Check out our case study about how bundling can save you money on home insurance.

Case Study – Can bundling save you money on home insurance?

You’ve probably seen commercials from different insurance companies promising big-time savings if you bundle your home and auto insurance. But perhaps you’re skeptical. Bundling, which just means getting multiple lines of insurance from the same company (for example home and auto), can save you money on your insurance…but how does it work? And, well, why does it work? We’re going to illustrate how bundling can help you save money on your insurance by going through a case study.

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A speeding ticket may have an effect on your car insurance rates.

Will a speeding ticket raise my insurance rates?

So, maybe you’re jamming out to your car playlist a little too hard. Or you’re late for a very important date. Or you just like to put your pedal to the metal. In any case, now there’s flashing blue lights behind you.

You pull over, and your sweaty palms grab the steering wheel tighter than when you first took your driving test.

“Do you know how fast you were going?”

We may not know the answer to that question, but we can tell you if your car insurance premium will go up from a simple speeding ticket.

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Usage-based car insurance means that a telematics device is tracking your driving habits.

What is usage-based car insurance?

Technology is everywhere, and it’s even entered into the world of auto insurance. You might have seen a few commercials from car insurance companies that showcase some new device that can supposedly help you save you money on car insurance. What exactly are those things? It’s called usage-based insurance (UBI) and it has to do with telematics (which is basically data about how you drive.) We’ll explain usage-based car insurance, and we’ll go over how it could help you save money on your car insurance.

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Many factors affect your car insurance rates.

What factors affect your car insurance rates?

Okay, we understand that thinking about your car insurance rates is probably not very pleasant. In fact, it could be stressful. While insurance isn’t most people’s idea of “fun,” it’s important to understand the fundamentals. When it comes to your auto insurance, it’s helpful to understand what factors affect car insurance rates.

Yes, that big, scary number on your bill might seem completely random, but it’s anything but. Insurers don’t really do “random.” Everything is calculated. So, to give you some inside intel about how an insurance company sets car insurance rates, check out the following factors that can impact your car insurance premiums.

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July 28th is National Insurance Awareness Day

July 28th is National Insurance Awareness Day

July 28th is a very important day in the insurance world – and it’s one that we encourage you to observe! It’s National Insurance Awareness Day. Okay, okay, we get that insurance might not be the most exciting thing in the entire world. You might wonder why you should care about a day devoted to insurance of all things. While the Fourth of July might be a tad bit more exciting, that doesn’t mean National Insurance Awareness Day should be overlooked.

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If your car insurance lapses, you're basically driving without insurance.

What happens if my car insurance lapses?

Things happen. Sometimes we accidentally forget to pay the car insurance bill. We might have a tough month financially and just not be able to cover the bill. Whatever the reason is, the car insurance bill didn’t get paid and your auto insurance has lapsed. The question you’ve got now is what do I do if my car insurance lapses? What could happen? We’ll explain what you need to do and what the potential consequences could be.

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A car insurance myth is that car insurance for women can cost less than insurance for men.

Does car insurance for women really cost less than car insurance for men?

There are many car insurance myths that are full of bologna, but there is one that actually holds a little bit of truth (well, depending on the circumstances.) Have you ever heard that there’s a difference between the rates women pay for car insurance and the rates men pay for car insurance? Maybe you’ve wondered if that’s actually accurate. Maybe you’ve doubted that such a thing could be.

But here’s the truth of the matter:

Car insurance for women is often less expensive than car insurance for men.

There is a good amount of reasoning behind it – it’s not an arbitrary trend (because nothing in insurance is arbitrary.) And note that we say often. It’s not a rule that’s true for everyone everywhere. We’ll explain why car insurance for women might cost less than car insurance for men, and we’ll explain how you can get lower car insurance rates regardless of your gender.

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We're going to debunk twelve car insurance myths.

Debunking 12 car insurance myths: The truth about auto insurance

Good information is hard to find. When it comes to insurance, and car insurance in particular, there are a lot of myths and rumors out there. And a lot of them sound completely reasonable when you apply a certain type of logic to them. However, as is the case with much gossip, these myths are not the real truth about auto insurance. We’re going to have some fun debunking twelve car insurance myths.

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Physical damage coverage (collision coverage and comprehensive coverage) helps you protect your car.

Auto insurance: What are collision coverage and comprehensive coverage?

If you’ve ever had to get auto insurance, you might have noticed that there are an awful lot of coverages out there for cars. At first, you may have thought, it’s a car – how complicated can it be to insure? Then you quickly realized that those were famous last words. There are quite a few choices you have to make when it comes to insuring your vehicle. A couple of the coverages you may have noticed are collision coverage and comprehensive coverage. We’ll explain what those are and how they can protect you.

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You can save money on your auto insurance with these tips.

7 easy tips for how to save money on car insurance

The time has come – time to make your auto insurance payment. If you cringe every time you need to pay your auto insurance bill, you’re probably looking for ways to save money on auto insurance – and we don’t blame you! Car insurance has gotten very expensive. Of course, it’s essential to have proper auto insurance when you hit the road, but that doesn’t mean you should have to break the bank to get it. We have some tips on how to save money on car insurance.

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