So the big day has come! You’re preparing to move into an apartment. It’s a big deal, and you’re looking forward to having your own space. As tempting as it is to get swept away in the excitement of everything, you may want to slow down a little bit to get organized. There’s a lot to consider when it comes to apartment hunting. Here’s a place to start.
Insurance
Whether you have just a few assets or own multiple homes, automobiles, and businesses, insurance coverage is vital. Protecting your assets, managing risks, and making sure you have the best coverage for the best price is part of our daily goal here at InsuranceHub. We enjoy getting to know each of our clients and helping them identify the insurance coverages that are right for them. We can’t see the future and we don’t know when disaster will strike, so it’s essential to be prepared for anything.
We understand that you need a policy that’s crafted to protect you from your specific risks, not just a one-size-fits-all plan. You’re one of a kind, so your insurance policy should be, too! Our goal is to not only make insurance easy but also to become a trusted advisor and partner to each and every client. We can help you pinpoint all of the risks that you face, and we can help you get the coverage you need to be protected from them.
8 tips to help your employees during the pandemic
The coronavirus pandemic has created a lot of worry and stress, and as the leader of the business, your employees look to you. It’s important to keep morale up during the pandemic. Your workers are probably all very worried, and the strain of not knowing how long the situation will last can really weigh on people. That’s why caring for your workers during the pandemic needs to be a priority. Here are a few tips.
When does the Safety Measurement System stop intervention?
As a motor carrier, you’re probably familiar with the FMCSA, and by extension, you know about the Safety Measurement System (SMS). You know that the FMCSA oversees motor carriers and safety. They intervene with carriers when their safety record gets below a certain standard. But as a motor carrier, you might wonder when the SMS stops identifying a carrier for intervention. We’ll explain what the SMS is, how it gets its data, and when they stop intervention.
Collision coverage: Will car insurance repair my car if I’m in an accident?
When it comes to car insurance, there are a lot of complicated coverages, terms, and questions to juggle. You might have a lot of questions concerning car insurance, and one of the big ones is this: will car insurance cover your vehicle if you’re in an accident? (Even, err, if you were at fault?) The answer depends on what coverages you carry, and there’s one in particular that we’ll discuss in relation to this scenario – collision coverage.
Your checklist for choosing a mover
If you’re moving in the near future, your mind is probably filled with thoughts of house hunting – not to mention selling your current place. But there’s one part of the whole moving process that it’s important not to leave until the last minute. Unless you have magic powers and can poof your belongings to your new home, you’re going to need to hire some moving company trucks. This is a big decision, as you’ll probably want only the best of the best transporting your possessions. That’s why we’ve put together this checklist for choosing a mover.
Losing rental income due to coronavirus?
As we find ourselves in the middle of the coronavirus pandemic, a lot of questions are coming up in the insurance world with regards to whether insurance policies can provide any relief to landlords for the tenant’s inability to pay. It’s unfortunately quite sobering to think of how many people have lost their jobs due to the current coronavirus pandemic. To date, unemployment claims in the United States are nearing 17 million, so it’s best to be prepared for an increasingly likely scenario in which your tenant cannot pay their rent. Would insurance cover this loss of rental income, and if so, what coverage would be needed? For landlords, it’s important to understand what is and is not covered – and why.
How InsuranceHub can help your trucking business during COVID-19
We’re living through a very stressful and worrying time as the COVID-19 pandemic continues. The state of the country has been affecting many small businesses, trucking and towing businesses included. Here at InsuranceHub, we’ve been monitoring the coronavirus situation closely and working to find solutions that can alleviate the financial strain for our transportation insurance customers. We know that this is an extremely stressful time, and we want to help. Here are a few questions we’ll consider to see if we can be of assistance.
What is the Federal Motor Carrier Safety Administration (FMCSA)?
Truckers and motor carriers are subject to a lot of regulations and a lot of rules. The FMCSA is the government entity that motor carriers have to know about, as it’s responsible for overseeing safety for commercial motor vehicles. So, FMCSA is a big deal in the trucking world, but why? It’s helpful to know exactly what the FMCSA does and the role it plays in the grand scheme of trucking. Here’s how that works.
10 things to pass time (and be productive) during coronavirus quarantine
Coronavirus has affected pretty much everyone. Businesses have closed, people are working from home, and a lot of people have been ordered to stay at home as the country is encouraged to social distance. Having to stay home in coronavirus quarantine can be hard, and it can be really difficult to feel at all productive or motivated in this uncertain time. If you’ve been left with hours upon hours to fill, here are a few ways you can pass the time while being productive.
Why do I need workers’ comp for my business?
If you have a small business, you might wonder about workers’ compensation insurance. It’s one of the coverages that comes up a lot when business insurance becomes the topic of conversation. What’s the big deal about workers’ comp insurance? Why do you as a small business need workers’ compensation insurance? We’re going to explain what workers’ comp does and explain why it’s so important for small businesses to have it.