Your business is unique and you face your own specific risks and dangers, but we can help make sure you’re protected. Every business needs a business insurance policy that’s customized specifically for its needs. At InsuranceHub, we believe in creating a policy that’s built with your business in mind. We know that insurance can get complicated. So, one of our goals is to make the process as easy as possible.
We want to be more than just an insurance company to you. Whether you need a business owner’s policy, general liability, or property insurance, InsuranceHub is here to help. Each of these types of coverages does something different, but we’ll help you figure out which ones are right for you. You’ve worked really hard to build your business, so let us help you protect it.
Liability insurance isn’t enough to protect your business. You must limit your business risks. What would you do if someone slipped, fell, and sued your company? Nobody wants to think about this situation, but lawsuits happen.
It comes down to this: a person can’t win a lawsuit unless they can prove to and convince a judge and jury that your business was at fault.
Unfortunately, businesses face all different kinds of theft. How vulnerable are you? First, we will identify the 4 main types of theft affecting business today. Then, we will give a few suggestions on how to minimize your risk.
They want to believe that their employees would never steal from them. But, that’s unfortunately not the case for many business owners.
Business car insurance can be expensive, which is why we are sharing these 18 tips to reduce your risk and liability as a business owner.
It is important to do everything you reasonably can to hire safe drivers and support driving safety. Did you know that traffic accidents are the number one cause of on-the-job fatalities?
Suppose your top producer had a terrible accident this very afternoon. Your best employee is hospitalized with broken bones all over their body. Their doctor demands 6 months bed rest and physical therapy. And, that is a best case scenario.
YIKES! What would you do? How would your business continue to produce and function?
How would you define information technology (IT)? One simple definition is that IT is the application of computers and telecommunications equipment to store, retrieve, transmit and manipulate data.
Lets go even simpler. You can say it is a synonym for computers and computer networks. If you have a business, then it is safe to say that you are using information technology.
You already recognize the power of a good business property insurance policy. In our previous blog post concerning this topic, we discussed what losses were covered. In this post, we discuss causes of loss that aren’t normally covered.
First, remember that just because it isn’t covered now, does not mean that you can not add additional coverage to your policy. In fact for a small additional premium you can custom design a policy that will fit your needs. For this very reason, it is imperative to communicate openly and honestly with your insurance agent, who’s goal is to protect everything that is important to you in your business.
Just suppose your business property was hit by:
What would you do? Hopefully, these things will never happen to your company, but an astute business owner however protects himself/herself and their company from the worst case scenario by:
Just suppose your CEO died tonight. Think about what would happen if your number 1 sales person passed away tomorrow. What would you do? First, think of the emotional pain. Second, think of the business financial pain.
How long would it take to replace them and get the new person to be able to do all that they do know?
Weeks? Months? Longer? What kind of financial impact would that have on your business?
If you looking for ways to lower your commercial insurance rates, then you are not alone. Nowadays, it seems like every business owner is trying to find ways to reduce costs and cut expenses. So, the $99,000 question is then, “How can we keep our business premiums down?”