Auto insurance might feel like a different language – one that, unfortunately, they don’t teach in schools. They just kind of expect you to figure things out, from the coverages to getting quotes to making a final choice as to what car insurance to get. We get that it can be overwhelming, so we’ve put together this guide to auto insurance coverage to explain what you need to know.
auto insurance
Purchasing an exotic car can be a costly endeavor, but the expenses do not stop there. Auto insurance for exotic cars can be expensive and maintaining them can be challenging and costly as well. However, many owners of these exotic vehicles have found a loop hole to avoid the high fees. We have found that many people are registering their vehicles in the state of Montana. Why Montana you may ask?
In this article we will explain how registering your vehicle in Montana can save you thousands of dollars. We will also talk about how registering your vehicle in another state can affect your auto insurance.
If you own an exotic vehicle, shop around and see what auto insurance policies best fit your needs.
HR 1756 would prevent insurers from using credit scores in auto insurance
Representative Rashida Tlaib, a freshman congresswoman from Michigan, recently introduced HR 1756, a bill that’s of special interest to the insurance industry. The bill would prohibit auto insurers from using a person’s credit score or credit history as a factor in setting car insurance rates. The use of credit scores in determining car insurance rates has long been controversial. Several states (California, Massachusetts, and Hawaii) already ban it.
10 things you need to know about car insurance
When it comes to handling anything car insurance related, you might be tempted to back away slowly with no sudden movements – car insurance follows the same logic as snakes, right? It’s an understandable reaction. Auto insurance can get, well, complicated, and there are plenty of things to remember. We’ll go over ten things that you need to know about car insurance – without making it complicated.
What happens if my garage burns down with my car in it?
When a fire breaks out, it’s not exactly going to ask where it should go or what it should and should not eat. But what if your car is in your garage when the fire starts and it consumes your beloved, four-wheeled friend? How does that work? Would your home insurance cover it? We’ll explain what coverage you need to make sure that your car is covered in the event that a house fire destroys it.
7 pro tips for getting car insurance coverage
If you’re getting car insurance, you’re probably wondering what the best way to go about that is. What do you need to know about car insurance? What are some of the tips and tricks you need to know? Auto insurance might seem like a complicated thing, so to help you when you’re getting car insurance we’ve put together seven tips to keep in mind when you’re on a quest for a car insurance policy. (Don’t worry – we’re going to break it down into bite-sized pieces.)
South Carolina could pass a distracted driving bill
Last year, Georgia became the sixteenth state to pass a hands-free driving law, meaning that driver cannot be holding a cell-phone or another electronic device while operating a vehicle. South Carolina is in the process of following suit with a distracted driving bill of its own.
6 factors to look for when choosing a safe car
When you’re shopping for a new car, you’ll probably want all of the new bells and whistles that you can find. A lot of the time, this will include the latest and greatest safety features – things like side and rear airbags, rearview cameras, and even auto-braking features with proximity sensors. But how do you choose a safe car that fits you? And how can it save you money on your car insurance? Learn more about these 6 factors to look for when choosing a safe car.
14 car insurance discounts to consider
Whether you’ve just bought a new car or you’re looking to change up your auto insurance plan, it can be tough to know exactly how to keep your rates down. There are actually tons of discounts for car insurance policies that either no one knows about or that no one asks about. That changes today! Here are 14 car insurance discounts you want to be sure to ask your agent about.
What is personal umbrella insurance?
When you’re protecting your financial well-being and your assets, it’s important that you have enough liability insurance. Liability insurance is a crucial defense against lawsuits and claims that you’ve caused property damage or bodily injury. Home insurance and auto insurance both provide extremely valuable liability protection, but what if you face a claim that goes above the limits of coverage on your homeowners or auto insurance policy? That’s where umbrella insurance can help you. We’ll explain what personal umbrella insurance is.
What is uninsured/underinsured motorist coverage?
Okay, so you know that in theory everyone on the road is supposed to have car insurance as required by the state you live in. Which means that, in theory, every driver on the road should be able to compensate you if they cause an accident that harms your car – and, more importantly, you. But what happens if you’re in a car accident where the other driver is at fault … and they don’t have enough insurance (or, well, any insurance) to pay for your medical bills? That’s where uninsured/underinsured motorist coverage (a.k.a. UM/UIM coverage) can help you. We’ll explain what it is and why you might want to consider it.