Protecting your home with homeowners insurance isn’t always cheap. However, that doesn’t mean there aren’t ways to save money on your home insurance. Of course, your insurance would quickly prove that it’s worth every penny if you ever have a disaster or loss, but why not get the same coverage you enjoy now or the coverage that you’re looking for at a lower price? Here are our tips to help you lower your homeowners insurance premium.
Insurance
Whether you have just a few assets or own multiple homes, automobiles, and businesses, insurance coverage is vital. Protecting your assets, managing risks, and making sure you have the best coverage for the best price is part of our daily goal here at InsuranceHub. We enjoy getting to know each of our clients and helping them identify the insurance coverages that are right for them. We can’t see the future and we don’t know when disaster will strike, so it’s essential to be prepared for anything.
We understand that you need a policy that’s crafted to protect you from your specific risks, not just a one-size-fits-all plan. You’re one of a kind, so your insurance policy should be, too! Our goal is to not only make insurance easy but also to become a trusted advisor and partner to each and every client. We can help you pinpoint all of the risks that you face, and we can help you get the coverage you need to be protected from them.
Should I file a tow truck insurance claim for my business?
There’s this thing called Murphy’s Law that states that anything that can go wrong, will go wrong. Perhaps it seems a tad pessimistic, but as a tow truck driver, you may be inclined to believe it. You’ve seen plenty of strange, unlucky, and crazy situations out there on the road. But what if Murphy’s Law hits your business? What if something happens to one of your tow trucks – say, a cracked windshield or a smooshed front bumper? You might immediately think to file a claim on your tow truck insurance. It was invented for Murphy’s Law, after all. But you may want to pull out a calculator and do some numbers before you do. Claims have an influence on how much tow truck insurance costs. We’ll explain why.
2018 Forecast: Auto insurance rates on the rise…again
The adage “success comes at a price” is particularly poignant when it affects a company AND its customers. Rising to the pinnacle of the National Association of Insurance Commissioners (NAIC) list of top insurance companies in the U.S.*, State Farm Insurance assures its customers that they are “more than just a policy number.” Unfortunately, in the face of a growing trend in costly car accidents and several wildly disastrous natural events such as hurricanes and wildfires in 2017, those policy numbers will likely see a hefty rate hike in 2018.
How to improve safety at your tow truck business (and save on insurance)
Towing cars isn’t always an easy job. There’s a lot of responsibility associated with transporting someone else’s car, and so safety is absolutely paramount for tow truck companies. You might have a good record for your business with few accidents, tickets, or losses, but it’s still important to do everything you can to establish high safety standards for your company (and besides, it can help you save money on your tow truck insurance rates.) That being said, here are a few ways you can boost safety at your tow truck business.
How to get cheap tow truck insurance for your business
You might have heard that tow truck insurance rates are on the rise. Many tow truck insurance carriers have backed away from covering tow truck businesses because they think they’re too risky. That has led to many tow truck businesses getting their insurance nonrenewed, while others have seen huge rate increases. As a result, you may be wanting to save money on your tow truck insurance rates by getting cheap tow truck insurance. We’ve got some tips to help you save some money on your rates.
How to get home insurance: 10 tips to make home insurance easy
If you’re trying to get insurance for your home, you may have a few questions. At the top of the list might be how to get home insurance in the first place. It certainly seems like a daunting process with all the fancy words and big numbers. Since your house is so important to you and your family, it’s essential to make sure that it’s protected by the right home insurance. So, to help you out when you get home insurance, we’ve got some tips to keep in mind.
Winter weather: 10 simple tips for how to drive in the snow safely
Okay, it’s official – winter has come early. The snow has arrived, and that means it’s time to brush up on tips for safe winter driving and driving in snow. The roads can get slick and visibility can go way down, so it’s important to take it easy and stay safe. Since we know that driving in snow may not be something you do every day, we’ve got some tips to help you stay safe behind the wheel in the snow.
What do I do if my home insurance is canceled or nonrenewed?
What would you do if your home insurance company said that they were no longer going to insure you? The news would probably come as a pretty big blow. You depend on your home insurance to protect your house and losing that insurance might cause a little bit of panic. It can be difficult to get home insurance after being canceled or nonrenewed by an insurance company, depending on their reason for dropping your coverage. The question going through your mind might be: What do I do if my home insurance is canceled? There are a few things you can do in the event that your home insurance company drops you.
Does my business need employment practices liability insurance?
Employees are what keep businesses running, but what would happen if one of your employees brought an employment-related claim against your business – allegations of discrimination or wrongful termination? Would you have the resources to legally defend your business against a claim or lawsuit of that sort? It’s important to consider employment practices liability insurance, or EPLI, to protect your business from this often-overlooked risk. We’ll go over what EPLI does and how it can help your small business.
8 easy ways to prevent the spread of flu in the workplace
Winter is rapidly approaching, and that means flu season is upon us. Usually, flu season is considered as being October through about February, which means that we’re cruising right into the flu danger zone. The flu, aside from just being downright unpleasant and exhausting for the person who’s sick, is also problematic for the workplace. With coworkers dropping like flies to illness, it can be a scramble to get the work done that needs to get done. So, before everyone starts getting sick and calling out from work, we’ve got some tips to help you prevent the spread of flu at your workplace.