Insurance

Whether you have just a few assets or own multiple homes, automobiles, and businesses, insurance coverage is vital. Protecting your assets, managing risks, and making sure you have the best coverage for the best price is part of our daily goal here at InsuranceHub. We enjoy getting to know each of our clients and helping them identify the insurance coverages that are right for them. We can’t see the future and we don’t know when disaster will strike, so it’s essential to be prepared for anything.

We understand that you need a policy that’s crafted to protect you from your specific risks, not just a one-size-fits-all plan. You’re one of a kind, so your insurance policy should be, too! Our goal is to not only make insurance easy but also to become a trusted advisor and partner to each and every client. We can help you pinpoint all of the risks that you face, and we can help you get the coverage you need to be protected from them.

Take steps to lower your liquor liability insurance rates.

How can I lower my liquor liability insurance rates?

June 14, 2021January 2, 2019 by Dee Barnett

If you’ve served liquor at your restaurant, catering company, or company party, you may have at least one liquor liability horror story. Where there’s alcohol, there’s bound to be someone who parties a little too hard. And when a drunk person gets out of hand, they could end up hurting themselves and others. This could cause big liability issues for your business.

If you have liquor liability insurance for your business, these bodily injuries and property damage can be taken care of. However, as important as it is to have coverage for liquor liability incidents, it’s just as important to know how to prevent these mishaps in the first place. Here are 7 tips on how to reduce your chance of liquor liability before anything serious happens.

There are certain steps to take if you're in a car accident.

What to do if you’re in a car accident

July 2, 2021December 28, 2018 by Katelyn Betts

Being involved in a car accident is not a situation anyone wants to be in, whether you’re the at-fault driver or the driver who was hit. It can be a very scary, stressful time, and it’s completely understandable that you might be flustered and might not quite know what to do. These are the steps you can take after a car accident.

COA insurance can protect your Condo-owners Association.

4 risks COA insurance can protect COAs from

June 6, 2021December 26, 2018 by Katelyn Betts

A Condo-owners Association (or COA) is responsible for a lot. It’s in charge of maintaining the shared common areas of the condominium, such as walkways, swimming pools, parking areas, the grounds, and recreational areas – among their other responsibilities and duties. However, all of these responsibilities open the Condo-owners Association (or the board members in charge of the COA) to a certain level of risk. And that’s where COA insurance can help you – it can protect you from those risks. We’ll explain some of the common risks COAs face and how COA insurance protects you.

If you have rental reimbursement coverage, your rental car should be covered after you're in an accident.

Is my rental car covered if I’m in an accident?

July 2, 2021December 21, 2018 by Katelyn Betts

So, you have a bit of a situation – you’ve been in a car accident. It wasn’t too bad, but your car needs repairs, and that could take a while. You’ll need to leave it at the shop for…well, who knows how long? But the problem is that you need to get to and from work, take the kids to soccer practice, go to the grocery store because food, drop off some clothes at the dry cleaners… In short, you need a rental car. But rental cars are expensive, so your question now is – will my rental car be covered by insurance? We’ll explain what you need to know.

Restaurants might need liquor liability insurance.

What is liquor liability insurance and do I need it?

October 17, 2023December 19, 2018 by Dee Barnett

You may be a little hesitant to buy liquor liability insurance if you own anything else but a bar. However, this type of insurance can make or break any business that serves alcohol. It’s no secret that people can get a little rowdy when they’re intoxicated, and when you’re the business that served them that alcohol, you can be found liable for your patrons’ behavior. So, how can liquor liability insurance help protect your business when someone lets a little too loose? What is liquor liability insurance anyway? And why do you need it? Let’s take a look.

Protect your home against burglary before you leave for holiday vacation.

11 tips to secure your home before leaving on holiday vacation

June 6, 2021December 17, 2018 by Katelyn Betts

Lots of people travel over the holidays to visit friends and family, whether they’re driving, flying, or teleporting (just kidding – but we wish we weren’t.) Taking a few days to go out of town and see loved ones is great, but you don’t want to be worrying about your house while you’re away. Before you leave for holiday vacation, check out these tips for securing your home against burglary while you’re away.

If you have a cracked windshield, it's important to get it repaired as soon as possible.

Will car insurance cover a cracked windshield?

July 2, 2021December 14, 2018 by Katelyn Betts

It’s one of the worst feelings ever – that thunk that causes your heart to leap out of your chest as a rock jumps up off the road (seemingly with a mind of its own) and hits your windshield. And then, sure enough, there’s a good-sized crack in the formerly spotless glass. It’s frustrating and upsetting because there’s nothing you can do other than resign yourself to dealing with the cracked windshield.

We're supporting the Home of Hope at Gwinnett Children's Shelter for the holidays.

InsuranceHub supports Home of Hope at Gwinnett Children’s Shelter this winter

June 6, 2021December 13, 2018 by Katelyn Betts

This holiday season, our family here at InsuranceHub decided to do something to give back to the community. We wanted to share some holiday joy by supporting a cause dear to our hearts, the Home of Hope at Gwinnett Children’s Shelter. The nonprofit is dedicated to helping homeless children and their mothers in the Gwinnett County area, and they also help young women who age out of the foster system at 18. The Home of Hope at Gwinnett Children’s Shelter doesn’t just provide a safe, nurturing home for the families – they help the mothers by creating customized life plans with them and giving them the tools they need to get on the path to independence.

5 insurance coverages for auto body shops to consider

June 6, 2021December 12, 2018 by Katelyn Betts

If you have an auto repair shop or a garage, the days are always packed. With cars that need to be fixed or serviced and returned to their owners, paperwork to handle, and premises to maintain, it’s hectic. One aspect of having a shop that you might be scratching your head about is auto body shop insurance. What coverages do you need? Auto shops aren’t without their risks, after all, and when life throws a curveball you have to be ready to hit it back. We’re going to go over five auto body shop insurance coverages you can consider.

Self-driving or autonomous cars will change the auto insurance industry.

What happens to car insurance when autonomous cars become a thing?

June 6, 2021December 7, 2018 by Katelyn Betts

The idea of self-driving or autonomous cars is an intriguing one. What if you didn’t have to be paying attention to the road? What if you could enjoy the privacy of being the sole passenger in a vehicle, but not actually have to drive it? There are plenty of reasons that self-driving cars are something that interests us and has us looking towards the future.