Key employee insurance can help your business if an important employee passed away.

Key Employee Insurance: What if an important employee died tonight?

What is key employee life insurance?

Just suppose your CEO died tonight. Think about what would happen if your number 1 sales person passed away tomorrow. What would you do? First, think of the emotional pain. Second, think of the business financial pain.

How long would it take to replace them and get the new person to be able to do all that they do know?

Weeks? Months? Longer? What kind of financial impact would that have on your business?

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6 Ways To Keep Business Premiums Down

If you looking for ways to lower your commercial insurance rates, then you are not alone. Nowadays, it seems like every business owner is trying to find ways to reduce costs and cut expenses. So, the $99,000 question is then, “How can we keep our business premiums down?”

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60% Of All Home Businesses Are In Danger

Will you make this common mistaken that 60% of all home business owners are making? Do you run a home business? Are you thinking of starting one? Read closely so you do not fall into the trap that 6 out of 10 home business owners make, which could cost you a lot of money later on.

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Check out the following tips for buying business insurance.

Five Tips for Buying Business Insurance

So, you are shopping for small business insurance? Well, kudos to you for seeing the importance of protecting your businessEach year, there are thousands of small business owners just like you that not only lose their business, but also their livelihood, savings, credit, homes, and reputation due to lawsuits.

These reasons are why our team at InsuranceHub will share these 5 ways you can buy the best business insurance for your company. Let’s outline them first, then we will dive into them one at a time.

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Get An Annual Business Insurance Checkup

What is an annual business checkup and why you should be getting one?

Please don’t mistake buying business insurance as a one time event. Instead, it should be an annual event just like going to the doctor. Really.

Your annual doctor visit habits can predict the health of your business

Question: When was the last time you went to the doctor for a checkup?

Doctors suggest getting an annual checkup each and every year.

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How To Choose An Insurance Agent For Your Business

Are all insurance agents alike? Could just any old agent help you protect your business? How can you find the right broker to work with?

We will try to answer these questions in this article. To get started, here’s a question:

What do you look for in a doctor?

  • Would you just pick anyone to go to?
  • Or would you want to see a specialist for your health concerns?
  • Would you just go to the phone book or on-line and pick the first specialist you see?
  • Would you like referrals from friends and family?
  • Isn’t it true you want a doctor that takes the time to listen to you instead of pushing you out the door with a prescription?
  • Wouldn’t it be nice to have a doctor that understands you and your health concerns?

Just as you would take your time to find the right doctor, accountant or lawyer, it also makes sense to choose an insurance agent for your business the same way.

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Make Sure Your Coverage Matches Your Business Size

How To Match Your Insurance To Your Business

If you have a home-based business, a small business or a worldwide business, read closely about how to select the right coverage for your company. Choosing the right type and amount of insurance for your business can be tricky at times. This is why we created InsuranceHub. We help match your business with the appropriate coverage.

How do we do that? First, we help you answer these questions:

  • What type of business are you in?
  • Where is it located?
  • Do you have employees?
  • How many employees?

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What is a Business Owners Policy?

What is a business owners policy and how can it help you save money on your small business insurance? If you are a small business owner shopping for commercial insurance, then read closely. Did you ever go to a restaurant that had a la carte pricing? It can get expensive very quickly. However, when you ask about the “specials” they are having, you find out you can get a meal with an appetizer and desert while saving a lot of money!

Did you know that business insurance works the same way? You can purchase individual insurance policies separately or in a package called a business owners policy, or a BOP.

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