homeowner’s insurance

Homeowner’s insurance is extremely important in protecting your home from damages or other losses. It is essential to have in case of a disaster, robbery, or other instance. However, there may be things in your policy that are not covered that you are unaware of.

In this article, we will discuss what items or events may not be covered under your homeowner’s insurance policy. No home should be without insurance. Therefore, knowing what to look for in your policy can help you get the best possible coverage without any surprises down the line. To get more information on the subject, reach out to so that we can assist you in picking the best insurance coverage.

Save Money by Installing a Smart Home Security System

June 20, 2022January 20, 2022 by Baily Sandage

Having a smart home security system is a great way to avoid burglaries, theft, and unwanted intruders. Due to the advancements in technology, security systems have become more connected. For example, most systems now include smart thermostats, outlets, and smoke/carbon monoxide detectors. These devices also allow you to control them via an app.

So, not only do these cool new gadgets add convenience to your home, but they also save you money in the long run. In this article, we will discuss how smart home security systems can save you money.

save money on your electric bill in the winter

How to Save Money on Your Electric Bill This Winter

January 18, 2022 by Baily Sandage

During the winter you’ll typically be paying more for your electric bill, especially if you live in a colder region. This is because people stay inside more in the winter compared to other months. Therefore, you’ll be having to click the heat up to keep your house at a comfortable temperature. Not to mention, during the winter people are more likely to have house guests due to the holidays. All of these factors affect the amount of energy being used in your home.

No one likes being stuck with a high energy bill. Therefore, in this article, we’ve included some ways you can save money this winter.

Insurance Tips for Newlyweds

June 20, 2022January 11, 2022 by Baily Sandage

Marriage is a huge milestone and it brings significant changes in every aspect of your life. Therefore, it’s the right time to sit down and discuss crucial financial aspects, such as your insurance needs. Once you become newlyweds, you can go on the same auto and home policy and you may need to update your life insurance.

In this article, we will go over some tips for updating and changing your insurance once you’re married. We will also discuss some discounts you can receive too!

Life Events That Can Affect Your Insurance

June 20, 2022January 5, 2022 by Baily Sandage

Life is unpredictable but having a good insurance plan provides financial stability against unwanted events. However, there are a few life events that may impact your insurance needs. These events may increase or lower your insurance policy premiums, affect your coverage, give you access to discounts, and much more.

It’s important to be aware of these changes; therefore, we’re going to go over how certain life events can affect your insurance.

9 Ways to Maintain a Tidy Home

December 20, 2021 by Baily Sandage

Keeping a home clean and hygienic doesn’t have to be difficult or overwhelming. You can have a nice, spotless home if you follow some basic cleaning tips.

Here’s a quick breakdown for you.

To Bundle, or Not to Bundle Your Insurance

December 7, 2021 by Baily Sandage

If you’ve ever shopped around for insurance, you’ve likely been asked if you want to bundle your policies—in other words, combine your home or renters, auto, and life insurance policies with the same carrier. Although you have the option to shop around individually for each policy, it almost always makes sense to have the same carrier cover as many of your policies as possible.

In this article, we go over when it’s a good idea to bundle and when it’s not.

Home Insurance Tips for a First-Time Homebuyer

June 20, 2022December 1, 2021 by Baily Sandage

If you’re a first-time homebuyer, selecting the most effective homeowners insurance policy can be challenging. You need to consider several factors depending on your location and the type of insurance you need.

professionals believe that having a home insurance policy is crucial for homeowners. It serves as a financial safety net in case of unexpected events.

Generally, the policy covers damage to the interior or exterior of a home. It can also protect you if someone gets injured on your property. If you’re looking for effective tips to save on your home insurance policy, you’ve come to the right place.

Insurance can be overwhelming, especially for a first-time homebuyer. Check out these tips to make your policy more affordable.

Preparing Your Vehicle and Home for the Winter

November 24, 2021November 23, 2021 by Baily Sandage

Whether you reside in the Midwest or Northeast, you must know the winter drill. In these regions, you’ll experience below freezing temperatures on a daily basis during the winter. These areas have around three to four months of snowfall, unexpected storms, and below freezing temperatures. Beyond discomfort and inconvenience, the snowstorms and blizzards may cause some irreparable damage.

This is where timely winter preparedness comes into play. Protecting your home and car is important during the winter months. Remember that a frozen pipe can cause water damage in your home. Likewise, your vehicle needs the same attention as your home to face the worst of the winter.

Even if you don’t live in the Midwest or Northeast, you can still experience days below freezing and perhaps snowfall. Therefore, the necessary precautions should be taken to avoid any damages to your home or vehicle.

Here we break down a few practical tips to help you prepare your home and cars for the winter.

Insurance Tips for Turkey Day

June 20, 2022November 17, 2021 by Baily Sandage

There are many ways to celebrate Thanksgiving. But, nothing beats the celebration of Thanksgiving like a real oven-roasted turkey. This special day has always featured a home-roasted turkey, which goes at the center of the table for everyone to enjoy. But, if you’re willing to roast a turkey, make sure you take into account these home insurance tips for Turkey Day.

Why is that? Well, cooking fires are the worst on Thanksgiving day. Celebrating and cooking all day can be difficult for anyone to manage. If you’re making all the preparations yourself, you should take all of the precautions necessary.

Do I Need to Let My Insurer Know When I Make Home Improvements?

June 20, 2022November 10, 2021 by Baily Sandage

Making home improvements can add to the value of your home. Most people inform their friends and family when they’re renovating; however, your insurance provider should be the first one to know about it. It’s vital to notify your home insurance agent about renovations you make that can impact your home’s value.

In this article we discuss why you need to tell your insurer about your home improvements and how it can affect your coverage.