Business Insurance

Your business is unique and you face your own specific risks and dangers, but we can help make sure you’re protected. Every business needs a business insurance policy that’s customized specifically for its needs. At InsuranceHub, we believe in creating a policy that’s built with your business in mind. We know that insurance can get complicated. So, one of our goals is to make the process as easy as possible.

We want to be more than just an insurance company to you. Whether you need a business owner’s policy, general liability, or property insurance, InsuranceHub is here to help. Each of these types of coverages does something different, but we’ll help you figure out which ones are right for you. You’ve worked really hard to build your business, so let us help you protect it.

Tips to Survive Truck Driver School

November 23, 2022 by Baily Sandage

If you want to become a professional truck driver, the best course of action is to enroll in a truck driving school. To start your trucking career off on the right foot, don’t rush through this training; instead, take your time and take it seriously.

Your familiarity with CDL fundamentals, pre-trip inspections, loading, backing, logbooks, and other topics is guaranteed by a truck driving school. They assist in ensuring that you have the knowledge and abilities required to promote safe driving.

Let’s talk about the best advice for a positive truck driving school experience!

Reasons a CAB Report Affects Truck Insurance Costs

December 12, 2022November 17, 2022 by Baily Sandage

Your CAB report is a collection of information with a score depending on the number of red flag offenses you have accrued, to put it simply. Your truck insurance premiums are directly influenced by this data.

Learn more about how and why your CAB report may affect the price of your truck insurance by reading this article.

What’s the Cost of a CDL?

November 10, 2022 by Baily Sandage

Truck drivers are in high demand, which presents a major opportunity. Finding high-paying work with a fantastic business is now simpler than ever for individuals who possess a CDL. For instance, Walmart recently disclosed an increase in long-haul truck driver (interstate vs intrastate) pay to as much as $110,000 annually. With wage increases and improved benefits packages, many large corporations are following suit.

However, you’ll need to hold a CDL to take advantage of the opportunity. The training, the length of time it takes to qualify, and the procedure differ from one state to another.

Truck Mirrors: An Essential Driving Tool

November 2, 2022 by Baily Sandage

The most important rule to remember when learning to drive is to always check your blind spots. However, since commercial vehicles are larger in size, it becomes more difficult to achieve this. As a result, understanding how to properly position truck mirrors is critical, as it can mean the difference between a devastating accident and a safe trip.

Read on for more information on how to set your truck mirrors so that blind spots are eliminated.

Ask Your Trucking Insurance Agent These Questions

October 28, 2022 by Baily Sandage

A little bit of research can go a long way when it comes to purchasing commercial truck insurance. It’s critical to ask relevant questions to make certain that you’re adequately covered in the event of a mishap.

Because each truck insurance policy provides a different level of coverage, you must choose appropriate coverage to safeguard yourself and your business. Asking your trucking insurance agent a few questions regarding their service team, coverage and carrier options, and so forth.

The following are the questions you should ask your trucking insurance agent to clear up any confusion and comprehend the terms and conditions of the policy.

The Importance of Roadside Assistance Coverage for Truck Drivers

October 20, 2022 by Baily Sandage

Being stranded in the middle of nowhere ranks among the scariest situations a transportation professional could experience. An engine burnout or a flat tire for a truck driver not only delays their delivery but also puts them in danger.

The point is that you never know when you’ll have a technical issue or blow a tire because of a pothole. To aid in these situations, trucking industry personnel should be aware of specific coverage choices, such as roadside assistance insurance.

A thorough approach to keeping things safe is to have a 24-hour roadside assistance package that covers your trucks when they’re on the road. This will provide you comfort in knowing that, in the event of an emergency, your drivers and trucks will be cared for.

Top 5 Transportation Industry Risks

October 12, 2022 by Baily Sandage

According to a new report on the transportation sector, the industry is expected to expand by 3.4 percent over the next 5 years.

Individuals working in the trucking sector put forth a significant amount of effort and shoulder a lot of responsibility. For instance, truck drivers must adhere to hours of service regulations while remaining on time for deliveries. They also must have the necessary documentation on hand for proof of insurance.

These never-ending duties may cause truck drivers to overlook crucial safety protocols. To prevent this, fleet owners must emphasize the importance of workplace safety to their employees. A focus on health and well-being, after all, leads to fewer truck crashes and lower insurance costs.

The top 5 hazards that are present in the transportation industry will be covered in this article, along with suggestions for mitigating them.

Top 5 Technology Developments in the Construction Industry

October 4, 2022 by Baily Sandage

When the world shut down and went virtual in 2020, there were a lot of creative people that had to come up with alternate ways of doing business. The construction industry was hit particularly hard and so the creative minds of that industry came up with new ways of doing business. With the advent of new technologies and innovations in the construction industry, ways of getting projects done faster, safer, and more effectively emerged and have become the future of the construction industry.

How to Combat Truck Driver Turnover

September 28, 2022 by Baily Sandage

Truck driver turnover is common in the transportation industry. This is an issue for many motor carriers; more than 80% of fleets report high turnover rates. Because all these drivers are choosing to leave, these companies are forced to hire new drivers regularly. This process is becoming both time-consuming and costly in the long run.

Truck drivers who are currently employed are leaving their jobs in search of better wages, perks, and working conditions because they feel underpaid and underappreciated. Therefore, truck driver turnover remains a major concern for many, and some companies have devised solutions to address the issue.

Throughout this article, we’ll discuss some strategies for lowering your high levels of turnover. Let’s get started!

How To Save on Cargo Insurance Rates

September 22, 2022 by Baily Sandage

Cargo insurance protects the goods you transport, so if you suffer a loss such as theft, fire, crash, or collision that damages your shipment, you’ll be protected. Additionally, it’ll cover the expense of removing debris from roadways, which is beneficial because these costs can be quite high. Also, it’ll help with the funds needed to prevent additional damage to the cargo in question, as well as any legal defense costs that may arise.

As you can see, cargo insurance is a necessity. However, that doesn’t mean it’s a cheap expense. When shopping around for affordable cargo insurance, there are certain things you can do to save on your rates.