So, you know that you need to get auto insurance before you hit the road. You know you can’t drive without it, but the thing is that it’s pricey. Why do you even have to get car insurance? What’s the point of the lengthy list of coverages you can choose from? Why is it important to put some serious thought into insuring your car as opposed to just choosing the cheapest, bare-bones coverage you can find? These are all valid questions, and we’re going to answer them. Knowing why you need car insurance might make it easier to cough up the money for your bill.
Driving in the rain can be one of the scarier and more dangerous events for a driver. Most traffic laws and habits are developed when weather conditions are ideal, dry, and sunny. So, how can you stay safe even when the sun refuses to shine? Take a look.
Okay, so we’re getting pretty pumped about the premiere of the new Avengers movie, Endgame. The last Avengers movie, Infinity Wars, left off at such a cliff-hanger that we’ve been tapping our feet in impatience ever since. Anyways, we greatly enjoy the superhero antics (and squabbling) in the movies, but we noticed that there’s a lot of destruction that goes on – collateral damage if you will. We can’t help but wonder what would happen if we lived in the Avengers universe with the gaggle of superheroes – and supervillains – running around. More specifically, we’re wondering how much insurance the average person should carry if they shared a city with these guys. In case you forgot, New York City gets pretty trashed.
So, you’re ready to leave for work in the morning, and you grab your keys and your phone and hustle out the door. You step onto the porch and immediately drop everything. Apparently, your car did something to antagonize the tree next to the driveway…because that tree has decided to fall over and squash your car like a bug. Clearly, you’re going to be late to work, but you’ve got bigger worries right now: does auto insurance cover you if a tree falls on your car? Let’s explain.
There’s a fundamental rule about car insurance that’s important to know: your driving record can affect your rates. Which can be a good thing…or a bad thing. You might have hoped that that speeding ticket or minor (it was a scratch on the other person’s car!) fender bender wouldn’t come back to haunt you, but the truth is that it definitely could. The safer a driver you are, the better your car insurance rates are likely to be. Why and how does that happen? We’ll explain.
Auto insurance might feel like a different language – one that, unfortunately, they don’t teach in schools. They just kind of expect you to figure things out, from the coverages to getting quotes to making a final choice as to what car insurance to get. We get that it can be overwhelming, so we’ve put together this guide to auto insurance coverage to explain what you need to know.
Representative Rashida Tlaib, a freshman congresswoman from Michigan, recently introduced HR 1756, a bill that’s of special interest to the insurance industry. The bill would prohibit auto insurers from using a person’s credit score or credit history as a factor in setting car insurance rates. The use of credit scores in determining car insurance rates has long been controversial. Several states (California, Massachusetts, and Hawaii) already ban it.
If you’re like a lot of people, you’ll take any opportunity to save on car insurance. Which is perfectly sensible – car insurance can be pricey! Any opportunity to save money on your auto insurance is definitely worth considering. Since choosing the cheapest car insurance might not be the best way to go and you might want to get higher than the state minimum levels of car insurance, your bill might be higher than you’d like. The good news is that there are lots of car insurance discounts you can consider to help you along with that quest. One such discount is the multi-car discount. We’ll explain what that is and when you can get it.
When it comes to handling anything car insurance related, you might be tempted to back away slowly with no sudden movements – car insurance follows the same logic as snakes, right? It’s an understandable reaction. Auto insurance can get, well, complicated, and there are plenty of things to remember. We’ll go over ten things that you need to know about car insurance – without making it complicated.
When a fire breaks out, it’s not exactly going to ask where it should go or what it should and should not eat. But what if your car is in your garage when the fire starts and it consumes your beloved, four-wheeled friend? How does that work? Would your home insurance cover it? We’ll explain what coverage you need to make sure that your car is covered in the event that a house fire destroys it.