Driving is a necessary part of life for many of us. We need to go to work, get groceries, run errands, take road trips. But driving is not without risk. There are many potential disasters that could occur when you’re behind the wheel. And that’s why car insurance exists. One important coverage is property damage liability. We’ll explain what this coverage does.
It’s been a busy week, and you’re in a real rush getting out of the grocery store. You’ve got to get home because the kids have soccer practice and you need to get them ready. Work ran late, and as a consequence, you’re running late. Anyways, you hop in the car and get going…but then you accidentally hit a parked car. Uh oh. Now there’s a good-sized section of the back of that car that’s smooshed, and your own car…well, there’s a good amount of damage there, too. The question is no longer how late you’re going to be, but this – am I covered by car insurance if I hit someone else’s parked car?
If you’re in an accident and you find yourself in the scary situation of having to file a car insurance claim, you might feel a little overwhelmed. You’re probably still a bit shaken from the accident itself, and the last thing you feel like doing is dealing with car insurance. But we’ve got a few tips to help you through the process of filing an insurance claim.
Though many people depend on their cars to get where they need to go, driving isn’t without its risks. Since we drive so much and ride in cars so much, we’re so used to it that sometimes we forget the danger. But accidents and wrecks happen, and that’s why car insurance is a thing. One essential coverage that you need as part of your insurance plan is bodily injury liability coverage. But what’s that, you may ask? We’ll explain.
You know you have to have car insurance to drive your car, and you know it’s a financial safety net in case anything happens. But there are a lot of concepts and words that you need to know. Perhaps one of the biggest insurance buzzwords you should know is deductible. What is a car insurance deductible, and how does it work? We’ll explain.
When you’re shopping for car insurance, there are tons of terms and coverages that can get thrown around. Some of them are built to help you pay other drivers, but some of them are built to help you directly. Understanding which ones are which can be difficult, especially when they sound very similar. Two of these coverages in particular, bodily injury liability and medical payments insurance, can be life-savers in different ways. But understanding these coverages will take more than just a glance at their names. So, here’s what you need to know about each type of coverage.
If you’re going through the process of getting car insurance quotes, you may be a little worried about what to expect. What’s going to be involved in the quoting process? Will there be a lot of fancy “insurance-speak” words thrown your way? Is getting auto insurance going to turn into a stressful thing? (Hopefully not!) We know insurance isn’t a “favorite thing” for a lot of people, but we’re here to help. To let you know what to expect when you get quotes from a car insurance agent, we’ve put together a list of 5 questions to be ready for.
Hail damage can come when you least expect it – literally. Hail season actually starts in the summer when, of course, everyone would love to be outside. But what happens if you leave your car out for some summer sun and these chunks of ice put a damper on your road trip? Can your car insurance help melt away your worries? Or will you have to put your driving plans on pause? Let’s find out.
So, you know that you need to get auto insurance before you hit the road. You know you can’t drive without it, but the thing is that it’s pricey. Why do you even have to get car insurance? What’s the point of the lengthy list of coverages you can choose from? Why is it important to put some serious thought into insuring your car as opposed to just choosing the cheapest, bare-bones coverage you can find? These are all valid questions, and we’re going to answer them. Knowing why you need car insurance might make it easier to cough up the money for your bill.
Driving in the rain can be one of the scarier and more dangerous events for a driver. Most traffic laws and habits are developed when weather conditions are ideal, dry, and sunny. So, how can you stay safe even when the sun refuses to shine? Take a look.