Insurance

Whether you have just a few assets or own multiple homes, automobiles, and businesses, insurance coverage is vital. Protecting your assets, managing risks, and making sure you have the best coverage for the best price is part of our daily goal here at InsuranceHub. We enjoy getting to know each of our clients and helping them identify the insurance coverages that are right for them. We can’t see the future and we don’t know when disaster will strike, so it’s essential to be prepared for anything.

We understand that you need a policy that’s crafted to protect you from your specific risks, not just a one-size-fits-all plan. You’re one of a kind, so your insurance policy should be, too! Our goal is to not only make insurance easy but also to become a trusted advisor and partner to each and every client. We can help you pinpoint all of the risks that you face, and we can help you get the coverage you need to be protected from them.

The ultimate guide to getting the best (and cheapest) home insurance

June 6, 2021March 7, 2017

Have you ever been completely baffled when it comes to home insurance? Does it make your brain hurt a little? Do you kind of cringe inside when you think about it? Don’t worry. You’re not alone. It gets complicated, and that makes a lot of us want to shove it out of our minds so we don’t have to deal withf it.

But we’re here to help decode the strange language that is homeowners insurance. By the end of reading this article you’ll be fluent. We’ve sectioned this guide into four basic categories to help you with getting not only the best, but also the cheapest homeowners insurance in your state.

We’ve broken this article into four sections that each tackle a home insurance mystery.

Safety can help you save money on your workers' compensation premium.

How to lower workers’ comp premiums

June 6, 2021March 2, 2017

When an employee gets hurt on the job, the top priority is making sure that they’re okay and that they get the care that they need. So it’s important for employers to have sufficient workers’ compensation coverage to make sure that their employees and their families are provided for if an accident happens on the job. However, there are still a few things that you can do to manage the cost of your workers’ compensation premium. We’ve put together a list of six tips that will help you understand what goes into determining your workers’ compensation premium and explain how you can lower it.

Why is a home inventory important for your home insurance?

June 25, 2021February 28, 2017

Okay, we get it. Taking a home inventory is hardly an exciting way to spend a weekend. Walking around, writing things down on a clipboard…yeah, maybe not the most fun thing to do on a Saturday. But it is very important when it comes to your insurance. A home inventory is basically a list of all the items in your house. No one wants or asks for their home to be destroyed, but if the unthinkable happens and a fire or burglary strikes your house, you’ll be better off if you have a detailed list of everything you own.

What to do if someone breaks into your car

July 2, 2021February 23, 2017

You decide to stop at the grocery store for some milk and eggs on your way home from work. You’re gone for maybe ten minutes, but by the time you wander out of the store and into the parking lot something terrible has happened. You squint as you approach your car—something looks funny about that window…

And just like that, your day, which has been great so far, isn’t very great anymore. Your car has been broken into. And you’re not alone, either. According to the Insurance Information Institute, almost 710,000 vehicles were reported stolen in 2015, and CNN reports that 1.85 million car thefts (break-ins) occur every year.

If this ever happens to you, there are a few things that you can do that will help the police and your insurance company help you. We’ve created a list of seven tips.

What affects my tow truck insurance premium?

July 4, 2021February 21, 2017

No two businesses are the same. This is especially true when it comes to tow trucks. Your business, whether it’s a tow-truck company or an auto shop, has its own fingerprint, and this fingerprint plays a large part in deciding what kind of insurance you need. And once you find the right coverage for you, there are lots of different factors that go into determining the cost of your insurance premium.

To take some of the mystery out of your insurance rates, here are some details about your business that will impact your premium:

How can you prevent a car break-in?

July 2, 2021February 16, 2017

Ah, what would we do without our cars? They’re faithful. Reliable (usually). An extension of ourselves. We spend hours upon hours in our cars—stuck in traffic, commuting to work, going grocery shopping, running errands, meeting friends. The amount of time we spend with our cars makes them become part of our personal space. We care about our cars.

So if someone were to ever break into your car, you’d feel violated. Betrayed. Unsafe. That car is your space. It belongs to you and it’s one of your best friends. It just happens to be a best friend that you’re required to leave unattended for hours at a time since you can’t exactly bring your car into the office or house with you. Someone breaking into your car and rifling through your belongings is as personal as if they broke into your home. It would be a nightmare.

InsuranceHub among the ‘Best of Gwinnett’

June 6, 2021February 9, 2017

We at InsuranceHub are honored to have been awarded the Best of Gwinnett Award from Gwinnett Magazine in three categories: Best Insurance Firm, Best Auto Insurance, and Best Homeowners Insurance. We’re absolutely delighted that we’re considered … Read More

Transportation safety tips for daycare and childcare providers

June 6, 2021January 25, 2017

Child care is full of challenges. There’s a lot that goes into running a daycare or childcare facility, and one of those things is getting the children where they need to go. It might be a bus bringing them from school to your center, or it might be taking them on a field trip to have some fun. Getting kids from Point A to Point B can be quite the ordeal—there are lots of potential risks associated with childcare transportation. Whatever the need for transportation or buses might be, there are a few important things to keep in mind to make the process as safe as possible. Just a few simple steps can significantly reduce the chances of something catastrophic happening. We’ve put together six transportation safety tips for daycare providers.

How can Bright from the Start reviews affect your daycare coverage?

June 6, 2021January 19, 2017

We don’t need to tell you how large a responsibility rests on your shoulders when it comes to taking care of other people’s children. Parents trust you with their kids, so it’s absolutely vital that your daycare or childcare facility is top notch and as safe as possible. This is where Bright from the Start, the Georgia agency that oversees early childhood education and childcare facilities, comes in.

Playground safety tips for daycares

June 6, 2021January 12, 2017

Kids run on unbelievable stores of energy. They love to run and play outside, thus the invention of the playground. Playgrounds are supposed to be a fun way for kids to get exercise, but they also present plenty of ways for kids to get hurt. If you run a daycare that has a playground, it’s important to make sure that the structures are as safe as possible—the kids’ parents are relying on you to keep their little ones out of harm’s way, and their concerns about outdoor play time aren’t unfounded. According to kidshealth.org, more than 200,000 children per year are taken to the ER because they got hurt on a playground. That number seems really big and scary, but we’ve put together seven playground safety tips to reduce the chances of bumps, bruises, cuts, and even broken bones.