July 28th is a very important day in the insurance world – and it’s one that we encourage you to observe! It’s National Insurance Awareness Day. Okay, okay, we get that insurance might not be the most exciting thing in the entire world. You might wonder why you should care about a day devoted to insurance of all things. While the Fourth of July might be a tad bit more exciting, that doesn’t mean National Insurance Awareness Day should be overlooked.
What is National Insurance Awareness Day?
July 28th was set aside to be a day where everyone can look over their insurance policies. It’s a time to make sure that your home has the appropriate amount of coverage (you don’t want to be underinsured) and that your car is insured with limits of coverage that will truly protect you if you have an accident.
So, take some time to go over your policies. It’s important to review your insurance at least annually because things change every year. You might need to adjust your limits of coverage on your home, or you might decide that you would be more comfortable driving if you raised your limit of liability coverage. Consider life events that might require an adjustment to your insurance. And if you need to make any changes, here’s your chance to talk to your agent about it.
Insurance topics to consider this year.
In the spirit of National Insurance Awareness Day, we’ve compiled some of our favorite blog articles that answer frequently asked questions about home insurance and auto insurance. These articles also contain some great tips and advice for you to go over. Insurance might seem complicated and overwhelming, but you’re not in it alone – Team InsuranceHub has your back.
Home insurance advice and tips.
1. The ultimate guide to getting the best (and cheapest) home insurance
This is our go-to article for everything you need to know about home insurance. We’ve got tips to save money on home insurance, exclusions you should know about, case studies, and pro tips for buying home insurance. This ultimate guide will give you an overview of how to select your homeowners’ insurance and what you need to consider when getting home insurance.
2. What kind of water damage is covered by home insurance?
This one is a home insurance classic. We highly encourage you to review your policy and find out how you’re protected against the financial loss of water damage to your home. Remember, home insurance doesn’t cover flooding, but it will most likely cover water damage that occurs due to a sudden and accidental loss (like a burst pipe.) So, prepare for this situation before you find yourself knee-deep in water.
3. 15 common home insurance discounts to ask your agent about
Why not take some time to quest for home insurance discounts? Common discounts include:
- Having a monitored home security system/burglar alarm
- Bundling your home and auto insurance
- Loyalty (staying with the same company for a certain number of years)
- Being claims-free for a certain amount of time
- New roof/Impact-resistant roof
This is only the beginning. Find out about more home insurance discounts in this article.
4. What you need to know about bundling your home and auto insurance
Bundling is a great way to save money on your home insurance premium. By getting your home insurance and your auto insurance from the same company, you might be eligible for a bundling discount.
5. Life changes that mean you need to talk to your insurance agent.
National Insurance Awareness Day is an opportunity for you to review your home insurance policy to make sure that it still suits your insurance needs. It’s important to review your policy every year because certain life events or changes might mean that you need to adjust your home insurance.
Is it time to phone your insurance agent? Read the full article here.
Protect your home from fires. Get a quick homeowners insurance quote today.
Auto insurance tips and advice:
6. Debunking 12 car insurance myths: The truth about car insurance
There are a lot of myths out there when it comes to insurance – especially auto insurance. Check out these twelve car insurance myths and find out why red cars actually don’t cost more to insure.
7. Auto insurance: What are collision insurance and comprehensive coverage?
There are a lot of different car insurance coverages to choose from. If you want your car to be repaired or replaced by insurance if something happens to it, you need to purchase collision and comprehensive coverage. Liability coverage will only cover the other driver’s medical expenses and car repairs or replacement if you’re at-fault in an accident. It won’t replace your car after an accident or if it’s otherwise damaged. You can find out more about this very important coverage in this article.
8. Why you might want more than the minimum limits of car insurance
Liability insurance is required in most states for a driver to legally drive their vehicle on the streets. However, the minimum limits of car insurance might not be enough to fully protect you financially if you’re in a bad accident. Find out more in this article and consider the limits of coverage you have for your vehicle this National Insurance Awareness Day.
9. 7 tips to protect your teen driver with car insurance (without breaking the bank)
Do you have a teenager who’s about to start driving? Teen auto insurance can be expensive, but there are ways that you can manage the expense. Check out our tips for getting teen auto insurance.
10. 7 easy tips for how to save money on car insurance
Car insurance getting a bit expensive for your liking? Take a look at these tips for saving money on auto insurance. There are a few things you can do to lower your car insurance premium.
Protect your car & save money. Get a quick auto insurance quote today.
We hope that you find these articles helpful as you evaluate your insurance this National Insurance Awareness Day! Take this opportunity to review your home insurance and auto insurance policies. Yes, it might not be riveting, but it’s an important part of protecting your finances.
And if you want to shop for home insurance or auto insurance, we can help with that, too! Our team of agents would be happy to get you multiple quotes so you can compare coverages and prices – and get great insurance at a great price. To get in touch with us, all you have to do is fill out our online quote form or give us a call today.