5 Roof Maintenance Tips to Reduce Wear and Tear

The roof of your home not only protects your family and belongings, but it also helps secure the structural integrity of the property. With that in mind, your home insurance company is very much focused on helping you to protect your roof. If you have a simple roof leak, for instance, it could impact the overall structural integrity of the building. It is much easier and less expensive for a home insurance company to cover the repairs to your roof than to replace the home because of structural damage.

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Home Insurance Deductible: How Much Is Too Much?

Home insurance deductibles give you some freedom in selecting the amount you’ll pay on your insurance plan. Deductibles are what you’ll pay first before your insurance kicks in when you file a claim. For example, if your roof needs replacing and the procedure is covered by your homeowners policy, you’ll pay your deductible first and the insurance carrier can cover the rest of the costs. What’s important to know is that your deductible is often a flexible component of your plan.

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