What Happens if I Get Caught Driving without Insurance?

The Insurance Research Council conducted a survey this year where they found that almost one out of eight drivers don’t have car insurance. Joining this group of people would not be a wise choice and could lead to legal consequences such as imprisonment and massive fines. Furthermore, driving without car insurance can be devastating if a car accident results in injuries or property damage.

When you’re at fault in a car accident, you have to bear financial responsibility for the damages. These damages and repairs can cost you thousands of dollars. An affordable and simple way to pay off financial responsibility is purchasing car insurance.

Most states require their residents to have a minimum amount of car insurance. If you get caught driving without it, you may face charges or penalties.

In this article we’ll discuss the legal and insurance related consequences of driving without insurance.

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teen driver with her mom

The Most Expensive Cities to Insure Teen Drivers

Did you know that insuring a teen driver, in most cases, will increase your auto insurance premium?

In some US cities, adding a young driver to an auto insurance plan hikes the premium significantly. As per the latest report by Bankrate, parents of a 16-year old may have to pay an additional $2,531 annually for their auto insurance policy.

If you’re planning to add a teen driver on your auto insurance policy, keep reading to find out why it’s expensive and which cities cost the highest to insure in.

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cars in a flood

What to Do if Your Car Is in a Flood

If you live in or around the region that recently suffered from a hurricane, then chances are that you’re still reeling from the aftereffects. The high scale natural disaster destroyed the Gulf Coast before hitting the Northeast. The hurricane was not only serious in nature but also left many suburbs underwater.

The flood killed dozens of people by trapping them in cars. You may have seen many cars floating or abandoned on major highways and neighborhoods on social media or the news.

In turn, it has caused a major headache for numerous car owners affected by the hurricane. Recovering from the damages was not easy for the owners despite carrying auto insurance.

This is when car owners need to learn the right course of action if their car is in a flood. If you can relate to the topic, here are some steps you can take to recover the losses.

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How Much Will It Cost to Insure My RV?

Nowadays, you can get insurance for just about anything. From automobiles to pets to homes, you can buy an insurance policy to protect valuables you believe are at high risk. And your RV is no exception. It is, without a doubt, an expensive investment, and you’ll want to make sure it’s protected.

Fortunately, when you have an insured RV, you can stay stress-free, knowing that if something happened to your giant recreational vehicle, you will get financial coverage. However, if you have never invested in an RV insurance policy, you’re probably wondering how much it costs to insure it.

This article covers the factors that influence the cost to insure a recreational vehicle.

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Does Insurance Cover Vandalism to My Car?

Car insurance is an essential coverage to have. In fact, it’s illegal to drive your car without having insurance in many states. Car insurance will cover the physical damage to a car or the medical bills from injuries. However, not all policies will cover vandalism to your car.

This article will cover what car insurance policy you would need if you wanted protection from vandalism.

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Consider your car insurance this National Insurance Awareness Day.

What Do I Do if I Can’t Get Car Insurance?

Getting auto insurance is perhaps easier said than done. You might be trying to get car insurance but you keep running into speed bumps along the way. So, after all the dead ends, this is the question on your mind: What do I do if I can’t get car insurance? You need car insurance to be able to drive your vehicle, but you might be at a loss on how to actually get it.

Well, we’ve got some good news for you.

We’ll explain why you might be having issues locating a good car insurance policy and where you can go to get affordable rates.

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Call your insurance company to tell them about the car accident.

Will My Insurance Cover the Damages to My Car if I’m in an Accident?

We are in the middle of the ideal season for road trips with friends and family. But unfortunately, this is also the time when road accidents occur at an alarmingly increasing rate. Millions of car crashes happen around this time of the year in the U.S alone. The damage one can suffer to their car is downright overwhelming. This is why people say it never hurts to be prepared for everything in advance, even a crash. Undoubtedly the first question one may ask is, will my insurance cover the damages to my car if I’m in an accident?

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at fault insurance coverage car wreck

Assigning Blame: Car Insurance Coverage if the Accident is Your Fault

Nobody is perfect. That is certainly the case when it comes to driving on the open road. If you are involved in a motor vehicle accident, the first thing you need to do is call 911. The police officers will show up, take a look at the scene, and probably assign blame the one or more of the parties involved. If the accident was your fault, is your auto insurance company going to pay to fix your car? The answer is that it depends.

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Teens and car insurance

What should teens know about car insurance?

There’s a really exhilarating feeling that comes along with getting a driver’s license and starting your career as a driver. However, there is something that doesn’t sound like as much fun as driving, and that’s car insurance. Sure, it might not seem to be the most thrilling thing, but it’s something that you as a teen driver need to know about. So, what is the real deal about auto insurance? What do you need to know? Here are seven things that teens should know about car insurance.

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