If your business is a part of the transportation industry, you know how hard it can be to get the right insurance to protect you. There are plenty of risks that you face every day on the road. When you send out your trucks you need to know that they’re protected with the right insurance coverage. Here at InsuranceHub, we specialize in transportation insurance. We’ll help you manage your risks and customize an insurance plan that fulfills all of your company’s needs.
We’ve dedicated a section of our blog to transportation-related articles to help you protect everything you’ve worked so hard to build. Feel free to click through and read at your leisure. We enjoy passing along insurance information and safety tips that will help transportation companies just like yours be prepared. Armed with knowledge and a great insurance plan, you’ll be able to hit the road with confidence.
As the owner of a towing company, you know that tow truck insurance is a must. You face a lot of risks, so you’re on a quest to get tow truck insurance to protect your business. Now the biggest question you have is…how much does tow truck insurance cost? You just want a quick answer, a ballpark.
But here’s the thing:
There isn’t really a “quick answer” to that question.
Tow truck driving is not necessarily the safest job out there. The road is a dangerous place. It’s not necessarily fun to think about, but you need to be prepared for what to do if you’re in a car crash. Your actions right after the wreck can make a big difference if it comes to a lawsuit. Besides, knowing what to do and being prepared can help you stay calm and handle the situation.
When you work in a service industry, such as towing, it’s crucial that you establish a strong reputation. That reputation can go a long way towards generating more business for your towing company. By giving your clients a great towing experience, you can develop a good reputation and help your business thrive. Now, that might seem kind of impossible – most people don’t wake up in the morning saying, “Gee, I’d love to have to get my car towed today.” But with the following ten tips, you can give your clients the best possible towing experience.
For small businesses, especially service-related businesses like towing operations, online reviews are worth their weight in gold. People look to reviews to make purchasing decisions and trust the word of online reviewers – for better or for worse. So, for you as a tower, it’s important to get great reviews. While it may seem silly and arbitrary to chase the approval of the worldwide web, it can make a big difference to your company by drumming up business and helping you develop a good reputation. So, we’ve got a few tips to help you score awesome reviews online.
There are many different types of tow truck insurance out there, and they can get a little confusing. One type of insurance that you need to know about as the owner of a towing or wrecker business is auto liability insurance. Now, you might have a few questions. What is auto liability insurance? Why does your tow truck business need it? How much does auto liability insurance cost?
Well, don’t worry – we’ll answer all of those questions.
We’ve all passed accidents on the side of the road where a car has rear-ended the car in front of them. Smooshed hood, squashed back bumper. But if you’re driving a tow truck, rear-end collisions are often pretty serious.
And rear-end collisions also have had a major effect on tow truck insurance rates.
Why?
We’ll explain the prevalence of rear-end accidents, why they can affect the price of tow truck insurance, and steps you and your drivers can take to prevent rear-end collisions.
To start, we’re going to look at some numbers.
Sometimes we run into bad luck. Running a tow truck business, you know that anything can happen – you face a lot of risks, and sometimes those risks catch up with you. Tow truck insurance exists to help your business out of tight spots and protect your towing operation, but there are a lot of coverages out there that you ought to consider before being satisfied that your business is protected from anything the road can throw at you (or any trees that could fall on your tow trucks – we’ll explain in a second.) One of those coverages is physical damage coverage. We’ll explain what physical damage coverage is and how it can protect your business.
We’ve all seen news reports about trucks – tractor-trailers, especially – rolling over and causing car accidents, injuries, and even fatalities. Rollovers can happen all-too-easily, and it’s important to be aware of how you can prevent them and what raises your risk of having a rollover. By doing so, you keep yourself safer when you’re behind the wheel and lower your chances of having a crash that could injure you and other people. Avoiding crashes can also help you lower your truck insurance rates, whether it’s tow truck insurance, car hauler insurance, hot shot insurance, or flatbed truck insurance. We’ll go over some potential causes of rollovers and give you some tips for preventing them.
As a tow truck driver, there’s a lot of pressure to hustle on the job so you can haul as many cars as possible. You don’t want the customer to have to wait a long time for you, and when you finally get to the car that needs to be towed you may feel the need to get the car to where it has to go as soon as possible. There may even be the temptation to speed and push the speed limit. However, speeding comes with a lot of risks. It can cause car accidents and can even have a negative effect on your tow truck insurance rates. We’ll go over the dangers of speeding.
As a tow truck driver, it’s essential to be as prepared as possible for anything. Things can change on the road in the blink of an eye. You’re not alone on the streets, so you have to pay attention to what other drivers are doing. Constant vigilance is a must – driving is dangerous. Defensive driving can help you avoid getting into an accident, which can help you save money on your tow truck insurance rates. (And that’s helpful because tow truck insurance rates have been increasing.) We’ll explain the three aspects of defensive driving and how it can help you avoid accidents.