If you’re getting a new car, congratulations! That’s exciting. You’re probably pretty happy. But you also might be concerned about how much it costs to insure a new car. You want to get a brand-new, latest model vehicle … but what is the price tag going to be like on the insurance? Does it cost more to insure a new car? There are a lot of things that play a part in your insurance rates. Here are a few things to know about insuring a new car.

Is insuring a new car more expensive?

Make and model play a part in your rates.

One of the things that impacts your car insurance rates are the make and model of the vehicle. The insurance company is going to be very interested in the car itself when it comes to the premium you’re going to pay. (To give an example, a fancy sports car is probably going to cost a good deal more to insure than a safe, practical SUV.) The type of vehicle you choose to buy will have an effect on your rates. You’ve got to take that into consideration.

New cars might have safety features.

Another thing to consider about insuring a new car is the fact that new cars can come with safety features, like lane assist and blind-spot detectors. Lane assist can help prevent you as the driver from accidentally leaving your lane. And blind spot detectors can help you avoid hazards that would be in your vehicle’s blind spots. The purpose of these features is to keep everyone safe and help you as the driver avoid accidents and other scary moments. Insurance companies are fans of safety, and they might even offer a discount for having such safety features. These things can be helpful.

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New cars can also come with anti-theft features. For example, some new cars come with keyless ignition. That car isn’t going to go very far without the little fob – it just won’t. It’s important to protect your car and lower the chance of it being stolen. And some insurance carriers offer discounts if your vehicle is equipped with an anti-theft feature. So, that could help you out with your insurance rates if you’re insuring a new car.

Are you thinking about bundling?

There’s a lot to consider when it comes to your home and auto insurance. The new car gives you the opportunity to look at your entire insurance situation. You might want to consider bundling your home insurance and auto insurance. (That just means you’re getting them from the same company.) This can help you save money, as many carriers offer a discount if you get multiple types of insurance from them. It is also a way to make insurance more convenient, as you’ll only be dealing with one insurance company. So it’s not a bad idea to look at your options and see if bundling your home and auto insurance is right for you.

Being a safe driver is essential.

There are also a lot of reasons to be a safe driver. Along with the car you drive, your driving record can also affect your rates. That’s why you need to take care to stay safe on the road. Plenty of carriers offer safe driver discounts. Driving safe can help you get better insurance rates. So, remember that your driving record does matter when you’re insuring your new car.

So, that’s some helpful information about how much it costs to insure a new car. You’re probably extremely excited to get your new ride, but don’t forget to consider insurance for the vehicle. Speaking of getting car insurance for your new set of wheels, you can reach out to our team for some help with your quotes. You can give us a call, message us on LiveChat, or filling out our online form. We like to make insurance easy, and we also like to help people save money on their car insurance. That’s what we do!