(770) 497-1200 | Customer Portal

Insurance

Whether you have just a few assets or own multiple homes, automobiles, and businesses, insurance coverage is vital. Protecting your assets, managing risks, and making sure you have the best coverage for the best price is part of our daily goal here at InsuranceHub. We enjoy getting to know each of our clients and helping them identify the insurance coverages that are right for them. We can’t see the future and we don’t know when disaster will strike, so it’s essential to be prepared for anything.

We understand that you need a policy that’s crafted to protect you from your specific risks, not just a one-size-fits-all plan. You’re one of a kind, so your insurance policy should be, too! Our goal is to not only make insurance easy but also to become a trusted advisor and partner to each and every client. We can help you pinpoint all of the risks that you face, and we can help you get the coverage you need to be protected from them.

Have you read through your insurance policy lately?

Understanding the nitty-gritty of your insurance policy in 6 steps

Yep, trudging through the entirety of your home, auto, or life insurance policy is probably not exactly your idea of a good time. Big words, stuffy language, long sentences…oodles of fun, right? Oh, yeah. Insurance policies. Good stuff.

As daunting as the task may seem, reading through your policy is actually very important when it comes to making sure that you have the coverage you need for your family. Your policy spells out the agreement between you (the insured) and your insurance company (the insurer) and explains who’s responsible for what if you’re faced with a catastrophe.

Whether it’s your home insurance policy or your auto insurance policy, you need to make sure that you know what’s going on in that very important legal document. You never know when it’s going to come in handy. To help you out with that little bit of homework, we’ll take a piece-by-piece look at each section of your insurance policy so that you’re in the know when it comes to your insurance.

Read More

It's important to make sure that you've got the right motorcycle insurance.

What you need to know about motorcycle insurance, safety, and saving cash

Riding a motorcycle is a lot different than driving a car. While cars aren’t without without their risks, motorcycles have an even more dangerous reputation. The motorcycles you see zooming by on the road might look cool, and yes, it might be more fun to ride a motorcycle than to be trapped inside a car. But the truth is that motorcycles are far more dangerous than cars, which is why you need motorcycle insurance.

If you’re a motorcyclist or if you’re thinking about buying your dream bike, you need to make sure that you have adequate coverage for all the risks that come with hitting the road with two wheels instead of four. We’ll go over the types of coverage you need for that shiny new bike. We’ll also give you some tips on how to save on your motorcycle insurance and how to stay safe on the roads.

Read More

Tips for starting a small business

From the Desk of Jim Lloyd: The InsuranceHub Journey

When I look back on the insurance industry, I can’t help but notice how fast things are changing. Today’s insurance world isn’t the same as it was even fifteen years ago, and I think it’s those changes and my observations over the years that have inspired me to share my thoughts on our blog (that and my marketing director said I should.) I’ve been in the insurance and small business world for a long time – just don’t ask me how long! My business, InsuranceHub, has been on quite the journey since we’ve started, and to kick off this new section of our blog I thought I’d reflect on how we got to where we are.

Read More

What's the difference between cancellation and nonrenewal?

What’s the difference between cancellation and nonrenewal?

When it comes to your business insurance, it’s important to have the right coverages. But what does it mean if your policy is nonrenewed or canceled? They might sound the same, and it might seem like they have the same outcome – you don’t have business insurance – but they’re actually two different things and happen for different reasons.

So, let’s take a look at what these two scenarios mean for your business.

Read More

Is your workers' comp claim compensable?

How to know if your workers’ comp claim is compensable

Workers’ compensation insurance can be a real lifesaver for a business if an employee gets hurt or becomes ill because of their job. It’s a way to protect them and make sure that they’re provided for if something happens to them on the job. Safety should always be a priority at the workplace – along with helping you and your employees avoid injuries, this will help you lower your workers’ comp premiums as an added bonus.

Anyways, if something happens on the job, you may not necessarily be to blame for the accident or injury, but you were the one requiring the employee to be there. Thus, workers’ comp insurance is there to take care of your responsibility to the employee. If you’re in the position of handling a workers’ comp claim and you’re not sure if it’s going to “count” as a claim, keep in mind that there are a few criteria to be met for a claim to be compensable. (Compensable basically means that the employee is eligible to receive workers’ comp benefits because of their injury.)

So, what are these magic criteria, you may ask?

We’ve broken the requirements into three questions below to help you figure out where your workers’ comp incident stands.

Read More

Hello, Inspector: How to ace your restaurant’s health inspection

If you think about it, people place a lot of trust in your restaurant and your employees when they eat at your establishment. They trust that you’ve done your due diligence when it comes to preparing their meal and that you’ve taken steps to ensure cleanliness. They’re trusting you to not make them get sick. Or, you know, spit in their food. 

That’s why health inspectors check out restaurants to make sure that they’re following proper guidelines for food safety. Inspectors will oftentimes drop by with little or no notice during a busy meal rush to conduct a health inspection—they want to see how your facility runs during a typical day. They want an honest look at things.

The idea of being inspected might be stressful for everyone who works at your restaurant, but we’ve put together a few tips to help you do your best on your health inspection.

Read More

10 things to include in your insurance policy (Summertime policy checkup)

Ah, summer’s here! It’s time for some well-deserved rest and relaxation. You might be thinking about going on a summer vacation with your family, or maybe you’re planning on having a stay-cation at home. Either way, summer is a good time to give your insurance policy a check-up. When was the last time you really looked at your policy? Is everything up-to-date? Do you have all of the coverage you need? Do any changes need to be made to your policy?

If the answers to any of these questions are “errr…,” you might want to consider taking a look at your policy. When it comes to “insurance speak” and policies, it might be hard to know where to start. There’s a lot of policy to cover. But not to worry – we’re not throwing you to the wolves! We’ve got a few things about your policy that you can check on to make sure that it’s in good health.

Read More

Avoid disaster: Tips to improve safety at your retail store

If you work at a retail store, you’re all-too-familiar with the chaos that is the holidays, Memorial Day Weekend, or pretty much any time there’s a big sale. People rush around to do their shopping and it feels like there isn’t enough time—or hands—to worry about keeping everything neat and tidy. When there are customers packed into the store, safety might take a backseat. However, it’s vital to enforce safety over speed and to always keep the floor clear.

There are a few things you can include in your training to make sure that your retail store stays safe both for your customers and your employees. The following are some safety tips that could come in handy around your store.

Read More

How to keep your pets safe during a disaster

Your four-legged friends are members of your family. Your cat or dog is your buddy, your companion. They’ve snuggled their way into your heart, and the thought of something happening to them during a disaster is devastating. Your pet relies on you to take care of them and to provide for them, and this is even truer during a disaster or if you have to evacuate your home.

To help you keep your pets safe, we’ve put together some tips to follow if you ever have to weather a natural disaster or another emergency with your pet.

Read More

Tips for preparing your family’s disaster kit

No one wants to think about what would happen if a disaster or hurricane were to hit their home, but being prepared is everything. To help your family get through a disaster, there are a few things you need to do, including preparing an evacuation plan and packing up a disaster kit. If you’re wondering where to start when preparing your disaster kit, we’ve got some things for you to keep in mind as you assemble it.

Read More