auto insurance

Purchasing an exotic car can be a costly endeavor, but the expenses do not stop there. Auto insurance for exotic cars can be expensive and maintaining them can be challenging and costly as well. However, many owners of these exotic vehicles have found a loop hole to avoid the high fees. We have found that many people are registering their vehicles in the state of Montana. Why Montana you may ask?

In this article we will explain how registering your vehicle in Montana can save you thousands of dollars. We will also talk about how registering your vehicle in another state can affect your auto insurance.

If you own an exotic vehicle, shop around and see what auto insurance policies best fit your needs.

Preparing Your Vehicle and Home for the Winter

November 24, 2021November 23, 2021

Whether you reside in the Midwest or Northeast, you must know the winter drill. In these regions, you’ll experience below freezing temperatures on a daily basis during the winter. These areas have around three to four months of snowfall, unexpected storms, and below freezing temperatures. Beyond discomfort and inconvenience, the snowstorms and blizzards may cause some irreparable damage.

This is where timely winter preparedness comes into play. Protecting your home and car is important during the winter months. Remember that a frozen pipe can cause water damage in your home. Likewise, your vehicle needs the same attention as your home to face the worst of the winter.

Even if you don’t live in the Midwest or Northeast, you can still experience days below freezing and perhaps snowfall. Therefore, the necessary precautions should be taken to avoid any damages to your home or vehicle.

Here we break down a few practical tips to help you prepare your home and cars for the winter.

Will My Insurance Company Cover the Costs of a Rental Car?

June 20, 2022November 19, 2021

Car insurance offers coverage in a variety of ways. Such as, if you get into an accident and cause damage to someone else’s car or property. Furthermore, if the other party is injured in the accident it will cover their medical expenses. You can even get coverage for incidents such as a tree branch falling on your car or vandalism.

However, this all depends on the type of coverage you get. Insurers offer a multitude of protection, but it depends on how much coverage you want and how much you’re willing to pay.

If you get into an accident or your vehicle has to go into the shop, you may be wondering how you’re going to get around for the next couple weeks. You’re probably wondering whose going to pay for it as well.

In this article, we discuss when insurance companies reimburse you for rental car costs and when they don’t.

8 Common Car Insurance Myths

April 11, 2024November 9, 2021

Car insurance can be quite complex and often times difficult to understand. With all the information available to policyholders, it can be challenging to decipher the facts from myths. Knowing what’s covered under your auto policy and the factors that determine your premium is crucial. What’s more, not understanding your coverage may lead you to believe you’re covered when that may not be the case.

To help clear up any misinformation surrounding your auto insurance policy and put your mind at ease, provided below are 8 common car insurance myths debunked.

What’s Comprehensive Coverage?

October 28, 2021

Comprehensive coverage covers vehicle damage by animals, theft, hail, and glass breakage. If you’re currently leasing or financing your vehicle, your lender will typically require this. It’s important to note that this coverage is optional once your vehicle is paid off. The insurance company will replace or repair your vehicle if you have this coverage and it’s damaged by an animal or force of nature.

By understanding comprehensive coverage, you can decide whether you should add this feature to your plan or not.

What Happens if I Get Caught Driving without Insurance?

October 28, 2021

The Insurance Research Council conducted a survey this year where they found that almost one out of eight drivers don’t have car insurance. Joining this group of people would not be a wise choice and could lead to legal consequences such as imprisonment and massive fines. Furthermore, driving without car insurance can be devastating if a car accident results in injuries or property damage.

When you’re at fault in a car accident, you have to bear financial responsibility for the damages. These damages and repairs can cost you thousands of dollars. An affordable and simple way to pay off financial responsibility is purchasing car insurance.

Most states require their residents to have a minimum amount of car insurance. If you get caught driving without it, you may face charges or penalties.

In this article we’ll discuss the legal and insurance related consequences of driving without insurance.

The Most Expensive Cities to Insure Teen Drivers

October 6, 2021

Did you know that insuring a teen driver, in most cases, will increase your auto insurance premium?

In some US cities, adding a young driver to an auto insurance plan hikes the premium significantly. As per the latest report by Bankrate, parents of a 16-year old may have to pay an additional $2,531 annually for their auto insurance policy.

If you’re planning to add a teen driver on your auto insurance policy, keep reading to find out why it’s expensive and which cities cost the highest to insure in.

What to Do if Your Car Is in a Flood

September 16, 2021

If you live in or around the region that recently suffered from a hurricane, then chances are that you’re still reeling from the aftereffects. The high scale natural disaster destroyed the Gulf Coast before hitting the Northeast. The hurricane was not only serious in nature but also left many suburbs underwater.

The flood killed dozens of people by trapping them in cars. You may have seen many cars floating or abandoned on major highways and neighborhoods on social media or the news.

In turn, it has caused a major headache for numerous car owners affected by the hurricane. Recovering from the damages was not easy for the owners despite carrying auto insurance.

This is when car owners need to learn the right course of action if their car is in a flood. If you can relate to the topic, here are some steps you can take to recover the losses.

How Much Will It Cost to Insure My RV?

September 2, 2021September 1, 2021

Nowadays, you can get insurance for just about anything. From automobiles to pets to homes, you can buy an insurance policy to protect valuables you believe are at high risk. And your RV is no exception. It is, without a doubt, an expensive investment, and you’ll want to make sure it’s protected.

Fortunately, when you have an insured RV, you can stay stress-free, knowing that if something happened to your giant recreational vehicle, you will get financial coverage. However, if you have never invested in an RV insurance policy, you’re probably wondering how much it costs to insure it.

This article covers the factors that influence the cost to insure a recreational vehicle.

Does Insurance Cover Vandalism to My Car?

August 18, 2021

Car insurance is an essential coverage to have. In fact, it’s illegal to drive your car without having insurance in many states. Car insurance will cover the physical damage to a car or the medical bills from injuries. However, not all policies will cover vandalism to your car.

This article will cover what car insurance policy you would need if you wanted protection from vandalism.

Top 5 Common Insurance Mistakes

August 18, 2021August 17, 2021

In today’s world, it’s impossible to go without insurance and live a stress-free life. Insurance is a safety net that keeps you from experiencing financial burden due to insurance claims. It can protect you from liability suits, natural disasters, or any unforeseen circumstances. However, it can be complicated and there are some common insurance mistakes that a lot of people make.

Unfortunately, a majority of these people don’t find out they’ve made a mistake until it’s too late. You don’t want to be stuck paying too much for insurance or not having the proper coverage.

Here’s a list of the top 5 insurance mistakes people are making.