car insurance

Car insurance can be quite complex and often times difficult to understand. With all the information available to policyholders, it can be challenging to decipher the facts from myths. Knowing what’s covered under your auto policy and the factors that determine your premium is crucial. What’s more, not understanding your coverage may lead you to believe you’re covered when that may not be the case.

To help clear up any misinformation surrounding your auto insurance policy and put your mind at ease, provided below are 8 common car insurance myths debunked.

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Comprehensive coverage covers vehicle damage by animals, theft, hail, and glass breakage. If you’re currently leasing or financing your vehicle, your lender will typically require this. It’s important to note that this coverage is optional once your vehicle is paid off. The insurance company will replace or repair your vehicle if you have this coverage and it’s damaged by an animal or force of nature.

By understanding comprehensive coverage, you can decide whether you should add this feature to your plan or not.

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The Insurance Research Council conducted a survey this year where they found that almost one out of eight drivers don’t have car insurance. Joining this group of people would not be a wise choice and could lead to legal consequences such as imprisonment and massive fines. Furthermore, driving without car insurance can be devastating if a car accident results in injuries or property damage.

When you’re at fault in a car accident, you have to bear financial responsibility for the damages. These damages and repairs can cost you thousands of dollars. An affordable and simple way to pay off financial responsibility is purchasing car insurance.

Most states require their residents to have a minimum amount of car insurance. If you get caught driving without it, you may face charges or penalties.

In this article we’ll discuss the legal and insurance related consequences of driving without insurance.

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Did you know that insuring a teen driver, in most cases, will increase your auto insurance premium?

In some US cities, adding a young driver to an auto insurance plan hikes the premium significantly. As per the latest report by Bankrate, parents of a 16-year old may have to pay an additional $2,531 annually for their auto insurance policy.

If you’re planning to add a teen driver on your auto insurance policy, keep reading to find out why it’s expensive and which cities cost the highest to insure in.

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If you live in or around the region that recently suffered from a hurricane, then chances are that you’re still reeling from the aftereffects. The high scale natural disaster destroyed the Gulf Coast before hitting the Northeast. The hurricane was not only serious in nature but also left many suburbs underwater.

The flood killed dozens of people by trapping them in cars. You may have seen many cars floating or abandoned on major highways and neighborhoods on social media or the news.

In turn, it has caused a major headache for numerous car owners affected by the hurricane. Recovering from the damages was not easy for the owners despite carrying auto insurance.

This is when car owners need to learn the right course of action if their car is in a flood. If you can relate to the topic, here are some steps you can take to recover the losses.

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Nowadays, you can get insurance for just about anything. From automobiles to pets to homes, you can buy an insurance policy to protect valuables you believe are at high risk. And your RV is no exception. It is, without a doubt, an expensive investment, and you’ll want to make sure it’s protected.

Fortunately, when you have an insured RV, you can stay stress-free, knowing that if something happened to your giant recreational vehicle, you will get financial coverage. However, if you have never invested in an RV insurance policy, you’re probably wondering how much it costs to insure it.

This article covers the factors that influence the cost to insure a recreational vehicle.

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Car insurance is an essential coverage to have. In fact, it’s illegal to drive your car without having insurance in many states. Car insurance will cover the physical damage to a car or the medical bills from injuries. However, not all policies will cover vandalism to your car.

This article will cover what car insurance policy you would need if you wanted protection from vandalism.

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