to your auto insurance, it’s helpful to understand what factors affect car insurance rates.
Yes, that big, scary number on your bill might seem completely random, but it’s anything but. Insurers don’t really do “random.” Everything is calculated. So, to give you some inside intel about how an insurance company sets car insurance rates, check out the following factors that impact your car insurance premiums.
July 28th is a very important day in the insurance world – and it’s one that we encourage you to observe! It’s National Insurance Awareness Day. Okay, okay, we get that insurance might not be the most exciting thing in the entire world. You might wonder why you should care about a day devoted to insurance of all things. While the Fourth of July might be a tad bit more exciting, that doesn’t mean National Insurance Awareness Day should be overlooked.
Things happen. Sometimes we accidentally forget to pay the car insurance bill. We might have a tough month financially and just not be able to cover the bill. Whatever the reason is, the car insurance bill didn’t get paid and your auto insurance has lapsed. The question you’ve got now is what do I do if my car insurance lapses? What could happen? We’ll explain what you need to do and what the potential consequences could be.
July 1st is going to be a big day for the state of Georgia. It’s the day that the Hands-Free Georgia Act (which bans the use of handheld cellphones while driving) will go into effect. Georgia is the sixteenth state to pass a hands-free driving law. The states that have passed such legislation have done so in an attempt to reduce traffic fatalities due to distracted driving. Distracted driving has gained a lot of attention because traffic-related accidents and deaths have increased over the past few years, and cell phones have been a major factor in that trend.
While many other states have passed hands-free driving laws, the legislation is now coming to Georgia. We’ll explain which states have hands-free laws, the reasoning behind the new legislation, and break down what is and is now allowed under the Hands-Free Georgia Act.
So there you are, ready to head back to your car after running some errands. You walk back to where you’re absolutely positive you left your ride. But there’s one problem – your car is not there. It’s just…gone. The last time you checked your car is not self-driving, so you feel an awful sense of dread as you begin to suspect that your car has been stolen and you’re the victim of car theft. Your main question is…now what?
There are a few things you need to do if your car is stolen. Take a look at the following steps.
There’s an important question you have to ask yourself when you’re thinking about your car insurance. What do you want your insurance to cover if something happens to your vehicle? (For example, if you’re in a car accident. If a tree falls on your car. If your car is stolen.) Chances are you’d want it to cover everything – especially theft, which is a huge loss since your car is kind of…gone. So that begs another question: will car insurance cover you if your car is stolen?
It’s a good question. We’ll explain when car insurance covers theft and how to make sure you’re covered.