If you have flatbed trucks, you spend a lot of hours on the road – and let’s face it, the road isn’t always the safest workplace. Whether you’ve got a couple of trucks or you manage a fleet, it’s important to make sure that your trucks are protected by the right flatbed truck insurance. But that begs the question – what insurance do you need for a flatbed truck? We’re going to go over four coverages you can consider for your business.
Business Insurance
Your business is unique and you face your own specific risks and dangers, but we can help make sure you’re protected. Every business needs a business insurance policy that’s customized specifically for its needs. At InsuranceHub, we believe in creating a policy that’s built with your business in mind. We know that insurance can get complicated. So, one of our goals is to make the process as easy as possible.
We want to be more than just an insurance company to you. Whether you need a business owner’s policy, general liability, or property insurance, InsuranceHub is here to help. Each of these types of coverages does something different, but we’ll help you figure out which ones are right for you. You’ve worked really hard to build your business, so let us help you protect it.
5 ways to avoid general liability insurance claims at your auto repair shop
If you have an auto repair shop or an auto body shop, you’re in the line of fire of plenty of risks every day. Sure, your auto repair shop insurance can help you out of a tight spot if you have a general liability claim, but it’s probably a better idea to just avoid that claim in the first place. We’ve got 5 tips to help you avoid general liability insurance claims. And, you know, lawsuits. Because lawsuits are no fun.
Car Hauler Insurance: 10 Things You Should Know
If you have car carriers, it’s important to get the right car hauler insurance to protect your business. But it might seem like a very complicated can of worms. To help you out with making heads or tails of auto hauler insurance, we’ve put together a list of 10 things that are important to know.
4 FAQs about dump truck insurance
If you have dump trucks or run a dump truck business, there’s a lot that you have to juggle. One aspect of your business that might have you feeling a little overwhelmed is the insurance part of things. You probably have quite a few questions about the insurance you need for your business. We’re going to answer four frequently asked questions about dump truck insurance so you have a place to start when considering truck insurance.
What is motor truck cargo insurance?
If you’re a trucker, you face a lot of risks. Some of them are pretty apparent – getting into an accident, facing severe weather, something going wrong with the truck itself. But one risk that might not be so clear is the loss of your cargo. For-hire truckers don’t own the cargo they’re hauling, and that means that their standard liability policies may not cover the load they’re transporting if something happens to it en route to its destination. Cargo can be very valuable, and you might be responsible for very high losses if your cargo is damaged. (Not to mention that your relationship with your clients could be damaged.) That’s where cargo insurance can come to the rescue. We’ll explain how cargo insurance works.
7 must-have skills for tow truck dispatchers
You might be a one-man operation or you might have multiple drivers working for your tow truck business. But either way, you need someone to coordinate the towing jobs. Someone has to get the trucks where they need to go, right? And that’s why you need a top-notch dispatcher (or a top-notch team of dispatchers) to help you keep your tow truck business running smoothly. Here are 7 skills that are essential for dispatchers.
5 sources of D&O liability for businesses
Businesses and organizations face many risks, some of them relating to the directors and officers who run things. There are numerous employment-related risks that the directors and officers face, and if they get accused of some sort of negligence or wrongdoing the resulting costs for the business (and the individuals themselves) can be very high. We’re going to explore five different potential sources of director’s and officers liability – and we’ll talk about getting the D&O liability insurance you need to protect your business.
What is employee dishonesty insurance?
You may always want to assume the best in people, but sometimes employees can be a little bit less than honest. Maybe a few dollars disappear from your cash register, maybe some merchandise finds itself missing, or maybe the expense report that you left up to an employee is more than a little off each month. In any case, employee dishonesty insurance can be a great asset to your business, whether you’re in a particularly risky industry or you’re a small business that wants to prevent sticky fingers. Here’s how.
The benefits of having hired and non-owned auto insurance
There’s a lot that goes into running a business, and sometimes errands and such might require your employees to go mobile and drive. If your employees ever have to drive their own personal cars for business use, you could be opening up your business to risk. Sure, your employees are good drivers and you don’t feel the need to grab a crash helmet knowing they share the roads with you.
6 ways cyber liability insurance can protect your business
Computers are great, and chances are they play a fairly big role in helping you manage and run your business. While technology, in theory, makes life easier, it also opens up a bunch of new potential problems and threats. Data breaches and hacks can be catastrophic – we’ve all heard the horror stories. For businesses, a cyber attack can mean an interruption of business, lost revenue, and even litigation.
It’s not a pretty picture.
And while it’s tempting to believe that cybercriminals are only after big businesses that have huge profits, that’s not exactly reality. Cybercriminals are after small and medium businesses, too. That’s why it’s important to think about cyber liability insurance for your business. Cyber policies are tailored to your specific business, and they can protect you in a variety of ways. We’ll go over six ways that cyber insurance protects your business.