Business Insurance

Your business is unique and you face your own specific risks and dangers, but we can help make sure you’re protected. Every business needs a business insurance policy that’s customized specifically for its needs. At InsuranceHub, we believe in creating a policy that’s built with your business in mind. We know that insurance can get complicated. So, one of our goals is to make the process as easy as possible.

We want to be more than just an insurance company to you. Whether you need a business owner’s policy, general liability, or property insurance, InsuranceHub is here to help. Each of these types of coverages does something different, but we’ll help you figure out which ones are right for you. You’ve worked really hard to build your business, so let us help you protect it.

The Top DOT Clearinghouse Violation

March 31, 2022

Back in January 2020, the FMCSA launched an online database where information regarding drivers’ drug and alcohol testing is stored. This is referred to as the DOT Clearinghouse and carriers must run queries on new hires to ensure there are no recent drug or alcohol violations that would prohibit them from operating a commercial vehicle.

Over the two-year course its been in effect, the DOT Clearinghouse has been a huge challenge for carriers. However, one area of the regulation has proven to be more problematic than the others. The pre-employment query has had carriers racking up more violations than anything else.

In this article, we’ll discuss the most common DOT Clearinghouse violation and how carriers can avoid it.

New Entrant Safety Audit: What to Know

March 25, 2022

Trucking companies have to follow many rules and regulations to ensure everyone on the road stays safe. Therefore, a new trucking company will need to go through a major safety audit within its first 12 months. This is required by the FMCSA to make sure new fleets follow set safety standards.

So to prepare for the new entrant safety audit, here’s everything you need to know.

How to Improve Your CSA Score

March 23, 2022

CSA stands for compliance, safety, and accountability. It’s a program put in place by the government to ensure fleets are participating in safe practices. Your score determines whether or not you’ll get a visit from the DOT.

Therefore, to avoid that you need to maintain a low CSA score. Having a low score can minimize your insurance rates and attract desirable business opportunities and drivers.

Although drivers and fleet managers often try to avoid violations that could negatively affect their scores, small issues can sometimes fall through the cracks. Fortunately, there are ways to improve your CSA score. Let’s begin.

Understanding Short Term Truck Insurance

March 17, 2023March 17, 2022

Short-term truck insurance is a type of coverage designed to safeguard a commercial vehicle or fleet for a short period, usually from one day to less than 12 months. This type of insurance can be handy for a variety of reasons, such as insuring a rented or loaned truck for a brief period or needing coverage for a new vehicle until you can acquire full-time coverage.

How to Prevent Rear-End Truck Crashes

September 22, 2022March 17, 2022

According to the FMCSA, there are around 400,000 truck crashes each year. Of those 400,000, 18% of them are rear-end collisions.

This is because commercial vehicles are harder to maneuver than passenger vehicles. Essentially, more time and effort are required for a truck to come to a complete stop. This is an important factor that contributes to many rear-end truck crashes.

While you can’t control what other drivers do on the road, you’re responsible for the safe transport of your goods. To help mitigate the risks out there on the road, here are four ways to prevent rear-end collisions in your truck.

Flatbed Truck Safety Tips

June 20, 2022March 10, 2022

Being a flatbed truck driver can be risky since the cargo is exposed and typically oversized. Each load is different, but all truckers share a common goal: to get the shipment to its desired location safely. To help you achieve your task in a timely and safe manner, we’ve shortlisted five helpful flatbed truck safety tips.

Truck Insurance Renewal – What to Expect

May 10, 2022March 2, 2022

Renewing your truck insurance can be very overwhelming and perhaps frustrating. However, you’ll have to deal with renewals once a year if you’re a trucker or run your own fleet. Many in the trucking industry have negative feelings towards renewals due to hefty insurance bills and premiums. Due to the rising costs, the renewal process is very important and you must weigh all your options.

In this article, we’ll discuss the renewal process and what you can expect.

What’s Box Truck Insurance?

June 20, 2022February 23, 2022

Box trucks are widely used by many businesses and play an essential role in the supply chain. This is how it works, they pick up cargo from a warehouse and deliver it to the designated delivery location.

Like any commercial vehicle, box trucks haul expensive equipment and goods that require adequate protection. Not only does the cargo need protection, but the truck itself, the driver, and the trucking company does as well.

Box truck insurance can protect you financially if an incident or accident were to occur. Failing to be properly insured can put you in a costly situation where your left with enormous debt.

In this article, we’ll explain what box truck insurance is, what it covers, and why you need it. Let’s begin.

Top Threats to Small Businesses

February 2, 2022

There are over 31.7 million small businesses in the US, and this number is increasing drastically. As you know, there are many benefits to owning your own business, but that doesn’t mean there are no risks involved. These threats exist regardless of the industry you’re in. That’s why you need to be able to identify these threats and have a plan in place to prevent them.

In this article, we’re going to discuss some of the main threats to small businesses. Let’s begin.

Ways to Reduce the Risks of a Home Based Business

January 7, 2022

Running a home-based business can be a great way to generate income; however, there are always unforeseen risks involved. For example, you could experience a power outage due to weather conditions, impacting your production and distribution. Unfortunately, there will always be risks, but there are some that are avoidable.

In this article, we’ll discuss various risks your home-based business may face and how to handle them.