You might have heard that tow truck insurance rates are on the rise. Many tow truck insurance carriers have backed away from covering tow truck businesses because they think they’re too risky. That has led to many tow truck businesses getting their insurance nonrenewed, while others have seen huge rate increases. As a result, you may be wanting to save money on your tow truck insurance rates by getting cheap tow truck insurance. We’ve got some tips to help you save some money on your rates.
Business Insurance
Your business is unique and you face your own specific risks and dangers, but we can help make sure you’re protected. Every business needs a business insurance policy that’s customized specifically for its needs. At InsuranceHub, we believe in creating a policy that’s built with your business in mind. We know that insurance can get complicated. So, one of our goals is to make the process as easy as possible.
We want to be more than just an insurance company to you. Whether you need a business owner’s policy, general liability, or property insurance, InsuranceHub is here to help. Each of these types of coverages does something different, but we’ll help you figure out which ones are right for you. You’ve worked really hard to build your business, so let us help you protect it.
Does my business need employment practices liability insurance?
Employees are what keep businesses running, but what would happen if one of your employees brought an employment-related claim against your business – allegations of discrimination or wrongful termination? Would you have the resources to legally defend your business against a claim or lawsuit of that sort? It’s important to consider employment practices liability insurance, or EPLI, to protect your business from this often-overlooked risk. We’ll go over what EPLI does and how it can help your small business.
8 easy ways to prevent the spread of flu in the workplace
Winter is rapidly approaching, and that means flu season is upon us. Usually, flu season is considered as being October through about February, which means that we’re cruising right into the flu danger zone. The flu, aside from just being downright unpleasant and exhausting for the person who’s sick, is also problematic for the workplace. With coworkers dropping like flies to illness, it can be a scramble to get the work done that needs to get done. So, before everyone starts getting sick and calling out from work, we’ve got some tips to help you prevent the spread of flu at your workplace.
10 ways to help your employees overcome workplace stress
We all know what it feels like to get stressed out about something, and it doesn’t feel good. People get stressed out for a lot of reasons, but the workplace or a job is a common trigger. Stress isn’t just a mental or emotional issue, either – it can cause physical symptoms like headaches and stomach pain. Anxiety can get so overwhelming that it becomes debilitating, and as an employer, you don’t want to see your employees suffer. Reducing stress can help your business lower your employee turnover rate, plus make everyone happier. To help combat the everyday stress of the workplace, we’ve got a few tips.
How to improve and build communication at your office
We’ve all heard the expression “communication is key.” This is especially true in the workplace, where you’ve got a lot of people with different personalities spending hours upon hours in each other’s company. Having poor communication can be a recipe for disaster. For businesses to succeed, everyone needs to feel comfortable talking to everyone. Good communication can also help build up company culture, which is a great way to retain your valuable employees. If you’re looking to add some peace and harmony to your workplace, we’ve got some tips for better communication so that your office isn’t a discordant cacophony of noise (or worse, dead silent.)
Does your business need hired and non-owned auto insurance?
If you have a small business, your employees might have to use their own personal cars in the course of their jobs. They might meet with clients, pick up supplies, run errands for your business, or attend conferences. Even though your employee is driving their own car with their own auto policy, they’re only driving because they’re conducting business for you. If you have commercial auto insurance, you might think you’re covered.
But there’s a catch – commercial auto policies only protect you when employees are driving a work-owned vehicle for company business. It doesn’t apply to an employee’s personal vehicle. This is where another kind of auto insurance – hired and non-owned auto coverage – comes in to protect your business if you’re found to be at all accountable. Let’s take a look at hired and non-owned auto insurance.
How to protect your business from the danger of ransomware
It’s a normal Thursday morning. You unlock your business, preparing to open for the day. You turn on the lights, set down your stuff, and log in to your computer.
Or try to.
Your computer screen is frozen on a very scary-looking screen that says that your computer has been locked and that you have to pay a lot of money to get it back. You try everything you can think of, but the screen stays put very stubbornly. You’re super locked out…and super panicked. You need your computer to run your business! With a sick feeling in your gut, you stare at the screen, wondering how in the world you’re going to get out of this one.
So, what happened? Ransomware happened. We’ll explain what ransomware is and how to avoid falling victim to it.
What’s spear phishing and why doesn’t it have anything to do with fish?
It’s no question that hackers nowadays have gotten exceedingly clever – almost unfairly so. It’s important to protect your business from online scams, and one of the biggest threats is a scam called phishing – and no, it doesn’t have anything to do with fish. The name is disappointingly misleading. Anyways, phishing is when a hacker or scammer impersonates a trusted institution, like a bank, to trick targets into giving away personal information. But there’s a whole other level of phishing. And that’s called spear phishing (again, not quite sure where they got the name.) Spear phishing is even more nefarious than regular phishing because it’s harder to detect. We’ll go over what spear phishing is and how to avoid it.
6 different online scams that your business needs to be aware of
Nowadays, many businesses would feel powerless without their computers. We depend on our technology to help us run our lives, and businesses are no exception – which is why it’s important to learn how to manage your IT risk. Technology is great, but it’s also a weak spot for businesses because computers can be targeted by hackers. The reality is that even though our machines seem nice and secure, locked away in our office building or store, they’re actually very susceptible to attack. In the hands of a hacker, computers are like putty. And, to be honest, so are humans. We’re not as smart as we like to think we are sometimes. And that’s why it’s so important to go over a few different online scams that could hurt your business, which is exactly what we’re going to do in this article.
6 things you need to do if an employee has a workplace injury
No employer wants to see an employee get hurt on the job. You don’t want to see your employees in pain, and workplace injuries often have long-lasting effects on any business. But accidents are inevitable, and eventually you may find yourself dealing with a workplace injury or illness. This is why workers’ compensation insurance is a vital part of any business’s insurance plan. If you do ever have a workplace accident, there are six things you absolutely have to do.